{"metadata":{"parlimentNO":15,"sessionNO":1,"volumeNO":96,"sittingNO":10,"sittingDate":"05-11-2025","partSessionStr":"FIRST SESSION","startTimeStr":"10:30 AM","speaker":"Mr Speaker","attendancePreviewText":" ","ptbaPreviewText":" ","atbPreviewText":null,"dateToDisplay":"Wednesday, 5 November 2025","pdfNotes":" ","waText":null,"ptbaFrom":"2025","ptbaTo":"2025","locationText":"in contemporaneous communication"},"attStartPgNo":0,"ptbaStartPgNo":0,"atbpStartPgNo":0,"attendanceList":[{"mpName":"Mr Baey Yam Keng (Tampines), Minister of State for Culture, Community and Youth, and Transport.","attendance":false,"locationName":null},{"mpName":"Ms Hazlina Abdul Halim (East Coast).","attendance":false,"locationName":null},{"mpName":"Ms Low Yen Ling (Bukit Gombak), Senior Minister of State for Culture, Community and Youth, and Trade and Industry.","attendance":false,"locationName":null},{"mpName":"Mr Masagos Zulkifli B M M (Tampines), Minister for Social and Family Development.","attendance":false,"locationName":null},{"mpName":"Mr Murali Pillai (Jurong East-Bukit Batok), Senior Minister of State for Law and Transport.","attendance":false,"locationName":null},{"mpName":"Miss Rachel Ong (Tanjong Pagar).","attendance":false,"locationName":null},{"mpName":"Mr Ong Ye Kung (Sembawang), Coordinating Minister for Social Policies and Minister for Health.","attendance":false,"locationName":null},{"mpName":"Mr K Shanmugam (Nee Soon), Coordinating Minister for National Security and Minister for Home Affairs.","attendance":false,"locationName":null},{"mpName":"Ms Sim Ann (Holland-Bukit Timah), Senior Minister of State for Home Affairs and Foreign Affairs, and Deputy Government Whip.","attendance":false,"locationName":null},{"mpName":"Ms Jessica Tan Soon Neo (East Coast).","attendance":false,"locationName":null},{"mpName":"Mr Patrick Tay Teck Guan (Pioneer).","attendance":false,"locationName":null},{"mpName":"Mr Vikram Nair (Sembawang).","attendance":false,"locationName":null},{"mpName":"Dr Vivian Balakrishnan (Holland-Bukit Timah), Minister for Foreign Affairs.","attendance":false,"locationName":null},{"mpName":"Mr Yip Hon Weng (Yio Chu Kang).","attendance":false,"locationName":null},{"mpName":"Mr SPEAKER (Mr Seah Kian Peng (Marine Parade-Braddell Heights)). ","attendance":true,"locationName":"Parliament House"},{"mpName":"Mr Abdul Muhaimin Abdul Malik (Sengkang). ","attendance":true,"locationName":null},{"mpName":"Mr Ang Wei Neng (West Coast-Jurong West). ","attendance":true,"locationName":null},{"mpName":"Mr Cai Yinzhou (Bishan-Toa Payoh). ","attendance":true,"locationName":null},{"mpName":"Mr Chan Chun Sing (Tanjong Pagar), Coordinating Minister for Public Services and Minister for Defence. ","attendance":true,"locationName":null},{"mpName":"Mr Chee Hong Tat (Bishan-Toa Payoh), Minister for National Development. ","attendance":true,"locationName":null},{"mpName":"Dr Charlene Chen (Tampines). ","attendance":true,"locationName":null},{"mpName":"Ms Elysa Chen (Bishan-Toa Payoh). ","attendance":true,"locationName":null},{"mpName":"Mr Edward Chia Bing Hui (Holland-Bukit Timah). ","attendance":true,"locationName":null},{"mpName":"Ms Eileen Chong Pei Shan (Non-Constituency Member). 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To guide agencies, the Ministry of Finance (MOF) provides templates with contractual terms and conditions which set out the responsibilities of the parties. These templates are developed in consultation with key sector agencies to reflect industry norms, particularly for major categories like construction, and information and communications technology (ICT). For example, the Standard Consultancy Agreement (SCA), used by Government agencies for construction-related consultancy services, states that agencies will pay for additional services not covered by the contract.</p><p><strong>\tMr Speaker</strong>: Mr Ang.</p><p><strong>\tMr Ang Wei Neng (West Coast-Jurong West)</strong>: I thank the Minister for the reply. I would like to first declare that I am the CEO of Strides Premier, a company that from time to time participates in Government tenders.</p><p>I understand that the Government departments have the duty to safeguard public money and not overpay private companies that provide services through Government contracts. At the same time, the Government also has a responsibility to support small and medium enterprises (SMEs), especially during the current climate of economic uncertainty. Thus, I hope the Minister will consider my supplementary question to remove or tweak three common clauses in Government contracts or tenders that SMEs find hard to comply with.</p><p>Firstly, the clause on unlimited liability, regardless of contract value, similar to the clause required by the Singapore University of Social Sciences (SUSS) as reported in the press. Such a clause can be&nbsp;onerous to our SMEs and can even bankrupt them.</p><p>Secondly, some other clauses in the Government contracts have limited milestone payments. Very often, Government agencies will only make the bulk of the payment at the end of the project, creating potential cash flow problems for SMEs participating in Government tenders.</p><p>And thirdly, some Government tenders require contractors to make unlimited changes to design requirements without additional payment, similar to those required by SUSS. The tender document states that they will make changes and the changes will not be paid, even though, as the Minister said, what is not stated in the tender is supposed to be paid. But the tender says that it will not be paid in the first place. Any design change will cost money and someone has to pay for it. There is no free lunch.</p><p>Thus, I hope the Minister could advise the various Government departments to consider tweaking such demanding clauses.</p><p><strong>Ms Indranee Rajah</strong>:&nbsp;I thank the Member for his supplementary question, which raises a couple of important points. Let me address them in turn.</p><p>The first is to make a distinction between SUSS and Government. Strictly speaking, SUSS is an autonomous university (AU).&nbsp;AUs are independent corporate entities and not Government agencies, and this gives them the autonomy to handle operational and corporate service matters according to their own policies and procedures. Nevertheless, AUs are expected to adhere to fundamental procurement principles&nbsp;– of value-for-money, transparency, and open and fair competition; and we encourage them to align broadly.</p><p>So, I just wanted to make that distinction, because in the particular instance that Mr Ang is referring to, I would not go into the details because it is between different parties, but my understanding is that those contract terms are not in exactly the same terms as the Government standard contracting terms. That is the first point.</p><p>The second point is that for such contracts, there are really three broad groups. One is pure Government. Then, there are those which are not exactly Government, but like SUSS or other agencies,&nbsp;are expected to follow Government, but have much broader leeway to depart or set their own terms. And then, third, there is the private sector.</p><p>So, I will come back to these three, but just let me address first the specific queries that Mr Ang had raised.</p><p>We do recognise the need to support enterprises in this economic environment, even as we continue to achieve value-for-money for public spending. So, on the point about making unlimited design changes, I had shared earlier that under the SCA, which is what the Government follows, the one that is used for construction-related consultancy services, agencies will pay for additional services not covered by the contract, such as further changes after design sign-off.</p><p>Then, with respect to unlimited liability, in November 2024, we added an option in the SCA to limit consultants' contractual liability. And then, as announced by Minister for National Development Mr Chee Hong Tat, last month, we will be making this mandatory starting from 1 December 2025. So, in other words, going forward, there will be limited liability.</p><p>Though these changes have only been applied to the SCA, agencies are expected to be fair to suppliers in all their contracts, facilitated by standard contract templates, such as the Tender Lite Conditions of Contract.</p><p>And on the question of milestones, Government agencies typically make payments to their suppliers at specified milestones during the course of the project. For instance, construction contractors are usually paid every month, based on monthly progress payments. MOF has also provided agencies with guidelines for more frequent payment milestones. Besides this, the Government has introduced Tender Lite to simplify procurement in tenders with estimated procurement value up to $1 million. This makes it easier for businesses, especially SMEs, to access Government procurement opportunities.</p><p>MOF has worked closely with partners, including the Singapore Business Federation, the Association of Small and Medium Enterprises, and sector-specific trade associations to develop Tender Lite. We will continue to partner industry to look for ways to ease doing business with Government.</p><p>That said, Mr Ang's supplementary question raises a broader issue, which is that of fair contracting. The Government is actually encouraging the industry, especially the construction industry but across the board, to have collaborative contracting and fair clauses. The old way of approaching contracts is very much a win-lose. The lawyers on one side will want to get everything for their client. The lawyers on the other side will obviously want to do the same. But contracts for such procurement should not be win-lose.&nbsp;You should try to see how you can make it win-win. Because if every party has a vested interest in the contract to make it succeed, that would be better. And if it is completely one-sided, then after a while the other side will either not want to participate or the relationship will break down.</p><p>And this needs a change of mindset.&nbsp;Many of the contracts out there, especially in the private sector, which are not mandated by Government, are in old standard forms. It is very difficult to get lawyers to shift from standard forms. They like their precedents. My message, really, to the industry, especially the built environment industry, is that we are trying to effect change. That change is collaborative contracting where it is win-win, and fair clauses.</p><p>That leads to the question of what is fair. Usually, that is a matter of negotiation. But it is difficult when you have parties who have uneven resources and of different sizes. This is the reason why the SCA and other Government standard contracts can and should be the base reference. You can depart from it, but that should be the standard for what is the expected norm, and the Government has the ability by putting in certain clauses, firstly, to practise it for ourselves, but also to signal to the market what is considered fair. And of course, if we get feedback that clauses are not fair or too onerous, then we can always review and adjust as needed.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Sanctioned Individuals Operating Tax-exempt Family Offices Locally","subTitle":null,"sectionType":"OA","content":"<p>2 <strong>Mr Kenneth Tiong Boon Kiat</strong> asked&nbsp;the Prime Minister and Minister for Finance (a) whether any individuals sanctioned by the US for alleged transnational criminal activities or convicted in Singapore's largest money laundering case had operated tax-exempt family offices locally; (b) what due diligence checks does MAS conduct before granting such incentives; and (c) what systemic reforms have been implemented to prevent criminal networks from exploiting Singapore's family office regime.</p><p><strong>\tThe Minister for National Development (Mr Chee Hong Tat) (for&nbsp;the Prime Minister and Minister for Finance)</strong>:&nbsp;Mr Speaker, my response will also address related questions by Ms Sylvia Lim, Mr Louis Chua and Ms He Ting Ru from yesterday and today, as well as a written question by Mr Abdul Muhaimin Abdul Malik scheduled for tomorrow’s Sitting.</p><p>Singapore upholds high regulatory standards in our financial system aligned with international standards. It is one reason why many investors view Singapore as a trusted financial hub. Like other global financial centres, having high standards does not mean there will be zero cases involving entities and individuals who break the rules or who fail to comply with our regulatory requirements. What is key is that where wrongdoing is identified, the authorities will investigate thoroughly and take firm enforcement action in accordance with the law.</p><p>The money laundering investigations by the Police against Chen Zhi and related associates are ongoing. Enforcement operations were conducted on 30 October 2025. Arising from the enforcement operations, the Police have issued prohibition of disposal orders and seized a range of assets, including properties, cars, bank accounts and securities accounts.</p><p>Prior to the indictment of Chen Zhi by the United States (US), our Police had been conducting probes into Chen Zhi and his associates. Thus far, the Monetary Authority of Singapore (MAS) has identified two Single Family Offices (SFO) funds granted tax incentives that are linked to the sanctioned individuals. MAS has ceased the tax incentives. As investigations are ongoing, I seek Members’ understanding that I am not able to comment further on the details at this stage.</p><p>Based on available data over the past three years, about 3% out of 1,300 applications were rejected. Besides the rejected applications, some potential applicants also withdrew their interest to apply before submitting a formal application when questions were posed and requirements were clarified at the pre-application stage.</p><p>As part of the tax incentive application process, individuals and entities are screened against databases to check that there are no reports on their involvement in illegal activities such as money laundering and terrorism financing. The SFO fund is also required to open and maintain an account with an MAS-licensed bank and be subject to the bank’s customer due diligence and ongoing monitoring checks, including detecting any unusual or suspicious transactions.&nbsp;&nbsp;</p><p>MAS regularly reviews and refines its regulatory regime. It consulted on proposed changes to the SFO regulatory regime in July 2023. In addition to now requiring all SFOs based in Singapore, whether they are receiving tax incentives or not, to maintain bank accounts, SFOs will need to notify MAS upon the commencement of their operations and submit annual returns to MAS. The returns supplement MAS’ ongoing surveillance efforts to maintain the integrity of our financial system.</p><p>MAS and the financial industry will continue to review our surveillance and detection capabilities. But we need to adopt a sensible and calibrated approach, and should refrain from a knee-jerk overreaction when cases happen from time to time.</p><p>Similar to all major&nbsp;international financial centres, it is not possible to have zero incidents given the complex nature of the financial services industry and the high volume of daily transactions. In addition, combatting financial crime requires a global effort, as illicit fund flows are often cross-border in nature. In the Prince Holdings case, the US seized US$15 billion in Bitcoins and the United Kingdom (UK) froze 19 properties. It was announced yesterday that Hong Kong and Taiwan have also recently moved to seize substantial amounts of assets and have made arrests. All major financial centres have to remain vigilant and work together to combat financial crimes.</p><p>Sir, SFOs linked to individuals convicted of money laundering offences represent a very small proportion of the overall sector, at less than 1%. We have to remain open to bona fide family offices and genuine investors, to continue growing our financial services industry and creating good jobs for our people. As at end 2024, the wealth management and private banking functions in banks employed more than 13,000 locals. High net worth clients also use other service providers such as legal and tax advisors, fund administrators and accounting firms.</p><p>Compared to other financial centres, many industry stakeholders already consider Singapore to have more stringent due diligence standards for high net worth clients. If we were to tighten further to the point where the processes become overly cumbersome, it will affect our competitiveness, deter legitimate investors and put many local jobs at risk. This is not the outcome we want for Singapore.</p><p>There is a Chinese saying that when we open the windows, some flies may also enter. The solution is not to shut our windows and block out sunlight and fresh air. What matters is that we act swiftly to deal with the flies that enter, while also letting in sunlight and fresh air. This is the approach we take in Singapore. Risk-proportionate, not zero-risk.</p><p>MAS will continue to take a risk-proportionate approach to maintain our status as a trusted financial centre. MAS expects our financial institutions to do the same, so that we collectively maintain high standards while keeping our system efficient and competitive. Singapore will also continue to work closely with our international counterparts to deter and enforce against bad actors who operate across different jurisdictions.</p><p><strong>\tMr Speaker</strong>: Mr Kenneth Tiong.</p><p><strong>\tMr Kenneth Tiong Boon Kiat (Aljunied)</strong>:&nbsp;Thank you, Speaker. Three supplementary questions for the Minister, given that Prince Group's scam operations were publicly documented by English language investigative media as early as February 2024 and even earlier in July 2022 in Chinese court notices, did MAS conduct any mid-term reviews of DW Capital Holdings between 2018 and the US action in October 2025? And if not, why not?</p><p>The second supplementary question. I thank the Minister for his metaphor. I think there are a lot of flies in the house. So, as more cases of criminality associated with family offices that have been set up in Singapore have come to light, will the Government start to work on the assumption that&nbsp;illicit money generated by scams and other cross-border crime has already penetrated Singapore? And therefore, will the Government mandate enhanced due diligence on existing client relationships across all regulated financial sectors, not just new client onboarding?</p><p>The third supplementary question. Further to my previous question, will MAS require all existing 13O and 13U tax incentive holders, and not just new applicants, undergo mandatory rescreening?</p><p><strong>\tMr Chee Hong Tat</strong>: Mr Speaker, before I answer the questions,&nbsp;may I ask Mr Tiong to clarify if the Workers' Party's (WP's) position is that we should adopt a zero-risk approach? Or would he agree with me that we should adopt a risk-proportionate approach, set high standards, but also maintain the efficiency and competitiveness of our financial system?</p><p><strong>\tMr Speaker</strong>: Mr Tiong.</p><p><strong>\tMr Kenneth Tiong Boon Kiat</strong>:&nbsp;There is a pattern of Ministers and political officeholders asking very rhetorical zeros, like rhetorical questions, which have no meaning, which are like&nbsp;—</p><p><strong>Mr Speaker</strong>: Mr Tiong, you could just respond to the Minister.</p><p><strong>\tMr Kenneth Tiong Boon Kiat</strong>:&nbsp;So, the answer is no. And I do not think it is the Minister's point of view that you should in fact&nbsp;have a zero-risk approach. Because it is impossible. So, he is asking a stupid question.</p><p><strong>Mr Speaker</strong>: Minister Chee.</p><p><strong>\tMr Chee Hong Tat</strong>: Sir, I think it is not quite appropriate for Mr Tiong to use the word \"stupid\" when we are having a discussion in this House.&nbsp;I asked him a question to clarify what is his position. And I respectfully ask him to withdraw that comment and to apologise.</p><p><strong>Mr Speaker</strong>: Mr Tiong.</p><p><strong>\tMr Kenneth Tiong Boon Kiat</strong>: I do withdraw that comment. I will maintain that, that question is not a meaningful question. Thank you.</p><p><strong>Mr Speaker</strong>: Minister Chee.</p><p><strong>\tMr Chee Hong Tat</strong>:&nbsp;Mr Speaker, I am disappointed that Mr Tiong chose to conduct this discussion in this manner. I only wanted to clarify the position so that I can give him a considered response. Earlier, some of his other colleagues, including Mr Pritam Singh,&nbsp;Leader of the Opposition, said that the WP will be a responsible opposition party. And I hope Mr Tiong bears that in mind in our future discourse.</p><p>Sir, I thank the WP's Mr Tiong for agreeing with me that we should not adopt a zero-risk approach. I think that is the key point that I wanted to clarify. So, he could have just said that and not add on all the other additional comments.</p><p>So, if we agree with that, that it is not practical to adopt a zero-risk approach, then I think we can take a look at what are some of the moves that we can make to maintain high standards on one hand, that is important, we want to remain a trusted financial centre; and at the same time, remain efficient and competitive.</p><p>Having high standards is not at odds with being efficient and competitive. If Mr Tiong believes that being inefficient, being overly cumbersome, adopting a zero-risk approach, being overly risk adverse, is the right way to go,&nbsp;I think if we follow his advice, our financial hub status is at risk.</p><p>We need to take a risk-proportionate, calibrated approach, just like all other major international financial centres&nbsp;– maintain high standards, deter bad actors, take action against them when we discover wrongdoings. No doubt about that. That is our position. But at the same time, welcome genuine investors, legitimate family offices who want to set up and tap our financial services industry here, and create jobs for our people. That is the approach that Singapore wants to take.</p><p>With regard to the first supplementary question from Mr Tiong, the reports that have surfaced, I mentioned in my main reply that the banks have also been taking action in monitoring the situation and we do reject some of the applications, and some of them, they withdrew after the banks asked questions. And there is also a system whereby the financial institutions would file&nbsp;Suspicious Transactions Reports (STRs).&nbsp;This was something that the banks, the financial institutions have been doing earlier. But we need to bear in mind that STRs on their own do not equate to offences being committed. It is just a suspicious transaction that is being highlighted.</p><p>For the Police, the Police would have to take a look at these early signals, including the STRs that are filed, and conduct further enquiries on their own, including looking at financial intelligence that they have picked up. And this is what the Police had done. They had also worked with their foreign counterparts to gather further information on the case, because, as I mentioned in my main reply, this case involves not just Singapore, but&nbsp;many other jurisdictions. And after the news broke in October 2025, the Singapore Police Force (SPF) reached out to international counterparts to gather more information on criminality with nexus to Singapore to further these investigations and then took action on 30 October, as I mentioned in my main reply.</p><p>Mr Tiong also asked, I think he made a comment that there are many flies in the house. I do not know which \"house\" Mr Tiong is referring to, but as far as we are aware, the house of Singapore, we do not have many flies.</p><p>I mentioned earlier that the SFOs that are involved in money laundering and are convicted for money laundering, represent less than 1%. So, if we accept that we do not want to have zero risk, and we accept that when we open the windows to let in sunlight and fresh air, that there will be some flies, I think less than 1% to me, does not mean that there are many, many flies in this house.</p><p>And I also mentioned that when we detect those flies, we deal with them firmly.&nbsp;I think that is the key. Not to aim for zero, not to go for zero risk. But when we detect any cases of wrongdoing, when we detect any flies, we go for them. We take a firm enforcement approach.</p><p>MAS will continue to review our rules and our procedures. I think Mr Tiong is mistaken that we only do the checks at the point of application and not on an ongoing basis. I mentioned earlier that the banks do file STRs, and we are also in the process of reviewing what our rules should be, so that we are able to maintain high standards, we are able to deter bad actors from wanting to come to Singapore and importantly, maintain our competitiveness as a financial centre.&nbsp;</p><p><strong>Mr Speaker</strong>: Ms Sylvia Lim.</p><p><strong>\tMs Sylvia Lim (Aljunied)</strong>:&nbsp;Thank you, Speaker. I have one question for the Minister. It was reported in July that the Minister in his capacity in the MAS had announced that there was an intention to shorten the process of registration for family offices, I think, from 12 months to three months, to make it faster for these offices to open bank accounts and to claim their tax incentives.</p><p>So, I am just trying to understand whether this shortened process means that banks would have less time to do their due diligence? And in that sense, there is a possibly increased risk that money laundering indications could slip under the radar, in a sense.</p><p><strong>\tMr Chee Hong Tat</strong>: Mr Speaker, I thank Ms Lim for her supplementary question.&nbsp;In the announcement that I made earlier this year, I made it clear&nbsp;– and this is in the public domain, on public record&nbsp;– that we want to look at how we can streamline some of the processes so that the waiting time is not too long, but at the same time, I emphasised this, we must maintain high standards.</p><p>Why?&nbsp;Because Singapore is not competing on the basis of being the quickest, the one with the lowest standards, the easiest to set up an account. That is not our competitive advantage. Our competitive advantage is that we are a trusted financial centre. And if we want to achieve that, we need to maintain high standards. So, that is why I emphasised that any process change and any streamlining should not compromise our high standards.</p><p>Having said that, the process changes that we are looking at are also not at odds with maintaining high standards. So, I want to assure Ms Lim that it is not to ask the financial institutions to skip steps or to not look out for certain suspicious reports in their due diligence checks. I think we must maintain high standards in that area. But it is really to clarify&nbsp;– so, what are we looking for, to avoid a lot of toing and froing, and second guessing? And it is also to look at how we can streamline the processes so that, through the use of technology, through the use of information sharing, we make it more efficient, so that we do not deter the genuine cases, but we block out and we do not admit the ones that are suspicious and have problems that will affect our high standards and reputation.</p><p>It is a fine calibration, but I want to assure Ms Lim that what we recently announced is meant to simplify the requirements and improve operational efficiency. It does not change the anti-money laundering checks that we submit the applicants to. They are still screened, they are still checked.</p><p><strong>\t</strong></p><p>They will continue to be required to open and maintain a bank account in Singapore, which means that the account will continue to be subject to the bank's customer due diligence and ongoing monitoring checks. That was my clarification with Mr Tiong earlier. It is not just at the point of application. It is ongoing check as well.</p><p>So, this is something which I hope the WP, if you agree that we should not adopt a zero-risk approach, but a risk-proportional approach, then I think we need to strike that balance. We do want our financial services industry to remain competitive, our wealth management industry to remain competitive. I mentioned in my main reply that this sector supports at least 13,000 local jobs and may grow further. But at the same time, we do not want to do it in a manner which will compromise high standards and affect our reputation. That is the balance we want to strike.</p><p><strong> Mr Speaker</strong>: Mr Louis Chua.&nbsp;</p><p><strong>\tMr Chua Kheng Wee Louis (Sengkang)</strong>:&nbsp;Thank you, Speaker. Let me first declare that I am working in a financial institution which, to my understanding, does businesses with family offices.</p><p>Just one supplementary question for the Minister. I agree with the Minister that we should act swiftly in such cases, but at the same time, I am also concerned that yes, while we did carry out the enforcement actions within weeks of the US press release, it may give the impression that we are only doing so after the US has commenced action. And so, I wanted to understand, based on what the Minister has shared and based on the SPF's press release, that from the time we received the STR notification in 2024, what have been the reasons for the delay in terms of the actions taken against this group, and whether it is because of the lack of evidence or what were the rationale behind the one year-plus delay?&nbsp;</p><p><strong>\tMr Chee Hong Tat</strong>: Mr Speaker, I thank Mr Chua for his question. It is kind of similar to what Mr Tiong asked earlier. I did explain the process of how we deal with STRs that are filed by the financial institutions. But please allow me to maybe reiterate some of the key points.</p><p>So, the financial institutions filed STRs earlier. This was before the US made public that they are taking action against Chen Zhi and his associates. These STRs are part of what the authorities would take into account in assessing whether further investigation will be required and further action will be required.</p><p>I think Mr Chua is familiar with how this works. He is from the financial services industry.</p><p>STRs on their own may not equate to an offence being committed. It is just to highlight that could be what looks like a suspicious transaction. So, it is an early risk signal that will need to be looked into, but on its own, does not constitute an offence has been committed. So, the Police will need to look at that and consider other sources of relevant information, including working closely with their international counterparts.</p><p>If you look at what is happening to the Prince Holdings case, it is not just in Singapore, where the authorities have taken action in recent weeks. I mentioned in my main reply that Hong Kong, Taiwan and the UK are also some of the other jurisdictions that have done the same.</p><p>So, I think this is the nature of such operations. We need international collaboration. We need to share intelligence and information with our counterparts, and depending on how they structure their complex operations, we then work together to see how we can put a stop to it. It requires global cooperation.</p><p><strong> Mr Speaker</strong>: Mr Dennis Tan.&nbsp;</p><p><strong>\tMr Dennis Tan Lip Fong (Hougang)</strong>:&nbsp;I am not sure I heard the Minister accurately, so I just want to ask for good order. When an application is before the SFO, will the office do a first round of anti-money laundering search that is usually required by all financial institutions, law firms or accounting firms, when a client approaches with a new business? And if not, could I request that the Government consider requiring the SFO to do so because, after all, it is the first gatekeeper in any of this relationship with a new family office?</p><p><strong>\tMr Chee Hong Tat</strong>: Mr Speaker, I thank Mr Tan for his clarification. Sir, we did put up a consultation paper entitled \"Proposed Framework for Single Family Offices\", whereby MAS will take a look, and we made some proposals, on how we can subject the SFOs to a licensing class exemption framework, which would require them to notify MAS of their presence and to comply with specific requirements, such as the SFO and its fund vehicle maintaining a Singapore bank account, thereby subjecting all SFOs to anti-money laundering controls. So, this is something which we will be sharing more details on the date of implementation and also, to look at what are the changes to the legislation that we will need.</p><p>The point that Mr Tan mentioned earlier about doing the checks, we do that. And we do that at two levels, so the banks will, on their own, do some of these checks with the clients before they allow them to open accounts, and that is part of their due diligence checks. And for MAS, we will do another check if they are applying for tax exemption. So, that is on top of what the banks will check.</p><p><strong> Mr Speaker</strong>:&nbsp;I am going to move on to the next question. But before I do so, I would just like to inform Mr Tiong that I am quite disappointed by the exchange just now. I note that you have withdrawn your earlier comment, but I would like to remind you and all Members of the House, of Standing Order 50(4).&nbsp;Let me read what it says: \"It shall be out of order to use offensive and insulting language about Members of Parliament\".</p><p>I consider what you had said just now to be quite insulting and it is beneath the dignity of this House to use such language.</p><p>So, I remind all Members again; the Member has withdrawn that comment, which is obviously correct. I would have expected an apology, but I accept that you just withdrew that comment. [<em>Interruption.</em>]&nbsp;Mr Tiong, hang on, hang on. I will let you have your say.</p><p>I did want to remind everyone&nbsp;– front bench, back bench. We are all here for a purpose; we want to maintain dignity and decorum in this House, and the use of such language about a fellow Member of Parliament is not par for the course. Mr Tiong.</p><p><strong>\tMr Kenneth Tiong Boon Kiat</strong>:&nbsp;I would like to apologise to the Minister for the comment.</p><p><strong> Mr Speaker</strong>: Kindly stand up when you speak.</p><p><strong>\tMr Kenneth Tiong Boon Kiat</strong>:&nbsp;<span style=\"color: rgb(51, 51, 51);\">I would like to apologise to the Minister for my comment on his question.&nbsp;</span></p><p><strong> Mr Speaker</strong>: Minister Chee.</p><p><strong>\tMr Chee Hong Tat</strong>:&nbsp;Mr Speaker, I thank Mr Tiong for his apology. I accept it and I hope that we can, in future, have such discussions in a civilised and polite manner, a respectful manner. Thank you.</p><p><strong> Mr Speaker</strong>: Thank you, Mr Tiong. Thank you, Minister Chee.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Lessons Learnt and New Processes following Review into Megan Khung Case","subTitle":null,"sectionType":"OA","content":"<p>3 <strong>Mr Cai Yinzhou</strong> asked&nbsp;the Minister for Social and Family Development (a) whether the review of the February 2020 fatal child abuse case had established if the child had verbally disclosed or attempted to communicate the abuse during her interactions with relevant agencies; and (b) what specific lessons were learned regarding training of social workers and preschool educators to detect and respond effectively to verbal or non-verbal cues from young children.</p><p>4 <strong>Mr Zhulkarnain Abdul Rahim</strong> asked&nbsp;<span style=\"color: rgb(51, 51, 51);\">the Minister for Social and Family Development given the review panel’s findings of the February 2020 fatal child abuse case, whether the Ministry considers the proposed measures sufficient or will stronger reforms such as independent oversight, real-time case-tracking, and statutory reporting duties be implemented to close systemic gaps especially in cases of suspected child abuse and domestic violence.</span></p><p>5 <strong>Mr Melvin Yong Yik Chye</strong> asked&nbsp;the Minister for Social and Family Development (a) what is the threshold that the Child Protective Service (CPS) use to remove a child from the family; and (b) how does the framework deal with pushback and questions on why CPS is seen to intervene too early.</p><p>6 <strong>Mr Xie Yao Quan</strong> asked&nbsp;the Minister for Social and Family Development what will be the Government’s response to the recommendations by the review panel looking into the February 2020 fatal child abuse case.</p><p>7 <strong>Ms Diana Pang Li Yen</strong> asked&nbsp;the Minister for Social and Family Development (a) what is the Ministry's threshold for determining that a child should be removed from their family; and (b) how does the Ministry balance the need for better protection of children with potential pushback from parents who may question the Ministry's intervention as being too easily triggered.</p><p>8 <strong>Mr Victor Lye</strong> asked&nbsp;the Minister for Social and Family Development whether the Ministry will consider introducing a mandatory child safety reporting framework to impose a legal duty on designated relevant persons who become aware of a child at risk to report such cases to the authorities.</p><p>9 <strong>Mr Yip Hon Weng</strong> asked&nbsp;the Minister for Social and Family Development following the review panel’s recommendations on strengthening Singapore’s child protection ecosystem (a) how will the Ministry and partner agencies update Parliament and the public once these recommendations are implemented; and (b) what metrics will be used to assess whether such measures have led to sustained improvements and proven effective over time.</p><p>10 <strong>Mr Melvin Yong Yik Chye</strong> asked&nbsp;the Minister for Social and Family Development (a) for each year over the past 10 years, how many calls regarding vulnerable child have the Child Protective Service receive; and (b) whether the Ministry would embark on a systematic review of these calls to ensure that they were recorded and logged as required.</p><p>11 <strong>Mr Xie Yao Quan</strong> asked&nbsp;the Minister for Social and Family Development regarding the February 2020 fatal child abuse case (a) whether the Ministry can share details of the emotional support being provided to the Child Protective Service officer presently under disciplinary inquiry for lapses in the case; and (b) whether the Ministry is also providing support to other individuals involved in the case to cope with the emotional burden of the case.</p><p>12 <strong>Miss Rachel Ong</strong> asked&nbsp;the Minister for Social and Family Development (a) whether the Ministry will consider publishing clearer guidelines or case examples on when involuntary child removal from parental care is warranted; and (b) whether a training and post-referral support framework is in place to support persons who make such referrals to the Ministry, even when no abuse is found.</p><p>13 <strong>Miss Rachel Ong</strong> asked&nbsp;the Minister for Social and Family Development (a) whether protective or anonymised reporting mechanisms will be introduced to allow for reporting of suspected child abuse concerns safely; and (b) how the Ministry will monitor and mitigate unintended effects of increased reporting such as heavier workloads.</p><p>14 <strong>Mr Xie Yao Quan</strong> asked&nbsp;the Minister for Social and Family Development (a) why the Ministry did not convene a review panel on the February 2020 fatal child abuse case in the intervening years before its statement on 8 April 2025 despite early indications that Child Protective Service was consulted; and (b) whether the Ministry will convene a review panel and publish its findings for any death in the child protection ecosystem in future.</p><p>15 <strong>Mr Jackson Lam</strong> asked the Minister for Social and Family Development (a) whether the Ministry will introduce mandatory internal audits to flag unlogged or unreturned child protection hotline calls in real time; and (b) how often such data gaps have been detected in the past five years.</p><p>16 <strong>Ms Hany Soh</strong> asked&nbsp;the Minister for Social and Family Development in respect of the report on the February 2020 fatal child abuse case (a) when was the deceased child’s father first informed of her situation; and (b) whether the Ministry will consider requiring the parents of an affected child to be informed by relevant agencies and involve both parents in any safety plan regardless of their marital status.</p><p>17 <strong>Ms Valerie Lee</strong> asked&nbsp;the Minister for Social and Family Development (a) whether the Ministry will consider establishing a central coordinating office similar to the Municipal Services Office to serve as an overall coordinating agency for child abuse cases which involve multiple Government agencies; and (b) if not, what are the reasons against it.</p><p>18 <strong>Ms Denise Phua Lay Peng</strong> asked&nbsp;the Minister for Social and Family Development (a) how the Ministry intends to enforce the Child Protection Ecosystem Review Panel's recommendation that child protection case management agencies should manage all child abuse cases and be adequately resourced to do their jobs effectively; (b) what will constitute adequate resourcing; and (c) how the Ministry will track systemic improvements such as through reduced caseloads per worker and faster inter-agency response times.</p><p>19 <strong>Ms Denise Phua Lay Peng</strong> asked&nbsp;the Minister for Social and Family Development in view of the recent review of the child protection ecosystem, whether the Ministry will outline a plan for implementing a centralised, risk flagging digital system for at-risk children to provide authorised professional with a holistic view of a child's situation and ensuring that no crucial detail is missed between agencies.</p><p>20 <strong>Ms Cassandra Lee</strong> asked&nbsp;the Minister for Social and Family Development in light of the February 2020 fatal child abuse case, whether the Ministry will develop and facilitate community programmes for neighbours, volunteers, and grandparents to encourage community-based vigilance in recognising early signs of distress in families.</p><p>21 <strong>Mr Gabriel Lam</strong> asked&nbsp;the Minister for Social and Family Development (a) what criteria guide the Ministry officers in determining when a child should be removed from family care due to suspected abuse; and (b) whether the Ministry will review these criteria, risk matrix, and workflows to ensure timely intervention.</p><p>22 <strong>Mr Gabriel Lam</strong> asked&nbsp;the Minister for Social and Family Development (a) what steps will the Ministry take to improve the child abuse reporting process in light of the recommendations by the Review Panel to strengthen the child protection ecosystem; and (b) whether such improvements will include safeguards to prevent psychological harm to families wrongly suspected of abuse.</p><p>23 <strong>Miss Rachel Ong</strong> asked&nbsp;the Minister for Social and Family Development (a) what are the current criteria for removing a child into protective care or placing them under mandatory supervision; (b) whether the threshold for intervention will be reviewed in light of the February 2020 fatal child incident; and (c) how does the Ministry balance the need for earlier intervention with potential parental pushback.</p><p>24 <strong>Mr Alex Yeo</strong> asked&nbsp;the Minister for Social and Family Development given the Review Panel's findings and recommendations of the February 2020 fatal child abuse incident, whether the Ministry plans to strengthen and align inter-agency coordination, communication and risk assessment criteria between the agencies in the child protection ecosystem, such as Child Protection Services (CPS), SPF, Social Services Agencies and Schools in their management of child abuse reports and cases.</p><p>25 <strong>Mr Victor Lye</strong> asked&nbsp;the Minister for Social and Family Development (a) what safeguards are in place to ensure that reported lost and missing child cases are prioritised until physical verification of the child's safety; and (b) how will coordination with relevant social agencies and interested parties be improved to ensure that such cases are actively investigated.</p><p><strong> The Minister for Education (Mr Desmond Lee)</strong>: Mr Speaker, Sir, I am answering in my capacity as Minister-in-charge of Social Services Integration.&nbsp;May I have your permission to answer Question Nos 3 to 25 in today's Order Paper together?</p><p><strong> Mr Speaker</strong>: Yes, you may.</p><p><strong>\tMr Desmond Lee</strong>:&nbsp;Sir, my reply will also cover related questions filed by Members for subsequent Sittings. Members who had filed those questions may wish to withdraw their questions after this session. Thereafter, Minister of State for Home Affairs Goh Pei Ming will, with your permission, Sir, address Questions Nos 26 and 27 in today's Order Paper.</p><p><strong> Mr Speaker</strong>: Alright. So, for all Members who have filed questions, we will take supplementary questions after Minister of State Goh Pei Ming has addressed Question Nos 26 and 27.</p><p><strong>\tMr Desmond Lee</strong>: Thank you, Mr Speaker.&nbsp;Sir, this House would be familiar with the tragic case of Megan Khung. She died in February 2020, after months of abuse by her mother and her mother’s boyfriend. All the agencies concerned – the Ministry of Social and Family Development (MSF) Child Protective Service, the Early Childhood Development Agency (ECDA), the Singapore Police Force (SPF), Beyond Social Services and HEART@Fei Yue Child Protection Specialist Centre – accept the Panel’s findings in full.</p><p>There were opportunities to pick up on the abuse, which might have prevented Megan’s death. Our responses clearly fell short.</p><p>As Minister Masagos and I had said on 23 October, MSF is the lead for the national child protection ecosystem. On behalf of all the agencies and organisations concerned, we are deeply sorry for the outcome and for the lapses at the Child Protective Service and SPF, as well as the missed opportunities at ECDA. We should have done much better.&nbsp;</p><p>Mr Speaker, our social workers confront the pain of child abuse cases every day. Their emotional burden of separating parents and children, and managing cases resulting in tragic outcomes is a heavy one, which they have chosen to bear. To our social workers, thank you for your commitment to protecting vulnerable children. Let us carry this burden together, as a sector and as a society.</p><p>Before I answer Members’ questions, I would like to set out how the child protection system works, and I might add, it is quite similar for vulnerable adults as well.</p><p>For child protection, it rests on the foundational principle that parents are primarily responsible for their children. And in most families, parents do their best for their children. We do not and should not intervene unnecessarily. Families encountering the child protection system often find the experience stressful. They may be questioned by teachers, healthcare professionals, social workers and the Police, which can feel intrusive and accusatory, especially if eventually no abuse is found.&nbsp;</p><p>Social workers aim for a collaborative relationship with the families they work with. They support parents to care for their children, intervening only when the child is at risk. When there are reasonable grounds to believe that a child is in need of care and protection, the law empowers child protection officers to step in, to implement safety plans or even remove the child from the home and from the family.</p><p>Protecting children requires society’s collective effort. We depend on neighbours, friends and relatives to offer help to parents facing caregiver stress, and to report suspected abuse by calling the National Anti-Violence and Sexual Harassment Helpline (NAVH). Alongside them, preschools, schools, hospitals, healthcare institutions and social service agencies also play critical roles in identifying abuse.</p><p>Over the years, MSF and our partners have worked to strengthen the child protection ecosystem. Megan’s death five years ago had already prompted further enhancements to protocols. The system has evolved since then. But there is still much more that can be done.</p><p>My response to Members’ questions will be in three parts: first, enhancing frontline capability; second, strengthening systems and oversight; and third, responding to the Review Panel’s recommendations.</p><p><strong>\t</strong>Mr Speaker, let me start with frontline capability. We will enhance frontline capability and empower professionals who are our first line of defence. In particular, we will continue to manage practitioner workload and ensure social workers are adequately resourced. The risk of burnout is real, and it is difficult to attract and retain people in child protection work.</p><p>Over the past three years, the average caseload ratio for the sector has been fairly stable at around 18 to 21 cases per worker, but the variation across centres is significant, ranging from 12 to 30 cases per worker. For the Child Protective Service, now known as PSV or Protective Service, we have doubled our child protection officers from around 45 in 2019 to more than 90 in 2040, and we are continuing to expand. [<em>Please refer to </em><a href=\"oral-answer-3934#\" target=\"_blank\"><em>​</em></a><em>clarification made under&nbsp;\"Measures for Prompt Police Case Resolution and Mandating Assignment of Police Officers with Child Protection Training in Child-related Cases\", Official Report, 5 November 2025, Vol 96, Issue 10, Oral Answers to Questions section.</em>]</p><p>The additional resources have helped bring down the average caseload per officer, down from around 40 to 35 today. We have also redesigned the job to reduce the workload on our protection officers. Support staff were brought in, and services were outsourced to handle ancillary tasks and augment resourcing for critical work. This enables our protection officers to focus on social investigations as well as supervision. We will continue to step up training and competency development to give our practitioners the skill and the confidence to detect child abuse and make sound decisions that keep children safe.</p><p>Some Members raised concerns about early and accurate identification of child abuse and the liability issues that may arise when making a report. There are already laws mandating reporting of child abuse. For example, ECDA's regulations require preschools to report suspected child abuse and failure to do so is an offence. Section 424 of the Criminal Procedure Code also mandates the reporting of certain serious offences, such as grievous hurt and sexual offences, and this includes offences against children.&nbsp;If professionals and members of the public report child abuse in good faith, the Children and Young Persons Act (CYPA) protects them from civil or criminal liability.</p><p>That said, professionals may find themselves in a difficult position to report abuse, not only for legal reasons but for fear of having the families cut them off, resulting in them not having sight of the vulnerable person. They may also be concerned about undermining the trust that they have painstakingly built-up with the families that has enabled them to keep the child safe.</p><p>MSF will, therefore, look into how we can better foster a safe environment for professionals to report suspected child abuse cases. To better identify child abuse, we are also studying analytic tools to help us connect the dots and see trends across agencies. This allows us to target our efforts on higher-risk cases. But having said that, we have to carefully validate these tools to avoid excessive false positives, which could overwhelm the system, and to avoid reinforcing stereotypes.</p><p>Some Members asked us about intervention thresholds and highlighted the need for balanced decision making.&nbsp;</p><p>Determining when and how to intervene requires difficult judgement calls, balancing child safety with preservation of the family. Members' questions reflect a range of views. Some Members advocate for earlier intervention or child removal; while others caution against overreach, which may cause distress to otherwise reasonably well-functioning families.</p><p>The approach to child protection occurs on a continuum. When concerns arise, the community can offer informal support: the neighbour can check in; family members can ask if help is needed, lend a listening ear, and so on. But as concerns escalate, the child protection system progressively steps in. From social workers educating parents on child management strategies and caregiver stress responses, to state intervention in serious cases of child abuse.</p><p>Generally, the existing thresholds are appropriate. However, we will make clear that while we respect the role of parents in disciplining their children, excessive physical discipline will be considered and reported as abuse.</p><p>I would also like to address a concern about reporting thresholds. Members can be assured that the role of those making a report is simply to flag concerns. It is the job of our social workers to support parents who may be struggling with caregiving; and the job of the Police and Child Protection Specialist to ascertain if abuse has occurred.</p><p>The second set of issues raised by Members touch on how we will strengthen our systems and our oversight. One area is to regularly audit agencies managing child abuse cases, including the Protective Service, so as to ensure accountability and transparency and to foster continuous improvement. The Protective Service has been working with child protection case management agencies to surface cases where they assess that the risk level exceeds what the agencies were designed to handle.</p><p>We have also started to contact other social service agencies and organisations that are not child protection case management agencies to surface all suspected child abuse cases. This will be done progressively and expeditiously.</p><p>Today, the Protective Service conducts periodic practice reviews with external consultants to assess whether officers have made accurate case assessments and complied with protocols.&nbsp;We intend to further strengthen our quality assurance framework by increasing the frequency of practice reviews and expanding the audit scope. MSF will implement the enhanced measures by 2026.</p><p>Several Members suggested having more centralised coordination and data integration. Indeed, MSF will be setting up a new social service coordination centre supported by technology. It will help us better detect, sense make and connect the dots for cases from different touch points, such as the social services, education, preschool, community and other sectors.</p><p>We are also working to improve protocols and coordination with the Police for missing children, something mentioned by Mr Victor Lye.&nbsp;Today, child protection case management agencies have to lodge a police report within 24 hours and concurrently alert Protective Service. The Protective Service also reports cases to the Police within 24 hours. When a case of suspected child abuse is reported to the Police, the Police will assess the case based on the facts and circumstances.</p><p>For cases assessed as higher risk, for example, involving serious physical harm or sexual abuse, the Police will immediately intervene to ensure the child's safety. The Protective Service will keep a close watch on missing children reports made to the Police by case agencies and work closely with the Police. When the Police come across a case of suspected child abuse, besides conducting Police investigations, they will also inform MSF for safety planning and social intervention. The new social service coordination centre, which I mentioned earlier, will also provide tighter links to Police operations.</p><p>Finally, let me address questions from Members on the Government's response to the Panel's recommendations.</p><p>MSF fully accepts the Panel's recommendations. They focus on three broad areas: first, improving the clarity of roles within the child protection ecosystem; second, fostering a stronger learning culture; and third, providing more structured support for social service practitioners.</p><p>We will consult and work closely with the social sector to implement the recommendations progressively and complete the implementation by end 2026.</p><p>Sir, some of our responses to the Panel's recommendations have already been set out earlier in my reply. For example, the establishment of the social service coordination centre; the use of analytic tools and technology to track cases and connect the dots; and working with agencies which are not child protection case management agencies to surface cases to child protection management agencies, so that we can handle them.</p><p>I will briefly set out our responses to the other recommendations for completeness and since Members have asked.</p><p>In Recommendation 2, the Panel proposed establishing an appeals mechanism to address cases where agencies have differing views on risk levels and case management. This has to be done quite quickly. So, MSF will set up a Triage Assessment Panel by the first quarter of 2026 to do this and to determine which agency is best placed to manage the case, and then move.</p><p>In Recommendation 3, the Panel proposed that MSF should review ECDA's role in triaging potential intra-familial child protection cases. We agree. By early next year, preschools will report such cases directly to the NAVH.</p><p>In Recommendation 4, the Panel recommended that we correct the wrong perception that only family members can make a Police report of a missing child and to create a safe culture of reporting. Since 2020, MSF has put in place formal protocols for cases where a child is unsighted or missing. There is now a common understanding within the sector that anyone can make a Police report of a missing child. But we will continue raising public awareness and understanding of this issue, such as through the Break the Silence campaign.</p><p>In Recommendation 5, the Panel proposed that lessons learnt from critical incidents should be routinely shared with community agencies. In the past, MSF would carry out bilateral reviews of incidents with the relevant social service agencies. In future, all deaths of children known to social services will be independently reviewed with lessons shared across the sector.&nbsp;We will consult with the sector on how best to do this.</p><p>On the final recommendation about providing more structured support for social service practitioners, I would like to assure Members that MSF is taking steps to bolster the morale of our protection officers and the social services sector. As recommended by the Panel, employers can do more to create a safe and supportive work environment for protection practitioners. To enable this, MSF will set up a Protection Practitioners Care Fund to implement capability building and well-being initiatives for protection practitioners. Further details will be announced next year.</p><p>Sir, let me conclude. MSF will continue to engage and work closely with stakeholders to strengthen our internal systems and communication across agencies. We must carefully calibrate our efforts even as we do more. Protocols and structured tools are important, but they should guide and not replace critical thinking, judgement and relationship building. We must never reduce child protection work or vulnerable protection work to a mere check box system.&nbsp;Instead, we need to build trust and relationships over and on top existing systems and procedures – between parents, the community, social services and the Government.</p><p>As individuals and as a society, let us look out for those who may be struggling: parents and caregivers who need support in parenting and child caregiving, turn to our community and social service agencies for help and guidance.</p><p>Each time a tragedy like Megan's occurs, we feel anger, sorrow and regret. Whether we are members of society or social work professionals, we must work together and do our utmost to protect our children. Let us rededicate ourselves to protecting every child and vulnerable person, never forgetting those whom we have lost.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Measures for Prompt Police Case Resolution and Mandating Assignment of Police Officers with Child Protection Training in Child-related Cases","subTitle":null,"sectionType":"OA","content":"<p>26 <strong>Mr Jackson Lam</strong> asked&nbsp;the Coordinating Minister for National Security and Minister for Home Affairs (a) whether police risk-assessment tools will be recalibrated to prioritise cases involving children who are missing from contact for extended periods; (b) whether an automatic supervisory review will be triggered after defined time lapses for such cases; and (c) how technology, such as inter-agency databases or alerts, will support faster child location efforts by the police.</p><p>27 <strong>Mr Gabriel Lam</strong> asked&nbsp;the Coordinating Minister for National Security and Minister for Home Affairs on the February 2020 fatal child abuse case (a) why did the Investigation Officer classify the missing child report as low-risk; (b) what steps will the Ministry take to review the risk classification guidelines and follow-up requirements for Investigation Officers’ use especially for cases of missing vulnerable persons; and (c) how will supervision of Investigation Officers be strengthened.</p><p>&nbsp;<strong>\tThe Minister of State for Home Affairs (Mr Goh Pei Ming) (for&nbsp;the Coordinating Minister for National Security and Minister for Home Affairs)</strong>: Mr Speaker, may I seek your permission to answer Question Nos 26 and 27 filed by Mr Jackson Lam and Mr Gabriel Lam on today's Order Paper?</p><p><strong>\tMr Speaker</strong>: Please go ahead.</p><p><strong style=\"color: rgb(51, 51, 51);\">Mr Goh Pei Ming</strong>: My reply will also cover questions for written answer filed by Ms Valerie Lee and Ms Diana Pang for today's Sitting.</p><p>Megan Khung's case was a tragedy. Minister Desmond has earlier set out the Government’s views on it.</p><p>In 2020, after Megan's death was uncovered, the Police reviewed their handling of the case.&nbsp;There were two rounds of police reports filed. The first report was made in January 2020 by Megan’s grandmother. Further police reports were made in July 2020, by Megan's grandmother and father.</p><p>&nbsp;The Investigation Officer (IO) who dealt with the first Police report, and her supervisor, failed to follow Police's procedures to escalate the case to the regular case review sessions for monitoring and guidance. The IO had assessed this as a case of child discipline with low safety concerns based on the information that she was presented with at that time.</p><p>Following the report, the IO attempted to contact Megan's mother over the next two weeks, but could not reach her. She did not follow up beyond that because she was then deployed for COVID-19 related duties. Despite this, the case would normally have been followed up if the IO and her supervisor had escalated the case to the regular case review sessions in the first place.&nbsp;</p><p>The subsequent Police reports concerning Megan were referred to the regular case review sessions, and this eventually led to the discovery of Megan's death and the arrests of the perpetrators. Police commenced internal investigations once the case came to light in 2020, and disciplined both the IO and her supervisor. The IO resigned subsequently. The Review Panel has corroborated these findings.&nbsp;</p><p>For missing person reports, the Police have established procedures to guide the follow-up. Specifically, the Police accord priority to missing vulnerable persons as they may be at higher risk, regardless of the duration they have been missing and this includes young children.&nbsp;Cases of missing vulnerable persons are escalated to the regular case review sessions with supervisors for monitoring and guidance. It is standard procedure for the Police to work with other Government agencies to locate missing persons, including sharing the data of the missing persons. Where necessary, the Police may also issue appeals for information to seek the public's assistance.</p><p>The Police do not track the duration taken to close a case. There are many factors that can affect the length of an investigation. This includes the wide range of offences with varying complexities, as well as the need to work with different partners as part of the investigation process. There are internal controls in place to ensure that cases are followed up promptly. These include a daily case review process for supervisors to provide guidance on the cases, and multiple levels of supervision and regular checks throughout the investigation. But the Police have also continued to strengthen these processes and systems.</p><p>In particular, the Police have made several enhancements. In 2022, they introduced the Family Violence Training Package for all frontline and IOs to adopt a sensitive approach to family violence cases, including child abuse cases, and to recognise and escalate and work high-risk cases together with the Ministry of Social and Family Development (MSF).</p><p>In 2023, the Police formed Family Violence Teams (FVTs) at all Land Divisions to give focus to family violence cases, including child abuse cases. Specialised training is provided to FVT officers to equip them with the knowledge and skillsets to handle these cases, such as how to engage the victims sensitively, as well as how to work closely and more integrated with other agencies.</p><p>In particular, when Police come across a case of suspected child abuse, or when MSF receives an urgent report on high-risk cases through their National Anti-Violence and Sexual Harassment Helpline (NAVH), the Police will work with MSF Protective Service for safety planning and social intervention for the family and child. This may include the activation of MSF's Domestic Violence Emergency Response Team (DVERT), a round-the-clock service launched in 2023 to provide immediate help to high-risk domestic violence cases with immediate safety concerns. DVERT officers would respond on-site to conduct a professional assessment and make urgent arrangements for the victims to be relocated or placed in alternative care for their safety, if necessary. DVERT officers are also empowered under the Women's Charter to issue Emergency Orders (EOs) at the scene and to provide immediate safety for the victim.</p><p>To strengthen IOs' efficiency and supervisory capabilities, the Police have also harnessed technology for the review of cases. They have implemented technological solutions to trigger automatic notifications to IOs and their supervisors to complete time-sensitive tasks promptly.&nbsp;Our frontline Police Officers bear a heavy responsibility to protect lives. They take this responsibility seriously and perform their duties with commitment and professionalism.</p><p>The demands on our Police Officers continue to increase. They often have to make difficult judgement calls every day in the course of their duties. When under pressure, mistakes can happen. In this case, the lapse arose because two officers, who were under pressure, did not follow the established operating procedure. It was a serious breach, and it resulted in a tragic outcome. The Police will learn from this, and reinforce procedures and training for its officers.</p><p><strong> Mr Speaker</strong>: Leader.</p><p class=\"ql-align-center\"><strong style=\"color: rgb(51, 51, 51);\"> REVISION OF QUESTION TIME</strong></p><p class=\"ql-align-center\"><strong style=\"color: rgb(51, 51, 51);\">(Suspension of Standing Orders)</strong></p><h6>11.36 am</h6><p><strong style=\"color: rgb(51, 51, 51);\">The Leader of the House (Ms Indranee Rajah)</strong><span style=\"color: rgb(51, 51, 51);\">: Mr Speaker, Question Nos 3 to&nbsp;27 cover an important topic, but I notice there is less than 25 minutes left to the end of Question Time. As it is an important topic, I am going to move to extend Question Time so that the issue can be properly addressed and supplementary questions can be raised.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Mr Speaker, may I seek your consent and the general assent of Members present to move that Question Time at this day's Sitting be exempted from the provisions of Standing Order No 22(1) so as to enable the Questions for Oral Answer to continue until the completion of Question No 27, including relevant supplementary questions thereon.</span></p><p><strong style=\"color: rgb(51, 51, 51);\">Mr Speaker</strong><span style=\"color: rgb(51, 51, 51);\">: I give my consent. Does the Leader have the general assent of hon Members present to so move?</span></p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) Hon Members indicated assent. (proc text)]</span></p><p><strong style=\"color: rgb(51, 51, 51);\">Mr Speaker</strong><span style=\"color: rgb(51, 51, 51);\">: Leader, please proceed.</span></p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) With the consent of Mr Speaker, and the general assent of Members present, (proc text)]</span></p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) Question put, and agreed to. (proc text)]</span></p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) Resolved, that notwithstanding Standing Order No 22(1), Question Time at this day's Sitting </span>continue until the completion of Question No 27, including relevant supplementary questions thereon<span style=\"color: rgb(51, 51, 51);\">. – [Ms Indranee Rajah]. (proc text)]</span></p><p class=\"ql-align-center\"><strong>MEASURES FOR PROMPT POLICE CASE RESOLUTION AND MANDATING ASSIGNMENT OF POLICE OFFICERS WITH CHILD PROTECTION TRAINING IN CHILD-RELATED CASES</strong></p><p class=\"ql-align-center\"><strong>(Resumption for supplementary questions)</strong></p><p><strong style=\"color: rgb(51, 51, 51);\">Mr Speaker</strong><span style=\"color: rgb(51, 51, 51);\">: Mr Xie Yao Quan.</span></p><h6>11.38 am</h6><p><strong style=\"color: rgb(51, 51, 51);\">Mr Xie Yao Quan (Jurong Central)</strong><span style=\"color: rgb(51, 51, 51);\">: Thank you, Sir. Sir, I thank the Minister and Minister of State for their heartfelt and comprehensive replies. I welcome, in particular, the groundbreaking step that all child losses, in future, will be independently reviewed. Yet, we must also do so in a way that sensitively protects the officers directly involved in each child loss case, because they bear the emotional brunt of these cases.</span></p><p><span style=\"color: rgb(51, 51, 51);\">And so I think the only way we can do so is if we have, first, in the child protection ecosystem, a culture of collective ownership, and this must go beyond taking collective responsibility when things go bad. It must mean a culture of ever more equal partnership when things are not bad, so that when things do go bad, we have the capacity to first, band together, grief together, cope together and support each other first.</span></p><p><span style=\"color: rgb(51, 51, 51);\">So, beyond system enhancements, my question is how does the Ministry plan to build up and strengthen this culture of collective ownership in our child protective ecosystem?</span></p><p><span style=\"color: rgb(51, 51, 51);\">Sir, my second supplementary question is on Megan's case and the independent review into Megan's case. The decision was taken after MSF's first statement on the case on 8 April 2025, so may I seek the Minister's clarifications on the timeline and how the decision to independently review Megan's case was made only after 8 April 2025?</span></p><p><strong>\tThe Minister for Education (Mr Desmond Lee)</strong>:&nbsp;<span style=\"color: rgb(51, 51, 51);\">Mr Speaker, I thank the Member for his important questions, but before I proceed, may I just make a correction to what I said earlier.</span></p><p><span style=\"color: rgb(51, 51, 51);\">I mentioned in my response that for Child Protection Service, now known as Protective Service, we have doubled our Child Protection Officers from 45 in 2019, to more than 90 in 2040, and we are continuing to expand. I meant to say 2024, not 2040.</span></p><p><span style=\"color: rgb(51, 51, 51);\">With that correction behind us, Sir, I will address the Member's two questions.</span></p><p><span style=\"color: rgb(51, 51, 51);\">I thank him for his sensitivity to the work that is being done by our frontline officers, both in MSF as well as in the social sector. This is prevention work. The sector is working together and working with the community and the public to prevent harm from occurring. It is a challenging and difficult and onerous responsibility which the sector bears and must bear, for the protection of children and vulnerable persons, whether spouses, persons with disability, the elderly, and so on.</span></p><p><span style=\"color: rgb(51, 51, 51);\">And when a tragic outcome happens – whether hurt, serious hurt or a death&nbsp;– everyone who has or might have had an opportunity or a touchpoint feels this, not just organisationally and sectorally, but individually. And it is a question of \"what ifs?\"</span></p><p><span style=\"color: rgb(51, 51, 51);\">And as I said, it is prevention work, and our officers, both frontline as well as in the community, engage a lot of people all the time.&nbsp;So that, for us, in handling cases like these, it is a balance between, on the one hand, transparency and accountability, which is important to maintain public trust and confidence, and confidence by the parents that children will be taken care of by the community; and on the other hand, making sure that the morale, the determination and the will of our frontliners and our social workers is not broken. Because if they are demoralised, if they feel that this work is too much to bear, then it will be even harder for us to maintain this sentinel system to protect the most vulnerable amongst us.</span></p><p><span style=\"color: rgb(51, 51, 51);\">So, the Member is quite right in that when things go wrong&nbsp;</span>–<span style=\"color: rgb(51, 51, 51);\"> and in this case, things went wrong&nbsp;</span>–<span style=\"color: rgb(51, 51, 51);\"> we bear it as a sector, we bear it as agencies responsible, having interacted with, or having had opportunity to interact with the cases. Certainly, when officers have breached protocols, as you have heard Minister of State Goh, and as I have mentioned earlier, internal reviews and action have to be taken. But the burden is on the whole sector, as well as on the organisations concerned. So, we strike a balance between both very paramount considerations.</span></p><p><span style=\"color: rgb(51, 51, 51);\">And we must keep building that. When I gave my response earlier, you would see graphically in your mind that child protection work involves rings of concentric circles, and they all have to work collectively together, the wider circle being members of the public, neighbours, colleagues, strangers, lending a helping hand or reporting abuse, so that the inner rings, community organisations like schools, preschools, general practitioners, clinics, can take a closer look and also report.</span></p><p><span style=\"color: rgb(51, 51, 51);\">For an even inner ring of child protection case management agencies, including the Protective Service, to be able to intervene, offer help, protect the child through safety plans, and in the most high risk cases, intervene statutorily, with the Police, with the Courts, if necessary.</span></p><p><span style=\"color: rgb(51, 51, 51);\">For all that to work, we need to continue to build up this culture of collective ownership, of relationships between organisations in this safety net.</span></p><p><span style=\"color: rgb(51, 51, 51);\">As I said in my reply at the end, we certainly have protocols, standard operating procedures, and common language and screening guides. All these are important so that things do not get missed, so that people can have the benefit of experienced people who have come out with these protocols for us to follow, so that our system can get better.</span></p><p><strong>\t</strong></p><p>But that is no substitute for the importance of a strong inter-agency collaborative relationship between one another, all wanting to work together, all knowing each other and all imbibing that common vision and mission of taking care of the most vulnerable.</p><p>So, I agree with the Member that it is work that is underway and it is a continuous work in progress, as new officers join the system.</p><p>The Member asked why there was a review in 2025. I think Minister Masagos, as well as MSF had explained previously that in 2020, internal reviews had been carried out by the organisations concerned as well as bilaterals with MSF. But in 2025, both during and after the sentencing of the perpetrators involved in Megan's death, new information had surfaced, for example, photographs as well as new information from some of the agencies concerned. And MSF decided, notwithstanding the bilaterals done earlier, to convene an independent Panel, in order to strengthen the safeguards in our system and to look into the new facts that have surfaced.</p><p><strong>\tMr Speaker</strong>: I know many Members have many questions. I will run through the list of those who have filed questions. So, just be patient. Mr Cai Yinzhou.</p><p><strong>\tMr Cai Yinzhou (Bishan-Toa Payoh)</strong>: Speaker, I thank the Ministers for their reply. I would like to seek a few clarifications. The first is on Megan's case. The initial reporting of the case in the media kind of pinned the blame on the social service agency Beyond Social Services that was involved, and a few community and social practitioners actually spoke up on social media about the optics of the reporting. I think, retrospectively, the question is then, how can we better report or communicate when such tragedies happen, in light of also encouraging collective ownership and culture?</p><p>My second question refers to conversations with preschool educators. On one hand, one anecdote was, as much as educators want to balance building rapport with parents and they do ask when they find injuries on the children and they need to ask in a polite and non-offensive way to just clarify how injuries that might have occurred when they bring their child to the centre. So, the question is: how does the Ministry help to support preschools in balancing this rapport with parents that preschool educators have to constantly balance?&nbsp;</p><p>Another question by preschool educators was when a child with non-verbal or with special needs might present with injuries that parents may attribute to falls, that it is only the parents' account that is taken into consideration. What advice would we give to preschools to assess in those cases, how much of parents' accounts to believe and whether or not to make a report with NAVH, nevertheless?</p><p>A last question from preschool educators is, after the abused child returns to a centre, they may also exhibit some of this abusive or violent or inappropriate behaviour to their peers as well. How can teachers be better prepared for these scenarios?</p><p>My last supplementary question references an initiative by MSF and Koufu that was launched in August this year, where 77 food court managers were trained by MSF to be the eyes and ears of the community and highlight NAVH hotline and the work that they do. So, my question is, how do we expand such initiatives, like Minister Desmond Lee mentioned, the rings of concentric circles where a society's collective responsibility to protect the vulnerable?</p><p><strong>\t</strong></p><p><strong>\tMr Desmond Lee</strong>:&nbsp;I thank the Member for his observations and his questions.</p><p>The balance, as I said earlier, is between setting out the facts as to what happened and on the other hand, keeping the sector cohesive as a whole. The aim is to reflect on what happened and see how those gaps should be closed. And so, there was not and should not be an intention to point fingers.</p><p>At the same time, the public expect some accountability and laying out of the facts. That is what happened in the report of the independent Panel. And we have read the report and seen what happened. So, to the extent that there was a misunderstanding that there was finger pointing, we have apologised to the relevant agencies, including Beyond Social Services, for the misunderstanding that had occurred. It was not the intention, but if that was perceived, we have apologised as well.</p><p>For preschools, because they deal with very young children from infants to the age of six, sometimes, it is very hard to discern what is actually happening. And that is why we need two things. On the one hand, with experience, we produce protocols, guides to empower our frontliners, including preschool leaders and preschool teachers and carers, to be able to identify concerns and possible child abuse. So, as I said earlier, if they detect something of concern, they can report. It will be for the social workers to offer more targeted support and for the protection agencies to intervene and make safe for the child.</p><p>Having said that, I understand that there is a relationship between the preschool and the preschool teachers, and the parents and children. They come to school every day, or almost every day, and you want to maintain that relationship. So, with the Sectors Specific Screening Guide, which we endeavour to train and have been training many frontliners, including in the preschools, it gives them some guide to look at in order to assess whether this is a case of concern.</p><p>No doubt, concerned teachers and school leaders will ask questions, will show concern, and that is the right thing to do. But when enough of the dots are connected and you see that in the Sector Specific Screening Guide, then, the guidance to our agencies and preschools is: report; have this looked at more closely.</p><p>The third question that the Member has is initiatives like the one he mentioned. We welcome more hands on deck. We welcome community organisations, even corporates who want to play a part in strengthening public education, strengthening awareness and helping in this collective effort to look out for the vulnerable amongst us, whether it is children, persons with disability, seniors, and so on. And we would like to encourage them, step forward if they want to play a part, and we will work with them.</p><p><strong>\tMr Speaker</strong>:&nbsp;Notwithstanding that, we have extended the Question Time today, I request all Members and Ministers to keep your replies succinct. Mr Zhulkarnain Abdul Rahim.</p><p><strong>\tMr Zhulkarnain Abdul Rahim (Chua Chu Kang)</strong>: Thank you, Speaker, Sir. I welcome Minister's announcement of the new social service coordination centre by MSF and the usage of analytic tools to help with the detection and reporting. I do believe that any risk factor, while it can be a predisposition, it could not be a predetermination of outcome.</p><p>I have two supplementary questions, Sir. But let me set out the context first. I asked about reforms which include independent oversight bodies, because when there are clear independence and separation between report monitoring and service delivery, that could be an uplifting of standards, quality and trust.</p><p>So, my first question arises from other jurisdictions. In New Zealand, there is an independent children's monitor that looks into compliance and of child protection laws, and it is an independent crown entity that reports to the public. In the United Kingdom (UK), there is also the Office for Standards in Education, Children's Services and Skills, or Ofsted. It is a non-ministerial department of the government of UK, but it reports directly to Parliament.</p><p>So, my first supplementary question to the Minister is this: in next year's review, would the Ministry also study similar jurisdictions and approaches to further strengthen accountability and coordination in our child protection system? Of course, there are some differences. Ofsted does not just look into early childhood education but the whole gamut of the child's growing up years as well.</p><p>The second supplementary question: the Minister mentioned about audit agencies and broadening of the audit scope just now, and that MSF will announce the enhanced measures come next year, 2026. Will the Ministry set up clear timelines, audit and review mechanisms and public reporting expectations for these enhancements, so that agencies are held to consistent standards across, and families can have this confidence and trust, especially in suspected child abuse cases, so that they are not missed or delayed in reporting?</p><p><strong>\t</strong></p><p><strong>\tMr Desmond Lee</strong>: Sir, on the first question for the follow-up on the Panel's recommendations, as I said earlier, we accept all the recommendations but in terms of follow-up, we will work closely with the sector, consult them and implement them by the end of next year. And whether it is a comparative study of overseas jurisdictions or engaging our sector to better strengthen our system, which we have been doing and will continue to do, all that will be taken on board, and I thank the Member for his suggestions.</p><p>Likewise, for audit, I have talked about practice audits, I have talked about various ways in which we ensure some consistency across the whole sector – because there are many organisations and many individuals involved in protection work. As I said earlier, there are screening guides, there are reporting guides, there are protocols in place. All these are important ways, on top of practice audits, to maintain and uphold standards. And I take the Member's suggestions on board.</p><p><strong>\tMr Speaker</strong>: Mr Melvin Yong.</p><p><strong>\tMr Melvin Yong Yik Chye (Radin Mas)</strong>: Mr Speaker, I thank the Minister for a very comprehensive reply.&nbsp;Following the Review Panel's findings, practitioners, such as the social workers, were very quick to point out that that there needed to be greater support for professionals in the child protection space, rather than simply having more standard operating procedures, guidelines, protocols, as what Minister has said. I fully agree with this. So, I would like to ask what are the plans to upskill practitioners in child protection and how can we elevate the persistent workload concerns in the sector?</p><p>My second question is: how does the Ministry intend to address the Review Panel's findings that there appeared to be some fear of reporting to the authorities? We must surely do all we can to encourage cases to be reported and to inculcate a no-fault culture, even if suspicions of child abuse later turn out to be inaccurate.</p><p>My last question. The Review Panel flagged inter-agency coordination failures as one of its findings. There seems to be no clear system for sharing updates among Child Protective Service, ECDA, Beyond Social Services, the preschool and even the Police. And because of that, agencies appeared to have treated concerns as somebody else's responsibility and therefore, resulting in some form of inertia. Therefore, Panel recommended establishing a centralised case management platform for high-risk child cases. The Minister has mentioned that MSF is working on this. So, I would like to ask when would this platform be established and in the meantime, in the absence of such a platform, what is being done to ensure coordination among all these agencies?</p><p><strong>\t</strong></p><p><strong>\tMr Desmond Lee</strong>:&nbsp;I had mentioned in my reply that the system can work only if our frontliners have the skills, the judgement, the experience and the morale to keep this sentinel safety net strong and therefore, that is a priority. Therefore, capability building and strengthening resourcing was point number one in my response. I would not repeat what I said earlier, bearing in mind Speaker's admonition about long replies.</p><p><strong>\t</strong></p><p>Fear of reporting, I have also addressed that in my reply. In the Break the Silence campaign, we aim to encourage members of the public, if you hear something, see something that is not right, if you hear children screaming, if you hear shouting, beating, if you know your neighbour, ask if they need help, if they need some support, and if you are concerned, report. There is NAVH, and we will act.</p><p>For frontline agencies like preschools, schools, there is outreach, there is engagement for preschools every year, for leaders, Protective Service will go out and do a refresher. There are protocols in place, there are timelines for reporting. All these are in place, but ultimately it is about their sense of collective responsibility and mission, which I also mentioned earlier.&nbsp;</p><p>Sharing of updates, the Panel had a very good recommendation as to make sure that when things go wrong, you do not just do a bilateral with the organisation, you do not just do an internal review. Share it more widely with the sector so that we all can strengthen our processes and benefit. And we will endeavour to do so.&nbsp;</p><p><strong>\tMr Speaker</strong>: Mr Victor Lye.</p><p><strong>\tMr Victor Lye (Ang Mo Kio)</strong>: Thank you, Mr Speaker, Sir. I would like to thank the Minister and Minister of State for their replies. I just have two supplementary questions: one on a recommended response and the second on reporting.&nbsp;</p><p>On response, can we consider the review requiring a protocol where physical verification of a child who is a subject of a report, either missing or suspected child abuse, is actually closed within a certain timeline before the case is closed or escalated to the next level?</p><p>The second supplementary question relates to reporting. Can we consider a mandatory child safety reporting framework so as to go beyond guidelines? And to refine it with a tier one where it imposes a legal obligation on professionals and frontliners, say teachers, doctors, childcare operators, to report any such cases. It is a high bar but it helps us close the gap. On the second tier, we could cover community leaders, volunteers, neighbours even, and protect them with a good faith protection clause,&nbsp;so as to remove any fear of reporting or repercussions.</p><p>These two aspects on response and reporting could help us close the gap on this very important issue.</p><p><strong>\t</strong></p><p><strong>\tMr Desmond Lee</strong>: The Member asked about the need for physical sighting of the child if there are concerns, the answer is yes, that is the current requirement. To see the child physically, not just to hear the child's voice or be assured by some third party, including a caregiver, or a Zoom kind of verification. It is physical, in-person sighting for children of concern, children at risk.&nbsp;</p><p>For legal reporting, I think I have answered that earlier in my response. There are legal thresholds that mandate reporting, both for certain institutions as well as for public. But having said that, the Member is talking about raising concerns even at lower thresholds. When a child comes to school or to childcare centre or goes to a community organisation with bruises, it is a very young child, the first thing you would ask the caregiver and parents is, what happened? Quite often, the response is \"fell down\", \"child discipline\". And for most people, well, okay, we take the parents' word for it. Then, over time, if there are certain dots that when you connect them, then you realise that actually this is a bit more concerning. Does the parent need help? Is there caregiver stress? Is there some trigger that might be more sinister than discipline or an accident? And it has got to do with judgement.</p><p>Yes, we have protocols in place and these&nbsp;– I will not say tick boxes because it does give a wrong impression – but they indeed are based on&nbsp;past cases and experience, and they guide frontliners in deciding what to ask, when to ask, when to raise concerns, and who to raise concerns to.</p><p>So, the Member mentioned high bar of reporting, but we are talking about raising concerns with the family, with social workers and with NAVH so that we can act. We want to make sure that all of these are in place and people understand that they can do so and seek help and report, so that we can take a look.&nbsp;</p><p><strong>\tMr Speaker</strong>: Ms Diana Pang.&nbsp;</p><p><strong>\tMs Diana Pang Li Yen (Marine Parade-Braddell Heights)</strong>: Thank you to the Ministers. It pains me as a mom to hear what has happened and it continues to pain me every day. I hope this will be first and the last time I hear this, and this will never happen again.</p><p>I would like to know the following: what are the criteria for selecting those who receive this specialised training to better support these cases and what is considered as alternative care arrangement under this new framework, given that these families may have family issues, they cannot find alternative care. With so many agencies and parties involved, too many ingredients may spoil the soup. So, who is ultimately in charge of this, and what they can do when this happens again?</p><p><strong>\t</strong></p><p><strong>\tMr Desmond Lee</strong>:&nbsp;I think the Member is right in that when there is an abuse case or suspected abuse case, often one of the contributing reasons could be caregiver burdens and stress, though there could be other triggers. I do not want to over-simplify things.</p><p>And therefore, when they need help, we need to make sure that there is help available, both informal within the family, as well as in the community through social service organisations, community organisations and so on.</p><p>But when a case is a high risk, a tier two, or for that matter, a tier one case where the child protection management agencies come in, there are a number of organisations involved and ultimately, there is a case lead for each of these cases, tier two, tier one, so that there is consistency, so that there is a centralised decision making, but in partnership with the other organisations and community groups.</p><p>Particularly when: (a) a safety plan has to be established and (b) removal must take place, one or the other.</p><p>When a safety plan is brought in, next of kin may be asked to be involved to keep an eye, sight the child, child stay over with the next of kin, rather than with the parent who may be dealing with issues, or may be a person of concern to the authorities. So, a safety plan.</p><p>There could be more intrusive measures that need to be taken to safekeep the child, including removing the child from parent or parents, and putting them either with next of kin, with foster families or in children's homes, while the issues are being addressed and being worked through. So, that is how it is carried out on the ground, and a lot of judgement and empathy is involved.</p><p>Having said that, the centrality of child safety is foundational.</p><p><strong>\tMr Speaker</strong>:&nbsp;Ms Valerie Lee.</p><p><strong>\tMs Valerie Lee (Pasir Ris-Changi)</strong>:&nbsp;Thank you, Speaker, and thank you, Minister. I have always been very inspired by how our Municipal Services Office has been improving our neighbourhoods, and I am heartened to know that a similar concept, a social services coordination centre will help to improve the lives of our people.&nbsp;</p><p>I have one supplementary question. Has the Government any programmes in place aimed at preventing child abuse in the first place, going upstream, with a particular focus on providing support and resources to parents who might face challenges coping with their child's behaviour? This can include targeted counselling services or producing resource guides issued to parents and tailored to the age of their children.</p><p><strong>\t</strong></p><p><strong>\tMr Desmond Lee</strong>:&nbsp;As I said, the foundational principle is that parents are responsible for children and by far and away, parents do their best for the children. But when they face stressors or when they are grappling with issues, we need to provide help. So, upstream work, preventive work is key, not just early risk families, but also parents at large.</p><p>We have a whole range of programmes, both in institutions, like in schools and preschools, in programmes like KidSTART and others, Triple P, and many others that seek to empower or provide useful information to parents in their caregiving of their children. So, that is available and will continue to work with partners to strengthen this.</p><p><strong>\tMr Speaker</strong>: Mr Jackson Lam.</p><p><strong>\tMr Jackson Lam (Nee Soon)</strong>:&nbsp;I thank the Minister for his replies. I understand that MSF has plans to train up the frontline officers. But before we get there, will MSF consider getting an independent auditor to review the hotline records, so that the case registration failures are not only flagged up internally, but also externally verified.</p><p><strong> Mr Desmond Lee</strong>:&nbsp;All calls to the NAVH are automatically recorded, logged and transcribed. So, that is the first safeguard. And as I said earlier in my main response, it is not just within the child protection management agencies who are looking at the cases, they are progressively and expeditiously reaching out to community organisations and social service agencies that are not within the core child protection case management agency group to ask them to surface cases, and have another look.&nbsp;</p><p><strong>\tMr Speaker</strong>: Ms Hany Soh.</p><p><strong>\tMs Hany Soh (Marsiling-Yew Tee)</strong>: Thank you, Speaker. I wish to first declare that I am a family law practitioner. I thank the Minister for his substantive reply, but I note that my Parliamentary Question No 16, the questions have not been addressed yet, specifically in relation to when was the deceased's father first being informed of the situation, and whether the Ministry will consider requiring the parents of an affected child to be informed by relevant agencies, and involve both parents in any safety plan, regardless of their marital status.</p><p>The reason I ask this is, more often than not, in the situations of a potential child abuse case, the relevant stakeholders more often than not, tend to assume that the parent without the custody care and control should not be first informed, or any of the relevant information may not be revealed to him at the earliest instance, and there are situations or there are cases where in the event of parental alienation and child abuse cases, the parent that was affected by parental alienations will only know of the situations, being the last person in the situation.</p><p><strong>\tMr Desmond Lee</strong>:&nbsp;I can assure the Member that when a case involving a child enters the child protection case management agencies' ambit of work, they will put in their best efforts to engage both the child's biological parents for safety planning, where feasible&nbsp;– and I mentioned it earlier in response to Member Diana Pang's question, you may need one or the other parent to step in to part of the safety plan&nbsp;– especially if the parent is required to observe safeguards put in place, or is in a position to support the child's safety and well-being.</p><p>For cases that are taken up by the Protective Service in MSF, it will contact and engage both parents and/or all caregivers to ensure the child's safety and well-being, regardless of their marital status.</p><p><strong>\tMr Speaker</strong>: Ms Cassandra Lee, did you raise your hand earlier?&nbsp;No, I am giving priority to those who have filed questions. So, Mr Andre Low, I know you filed a question for tomorrow. You may ask your supplementary question.&nbsp;</p><p><strong>\tMr Low Wu Yang Andre (Non-Constituency Member)</strong>: Thank you, Mr Speaker. Thank you to the Minister and Minister of State. My first question is actually relating the substance of my Parliamentary Question, which is filed for tomorrow, which has not been addressed – which is, I understand, Minister has mentioned many prospective actions that will be taken in response to&nbsp;the Review Panel's recommendations. My question was more has there been any retrospective review of ongoing or past cases, whether it be in 2020 or recently, in response to the Review Panel's findings to make sure that we have not overlooked any other similar cases to avoid another tragedy?</p><p>I have two supplementary questions. Firstly, I understand that Child Protective Services and Adult Protective Services were merged into the Protective Service department earlier this year. I think was implicit in Minister's response, but I would like to confirm if the officers continue to specialise in their respective specialties. Secondly, on supply of social work professionals, is there a whole-of-Government approach to increase the supply of social work professionals, be it through incentives or making the profession more attractive to individuals to consider?</p><p><strong>\t</strong></p><p><strong>\t</strong></p><p><strong>\t</strong></p><p><strong>Mr Desmond Lee</strong>: I thank the Member for his questions.&nbsp;</p><p>I think the first question it was in my main reply as well as in my supplementary question reply to Member Jackson Lam in terms of looking back and reaching out to organisations to surface cases that may be of concern.</p><p>If he is asking about past child deaths, each time there is a child death, there is a review and actions taken to close the gaps, tighten the processes.</p><p>The second question he asked is about specialisation and the Protective Service. It is now a unified Protective Service, but there are officers who specialise in certain kinds of communities&nbsp;– whether it is children, seniors and so on. But it is a service as a whole and there is a benefit in common protocols even as we seek to specialise in certain areas.</p><p>And the third is about strengthening the social work profession as a whole.&nbsp;For protective work, as I said earlier, there is a real risk of burnout so lots of measures need to put in place, including care for the officers, time away from the frontlines, mental health support and constant training and refreshment so that we upskill and continue to be encouraged to continue this challenging work.</p><p>The Singapore University of Social Sciences (SUSS) which recently launched its Social Work and Social Development Faculty has a specific concentration or specialisation in their undergraduate course on \"Protection\". So, we want to work with SUSS and our Institutes of Higher Learning (IHLs) to continue to train caring Singaporeans who want to come into this work of protecting vulnerable people.</p><p>But as a whole, for the whole social sector, there continues to be a need for more social work professionals, social workers, caseworkers, counsellors and so on. And the work of the National Council of Social Service and the Ministry continues on this front to ensure that we have a steady pipeline.</p><p><strong>\tMr Speaker</strong>: Mr Foo Cexiang, I know you also filed a Parliamentary Question on this for tomorrow.</p><p><strong>\tMr Foo Cexiang (Tanjong Pagar)</strong>: Thank you, Speaker. Sir, I welcome the formation of the new social services coordination centre, but for each specific case on the ground, it is really the child protection officer who will need to coordinate across the different agencies, and a good one will be able to think of and think for the activities of many different stakeholders.</p><p>So, I remember the Minister mentioned earlier that the number of cases per officer has been reduced from 40 to 35, if I recall correctly. My question is whether the Ministry has a target to reduce this even further, quite substantively to, for example, 25 or even 20. And the reason I ask is because: the actual case load is to manage the child, but because of the coordination work that is required, because of the mind space that officer will need to have, I believe that the number of cases is still too high at 35.</p><p><strong>\t</strong></p><p><strong>\tMr Desmond Lee</strong>: Sir, I said in my main reply that we had expanded the number of child protection officers as well as Protective Service officers. The workload is high. It has come down. We have brought in auxiliary support services&nbsp;– not just increasing manpower, but brought in additional services to help transform and improve the way in which our Protective Service officers work. And I have said earlier that we will continue to expand.</p><p><strong>\tMr Speaker</strong>: We have gone past Question Time by almost 20 minutes. I believe I have cleared all those Members who have filed PQs on this. I will now just allow for two last supplementary questions.</p><p>Mr Christopher de Souza, you have been raising your hand from day one, so you have the floor.</p><p><strong>\tMr Christopher de Souza (Holland-Bukit Timah)</strong>:&nbsp;I thank you, Mr Speaker.&nbsp;This is a difficult and emotional topic. And I want to thank Minister Desmond Lee and Minister of State Goh Pei Ming for their heartfelt responses. I felt the emotion in them. And I just wanted to ask my supplementary question as one of balance.</p><p>In my own personal dealings with the Social Service Officers (SSOs) and MSF, they are excellently diligent and hardworking people.&nbsp;They worked with me at 2.00 am on cases; likewise, Home Affairs officers visiting homes where there is abuse.</p><p>So, I am genuinely concerned, and this is I am mounting my supplementary question that we do not forget the excellent hard work of the many diligent officers. And yes, there have been a number of difficult gaps that have aligned, and Megan is no longer with us, but I hope we will not throw the baby out with the bath water.</p><p>My question to the good Minister and the good Minister of State is how are we going to take care of our diligent, exceptional, dedicated officers who are the vast majority in each of these institutions and have their morale kept high while in parallel, we close the gaps that have led to this tragedy?</p><p>I do not wish to underestimate the impact of Megan on all of us, but how do we walk this tight rope of encouraging and uplifting the morale of these excellent officers in both Ministries, while at the same time plugging the loopholes?</p><p><strong>\t</strong></p><p><strong>\tMr Desmond Lee</strong>: Mr Speaker, I will respond briefly for the social sector and the Minister of State will respond for the Police.</p><p>I thank him for his care and consideration for our frontline officers. It is difficult work. And the best way to support them is to affirm their work, know that while there were lapses and mistakes, we will continue to close the gap, learn from them and resolve collectively as a sector to do better. And that collective responsibility that Member Xie Yao Quan spoke about is important, even as we retain trust of members of the public through transparency and accountability.</p><p>Other forms of support involve making sure that their well-being is taken care of, giving them respite, support, taking care of their mental well-being, training them well and effectively, putting in place standard operating procedures and protocols, both within the organisation and externally; supervision, support and mentorship so that they continue to do their work well.</p><p><strong>\t</strong></p><p><strong>\tMr Goh Pei Ming</strong>:&nbsp;I thank the Member for his compliments and acknowledging that the work that the Police force does is a very difficult one. The load is heavy. The responsibility is heavy and at the same time every police officer signs on knowing that it is a mission that he has to do for his fellow citizens and deliver that duty to the people who respect the uniform and respect the Police force for what they do.</p><p>So, I thank the Member very much for the compliments for the professionalism and the commitment of all our police officers out there.</p><p>I know every police officer will strive to do his best. Every case is important, and they have sworn to protect lives and to keep the nation, Singapore and Singaporeans, safe and secure.&nbsp;At the same time, I think what the organisation and what I guess Members of Parliament can also help to do, is to acknowledge the hard work that they do. All Members of Parliament also have close relationship with police officers in your own constituencies. And I think that relationship, the close communication, understanding what are the challenges, the progress of work and perhaps, supporting if there is a need for them at the ground is important.</p><p>From the Ministry, we will continue to support and make sure that feedback loops are closed. We will make sure that we hear and listen to the Police officers. From time to time we do surveys. And through the appraisal reports, for example, we do get feedback and how we can best support our officers.</p><p>Two areas of immediate follow-up.</p><p>One is in terms of the overall technology adoption. I mentioned earlier, we are always, especially as a professional force, eagerly looking into how we can better adopt technology to enhance our processes, our procedures, improve efficiency and in fact, even shorten what we can do to close every single case and to get back to every single resident. I think that is the first.</p><p>The second is, overall manpower allocation, we are also looking into how we can best allocate and optimise manpower assignments in terms of what are the areas of priority, areas of emphasis and to make the corresponding allocations or to grow the force where we need to.</p><p><strong>\tMr Speaker</strong>: Ms Elysa Chen, I apologise. I know you also filed a PQ for a subsequent Sitting. You will be the final Member to ask a supplementary question on this.</p><p><strong>\tMs Elysa Chen (Bishan-Toa Payoh)</strong>: Thank you, Speaker. I also like to declare that I am the Executive Director of Campus Impact. It is a social service agency that works with children, some of whom are child protection cases.</p><p>I acknowledge&nbsp;and I thank the Minister for sharing about the heavy emotional burden borne by child protection officers and welcome the news of a new social services coordination centre supported by technology to detect, sense make and connect the dots for cases from different touchpoints.</p><p>I would like to also highlight that it requires a strong culture and process to ensure that data is recorded and input into the system. The issue in Megan's case was about the follow-up action, so the tech system has to do more than sense make, but also ensure that follow up action is clearly flagged to be done with the clear task owners and requiring supervisor clearance in line with the protocols that are being set up.</p><p>I have three questions.&nbsp;How will the Government measure the success and effectiveness of this new coordination centre in improving child protection outcomes?&nbsp;Are there specific indicators such as faster case detection, earlier intervention or reduce recurrence of child harm that will be tracked?&nbsp;And how will MSF ensure that frontline social workers and community partners benefit directly from the improved coordination rather than being burdened by additional administrative layers?</p><p><strong>\t</strong></p><p><strong>\tMr Desmond Lee</strong>: The social service coordination centre and the use of technology – these should augment the work of the child protection network, but in and of itself will not be a silver bullet.&nbsp;We hope that with some technology, with coordination we can better focus on at-risk cases. Because the workload is high, we encourage people to report and officers will be under strain to deal with many more cases that are surfaced, some of which would be false positives. And that is the way it is designed so that we take a look and dive a bit deeper. But being able to connect some of these dots across multiple agencies and organisations will enable the system as a whole to be able to sense make better. Sometimes, in its discrete self, a piece of information may not cause a flag to go up, but when you are able to better connect the dots, you might feel that, well, this is one which crosses the threshold; better go in and take a look.</p><p>How to measure the success of these tools? I would say, let us look at the overall cohesiveness of the sector, the ability to coordinate the work more effectively, the ability to identify earlier high-risk cases and to intervene.</p><p>It is early days yet.&nbsp;As we consult with the sector, as we engage with them, as we work with them, we will better be able to unpack what capabilities we specifically seek to achieve.</p><p><strong>\t</strong></p><p><strong>\tMr Goh Pei Ming</strong>:&nbsp;Speaker, earlier in my initial PQ reply, I mentioned that the Police had made several enhancements, one of which was the introduction of the Family Violence Training Package for all frontline and IOs. I may have misspoken, citing that the year this was introduced was 2020. I wish to correct myself. It should be 2022. Thank you.</p><h6>12.29 pm</h6><p><strong>Mr Speaker</strong>: Order. End of extended Question Time. Introduction of Government Bills. Coordinating Minister for Social Policies and Minister for Health.</p><p>[<em>Pursuant to Standing Order No 22(3), provided that Members had not asked for questions standing in their names to be postponed to a later Sitting day or withdrawn, written answers to questions not reached by the end of Question Time are reproduced in the Appendix.</em>]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Health Information Bill","subTitle":null,"sectionType":"BI","content":"<p>[(proc text) \"to provide for a national electronic records system for the&nbsp;safe and secure contribution, collection, storage and&nbsp;disclosure of health information about individuals, to&nbsp;facilitate the collection, disclosure and use of health and&nbsp;other information about individuals to maintain and&nbsp;improve their physical and mental health and well-being, and to make a related amendment to the Human Organ&nbsp;Transplant Act 1987\", (proc text)]</p><p>[(proc text) presented by the Senior Minister of State for Health (Dr Koh Poh Koon) on behalf of the Coordinating Minister for Social Policies and Minister for Health read the First time; to be read a Second time on the next available Sitting of Parliament, and to be printed. (proc text)]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Public Sector (Governance) (Amendment) Bill","subTitle":null,"sectionType":"BI","content":"<p>[(proc text) \"to amend the Public Sector (Governance) Act 2018 to provide for directions on the sharing and use of information under the control of Singapore public sector agencies, to make related amendments to the Personal Data Protection Act 2012, and to make consequential amendments to certain other Acts\", (proc text)]</p><p>[(proc text) presented by the Minister of State for Digital Development and Information (Ms Jasmin Lau) on behalf of the Minister for Digital Development and Information; read the First time; to be read a Second time on the next available Sitting of Parliament, and to be printed. (proc text)]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"National Council of Social Service (Amendment) Bill","subTitle":null,"sectionType":"BI","content":"<p>[(proc text) \"to amend the National Council of Social&nbsp;Service Act 1992, and to make related amendments to the Income Tax Act 1947 and the Public Sector (Governance) Act 2018.\", (proc text)]</p><p>[(proc text) presented by the Senior Parliamentary Secretary to the Minister for Social and Family Development (Mr Eric Chua) on behalf of the Minister for Social and Family Development; read the First time; to be read a Second time on the next available Sitting of Parliament, and to be printed. (proc text)]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Corporate and Accounting Laws (Amendment) Bill","subTitle":null,"sectionType":"BP","content":"<p>[(proc text) Order for Second Reading read. (proc text)]</p><h6>12.32 pm</h6><p><strong>The Second Minister for Finance (Ms Indranee Rajah)</strong>: Mr Speaker, I move, \"That the Bill be now read a Second time.\"</p><p>The Corporate and Accounting Laws (Amendment) Bill has five objectives: first, to tighten rules against the misuse of companies for unlawful purposes; second, to safeguard shareholders' interests; third, to strengthen the regulatory framework for companies; fourth, to reduce regulatory burden for companies; and fifth, to enhance the regulatory regime for public accountants.</p><p>The amendments proposed in the Bill arose from the Accounting and Corporate Regulatory Authority's (ACRA's) regular review of its regulatory functions to foster a trusted and vibrant business environment. The Bill’s key amendments relate to the following Acts: the Companies Act 1967; the Limited Liability Partnerships Act 2005 (LLP Act 2005); and the Accountants Act 2004.</p><p>Let me now highlight the key amendments. The first set of amendments strengthen safeguards against the misuse of companies for unlawful purposes. Under the Companies Act 1967, the Registrar of Companies may refuse registration of a company if it is likely to be used for an unlawful purpose or for purposes prejudicial to public peace, welfare or good order in Singapore; or if its registration contravenes national security or interests. I will refer to these conditions as \"grounds for refusal\" for short.</p><p>However, the law currently does not explicitly require the courts or the Registrar to deny applications for restoration of struck-off companies, foreign companies or limited liability partnerships based on the grounds for refusal. While struck-off entities with the aforementioned risks are typically not restored, clauses 84, 86, 93, 117 and 119 of the Bill now expressly specify grounds for such refusal&nbsp;in the Companies Act 1967 and LLP Act 2005 for avoidance of doubt. This aligns with the existing criteria for refusing company registrations under the Companies Act 1967, and for winding up a company under the Insolvency, Restructuring and Dissolution Act 2018.&nbsp;</p><p>The second set of key amendments are aimed at safeguarding shareholders' interests. Currently, a company may purchase its own shares through a selective off-market purchase, conducted outside of a securities exchange or not under an equal access scheme. This requires approval by a special resolution, with at least 75% of voting rights in favour, excluding the votes of the shareholders whose shares are being acquired.&nbsp;However, in situations where a company has different classes of shares, this process may not sufficiently account for the interests of shareholders in the affected class who are not part of the selective off-market purchase.</p><p>To better safeguard shareholders' interests, clause 50 of the Bill introduces a two-tier approval process for selective off-market purchases.</p><p>Tier 1 which is an existing provision in section 76D of the Companies Act 1967, requires the approval by all shareholders, regardless of class of shares, excluding the shareholders whose shares are being acquired.&nbsp;</p><p>Tier 2, which is newly introduced under this Bill, requires the consent by the relevant shareholders within the affected class of shares, but excluding the shareholders whose shares are being acquired. This allows for shareholders within the affected class of shares to have a larger say in approving the selective off-market purchase. Both tiers require a 75% approval threshold. To simplify implementation for the new Tier 2 approval, companies can obtain written consent from affected shareholders, and do not need to convene a separate class meeting.</p><p>The third set of amendments strengthen the regulatory framework for companies. Section 157 of the Companies Act 1967 requires a director to manage the company and act in its best interests, honestly and with reasonable diligence. A breach of the provision is an offence, and currently the penalty is a fine not exceeding $5,000 or imprisonment for up to 12 months.</p><p>However, when compared to penalties for equivalent offences in other leading common law jurisdictions, we found that there was scope for an upward revision of the penalties. Clause 58 of the Bill increases the maximum fine to $20,000, or imprisonment for a term not exceeding 12 months, or both. This provides stronger penalties to deter potential offenders.</p><p>The fourth set of key amendments reduce the regulatory burden on companies. Since inception of the Companies Act in 1967, a company's registered office must be open to the public for at least three hours each business day. This was primarily intended to facilitate access to company records by any persons entitled to inspect them.&nbsp;</p><p>To reduce the regulatory burden on companies while maintaining the rights of those who need access to company records in the company's registered office, clauses 52, 89, 90, 99 of the Bill abolish the minimum opening hours requirement. Instead, the Bill provides that persons entitled to inspect any company record must give the company reasonable notice of their intent to do so. Upon being given such notice, companies must then make such records available for inspection for at least two hours during each of the relevant business days. This will give companies more flexibility to determine the operating hours of their registered offices.&nbsp;&nbsp;</p><p>For avoidance of doubt, the proposed amendment will not affect service of documents at the company's registered office. The Companies Act 1967 allows a document to be served on a company by leaving it at or sending it by registered post to the registered office of the company, without requiring the registered office to be physically open.</p><p>The final set of amendments are intended to enhance the regulatory regime of public accountants. Currently, audit reports are usually signed off by accounting entities, rather than the specific individual public accountant who performed the audit. The identity of the public accountant primarily responsible for the audit engagement is not disclosed in the audit report itself, though this information is available in the register of auditors on ACRA's Bizfile.</p><p>To promote greater personal accountability for public accountants and transparency in the auditing profession, clause 32 of the Bill inserts a new section 59A to the Accountants Act 2004 to require the public accountant who is primarily responsible for an audit engagement to be identified in the audit report itself.</p><p>The other provisions in the Bill make technical, related and consequential amendments, including to the ACRA Act 2004, the Limited Partnerships Act 2008, the Variable Capital Companies Act 2018, Exchanges (Demutualisation and Merger) Act 1999, the Insolvency, Restructuring and Dissolution Act 2018 and the Securities and Futures Act 2001.</p><p>Mr Speaker, in conclusion, the proposed amendments in this Bill are part of our ongoing efforts to enhance our corporate governance and regulatory framework, reinforcing our position as an efficient and trusted business hub.</p><p>[(proc text) Question proposed. (proc text)]</p><p><strong>Mr Speaker</strong>:&nbsp;Mr Edward Chia.</p><h6>12.40 pm</h6><p><strong>Mr Edward Chia Bing Hui (Holland-Bukit Timah)</strong>: Mr Speaker, Sir, I would first like to declare that I am a business owner and hold directorships in enterprises registered with ACRA.</p><p>I rise in support of the Corporate and Accounting Laws (Amendment) Bill 2025. This Bill represents another important step to keep Singapore’s corporate and accounting frameworks progressive, trusted and competitive. It modernises key provisions in the Companies Act and Accountants Act. It strengthens governance, enhances transparency and ensures our laws continue to support enterprise growth and innovation in a fast-changing business environment.</p><p>Mr Speaker, first, I commend the Ministry for the many pro-business and practical reforms in this Bill. The Bill removes outdated rules, such as the statement in lieu of prospectus and the old requirement for offices to stay open three hours a day for public inspection. Replacing that with a flexible two-hour access window, subject to reasonable notice, is a sensible update that reflects today's digital practices.</p><p>I also welcome the potential exemption from full Singapore Financial Reporting Standards for smaller entities. If applied with clear criteria, this can make accounting simpler and more cost-effective for small and medium enterprises (SMEs), while preserving transparency.</p><p>Taken together, these are forward-looking moves that make compliance easier, reduce friction for businesses and strengthen Singapore’s standing as a trusted and efficient business hub.</p><p>However, Mr Speaker, I would like to highlight several practical concerns from the perspective of SMEs, which make up the vast majority of registered companies in Singapore.</p><p>First, the Bill formalises public access to a private company's electronic Register of Members. It removes the right to inspect physical documents but retains the right for anyone to obtain an electronic copy or extract from ACRA. Some shareholder details, such as names, shareholdings and addresses, are already available in the ACRA Biz Profile.</p><p>However, this change expands both the mode and depth of access. This electronic register contains more detailed information, including share transfer dates, ownership history, and in some cases, residential addresses where no business address is listed. By allowing anyone to easily obtain these details through ACRA, the Bill could increase the exposure of personal and commercial data. For small family firms and investment holding companies, this raises legitimate concerns about privacy, confidentiality and data protection.</p><p>Mr Speaker, I acknowledge that the Bill remains consistent with the Personal Data Protection Act (PDPA). Disclosures required under the Companies Act are exempt from the PDPA’s consent rules.</p><p>However, while this legal alignment is clear, the policy implications merit attention. As the electronic register becomes more accessible, ACRA should continue to apply data protection principles in practice, such as masking residential addresses, limit access to essential information and ensuring robust safeguards against misuse or data scraping. A privacy-by-design approach will preserve transparency while protecting the trust and personal data of business owners.</p><p>I therefore urge the Ministry to work with ACRA to implement appropriate redaction and access safeguards. For instance, masking residential addresses, or limiting sensitive information to request-based access rather than automatic downloads.</p><p>Second, the Bill introduces stricter report and notification requirements, coupled with higher penalties. Companies must now report disqualifications or changes in key appointments promptly and accurately. Fines for administrative oversights, such as failing to update a registered office address, can reach up to $5,000. These measures strengthen accountability and corporate discipline. However, smaller firms without compliance staff may find it challenging to keep pace with the new requirements. A single delay, even if unintentional, could result in penalties that feel disproportionate to their scale or intent.</p><p>Third, while the Bill empowers the Minister to exempt certain classes of companies from full accounting standards, the criteria for exemption have yet been defined.&nbsp;Without clearer thresholds or guidance, SMEs may be unsure whether they qualify or how they apply for such exemptions. This uncertainty could lead to confusion and inconsistent compliance when the changes come into force.</p><p>Mr Speaker, Sir, allow me to offer three suggestions to support smooth implementation and uphold our pro-business intent.</p><p>First, for the members' Register, apply proportionate safeguards, such as masking residential addresses or limiting sensitive data to request-based access.&nbsp;This preserves transparency while reducing the risk of misuse.&nbsp;Second, as stricter penalties or shorter reporting timelines take effect, consider a six- to 12-month grace period for first-time or unintentional breaches.&nbsp;ACRA could also publish clear, plain English compliance guides, with templates, calendars and examples of \"reasonable notice\" for record inspections.&nbsp;Third, if the intent is to ease compliance for smaller firms, publish the qualifying thresholds, such as revenue size or asset size, well in advance.&nbsp;Complement this with outreach through SME Centres and professional bodies, so businesses can prepare their systems ahead of time.</p><p>In closing, Mr Speaker, this Bill strengthens Singapore's reputation as a place where governance is strong, business is trusted, and laws are modern and fair.&nbsp;It strikes a balance between transparency and privacy, between accountability and practicality.&nbsp;As we refine our laws, it is worthy to note that smaller enterprises form the backbone of our economy.&nbsp;When rules are clear, proportionate and supported by guidance, they do more than ensure compliance. They build confidence, innovation and resilience.&nbsp;With thoughtful implementation and continued dialogue with our business community, this Bill can both enhance fairness and empower enterprises.</p><p><strong>Mr Speaker</strong>: Mr Lee Hong Chuang.</p><h6>12.47 pm</h6><p><strong>Mr Lee Hong Chuang (Jurong East-Bukit Batok)</strong>: Mr Speaker,&nbsp;I rise today to speak in support of the Corporate and Accounting Laws (Amendment) Bill 2025, in particular, what it means for our SMEs, which are the true backbone of Singapore's economy.</p><p>SMEs are not just statistics. They make up over 99% of all businesses, contribute nearly half of our gross domestic product (GDP) and employ about 70% of our workforce.&nbsp;They are our innovators, job creators and community builders.&nbsp;When SMEs do well, Singapore does well.&nbsp;But when they struggle, the ripple effects are felt across our economy and society.</p><p>This Bill seeks to strengthen corporate governance, enhance financial transparency and align our frameworks with international standards, including the Financial Action Task Force's (FATF's) recommendations on ownership disclosure and anti-laundering measures.&nbsp;These are important goals.&nbsp;Accountability matters.&nbsp;Transparency matters.&nbsp;But even as we pursue higher standards, we must ensure that our SMEs, which form the heartbeat of our business ecosystem, are able to comply effectively and affordably.</p><p>Many SMEs in Singapore are lean operations often family-run, entrepreneur-driven, with small teams juggling multiple roles.&nbsp;While stronger reporting and record-keeping can improve transparency, they can also raise compliance costs, especially for smaller firms with limited resources.&nbsp;If compliance becomes too complex or expensive, we risk discouraging innovation and entrepreneurship.&nbsp;Funds that could go into hiring, product development or market expansion may, instead, be channelled into paperwork, audits and consultancy fees.&nbsp;We must, therefore, ensure that transparency and efficiency progress hand-in-hand, especially for SMEs.</p><p>Good governance enhances credibility and access to capital.&nbsp;However, if SMEs find the new requirements difficult to fulfil, they may appear riskier to lenders or investors, ironically, reducing their access to financing or grants.&nbsp;In an economy where many SMEs depend on trade finance, venture capital and Government grants, the risk is real to them.</p><p>That said, Mr Speaker, this Bill also presents great opportunities for SMEs.&nbsp;Enhanced corporate governance and ownership transparency will build investor confidence, attract long-term capital and reinforce Singapore's standing as a trusted and competitive global business hub. Done right, this Bill will not only uphold our clean and credible reputation, it will also empower SMEs to grow on a stronger and more sustainable foundation.&nbsp;The key lies in implementation, ensuring proportionality, support and flexibility.</p><p>Recently, I had the privilege of engaging in a dialogue with a group of predominantly Chinese-speaking SME owners at the Society of Modern Management Singapore. They shared valuable insights about their experiences and challenges in doing business locally and they offered many constructive views. They expressed confidence in the future and strong support for our national policies. At the same time, they thanked the Government for its long-lasting commitment to supporting SMEs through various policies and initiatives. This consistent policy support has given SMEs a strong foundation to navigate in this increasingly complex global environment. Thus, allow me to offer five practical recommendations to make the implementation more SME-friendly.</p><p>One, tiered compliance requirements.&nbsp;Adjust requirements based on company size, revenue or staff strength.&nbsp;Larger firms can meet full reporting standards, while micro and small enterprises should simplify templates that maintain accountability without excessive cost.</p><p>Two, digital enablement and simplified filing. Enhance ACRA's Bizfile+ platform with easy-to-use templates and automation tools.&nbsp;Where possible, integrate SMEs' accounting software directly with ACRA systems to reduce manual data entry and errors.&nbsp;</p><p>Three, capacity building and advisory support. Provide training, webinars and advisory hotlines to help SMEs comply efficiently.&nbsp;Equip local accounting firms and trade associations to mentor and guide smaller businesses.&nbsp;</p><p>Four, financial assistance measures.&nbsp;Consider targeted grants or subsidies to offset initial compliance costs, especially for digital reporting or first-time audits.&nbsp;</p><p>Five, phased implementation.&nbsp;Allow a reasonable adjustment period for SMEs to familiarise themselves with the new ownership disclosure and filing requirements, ensuring smooth and confident adaptation.&nbsp;Mr Speaker, in Mandarin.</p><p>(<em>In Mandarin</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-Lee Hong Chuan ACRA 5Nov2025-Chinese.pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]&nbsp;Mr Speaker, SMEs are important backbone of Singapore's economy.&nbsp;They make up over 99% of all businesses, contribute nearly half of our GDP and employ about 70% of our workers. The growth and vitality of SMEs directly affect the robustness and resilience of our economy. It can be said that when SMEs do well, Singapore does well.&nbsp;</p><p>Recently, I had the privilege of engaging in a dialogue with a group of predominantly Chinese speaking SMEs owner at The Society of Modern Management Singapore. They shared valuable insights about their experiences and challenges in doing business locally and offered many constructive views. This exchange made me feel deeply that the entrepreneurship, flexible thinking and unwavering determination of our entrepreneurs are important driving forces behind Singapore’s continuous economic transformation and growth. They expressed confidence in the future and strong support for our national policies.&nbsp;</p><p>At the same time, they also thanked the Government's long-standing commitment to support SMEs. Through various initiatives, such as the Enterprise Transformation Programme, the Government has actively promoted digitalisation, innovation and internationalisation, providing valuable resources and direction for businesses.</p><p>The Corporate and Accounting Laws (Amendment) Bill 2025 further demonstrates the Government's continued commitment to improving the business environment and enhancing governance standards. These measures will not only enhance Singapore's international reputation, but also consolidate our position as a business hub that is trustworthy, stable and reliable.</p><p>Of course, we must also be mindful of the manpower and cost pressures that SMEs may face when implementing the new regulations. I believe the Government will adopt a pragmatic and inclusive approach to ensure that the new measures enhance transparency whilst not imposing excessive burdens on businesses.</p><p>Through streamlining processes, strengthening training, providing financial support and phased implementation, we can help businesses transition smoothly and achieve more comprehensive results from the reforms.</p><p>(<em>In English</em>):&nbsp;Mr Speaker, the goal must be balance.&nbsp;Corporate transparency is essential to preserve trust in our markets.&nbsp;Yet, we must also protect the agility and entrepreneurial spirit that define Singapore's SMEs.&nbsp;If we calibrate this Bill thoughtfully, we can achieve both robust governance and vibrant enterprise.&nbsp;Let us pass legislation through strengthened accountability without stifling ambition and empower our SMEs to grow, innovate and continue contributing to Singapore's prosperity for generations to come.&nbsp;Mr Speaker, I support the Bill with these considerations in mind.</p><p><strong>Mr Speaker</strong>: Minister Indranee.</p><h6>12.57 pm</h6><p><strong>Ms Indranee Rajah</strong>: Mr Speaker, I would like to thank Mr Edward Chia and Mr Lee Hong Chuang for their comments and support for the Bill. They have spoken on two main themes relating to compliance costs for companies and the importance of data protection, and I will address these in turn.</p><p>Let me start by addressing Mr Chia's&nbsp;and Mr Lee's comments on the importance of striking a balance between strengthening corporate governance while ensuring compliance costs do not unduly stifle business growth.&nbsp;</p><p>The Ministry of Finance and ACRA regularly review the corporate regulatory framework to reduce compliance costs for companies. In my opening speech, I mentioned that the Bill removes the requirement for a company's registered office to be open for at least three hours every business day. Let me explain how this can help reduce compliance costs for SMEs.&nbsp;</p><p>By removing the requirement, we are giving companies more flexibility in managing their operations and reduce unnecessary staffing costs. For example, some companies can cease engaging corporate secretarial services, if they were engaged solely to meet the minimum operating hours requirements, even when their business operations do not actually require the registered office to be open.</p><p>Most of the amendments relating to strengthening the regulatory framework for companies are existing obligations under the Companies Act. Companies are already required to file their annual returns and maintain proper accounting records.&nbsp;</p><p>Mr Edward Chia mentioned that the Bill introduces stricter reporting and notification requirements. The \"new\" reporting requirement Mr Chia mentioned relates to the amended section 173A of the Companies Act.&nbsp;Currently, section 173A requires companies to report changes in position-holder details within 14 days. The amendment clarifies that this requirement includes reporting when a director has been disqualified from acting as a director. However, I emphasise that companies only need to report a director's disqualification after becoming aware of the director's disqualification and companies have 14 days to do so.&nbsp;</p><p>Both Mr Edward Chia&nbsp;and Mr Lee Hong Chuang asked if financial reporting and auditing requirements could be simplified for SMEs. The current regulatory framework already provides for this. For example, small companies can prepare their financial statements using a simplified financial reporting framework. The Companies Act also exempts companies from audit requirements if their revenue, assets and/or employees are below certain thresholds.&nbsp;ACRA will continue to review these compliance requirements to see if more companies can benefit from these simplified frameworks or exemptions. ACRA is also studying how to make digital filing for financial statements simpler.</p><p>On the suggestion by Mr Edward Chia&nbsp;and Mr Lee Hong Chuang for a grace period for companies and individuals to comply with new requirements in this Bill, most of the provisions of the Bill are only targeted to be commenced after six months. This will give companies and individuals time to prepare. In addition, when ACRA enforces these requirements, it will do so in a measured manner and ensure that any sanction is proportionate to the circumstances of the breach.</p><p>Next, let me address Mr Chia's&nbsp;questions on data protection. He asked whether replacing the right to inspect the Registrar's physical documents with electronic access would change the scope of personal and company data exposed to the public.&nbsp;</p><p>To clarify, the amendments do not expand the scope of access to personal or company data. For example, members of the public can already inspect a private company's electronic register of members upon payment of the prescribed fees under section 12(2)(d) of the Companies Act 1967.&nbsp;The amendments simply update the mode of access by replacing physical inspection with electronic access to the same information. This removes an obsolete requirement without prejudicing or expanding rights.</p><p>In relation to privacy and data protection concerns raised by Mr Chia, ACRA is mindful of the need to balance corporate transparency with personal data protection. For example, ACRA implemented the filing of a contact address last year to enhance personal data protection. As the Registrar will make public the contact address and not the residential address, I encourage shareholders and position holders to file a non-residential contact address to better protect their personal data. In other words, ACRA needs to know the residential address, that is for ACRA's purposes. But sometimes when you need to have personal service of court documents, for example, you can put a contact address which the documents can be served, and that is what is made publicly available.&nbsp;&nbsp;</p><p>In conclusion, this Bill demonstrates our commitment to continually strengthen the robustness of our corporate regulatory framework and ensure Singapore remains a good place to do business. Mr Speaker, I seek to move.&nbsp;</p><h6>1.02 pm</h6><p><strong>Mr Speaker</strong>:&nbsp;Mr Chia, Mr Lee, any clarifications for Minister? No?</p><p>[(proc text) Question put, and agreed to. (proc text)]</p><p>[(proc text) Bill accordingly read a Second time and committed to a Committee of the whole House. (proc text)]</p><p>[(proc text) The House immediately resolved itself into a Committee on the Bill. – [Ms Indranee Rajah]. (proc text)]</p><p>[(proc text) Bill considered in Committee; reported without amendment; read a Third time and passed. (proc text)]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Suspension of Standing Orders to Allow Minister of State and Minister for Law to Speak More Than Once and To Remove Time Limit","subTitle":"Suspension of Standing Orders","sectionType":"OS","content":"<p><strong>Mr Speaker</strong>: Before I call on Minister Josephine Teo, Leader.</p><h6>1.05 pm</h6><p><strong>The Leader of the House (Ms Indranee Rajah)</strong>: Mr Speaker, the next item of business will be the Second Reading of the Online Safety (Relief and Accountability) Bill.</p><p>There are three political officeholders speaking on the Bill. Minister Josephine Teo is moving the Bill and she will cover the broad policy areas. Minister of State Rahayu Mahzam, on behalf of the Ministry of Digital Development and Information (MDDI), will be covering the scope of harms covered, and Minister Edwin Tong, in his capacity as the Minister for Law, will be speaking on statutory torts, end user identification and anonymity.</p><p>Minister Josephine Teo, as the mover of the Bill, will have the right to speak twice, to open and to close.</p><p>In the ordinary case, other Members speaking only have the right to speak once. However, as Minister of State Rahayu and Minister Edwin will be covering areas for which we anticipate that there will be questions or queries that need to be responded to, I am therefore moving to allow them to speak twice and also to lift the time limit on their speeches, as there are very many speakers on this Bill.</p><p>So, Mr Speaker, may I seek your consent and the general assent of Members present to move that the proceedings on the item under discussion be exempted from the provisions of: Standing Order No 48(3), to allow Minister Edwin Tong and Minister of State Rahayu Mahzam to speak more than once; and Standing Order 48(8), to remove the time limit in respect of Minister Edwin Tong's and Minister of State Rahayu Mahzam's speeches.</p><p><strong>Mr Speaker</strong>:&nbsp;I give my consent. Does the Leader of the House have the general assent of hon Members present to so move?</p><p>[(proc text) Hon Members indicated assent.&nbsp;(proc text)]</p><p>[(proc text) With the consent of Mr Speaker and the general assent of Members present,&nbsp;(proc text)]</p><p>[(proc text) Question put, and agreed to.&nbsp;(proc text)]</p><p>[(proc text) Resolved, That the proceedings on the item under&nbsp;discussion be exempted from the provisions of: Standing Order&nbsp;48(3), to allow Minister Edwin Tong and Minster&nbsp;of State Rahayu Mahzam to speak more than once; and Standing Order 48(8), to&nbsp;remove the time limit in respect of Minister&nbsp;Edwin Tong's and Minster of State Rahayu Mahzam's speeches. – [Ms Indranee Rajah.] (proc text)]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Online Safety (Relief and Accountability) Bill","subTitle":null,"sectionType":"BP","content":"<p>[(proc text) Order for Second Reading read. (proc text)]</p><h6>1.07 pm</h6><p><strong>The Minister for Digital Development and Information (Mrs Josephine Teo)</strong>: Mr Speaker, I move that the Bill be now read a Second time.</p><p>Sir, Ms He Ting Ru has filed a notice to move amendments to the Bill. They relate to the principles and outcomes of the Online Safety (Relief and Accountability) Bill. I therefore seek your consent to have the Second Reading of the Bill and the amendments debated together.</p><p><strong>Mr Speaker</strong>: Please proceed.</p><p><strong>Mrs Josephine Teo</strong>:&nbsp;Sir, the Online Safety (Relief and Accountability) Bill or OSRA, is designed to protect victims of online harms. Unfortunately, we know of too many victims. In too many cases, we actually know the victims. We know their families and the pains they suffer.&nbsp;We know too that this is a very difficult problem. We want to take further action, but how? This Bill is our answer.</p><p>While the Bill is new, Members' concerns are not. As far back as 2014, when the Protection from Harassment Bill was debated, Ms Tin Pei Ling asked about removing offensive content and identifying perpetrators online. In 2019, we amended the Protection from Harassment Act (POHA) to cover online harassment. Members of Parliament (MPs), including Mr Christopher de Souza, Mr Patrick Tay, and Minister of State Rahayu Mahzam, then a first-term MP, asked if victims would be given sufficient assistance when they approached the courts for help.</p><p>In 2021, deep in the trenches of COVID-19, my Ministry set up the Sunlight Alliance for Action. It was a serious attempt to address online harms, especially those targeted at women and girls. Members like Senior Minister of State Sim Ann and Ms Hazlina Abdul Halim were actively involved.</p><p>Sunlight shone a spotlight on the prevalence of online harms and their severe impact on victims. Arising from this effort, a new organisation, SG Her Empowerment (SHE) was born. Subsequent studies by SHE showed that two in five online harm survivors experienced at least one severe form of impact. These include serious emotional, mental or physical consequences like depression or self-harm. Three in four victims of online harms choose not to voice their opinions online for fear of being targeted if they did so.</p><p>In 2022, Members debated the white paper on Singapore Women's Development. The Government made a clear commitment to tackle online harms. Many victims are women and girls, but men and boys have also suffered in silence. With your permission, Mr Speaker, may I ask the clerk to distribute handouts to Members?</p><p><strong>Mr Speaker</strong>: Go ahead. [<em>Handouts were distributed to hon Members. Please refer to </em><a href=\"/search/search/download?value=20251105/annex-Annex 1.pdf\" target=\"_blank\"><i>Annex 1</i></a><em>.</em>]</p><p><strong>Mrs Josephine Teo</strong>: Members may also access these materials through the SG Parl MP mobile app.</p><p>Members may refer to Handout 1. We can see that many victims add up to some very disturbing numbers. A Ministry of Digital Development and Information (MDDI) study revealed that more than four in five had encountered harmful online content in the past year. This included content supporting illegal activities, sexual content and violent content. Many of these harms occur on platforms where people go for entertainment, such as Facebook, YouTube and Instagram.</p><p>In addition to POHA, the Government has made several moves to enhance online safety. In 2022, we amended the Broadcasting Act to require social media services to disable access to egregious content, including content advocating suicide or self-harm. In 2023, we introduced the Code of Practice for Online Safety. Designated social media services were required to put in place systems and processes to enhance online safety, especially for children and youths. These laws have helped in some measure to stem the tide of online harms. However, they were not a panacea, nor could they be. The impact of technology evolves and is often understood only with time. We have therefore made it a point to review our laws regularly.</p><p>Most recently, in January 2024, Parliament debated a Motion on Building an Inclusive and Safe Digital Society. The Motion and other Parliamentary Questions filed by MPs have contributed many useful ideas. They include calls by Mr Darryl David for victim-centric remediation; Ms Mariam Jaafar and Dr Wan Rizal for better platform accountability; Ms Tin Pei Ling, for more timely responses and respectful behaviours online; Ms Nadia Samdin, to lift the veil of online anonymity; Ms Hany Soh to address the use of deepfakes for extortion; Mr Yip Hon Weng, to firmly combat cyberbullying; and Mr Abdul Muhaimin, to deter hate speech.&nbsp;</p><p>Mr Speaker, these calls by Members have reinforced where we can do more to strengthen protection for victims of online harms. They align closely with multiple studies conducted over the years by the Government, academics and non-government organisations.</p><p>Let me share some important findings from these studies. The first important finding is that victims often want quick takedowns of online harms. A study by the Infocomm Media Development Authority (IMDA) showed that platforms take about five days or more to act on valid reports of online harms. Many valid reports are not even acted on. This is highly unsatisfactory to victims.</p><p>The second important finding is that victims are daunted by the existing channels for seeking remedies and in particular, they find court processes complex and expensive. The third important finding is that victims face difficulties seeking restitution. This is because they are often unable to confirm who was responsible for the harm. They continue to be in fear and cannot find closure.</p><p>Today, we are taking a decisive step to introduce legislation. It will give victims of online harms an avenue of timely, effective and accessible redress. OSRA aims to do this in three ways.</p><p>First, OSRA will establish the Office of the Commissioner of Online Safety. An agency, the Online Safety Commission (OSC), will be set up to support the Office of the Commissioner. OSC will be empowered to issue directions to communicators of harmful content, administrators of groups or pages and platforms. These directions require the recipients to act quickly on the harmful content. OSC will start by tackling online harms that are most prevalent and Singaporeans consider the most severe. Other harms will be dealt with progressively.&nbsp;The Minister of State Rahayu will elaborate on how OSC is intended to operate.</p><p>Second, OSRA will introduce statutory torts. This is a major improvement. It provides a legal basis for the victim to take action. Most importantly, it will allow victims to initiate legal proceedings against those responsible for causing or continuing the harm.</p><p>Sir, studies have shown that Singaporeans see online safety as a shared responsibility between technology companies, individuals, the Government, parents and schools. The proposed statutory torts will clarify the duties that users, administrators of groups and platforms owe to each other. It will significantly reduce ambiguity about what online behaviours are considered harmful and unlawful.</p><p>Third, OSRA provides victims with the means to identify the person who caused the harm. Not all victims want this, but for those who do, OSRA plugs a gap. Minister Edwin Tong will elaborate on this.</p><p>Sir, if Parliament passes OSRA, Singapore will be one of only a few countries worldwide to have an agency dedicated to helping victims of online harm. While we have few counterparts to learn from, this does not deter us. In setting up the OSC, we considered various models, such as mediation and dispute resolution.</p><p>Victims are at the very heart of the OSC's mission. But the OSC's operational model and its oversight process are designed to be reasonable and fair to all. This is balanced against the need to act expeditiously and reduce the possibility of victim re-traumatisation. We also need to minimise long-drawn investigations and appeal cases.</p><p>In designing our set-up for the Office of the Commissioner of Online Safety, we drew lessons from Australia's eSafety Commissioner. We learnt much from their generous sharing of experience to build a model that works for Singapore. For example, eSafety started small, focusing only on image-based child abuse material and cyberbullying of a child or young person under 18.</p><p>To put OSC on a firm footing, we will, similarly, also start off by tackling the most severe and prevalent harms. Minister of State Rahayu will share more on the phased implementation approach.</p><p>While we learnt important lessons from Australia's eSafety, I should point out, there are differences. For example, the Commissioner of Online Safety in Singapore will be empowered to deal with a wider set of harms. OSRA identifies thirteen types of harms which affect Singaporeans from all walks of life.</p><p>The Commissioner can issue directions other than what is colloquially known as a \"takedown\". For instance, it can issue a Right-of-Reply Direction that will allow the offending content to be seen alongside the victim's reply. The Commissioner can also seek the platform's cooperation to obtain identity information of perpetrators.</p><p>Sir, I cannot overstate the importance of the OSC being able to act swiftly and effectively. This victim-centric approach is the cornerstone of the OSC. After all, what Singaporeans have said they want most is a simple and effective way to protect themselves from online harms.</p><p>Importantly, it sends a signal that harms to victims inevitably become harms to society. Our collective well-being is compromised when those who are harmed are denied restitution. With online harms becoming more prevalent, our barometer for acceptable online behaviour has been steadily eroded. But just as we would not tolerate harmful behaviours in the physical world, we also cannot allow bad behaviours to become normalised online.</p><p>Through OSRA, we hope to avoid such an eventuality. In its place, we want to lay the foundations for our citizens' online interactions by fostering trust in online spaces, Singaporeans can participate safely and confidently in our digital society.</p><p>Sir, we will continue to work with all our stakeholders from technology companies to community partners to implement OSRA. We continue to welcome Members' views on how we can further improve online safety for Singaporeans.</p><p>Mr Speaker, may I have your permission to provide a summary in Mandarin, please?</p><p>(<em>In Mandarin</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-Josephine Teo Online Safety 5Nov2025 - Chinese .pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]&nbsp;Harmful content online has seriously affected our online environment and goes against our social values.</p><p>The Online Safety (Relief and Accountability) Bill focuses on three main areas to strengthen online safety and protect Singaporeans from online harm.</p><p>&nbsp;First, establishing the OSC will enable victims to receive help more quickly. When harmful content is encountered, the OSC can also issue directions requiring perpetrators or platforms to swiftly remove relevant content and stop its dissemination. This is precisely the outcome that most victims wish for. Second, the Bill also clearly lists out unlawful online behaviour, allowing victims to take civil action against the perpetrators and make perpetrators bear legal consequences for their actions. Finally, the OSC can help victims obtain the identity information of perpetrators. Although perpetrators often hide their identities, we are discussing with various platforms how to ensure that perpetrators cannot hide forever.</p><p>Overall, the purpose of the Bill is not only to provide timely assistance to victims, but also to help them seek justice. We also hope the Bill can serve as a deterrent, set new norms for online behaviour and create a safer, more positive online space.</p><p>(<em>In English</em>): Sir, our journey towards building a safer online world does not stop with OSRA. We are especially concerned about younger persons and plan to do more to ensure the usage of online services is age-appropriate. We know anecdotally and from studies that youths can easily bypass age restrictions online. They use false birthdays, spam email accounts or borrowed credentials for verification. When one person figures out how to do so, they teach their friends, too.</p><p>Such behaviours can cause more youths to be exposed to inappropriate content or persons. To moderate such risks, we have introduced age assurance measures on app stores. Hopefully, young users do not download age-inappropriate apps in the first place, but we know this is not enough. A more holistic approach is needed.</p><p>This means extending age assurance requirements to social media services which attract many young users. We will explore better protections on other platforms, such as online games, where children and youths spend much of their time.</p><p>In addition, we will look beyond content to address unwanted interactions and excessive time spent on apps. We will review the additional measures needed to better protect younger users online. As and when new technology arises, we will study them and update our safeguards, where required.</p><p>Mr Speaker, let me conclude. In the debate to follow, I suggest Members keep in mind three points.</p><p>One, OSRA introduces many new features in our online safety ecosystem. They are novel and meaningful. Nevertheless, there is much work ahead to ensure that these features can be effectively implemented.</p><p>Two, OSRA is designed to help victims in areas and ways that matter most to them. This was how we determined the types of harms, range of directions and thresholds of harms. We have also introduced safeguards to prevent overreach of the Commissioner and OSRA.</p><p>Three, these considerations should, therefore, inform further proposals and suggestions. We should be careful not to distract the Commissioner and the OSC, or impose more conditions which will impede victims from getting timely, effective and accessible relief.</p><p>With that, Mr Speaker, I look forward to the debate on this Bill. Sir, I seek to move.</p><p>[(proc text) Question proposed. (proc text)]</p><p><strong>Mr Speaker</strong>: Minister of State Rahayu Mahzam.</p><h6>1.26 pm</h6><p><strong>The Minister of State for Digital Development and Information (Ms Rahayu Mahzam)</strong>: Mr Speaker, earlier, Minister Josephine Teo spoke about the genesis, the intent of the OSRA Bill and the need for more to be done to improve online safety. I will take Members through the Bill.</p><p>Let me first give an overview of the structure of the Bill. The Bill is split into 15 Parts. Part 1 consists of standard provisions, such as the purpose and interpretation sections. Part 2 establishes the Office of the Commissioner of Online Safety, or the Commissioner. Part 3 defines the categories of harm that will fall under the scope of the Bill. Part 4 governs the statutory reporting mechanism; and Part 5, the types of directions that may be issued by the Commissioner. Part 6 covers the investigative powers of the Commissioner. Part 7 governs the oversight mechanisms that the Commissioner will be subject to. Part 8, on offences and enforcement. Part 9 consists of provisions relating to service of documents and powers to make regulations. Parts 10 to 13 establish the statutory torts and the damages that may be sought under the torts, which Minister Edwin Tong will speak on later. Part 14 deals with jurisdictional, procedural and miscellaneous matters, and Part 15 covers amendments made to other Acts.</p><p>In my speech, I will be focusing on Parts 2 to 8 of the Bill, and will explain how the Bill will help to define what behaviours are unacceptable in the online world.</p><p>Part 3 of the Bill will specify 13 categories of harm, with each category defined in legislation, to create a common understanding of the scope and definition of each type of harm. These definitions were developed in consultation with the public, platforms and were guided by a Steering Committee.&nbsp;The Steering Committee was chaired by then-Minister for Law and Home Affairs, Mr K Shanmugam, and made up of Government agencies and experienced industry members.</p><p>Let me now explain each harm in turn.</p><p>First, online harassment, including sexual harassment. Online harassment is defined as the communication of online material that a reasonable person would conclude is threatening, abusive, insulting, sexual or indecent, and is likely to cause a person harassment, alarm, distress or humiliation.</p><p>Second, doxxing, which will cover the publication of a person's identity information that a reasonable person would conclude is likely to have been intended to cause harassment, alarm, distress and humiliation.</p><p>Third, online stalking, which will be defined as engaging in a course of online conduct that involves online acts or omissions associated with stalking, and that a reasonable person would conclude is likely to cause harassment, alarm, distress or humiliation to the other person.</p><p>Fourth, intimate image abuse or the non-consensual sharing of intimate images, a harm that can result in a severe and lasting impact on victims. This is defined as the communication of online material that contains an intimate image or recording of a person, without their consent, that a reasonable person would conclude is likely to cause that person harassment, alarm, distress or humiliation. This includes images or recordings that may have been altered or generated by artificial intelligence (AI) or any other means. An offer to sell or distribute, and advertisements of an intimate image or recording, are also included.&nbsp;</p><p>Fifth, image-based child abuse. Like intimate image abuse, this will include images or recordings that may have been altered or generated by AI or other means and will cover depictions of both physical and sexual child abuse.&nbsp;&nbsp;</p><p>Sixth, inauthentic material abuse. With the rapid development in AI technology and the advent of more powerful and easily accessible generative AI models, we have seen more deepfakes being used to cause harm to others. This harm is defined as the communication of inauthentic material that a reasonable person would conclude is likely to cause harassment, alarm, distress or humiliation because it is false or misleading.</p><p>The material is regarded to be inauthentic where it is an image, video or soundbite that has been manipulated or generated through digital means to create a false or misleading depiction of the victim's words, actions or conduct, and is realistic enough such that a reasonable person would believe that the victim did say such words or engaged in such actions or conduct. This category includes not only expressed depictions but also implied depictions.</p><p>Seventh, online impersonation, which is defined as online activity where one person pretends to be another without their consent and would lead a reasonable person to believe that the activity is conducted by the second person. However, parody, satire or commentary which no reasonable person would believe is made by the victim, is not online impersonation.</p><p>The eighth category is online instigation of disproportionate harm. This harm seeks to address the issue of \"mob behaviour\" or cancel campaigns, where one individual calls for numerous others to pile on to another person, in response to the person's actions or speech, instigating disproportionate harm. This category of harm will not be applicable to statements that tend to rally or call the public to undertake core political activities, such as calling for others to vote for a candidate in a Presidential or Parliamentary election.</p><p>The ninth category is the non-consensual disclosure of private information. This harm is defined as the publication of any private information of a person without consent, and that a reasonable person would conclude was likely to cause that person harassment, alarm, distress or humiliation.&nbsp;The types of information that would be deemed as private would be context specific, and would depend on whether the information is already in the public domain.&nbsp;Whether the individual is of the view that the information is sensitive may also be taken into account by the Commissioner. The Minister for Digital Development and Information will also be able to prescribe certain types of information as \"private information\".</p><p>The 10th and 11th categories are the incitement of enmity and the incitement of violence.&nbsp;Enmity refers to feelings of enmity, hatred or hostility against any group. Violence refers to unlawful force or unlawful violence. These harms are what we term \"group harms\", as they aim to tackle harmful online content that is likely to harm groups in Singapore. A group will be defined as a group of persons of any description and may include, for example, a group distinguished by race or religion.</p><p>Lastly, the 12th and 13th categories are the publication of false material and the publication of statements harmful to reputation. The former will cover statements about a person that are false and that a reasonable person would conclude are likely to cause harm. The latter will cover statements that a reasonable person would conclude are likely to harm the reputation of the victim and likely to cause any other additional harm to the victim. These two categories of harm differ slightly from the others in terms of the remedies victims may seek.&nbsp;I will touch more on this later.</p><p>There have been suggestions to include two new categories, namely sexual grooming and the publication of online material that encourages or promotes suicide or acts of self-injury. These harms have not been included at this stage, because, firstly,&nbsp;these harms are already addressed through other measures in our broader online safety framework, through the Penal Code for sexual grooming, and the Broadcasting Act for online material that encourages or promotes suicide or acts of self-injury.</p><p>Secondly, the OSRA Bill is designed in a way that seeks to stop online harm from occurring, such as through the removal of content. This is made possible because the online harm is identified through a single, discrete post, like the 13 categories of harms I described earlier.&nbsp;In contrast, sexual grooming often occurs over the course of communication or exposure to various pieces of content, where each individual piece of content may not be harmful in and of itself.</p><p>Thirdly, OSRA is designed in way that relies on user reports. Recourse can only be provided in cases where the victim recognises that they are victims. Unfortunately, it is often the case that victims of sexual grooming or consumers of self-harm and/or suicide content, are not aware that they are victims. However, in such cases where these victims do come to the Commissioner for assistance, the Commissioner will work with the relevant agencies, including the Police, to provide the necessary assistance.</p><p>Members might observe that not all of these 13 categories are new and some of them are already being addressed by existing law. For example, online harassment is already being covered by POHA. The Penal Code as well as the Criminal Law (Miscellaneous Amendments) Bill, which was debated in Parliament earlier, both address intimate image abuse. Such content might also be covered as egregious content under the Broadcasting Act. The suggested additions to the categories of harm would also be covered by the Penal Code and the Broadcasting Act.</p><p>The group harms have also already been addressed by the Maintenance of Religious Harmony Act and the Maintenance of Racial Harmony Act, for groups distinguished by religion or race. The common law action of defamation, as supplemented by the Defamation Act, provides individuals with an avenue of recourse for defamatory statements or statements which harm a person's reputation.&nbsp;OSRA will complement these existing laws.</p><p>Some laws address harms that affect the public interest, such as the Maintenance of Religious Harmony Act, the Maintenance of Racial Harmony Act and the Broadcasting Act. Others provide individual remedies through legal action in Courts, such as POHA. However, victims have shared that seeking legal remedies is often a lengthy and expensive legal process, which often deters them from seeking recourse.</p><p>This can be seen from the SHE's 2023 Online Harms Report, which showed that 28% of respondents who decided not to take legal action did so due to the cost.&nbsp;The same SHE report also found that most respondents preferred the swift and permanent removal of content over taking legal action. OSRA is intended to complement these existing legislations by expanding the scope of harms covered, through including new harms, such as inauthentic material abuse and non-consensual disclosure of private information, and by allowing victims to seek recourse in a simple and timely manner.</p><p>We acknowledge that the Internet evolves rapidly and the online harms ecosystem may change drastically over short periods, with new harms emerging or with bad actors finding new ways to cause harm. Thus, OSRA has been designed in a way to allow us to adapt to changes in the online harms ecosystem.</p><p>The Minister for Digital Development and Information will be able to prescribe additional types of online harms. This power will be vital in ensuring that we address emerging harms as soon as possible. We will ensure that this power is used judiciously and for harms that are particularly egregious to individuals, to prevent the unchecked expansion of the scope of OSRA.</p><p>Part 2 of the Bill establishes the Office of the Commissioner of Online Safety. It will be responsible for administering the statutory reporting mechanism to provide timely relief for victims of online harms. The Commissioner of Online Safety will be appointed by the Minister for Digital Development and Information and will be supported by Deputy Commissioners and Assistant Commissioners.</p><p>While the Minister may provide broad guidance to the Commissioner, the Commissioner will be the final decision-maker for all cases. We will also establish a new agency, called the OSC, that will support the Office of the Commissioner for Online Safety. The Commissioner may delegate the exercise of all of, or any of, the functions or powers of the Commissioner to the officers of the OSC, to allow them to effectively support the Commissioner. This includes the power to issue directions, which I will speak more on later.</p><p>However, the Commissioner may not delegate the power of appointment or delegation, or the power to issue advisory guidelines. The OSC will be administratively supported by the IMDA.</p><p>As announced by Prime Minister Lawrence Wong during his speech at the Smart Nation 2.0 Launch in October 2024 and reiterated by Minister Josephine Teo earlier in March this year, the OSC will be set up in the first half of 2026. We have also considered the importance of transparency. To that end, the Commissioner will consider publishing regular reports for public awareness on online harms and the Commissioner's work, which may include information on aggregated caseloads, and anonymised information, insofar as these do not re-traumatise victims.</p><p>Let me now say more about the reporting process, which, as I shared earlier, is governed by Part 4 of the Bill. With your permission, Mr Speaker, may I ask the Clerk to distribute a set of handouts to the Members?</p><p><strong> Mr Speaker</strong>:&nbsp;Please go ahead. [<em>Handouts were distributed to hon Members. Please refer to </em><a href=\"/search/search/download?value=20251105/annex-Annex 2.pdf\" target=\"_blank\"><i>Annex 2</i></a><em>.</em>]</p><p><strong>Ms Rahayu Mahzam</strong>: Members may also access these materials through the MP@SGPARL mobile app. Members may refer to Handout 2 for an overview of the user journey with the OSC.</p><p>First, prior to submitting a report to the OSC, victims will, generally, be required to report the online harm to the platforms.&nbsp;While we are setting up the OSC to provide timely relief to victims of specified online harms, platforms remain the first port of call. Platforms must continue to play an active role and take responsibility for the safety of their users online. Where platforms fail to act on online harms within 24 hours, victims can then file a report to OSC.</p><p>The requirement to first report to platforms before reporting to the OSC will, however, not be required for certain egregious harms, such as intimate image abuse and image-based child abuse. This step will also not be required for doxxing. Victims of these harms can submit a report directly to the OSC.</p><p>Our view has always been that platforms should take responsibility for keeping their users safe online. This is evident from the approach we have taken under the Broadcasting Act. For example, under the Code of Practice for Online Safety – Social Media Services, designated social media services (DSMSs) with significant reach or impact in Singapore are already required to submit annual reports to be published on IMDA's website. These reports contain information on the DSMSs' measures to combat harmful and inappropriate content, and metrics, such as the number of reports received from users, as well as the response times to act on these reports.&nbsp;</p><p>There are other baseline requirements. To be eligible to submit a report, victims must be Singaporean Citizens, Permanent Residents or have a prescribed connection to Singapore. We intend for this to cover foreigners who are residing in Singapore for the long-term at the onset.</p><p>Where victims are under the age of 18, the parent or guardian of the victim may also submit a report on their behalf. For example, earlier in November 2024, we saw deepfake nude photos of students at the Singapore Sports School being created and circulated by the student-athletes.&nbsp;In such a case, both the student victims and the parents of the victims depicted in the deepfakes would be able to submit a report to the OSC.</p><p>We have also considered situations where a victim strongly prefers that the report be filed for them. In such situations, victims will be able to authorise other persons to file reports on their behalf. This includes authorising employers or public agencies. For example, a hospital, if authorised, may file a report on behalf of a healthcare worker who is a victim of a specified online harm. In the spirit of the reporting mechanism, OSC will only assess reports submitted. OSC will not actively monitor and identify cases of online harms.</p><p>Reports will be submitted through the OSC's website, which will be designed with the user in mind.&nbsp;We are consulting other agencies and third-party organisations, such as SHE, in designing the website and the reporting form, to take into account user-centric language.&nbsp;</p><p>Accounting for victims' needs early is important, as survivors of online harms may, sometimes, avoid seeking external support to avoid re-traumatisation.&nbsp;The OSC's website will also provide victims and other persons with access to resources on online harms and advice on how to keep themselves safe online. This will include, for example, information on the different types of online harms and what to do when you have experienced them.</p><p>The OSC is also exploring partnerships with third-party organisations which victims may be referred to for support, such as counselling services or further resources. The details of this are still being worked out and we will provide more details in due course.</p><p>Each report will be assessed on its own merits and the OSC will be able to act on the face of the report submitted. This is to ensure that the OSC can move fast to address the online harm. Where necessary, such as where the information provided in the report is unclear, the Commissioner will be empowered, under Part 6, to conduct investigations, to better identify the relevant facts of each case. The OSC will also develop internal practices and ensure that case officers are trained to handle each case sensitively.</p><p>Let me turn now to directions, which are listed in Part 5 of the Bill.&nbsp;</p><p>The Commissioner will be empowered to issue directions to stop online harms from continuing to occur or to prevent further online harms from affecting the victim where there is reason to suspect that the online harm was conducted in respect of the victim or the victim group, as the case may be. The threshold for the issuance of directions is modelled after the threshold set for the Police to take protective action in the Criminal Procedure Code and the Online Criminal Harms Act (OCHA).</p><p>We had considered raising the threshold for the issuance of directions to \"reasonable grounds to believe\". However, we ultimately landed on \"reason to suspect\", to ensure that online harms can be stopped in a timely manner. We will be putting in place oversight mechanisms to ensure that OSC directions are only issued where appropriate. I will speak more on the oversight mechanism later.&nbsp;</p><p>The OSC may issue directions to three different parties: the communicator of the online harm, the administrator of a group or location where the online harm occurred, and the platform on which the online harm occurred.</p><p>Broadly, communicators and administrators may be issued directions that require them to remove specified material or disable a specified location, to restrain them from posting certain types of content or carrying out certain types of conduct or to require them to put up a victim's reply.</p><p>Administrators may also be issued other directions, such as directions that require them to put up a label to warn visitors that the online location has been subject to previous OSC directions or to restrict access by a Singapore account to the online location managed by them.</p><p>Platforms may be issued directions that require them to prevent end-users in Singapore from accessing specified content or online locations, to restrict interactions between an account and end-users in Singapore, to ban a Singapore account or to post a victim’s reply on its service.</p><p>As I mentioned earlier, two of the categories of harm – publication of false material and publication of statements harmful to reputation – differ slightly in terms of remedies that victims may receive. Generally, victims of these harms will only be able to seek a Right-of-Reply Direction to allow them to have their side of the story heard. We will be introducing new types of directions requiring recipients to act on content that can be distinguished by unique identifiers, such as usernames, keywords or hashtags.</p><p>The OSC may also issue what we consider as Enhanced Directions to certain prescribed online services. These Enhanced Directions impose additional requirements on the prescribed online service and may require the recipient to act on identical online harmful material, to take further steps to prevent online harm from occurring in the future or to reduce engagement of its users with a class of material. Members may refer to Handout 3 for the full list of directions that the OSC may issue, and Handout 4 for illustrations of online harmful activity and possible OSC directions.</p><p>In deciding whether to issue a direction and the type of direction to be issued for a case, the OSC may consider a basket of factors, including: the degree of the harm caused or likely to be caused; the number of persons harmed or likely to be harmed; the manner and circumstances in which the online harmful activity occurred; whether the conduct of the online harmful activity was reasonable, such as when a comment or post would be considered to be a \"fair comment\"; the likelihood of further online harmful activity being conducted; and whether the direction would be contrary to any public interest. These factors provide the OSC with much needed flexibility, to ensure that appropriate action is taken in every case.&nbsp;</p><p>The OSC will also publish guidelines detailing the factors that the OSC will consider in its decision-making process. Such guidelines will also include illustrative examples of when the OSC will or will not act.&nbsp;</p><p>In cases where the OSC is made aware of non-compliance with its directions, the OSC may take further escalatory actions. These actions include the issuance of orders following non-compliance, such as: access blocking orders, which may be issued to providers of Internet access services, to disable Singapore end-users' access to an online location; or app removal orders, which may be issued to providers of app distribution services, to remove the specified app from the Singapore app stores. As these orders may affect all users in Singapore since they will no longer be able to access the apps or websites, they may only be used after careful consideration.</p><p>Part 8 of the Bill provides for offences and enforcement. The directions and orders issued by the OSC are legally binding, and non-compliance with these directions and orders will be a criminal offence. Where there has been non-compliance, the Commissioner will be empowered to conduct further investigations, such as requesting information or documents from individuals. These are the same Part 6 investigative powers that the Commissioner may exercise when assessing reports in the first instance.</p><p>In developing the penalties under the OSRA Bill, we have referenced other existing legislation, such as the Broadcasting Act, OCHA and the Penal Code. For example, the penalty for non-compliance with directions will be a fine of up to $20,000, or imprisonment for a period not exceeding 12 months, or both, for individuals. Individuals will also be subject to a continuing fine of up to $2,000 for each day the offence continues after conviction. Entities will be subject to a fine of up to $500,000 and a continuing fine of up to $50,000 for each day the offence continues after conviction.</p><p>The provision of false information to the Commissioner or the OSC will also be an offence. Individuals found guilty of this offence will be subject to a fine of up to $20,000, or imprisonment for a period not exceeding 12 months, or both. Entities will be subject to a fine of up to $50,000.</p><p>In some cases, it may be more appropriate to focus on rehabilitating the perpetrator rather than prosecuting them for non-compliance with an OSC direction. To that end, the Commissioner may put in place an online harms remedial initiative. This initiative could include the completion of volunteer programmes by the perpetrator, which may be taken into account when considering prosecution for non-compliance with the OSC’s directions.</p><p>As I mentioned earlier, we will be putting in place oversight mechanisms, which will be governed by Part 7 of the Bill. These mechanisms ensure that the OSC will be able to move quickly and with confidence on the face of the information it has received.&nbsp;</p><p>Victims, recipients of directions or orders, and other prescribed persons will have access to a two-step appeal process. Eligible persons may first apply to the Commissioner to reconsider the OSC’s decision. Thereafter, eligible persons may appeal against the OSC's reconsidered decision to an independent appeal panel that will be appointed by the Minister for Digital Development and Information.&nbsp;</p><p>For the reconsideration process, the OSC will re-assess the relevant case afresh, and may also take into account any new information that may be presented by the relevant parties after the initial assessment was conducted. Applicants will be able to submit such new information to the OSC. When a decision has been made, the OSC will inform the applicant and other affected parties of their reconsidered decision. The OSC may affirm, revoke, vary or substitute any earlier decision, direction or order issued.&nbsp;</p><p>The appeal panel will consist of individuals from academia, society and industry, across different areas of expertise, and will focus on assessing whether a specified online harm had occurred and whether the reconsidered decision made by the OSC is proportionate and justifiable. Where the victim, recipient or prescribed person is dissatisfied with the OSC’s reconsidered decision, they may submit an application to the appeal panel to appeal against the OSC’s reconsidered decision. Similar to the reconsideration process, the appeal panel will be able to affirm, revoke, vary or substitute decisions of the OSC in relation to the issuance or non-issuance of a direction. The appeal panel will also be able to hear appeals on the issuance of an order following non-compliance.&nbsp;</p><p>Each individual will be given one chance to have their case heard by the independent appeal panel. Should the individual continue to be dissatisfied with the outcome of the appeal, they may seek judicial review.</p><p>The establishment of a new office and the statutory reporting mechanism is a monumental task, one that will require close collaboration across Government. We have to do the OSC right, so that we can do right by the victims.&nbsp;This is why we will be implementing the reporting mechanism in phases. What this means is that we will be bringing the first five harms I shared about earlier into force within the first six months after the OSC opens its doors. These are: intimate image abuse; image-based child abuse; online harassment, including sexual harassment, doxxing and online stalking. The rest of the harms will follow progressively.&nbsp;</p><p>These five harms are prioritised for a reason. They represent the most prevalent and serious harms faced by Singapore users online. These are also the online harms that Singaporeans are the most concerned about. For example, The Institute of Policy Studies’ 2025 Online Safety Study showed that targeted harassment was seen by Singaporeans as “highly harmful”.&nbsp;Members may refer to Handouts 1 and 5, for a broader overview of recent survey results and studies relating to online harms. This will allow us to better manage the OSC's caseload and to properly develop the necessary guidelines, frameworks and capabilities to ensure that the OSC's decisions are consistent and appropriate in all cases.&nbsp;Mr Speaker, allow me to say a few words in Malay.</p><p>(<em>In Malay</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-5 Nov 2025 - MOS Rahayu - Online Safety (R and A) Bill.pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]&nbsp;The need to provide accessible and timely programmes and resources to victims of online harms is not new. Over the years, we have taken steps to educate and better empower our citizens to act against online dangers. For example, in 2021, we established the Sunlight Alliance for Action (AfA) to tackle online harms.</p><p>In the span of one year, AfA organised campaigns to raise public awareness about online harms and their impact. These campaigns also equipped youths to provide better support to their peers who were affected by online harms.</p><p>As co-chair of this AfA, I was informed by our partners about the experiences that many victims went through. This is what drives me, to this day, to build a safer digital space.</p><p>The Sunlight AfA also inspired many of its members to continue their noble efforts to help victims. One example is the establishment of SHECARES@SCWO, a collaboration between SHE and the Singapore Council of Women's Organisations (SCWO). It is Singapore's first one-stop support centre for victims of online harms.</p><p>Efforts to enhance online safety require the involvement of every level of&nbsp;society, and the Government is ready to step forward to strengthen these efforts. With the establishment of the OSC, we will be able to provide timely follow-up actions for victims, help stop harms as quickly as possible and build a more robust support ecosystem for victims.&nbsp;</p><p>(<em>In English</em>):&nbsp;Mr Speaker, the OSRA and the OSC are just the one of the many steps that we are taking to enhance online safety. I am heartened to note that online safety is a matter that both sides of this House are passionate about and I invite all Members of this House and the public to continue our conversations on how we can better enhance online safety.&nbsp;</p><p><strong> Mr Speaker</strong>: Minister Edwin Tong.</p><h6>1.59 pm</h6><p><strong>The Minister for Law (Mr Edwin Tong Chun Fai)</strong>:&nbsp;Mr Speaker, Sir, today, we take an important step to make our online spaces safer and fairer. The Bill before this House clarifies duties, provides relief and also strengthens accountability across the online ecosystem to deal with online harms.&nbsp;My colleagues have earlier taken Members through the key aspects of the Bill, and I will focus on outlining the new Statutory Torts Framework, as well as the End-User Identification measures in this Bill.</p><p>Sir, let me start by reiterating why we saw a need for this Bill. The victims of online harms are not just statistics. They may be our children, classmates, colleagues or neighbours. Their confidence, studies and indeed their livelihoods can be shaken and seriously affected.&nbsp;</p><p>For one Primary 4 student, cyber-bullying reared its ugly head when she started using Instagram. She based her self-esteem on how many \"likes\" and \"followers\" she had. She would ask her friends to \"like\" her photos or \"follow\" her account to appear popular, and if a photo did not receive over 100 \"likes\", she would delete it.</p><p>She began receiving comments about her appearance and hurtful messages from those who were supposedly her friends. Her mental health worsened. She self-harmed and she was later diagnosed with Post-Traumatic Stress Disorder (PTSD) when she eventually sought help at the Institute of Mental Health (IMH).&nbsp;She was on medical leave from school for most of the year.</p><p>Sir, this is a sad story. But what is worse is that it is not an isolated case. With your permission, Mr Speaker, may I ask the Clerks to distribute a handout?</p><p><strong>Mr Speaker</strong>: Please proceed.&nbsp;[<em>Handouts were distributed to hon Members. Please refer to </em><a href=\"/search/search/download?value=20251105/annex-Annex 3.pdf\" target=\"_blank\"><i>Annex 3</i></a><em>.</em>]</p><p><strong>Mr Edwin Tong Chun Fai</strong>: Sir, Members may also access these materials through the MP@SGPARL app.</p><p>Sir, Handout 6 sets out several other accounts: students, women, working adults and their loved ones.&nbsp;Online harms affect not only individuals and their families, but also the confidence and the trust of our society as a whole.</p><p>In the SHE 2023 Study on Online Harms cited by Minister of State Rahayu a short while ago, 76% of respondents were not comfortable expressing their personal views on potentially controversial issues and topics online. Women, youths and minorities are especially vulnerable: 22% of female youths experienced sexual harassment compared to 14% across all respondents; 52% of respondents aged 15 to 24 years old personally experienced online harms compared to 38% across all respondents; 14% to 21% of respondents believed they experienced harms because of their identity, such as race and religion.&nbsp;</p><p>As a result, victims exit from public life or they choose to stay offline. Their voices, and their representation, are lost.&nbsp;And proper discourse in the community becomes weaker.&nbsp;If this continues, we will have a divided society, and a weakening of our social fabric and collective trust.</p><p>Sir, in contrast, most Singaporeans feel safe on our streets. About 98% of Singaporeans feel safe walking out alone, even at night.&nbsp;In the offline world, we are mindful of how we behave towards one another. We know not to threaten, harass or insult other people. And in our everyday interactions, there are social norms that we know to abide by.&nbsp;In public spaces, schools and also in work spaces. Such norms allow us to function and thrive as a society.</p><p>But when it comes to the online world, these norms are not quite observed in the same way. The sense of safety we have offline does not translate into the online space. The SHE 2023 study found that 58% of respondents reported personally experiencing and/or knowing others who faced online harms.&nbsp;</p><p>We studied why this might be so.&nbsp;And in the course of our study, three issues stood out:&nbsp;first, fragmented standards and weak accountability in the online harms regulation space; second, economic incentives that unfortunately reward sensational content; and third, online anonymity that emboldens misbehaviour.</p><p>These three issues have very much shaped the thinking behind the construct and the framework of this current Bill. Let me elaborate that for Members.</p><p>Thus far, the development of the rules and norms of the Internet has been largely left to the tech companies.&nbsp;Left on their own, different platforms will apply different rules, largely shaped by their own interests.</p><p>And in the absence of any common set of enforceable norms, it is not easy to expect or enforce accountability. Instead, these differing standards will continue to exist and operate in a manner which allows wrongdoers to exploit the gaps.&nbsp;This lack of accountability is exacerbated by the structural features of the Internet. There is a misalignment between tech companies' profit motive and the need and desire to enhance online safety.</p><p>At the Online Harms Symposium co-organised by the Ministry of Law (MinLaw) and the Singapore Management University (SMU) Yong Pung How School of Law in 2023, former Facebook employee turned whistle-blower, Ms Frances Haugen spoke about how tech companies do have solutions to address online harms, but implementing them will eat into their profits and hurt their bottom line.&nbsp;Social media platforms profit from the amplification of sensational and inflammatory content. Viral, harmful content draws engagement, higher engagements draw eyeballs so their removal will impact revenue.</p><p>We have some basis to believe that online safety considerations might well yield to profit generation, if left unregulated. Today, tech companies have community standards which ostensibly address online harms. Members can see some examples of these standards which are set out in Handout 7. However, most platforms do not necessarily adhere to their own community standards. Indeed, in the IMDA study cited by Minister Josephine Teo a short while ago, over 50% of legitimate user complaints were not addressed in the first instance.&nbsp;And this, we believe, is far from ideal, as victims are reliant on platforms to stop online harms.</p><p>At present, there is no framework which can give redress to victims for harms that happen at the speed and the extent to which they happen online. While victims may try and seek relief in court, there is a limit to how fast court proceedings can be and may also be costly. And we all know that in these types of cases, speed of redress is crucial. And most victims of such harms do not want to have to seek relief in Court, through the Court process.</p><p>It is also clear that online users behave on the Internet differently from the offline world. Perpetrators are emboldened to act with impunity especially when they can remain anonymous.</p><p>First, they experience what we call the \"Online Disinhibition Effect\", a term coined by Prof John Suler. Prof Suler explains that anonymous Internet users separate their online persona from their in-person identity and they do not feel responsible for their behaviour online.</p><p>Second, there is little that victims can do to hold anonymous users accountable, simply because they remain anonymous and perpetrators know that they are unlikely to get caught and do not fear consequences.</p><p>Overall, in general, anonymity fuels bad behaviour.</p><p>To address these issues, the Government has taken proactive steps. Minister Josephine Teo outlined the reforms that protect users. Minister of State Rahayu explained how the new OSC will provide timely relief to stop harm. Let me address the remaining mechanisms in this Bill for Members.</p><p>Sir, we start with the proposition that, in some cases, stopping the harm alone might not be enough. Victims might require additional recourse, for example, compensation. And to do that, they will also need to know who lies behind that anonymous social media handle.</p><p>The Bill therefore seeks to introduce a framework to close those gaps. It will introduce clear statutory duties for online actors, defining what responsible conduct and therefore, what the standard of duty that is expected of them, ought to be. It provides civil remedies for breaches of those duties, giving victims the right to seek justice in Court and it creates an additional avenue of relief, complementing the quick administrative recourse that can be obtained through the OSC, so that victims can choose the path that best suits their needs.&nbsp;&nbsp;&nbsp;</p><p>During the Online Harms Symposium that I referred to a short while ago, Ms Haugen likened Internet and social media regulation to the evolution of road safety, something that happened several decades ago. In the 1960s, US car manufacturers vigorously resisted safety reforms. But informed legislators persisted with greater regulation, coupled with a push, a very determined push from concerned citizens as well as investors.</p><p>Through legislative changes, safety was made a core design principle in the manufacturing of cars.&nbsp;And it has been estimated that between 1960 and 2012, over 600,000 lives were saved in the United States (US) as a result of this.&nbsp;&nbsp;</p><p>In a similar way, not exactly the same, but in a similar way, we hope that this Bill will make online safety a design principle of the online space upfront, and not just an afterthought.</p><p>Sir, let me now outline how the Statutory Torts Framework is intended to work.</p><p>At the outset, our focus and intent is to empower victims. It is a very victim-centric approach and today you look at the example of one victim who tries to speak to the platforms, you heard the statistics that Minister Josephine Teo cited earlier, it is very difficult, and they are pretty much powerless today.&nbsp;</p><p>At the Government level, we have the Broadcasting Act, we have the Protection from Online Falsehoods and Manipulation Act (POFMA), we have OCHA that empower the Government to act in a variety of ways. OSRA provisions will empower private persons to obtain relief, and Members might, therefore, be aware that clause 4 makes it clear that a public agency cannot commence a claim under the Statutory Torts Framework. This is a private citizens' private remedy.</p><p>I will now explain the types of online harms covered by the statutory torts.&nbsp;This framework will cover the same categories of harms that the OSC will act on, the same categories that Minister of State Rahayu took you through earlier, with some exceptions and refinements for coherence.</p><p>Clauses 83 to 88 cover the following harmful online activities: intimate image abuse; image-based child abuse; online impersonation; inauthentic material abuse; online instigation of disproportionate harm; and incitement of violence.&nbsp;</p><p>Harassment, doxxing and stalking will continue to be dealt with under POHA for communicators, but the new statutory duties for these harms will extend to administrators and platforms under this Bill, since POHA does not cover them.</p><p>The online harms omitted from the statutory torts, mainly, false material, statements harmful to reputation and non-consensual disclosure of private information – are already well-covered under the existing legal framework, laws on defamation as well as on privacy and confidentiality.&nbsp;&nbsp;</p><p>This alignment ensures coherence in our legislation – no overlapping and no double remedy.</p><p>In this Bill, the statutory torts will also not cover Incitement of Enmity. We think it is unwise to encourage such matters – which can be potentially explosive, emotive and divisive – to be dealt with litigiously, in a courtroom and so it will be dealt with by the OSC.</p><p>The statutory torts will be implemented in phases, as you heard Minister of State Rahayu sketch out the OSC’s implementation of harms framework earlier in coordination with the OSC.</p><p>Second, Sir, the Bill assigns clear duties to the key actors in the online ecosystem, and they are the communicators, the administrators and the platforms.</p><p>Clauses 83 to 88 therefore impose duties on communicators not to make or share any communication which constitutes an online harm.&nbsp;&nbsp;</p><p>Clauses 90 and 91 impose two duties on administrators.</p><p>First, they must not develop or maintain an online location in any manner that facilitates or permits online harm to take place – with the intention or knowledge that online harm is likely to take place. This duty covers administrators that are complicit in the online harms, and Members might be aware of the infamous chatgroup \"SG Nasi Lemak\" previously. This will cover the administrators of such a chatgroup.&nbsp;</p><p>Second, when notified of harm, they must act reasonably – more specifically, they must take reasonable care to assess if there is harm and if so, to take reasonable steps to address it.&nbsp;Clause 94 therefore imposes a similar duty on platforms to act reasonably when notified of harm.</p><p>I want to make clear to Members that the duty to take \"reasonable steps\" does not require the platform to do constant surveillance and monitoring. Their liability arises only when an actor fails to act reasonably after receiving proper notice. They are not liable if, through no fault of their own, they did not receive the notice sent by the victim.</p><p>In assessing reasonableness, the Court will consider the circumstances of the case, including the seriousness as well as the persistence of the harm.&nbsp;</p><p>Let me illustrate this: an administrator or platform that receives notice of a harmful post for the first time may act reasonably by simply removing that post if that is the appropriate remedy under the framework. But if the same account repeatedly causes harm in the same way, simply taking down each time the post is put up may no longer suffice. In such cases, taking stronger action, such as suspending or disabling the offending account, may be the reasonable steps required under clauses 91 and 94 and that is what I meant when I said you assess the entire factual matrix and situation holistically.</p><p>What is “reasonable” will therefore depend on the facts.&nbsp;The Courts can take into account factors such as the nature of the conduct; the context in which it occurred; and the effect and impact on the victim.</p><p>For example, putting up a post or creating a website to whistle-blow on serious misconduct may well be \"reasonable\" if done for a legitimate purpose and in a proportionate manner, even if it might cause harassment, or might be considered as online instigation.&nbsp;&nbsp;</p><p>There are also safeguards to address concerns that administrators and platforms may be inundated with frivolous notices or notices with insufficient information. The Bill provides that the particulars, which an online harm notice must contain are to be prescribed. We set it out clearly in a prescribed form so that the categories of information is known upfront and this ensures that only genuine, properly documented cases trigger the duty to act, and the administrators and platforms have enough information to take \"reasonable steps\".</p><p>Ultimately, it is the Court that will look at the facts of each case, weigh the totality of the evidence and decide whether a claim is made out and if so, what remedy should follow and against which party.&nbsp;These are all fact-sensitive judgments that reflect the diverse realities of online interaction.&nbsp;The Bill therefore avoids the use of fixed or rigid formulas, to allow the Court to develop the law incrementally, while at the same time, keeping the focus squarely on online safety and responsibility.</p><p>The Bill recognises that platforms and administrators need not proactively scan for all harms. They only have to act responsibly once notified. Take together, these duties encourage vigilance without imposing impossible burdens. They reflect a simple idea embodied in many legal principles, which is, if you control the space, then you must play your part in keeping it safe.</p><p>Next, Sir, let me turn to remedies.&nbsp;If a victim successfully establishes a claim, the victim must have access to effective and fair remedies.&nbsp;Under clause 96, victims may seek damages that the Court finds just and equitable, and other heads of damages that the Minister may prescribe in regulations, such as compensation for loss of earnings or an account of profits where perpetrators benefited from the harm.</p><p>The intent is to ensure that victims are properly compensated and that wrongdoers are not allowed to benefit from their behaviour.&nbsp;For some harms, therefore, the victim's earning capacity or livelihood may be affected and they should be compensated for loss of future earnings or loss of earning capacity, as the case may be or as may be appropriate. In other cases, such as where intimate images have been put online and for sale and perpetrators profit from this harm, then, in those cases, an account of profits may be ordered so that the wrongdoer does not get to retain the benefits of the harm caused.</p><p>The regulations in this Bill reduce victims' uncertainty as to what remedies they are entitled to. But ultimately, it is for the Court to decide on the appropriate orders, based on the facts of each case.&nbsp;</p><p>Clause 98 introduces the concept of enhanced damages and empowers the Court to award such damages where a communicator or administrator persists with their conduct despite notice. We think that enhanced damages should apply to those who are the root cause of the harm, such as recalcitrant communicators or administrators who create harmful websites or chatgroups. We have, therefore, excluded the platforms. This framework is intended to incentivise and drive reasonable compliance and, in some cases, as quickly as possible. And the enhanced damages framework also compensates victims for any additional harm resulting from failure to comply. And we hope to drive overall a strong enough messaging with a deterrent impact on the actors in the online space.</p><p>Therefore, enhanced damages may be awarded to compensate the victim for additional harm caused by the refusal to stop the online harm, penalise the communicator or the administrator for bad conduct, and the Court will consider the overall justice of the situation, when assessing whether to impose enhanced damages.</p><p>In addition, clause 99 empowers the Court to issue injunctions, both interim as well as permanent, to stop harm swiftly. These injunctions operate independently of any direction from the OSC, giving victims complementary routes to relief. The OSC and the Courts operate independently of each other, and neither is bound by the decision of each other. The OSC seeks to act quickly and takes public interest into account in making its decisions. The Court decides any claim for statutory tort relief based on the applicable legal principles and a framework for remedies. Taken together, Sir, we believe that we have fashioned a suite of remedies that strike the right balance: accountability for wrongdoers; fair recourse for victims; and flexibility for the courts.</p><p>The statutory torts are designed to change and strengthen norms&nbsp;– to make self-responsibility a default in our online spaces.</p><p>And I come back to the time when the first motor-safety laws were introduced in the 1960s. There was an American publication, Automotive News, which lamented the passing of these laws with the headline, and I quote: \"Tough safety law strips auto industry of freedom\".&nbsp;There was fear; there was resistance in the industry.&nbsp;</p><p>But with the passage of time, history has proved those laws right. They made cars safer, saved countless lives, changed attitudes and mindset, and re-shaped how the industry designed every vehicle thereafter.</p><p>We hope that this Bill, with a clear framework, can also have the effect of setting the right tone for online behaviour, shape mindset and attitudes, of both users as well as service providers.&nbsp;They define what is acceptable and what is not. They will guide conduct not only through monetary damages, but through shared expectations made explicit.&nbsp;</p><p>Overall, our intention is that as our online norms mature, we will rely less and less on reports and lawsuits, because, like road safety, the law will have done what it set out to do, not just punish harm, but nurture the habits that prevent harm in the first place.&nbsp;</p><p>Sir, I move on now to address how the Bill handles anonymity. From time to time, anonymity can serve a good purpose&nbsp;– it allows users to speak freely, sometimes, obtain assistance and, on occasions, allows marginalised groups to speak up.&nbsp;But at the same time, it must not shield wrongdoing.&nbsp;And unfortunately, many online users abuse the power and privacy which online anonymity affords them.</p><p>I had earlier covered how online anonymity is a driver of online harms and leads to the Online Disinhibition Effect. Anonymity also exacerbates the impact of harm on victims.</p><p>First, victims may become more distrustful of those around them. They wonder who it is posting on their social media sites. They do not know if the perpetrator is, indeed, someone they might know. Second, victims will not be able to obtain legal recourse from perpetrators. By definition, they cannot commence legal proceedings, or enforce Court judgments, against an unknown person.&nbsp;</p><p>There are existing mechanisms currently available in Court, such as pre-action discovery and non-party discovery. All of these are mechanisms which can be used to obtain information about the identity of wrongdoers. But victims will still need to commence Court proceedings which may be costly and time-consuming.&nbsp;And so, we believe the Bill's proposed End-User Identification measures offer an accessible option.&nbsp;</p><p>To start with, clause 49 empowers the OSC to obtain information and documents for the discharge of its functions. This includes identity information of an end-user which is in the possession of platforms. This is akin to how law enforcement agencies are empowered to obtain such information for investigative purposes, akin but not similar.</p><p>Second, clause 52 empowers the OSC, where it reasonably suspects a user of committing an online harm, to require prescribed platforms to take reasonable steps to obtain specified information that may identify the user. This can take the form of the user's name or perhaps, verified phone numbers or credit card information, which can then be used to make further inquiries with telcos or banks.&nbsp;</p><p>This obligation to collect information is carefully scoped to target those users who are suspected of carrying out online harms. This is following close consultations that we had with industry partners who expressed difficulty with a general obligation upfront for platforms to collect information of all their Singapore users.&nbsp;</p><p>Third, clause 53 empowers the OSC to disclose the perpetrator's identity information to a victim or to their authorised representatives, upon receiving an application from the said victim. At the initial stage, disclosure will be limited to the purpose of enabling victims to bring their claim. We intend to eventually extend this for other purposes as well, such as allowing victims to safeguard themselves from the perpetrator, and to take proactive future measures.</p><p>Mr Speaker, we recognise that some may have concerns that these measures might intrude on users' privacy or go too far. Let me be clear: that is not the case, and we thought about this framework quite carefully.</p><p>The measures are aimed squarely at those who hide behind anonymity to cause online harm. They are not meant to affect ordinary users who act responsibly. In fact, for the vast majority and for most users, nothing will change. Most platforms today already require some form of verified contact or payment information at the point of registration.</p><p>Additionally, when the OSC discloses a perpetrator's identity to a victim, there will be safeguards to ensure that the information is protected and not misused. First, the OSC may impose strict conditions on how the information can be used, such as limiting the use of the information to seeking protection or pursuing legal remedies. Any breach of those conditions will be a criminal offence.</p><p>Second, the misuse of the information may itself attract legal consequences.&nbsp;For example, if the victim were to use the information obtained from the OSC to dox the perpetrator, that could, itself,&nbsp;be an offence under POHA or under an online harm under this Bill.&nbsp;</p><p>In short, the Bill has in-built safeguards.&nbsp;They balance and they protect both the victim's right to know as well as the perpetrator's right against misuse.</p><p>Sir, this Bill is designed above all, as Members can see from how I have articulated the framework and the schema of this Bill, to be as victim-centric as possible, to give swift accessible access to those who have suffered real harm online.&nbsp;And the provisions have been drafted with that goal in mind. Minister Josephine Teo spoke about how the OSC will be empowered to issue directions quickly to address harmful content, and Minister of State Rahayu explained the appeal mechanisms available.</p><p>Sir, the hon Member, Ms He Ting Ru has proposed two amendments which I would like to address. Her amendments speak to the removal of finality of an Appeal Committee's decision, and second, to add a right to appeal to the General Division of the High Court.</p><p>Sir, I would like the House to know that both the MinLaw and MDDI teams had carefully considered the appeal process, and it includes options similar to Ms He's proposals.&nbsp;However, we felt that we could not support them in this Bill and let me explain why.&nbsp;</p><p>These mechanisms will make the process slower, with less finality to the proceedings. It will make it more complex and ultimately, less accessible for victims.</p><p>Let me reiterate that the purpose of the OSC is to deliver speedy, practical relief to give redress to what has objectively been determined to be an online harm. Allowing repeated appeals would prolong litigation and each new appeal means fresh rounds of arguments, delay and also uncertainty in dealing with harmful content, as well as renewed anxiety for those already hurt, who quite likely will have to remain engaged throughout the appeal process. We expect that there will be likely higher case volume in OSRA cases, which also adds to the administrative load of the OSC.</p><p>And, Sir, the further point is this. If a case goes on appeal to the High Court, lawyers will probably be instructed.&nbsp;In such an instance, will there be equality in how this might play out? One can imagine – most platforms are very well resourced, and likewise, a number of administrators and content creators too.&nbsp;What happens when an individual victim might need to seek redress against one of these giants, with deep pockets, in Court and with lawyers?&nbsp;With the additional prospect of having to bear substantial costs in the litigation if one does not succeed?&nbsp;Overall, we fear that this will dissuade victims from coming forward. And over time, this will render the framework toothless, not because of the provisions, but because individual victims will find it more difficult to seek redress and might shy away.&nbsp;This will make the framework less inclusive, and we hope not to see that.</p><p>In contrast, we believe that the current framework already strikes the right balance. In the first place, the framework that you heard Minister of State Rahayu outline earlier, these are administrative decisions by the OSC, who assess the harm based on the prescribed factors in this framework and they make a poly-centric decision, taking into account policy and public interest considerations when deciding on whether it is a harm and if so, what the appropriate remedy ought to be. Such administrative decisions are subject to judicial review and not an appeal.&nbsp;In fact, this is not unusual.</p><p>Sir, at its heart, this Bill, as I said at the outset, is about empowering victims.&nbsp;The OSC's process is deliberately designed to be straightforward, fast and simple and focused on stopping harm quickly and hopefully, not spending time arguing about it.&nbsp;We think that Ms He's proposed amendments, though well-intentioned, would probably make that journey harder and not easier.&nbsp;&nbsp;</p><p>Mr Speaker, Sir, this Bill is pragmatic, proportionate and principled. It protects victims, sets fair expectations for online actors and strengthens trust and accountability in our digital commons. If we proceed steadily and work together – Government, industry and users – I believe we can keep our online spaces open, but also safe; vibrant, but also responsible.</p><p>Sir, we have shown clearly how online harms exact a cost – on individuals, on families and on the social fabric that holds us together. And as technology evolves, new harms will emerge. Our laws must, therefore, remain future-ready. We must be bold and innovative to stay ahead but also compassionate in how we protect those who are most vulnerable. This Bill gives victims a clear and practical framework to seek relief when harm occurs. It also sends a clear, unambiguous signal – that everyone who shapes our digital spaces in Singapore must act responsibly.&nbsp;</p><p>Through OSC, the Statutory Torts Framework as well as the End-User Identification provisions, we are building a coherent system of protection and accountability. Each prong complements the other: the OSC is a safety net, providing rapid relief to victims of online harms; the Statutory Torts Framework provides private remedies, and it also is the standard-setter, encouraging all actors to play their part; and the End-User Identification measures ensure that no one can cause harm from behind a mask.</p><p>Sir, public support for these measures has been strong across communities, professions and also generations. In the Public Consultation launched by MinLaw and MDDI in 2024, respondents expressed strong support for establishing a dedicated agency to address online harms – over 90% support; allowing victims to take legal action, such as seeking compensation in Court for private remedies on top of the OSC framework – over 95%; disclosing a perpetrator's user information to the victim for certain specified purposes – over 80%.</p><p>Sir, the Government started this work a long time ago. We started looking at developing this Bill as far back as 2021, even as the amendments to the Broadcasting Act and OCHA were being worked on. We spent close to five years carefully examining the issues. We conducted numerous surveys and studies into the issue of online harms in Singapore, the findings of which have been presented to this House earlier. We also partnered with the SMU Yong Pung How School of Law to organise the Online Harms Symposium, where distinguished speakers and panellists, including experts on online safety from around the world, shared their insight on key issues and solutions for online harms.</p><p>In addition to the Public Consultation exercise, we also met and consulted extensively with over 100 different stakeholders over the years. This includes local and foreign experts, foreign regulators, victims of online harms, social service agencies, lawyers and the Judiciary, the Ministry of Education (MOE) and other educational institutions.</p><p>We recognise that the impact of online harms may be felt and experienced differently across different communities. We have heard from various segments of society, including the youths, disability and the community groups. We learnt much from their experiences and their insights and their stories.&nbsp;We also conducted over 20 engagement sessions with technology companies in the past two years to ensure that the provisions in the Bill are robust, workable, feasible and can be carried out when OSC issues directions.</p><p>We discovered, through these extensive engagements, a shared belief that the online world should reflect the same values of respect, decency and fairness that we all know and often assume, and which guide us in the offline space.</p><p>Around the world, societies are grappling with similar challenges – in Europe, the United Kingdom (UK), Australia and the US. We are moving in step with these global efforts, but shaping our own path, our own course, contextualised and nuanced to what Singapore needs.</p><p>Sir, ultimately, law and regulation alone cannot keep our people safe. We will require a whole-of-society effort. Public education must teach users to protect themselves, and every user must take ownership of their safety and behaviour online.&nbsp;</p><p>But if we can do this together – build sound laws, responsible platforms and a thoughtful public – we will strengthen not only our digital safety, but over time, our social fabric. And in time, our online norms will not erode, but endure – grounded in respect, anchored in responsibility and guided by the same values that make Singapore strong.</p><p>Sir, that leaves me to express gratitude to a few persons and groups who have contributed deeply to our work. As mentioned by Minister of State Rahayu, we convened a Steering Committee who guided our team in shaping our policy. In particular, let me acknowledge two members from the private sector: Ms Stefanie Yuen Thio, joint managing partner of TSMP Law Corporation, member of the Sunlight Alliance for Action and founder and chairperson of SHE; as well as Assoc Prof Eugene Tan from SMU.</p><p>In addition, SMU Yong Pung How School of Law partnered us to organise our Online Harms Symposium. The sharing from the experts and survivors at the Symposium informed much of our thinking on this matter. SHE's surveys and research on online harms and their experience in running SHECARES@SCWO, Singapore's first support centre for targets of online harms, provided us with data and insights to refine our policy.&nbsp;</p><p>And, finally, all those, many from the public who responded to our public consultation or who have engaged with us with very constructive comments and suggestions or written to my Ministry to share their stories. Every story helps us to shape the contours of this Bill. We thank them for their suggestions over the years.&nbsp;</p><p>Mr Speaker, we have in the audience today, in the gallery above, a few who have contributed deeply to our work and gave valuable feedback in developing our proposals. We have members from SHE and SHECARES@SCWO&nbsp;– Natalie, Hemavalli, Lorraine, Saira and Si Han&nbsp;– who together with their teams, served as vital pillars of support for those experiencing online harms today.&nbsp;</p><p>We also have representatives from YouthTechSG&nbsp;– Ben, Zoe, Beatrice and Kok Thong&nbsp;– who, together with many others, shared the perspectives of young Singaporeans with us. We are deeply grateful for their partnership and commitment to making our digital spaces safer for all and we record our thanks and gratitude for the time that they have taken and the experiences that they have so generously shared.</p><p><strong>Mr Speaker</strong>:&nbsp;Mr Henry Kwek.</p><h6>2.37 pm</h6><p><strong>Mr Kwek Hian Chuan Henry (Kebun Baru)</strong>: Mr Speaker, Sir, I stand in support of this Bill, because for victims of online harm, speed matters and justice delayed is justice denied.</p><p>A deepfake now takes seconds to create. With powerful AI, harm scales fast and it is not rare. Surveys show that more than 84% of residents have encountered harmful content online and roughly one in three have faced harassment or bullying. In particular, as many of our Ministers and political officeholders have mentioned, for our youth, online and offline are one continuous reality. So, harm in one space, whether it is deepfakes, doxxing, non-consensual intimate content, <span style=\"color: rgb(51, 51, 51);\">bleeds into the other</span>.</p><p>Yet removal through current Court processes can take months and even years and traces often persist after takedown. This is the gap where victims suffer. Mental health declines, some turn to self-harm, drop out of school or lose jobs. Embarrassments follow, harassment piles on and cancel culture amplifies the pain. These are real psychological injuries. Sometimes a mental prison is worse than a physical one and we cannot keep telling victims to wait another three more months for relief.</p><p>That is why, for years, I have consistently called for legislation to curb this danger. In the 2022 Penal Code debate, I urged for laws to prevent cancel culture from taking root. In the 2018 debate on online falsehoods, I argued that democracies depend on facts, transparency and truth in public discourse, and warned that social media algorithms turn some of the most sensational content viral and some of these contents are false and harmful.</p><p>That is why I welcome this Bill. It closes the gap and strengthens trust – the foundation of a \"we first\" society. It protects people, it does not police speech. Expression is not a licence to harass, and freedom comes with responsibilities. It gives our people, especially our youths, room to think and disagree without destruction&nbsp;– a healthy digital commons to engage, create, and learn without humiliation.&nbsp;It delivers timely justice because harm spreads fast and hours matter, and OSC can act in days to remove content, restrict accounts and disclose identities so victims can seek damages.</p><p>Sir, for online falsehoods, speed is justice. At the same time, I have a number of clarifying questions to the Ministers for this landmark Bill.</p><p>One, implication of the amendments added on top of this Bill. In the amendments put forward, the evidentiary threshold moves from \"reason to suspect\" to \"reasonable grounds to believe\". Also, the amendments called for a process to appeal to the General Division of the High Courts. And the amendments call for the inclusion of serious harms like abetment or encouragement of suicide and sexual grooming into this Bill.</p><p>But I believe these are already addressed in criminal law, including the Penal Code, sections 306 and 376E; and the Vulnerable Adults Act 2018. To me, these amendments seem to be a substantive change to the due process proposed by this Bill, with implications to the victims – more legal cost, delayed justice. As such, I would like to ask the Ministers to inform us of the implications of these additional amendments put before Parliament votes.</p><p>My second point is that, no wrong doors. We already have laws on harmful online content – POHA, Broadcasting Act, POFMA, the Foreign Interference (Countermeasures) Act and OCHA. If someone is harmed online, how do they figure out which law to use? Will OSRA overlap with these or fit in with them? Do victims have to report to several agencies or will the agencies coordinate? And if OSC and the Courts disagree about whether online harm has happened, what happens then? Who has the final say and how is the conflict resolved?</p><p>Three, mental health integration. Removing content is necessary, but not sufficient. Victims need healing, not just remedies. Protection and healing must move together. How will OSC work with community groups and appropriate services to support victims, especially youth, of online harms? Can we consider offering psychological support along legal relief? And how will OSC make sure that the staff are properly trained so that they can help without causing further harm?</p><p>Four, Personal Data Protection Act (PDPA) and disclosures. Victims need identity disclosure to pursue redress. Platforms must also, at the same time, meet data protection duties. Will regulations clarify how Disclosure Directions interact with PDPA obligations, including purpose limitation and legal‑obligation exceptions? And will good‑faith compliance with valid directions be recognised so platforms can act quickly without fear of breaching confidentiality?</p><p>Five, cross border and evasion. How will OSC enforce its directions outside Singapore and will claims under the statutory torts actually help in such cases? The Bill lets OSC tell platforms to collect certain user information, but a person can ignore the request, ditch old accounts and open new ones. In such cases, how will the Bill still get the perpetrator's user information?</p><p>My final point, six, preventing abuse and protecting identities. What guardrails will prevent the statutory torts being weaponised for \"lawfare\", by that I mean frivolous claims or claims without merits to harass or pressurise respondents? As the Bill empowers OSC to identify users and disclose that information to purported victims, what safeguards are there to prevent misuse of that disclosed data for reverse doxxing?</p><p>In closing, Speaker, Sir, this Bill makes our online space safer, especially for our youths. It strengthens trust, delivers speed as part of justice and holds platforms and perpetrators to account. With these clarifications, I support this landmark Bill.</p><p><strong>Mr Speaker</strong>:&nbsp;Ms He Ting Ru.</p><h6>2.44 pm</h6><p><strong>Ms He Ting Ru (Sengkang)</strong>: Mr Speaker, I believe that Members of this House appreciate the growing concerns relating to online harms, and also the complex and evolving nature of these potential harms. From cyberbullying, rise in hate speech, to AI generated content, online exploitation, misinformation and gender-based violence, we are having to deal with a wide variety of harms which have the added threat of going viral. Singapore has a virtually 100% Internet connectivity rate and consequently, everyone is at risk from online harms.</p><p>Research in Singapore appears to bear out this fear. A survey released by MDDI last month found that four in five respondents have encountered harmful online content. In May and June 2023, SHE's survey on online harms found that one in two respondents aged between 15 and 24 reported having been victims of online harms. The same survey also reported that two in five victims reported experiencing at least one form of severe adverse impacts, including suicide ideation and physical and mental health issues.&nbsp;</p><p>To further add to this, a World Economic Forum article published at the start of this year noted that there is a broader trend where online platforms move away from centralised content moderations and instead, rely more on user contributions to address potentially misleading or harmful content. This has led to various groups being concerned that this shift would worsen the situation for vulnerable groups and create a less safe digital environment.</p><p>And this is concerning.&nbsp;As I mentioned during the Committee of Supply for the Ministry of Home Affairs, in my cut on safe AI this year, women and children are two groups that have been found to bear disproportionately the harms associated with such online activities. With the subject garnering greater concern in recent years, the Online Safety (Relief and Accountability) Bill is now before us.</p><p>The Workers' Party (WP) agrees that tough measures are required to tackle these harms to allow victims to seek better redress and healing, and to ensure that platforms act responsibly. Whatever the online harms, be they categorised by content, contact, conduct or contract, or by types of harm, such as aggressive sexual or extremist values, the thing that unifies them is that their effect on victims or witnesses are cross cutting. All these harms have effects which are threats to physical or mental health, threats to privacy in the forms of violations or further promote inequalities or discrimination.</p><p>However, our position is that the Bill before us leaves certain areas of concern unaddressed. It is, thus, in the spirit of strengthening our online protection regime to better protect victims of such harms that we propose these three main areas of amendment.</p><p>First, the Bill leaves out certain harms which result in severe impact on victims. Second, we have concerns about the legal procedures enabling the Commissioner to be the final arbiter and that certain clauses of what constitutes an online harm need further refinement. Third, that there should be reporting requirements from the Commission, which will enhance public understanding and education about the harms, our protection regime and ultimately, build confidence in what we are doing to tackle it.</p><p>I will focus my speech on the first set of amendments and how we can better ensure that our tackling of online harms puts victims and vulnerable persons front and centre of our efforts. My other WP colleagues will also cover the other sets of amendments.</p><p>In our amendments, we proposed a statutory addition of two sets of activities and a definition of online harm activities.</p><p>First, sexual exploitation of children or vulnerable adults, otherwise, known as sexual grooming, with wording proposed in a new subsection O to the definition of online harmful activities contained in clause 3 and expanded definitions of what this comprises in the new clause A.</p><p>Second, publication of online material, encouraging or promoting suicide or self-harm, with our proposed insertion of new subsection O to clause 3's definition of online harmful activities and expansions on this in the new clause B.</p><p>In a study published by the Institute of Policy Studies in October 2025, child sexual exploitation and promotion of dangerous behaviours were identified as top harms and perceived as online harms of greater security. Yet, the Bill before us does not include the publication of online material, encouraging or promoting suicide or self-harm.&nbsp;This is concerning, as in September 2025, it was reported that teenagers on Instagram were still able to access content relating to suicide and self-harm, and that its teen account's function did not appear to be stopping sexual content being uploaded by children.</p><p>Instagram is not the only platform noted for the risks associated with the promotion of self-harm and suicide. In Singapore, SHE's survey ranked sexual harassment as the top online harms encountered by survivors and witnesses, with female youths aged between 15 and 34, more concerned about sexual-based harms. An MDDI survey also noted that 26% of the respondents reported that they have encountered harmful content of a sexual nature.</p><p>Thus, with easy access to posts and content online, the high risks of sexual grooming of our minors and vulnerable adults are also of grave concern, but do not appear to be explicitly covered by the provisions of this Bill. Even though the OCHA covers certain sexual offences and various Codes of Practice have been introduced over the years, these harms do not appear to benefit from the full suite of mechanisms in this Bill, which I believe are more responsive and effective in tackling online safety issues that are highly context dependent and time sensitive.</p><p>In particular, I refer to the Bill's ability to request to restrain or stop the communication of a class of material by an administrator or communicator. Furthermore, perpetrators seeking to groom minors or vulnerable adults may share online content that encourages, promotes or provides instructions of sexual communication or sexual activity to minors or vulnerable adults. Additionally, publication or communication of such online content, which may be directed at certain groups of persons, not just an individual, would appear not to be covered by the OCHA.</p><p>Thus, by excluding sexual grooming of minors or vulnerable adults under this Bill, we miss out an important protection of our children and vulnerable adults in the form of, for example, allowing takedown orders to be made. As the European Union (EU) has pointed out, the risk is that when a child is exposed to or engages with inappropriate sexual content, they risk ending up at greater risk of related content, be it in the form of becoming targets of or perpetrators of sexual grooming of minors, because it has become normalised or desensitised for them. These children may also then become targets for sexual exploitation or streaming of child sexual abuse material.</p><p>Thus, the harm posed by content posted to glorify suicide or self-harm and sexual grooming of minors and vulnerable adults is substantial. Thus, we hope that Singapore takes a strong stance against such online content by accepting our proposed amendments and including them under the scope of this Bill to provide more tools to tackle these types of online harm.</p><p>Next, victim protection and support. This is complex, as harassment, humiliation and abuse of victims comes in various shapes and forms. Harassment, as we all know, is not limited to just physical stalking, sending thousands of text messages or making dodgy phone calls. For example, our Family Courts are now also enroute to recognising that it is not just physical abuse that causes real and sometimes lifelong and life-threatening harms to victims. Increasingly, they know that other forms of abuse can be just as harmful and online media can be one means through which they are propagated.</p><p>We already have laws on the books regarding self-harm, sexualised grooming of minors and protecting vulnerable adults. But they do not explicitly extend to online behaviour. Our amendments seek to harmonise the laws and extend protections given emergent risks in the online space. Additionally, we have to understand that the harm experienced by victims does not end after a report or complaint is filed. It could also extend beyond when the perpetrator has been sentenced, long after the justice system has taken its course. If there are any parallel processes, such as actions taken out of statutory torts or Penal Code offences, the victim would often have to relive and recount their experiences, the impact it has had on them and if there is a trial, subject to cross examination of the extremely traumatic event or events.</p><p>This is backed up by a SHE survey, which found that two in five victims of online harm experienced serious emotional or mental health impact, such as depression or fear for safety. Many withdrew from social media entirely, as documented in one of the case studies from the Institute of Policy Studies survey. A handful of respondents even contemplated harming themselves physically or attempted suicide. Even more crucially, for each person who steps forward, how many decide against pursuing matters through the justice system because it is daunting, because they are fearful of it or decide they did not want to re-traumatise themselves by recounting and reliving what has happened to them many times as they go through the systems to seek redress.</p><p>Thus, we also have concerns about the access to justice for victims who are contemplating pursuing justice under the statutory tort provisions. The inclusion of these statutory torts is welcome and empowering, but we must not forget that to file a civil claim, victims must gather evidence, bear legal costs and relive the harms done to them time and again. Many would be young people, students, workers who already feel powerless. For them, the idea of commencing a lawsuit is unimaginable.</p><p>So, how do we tackle concerns that a fragmented system of relief may emerge that those who are resourced can fight and those without must simply tolerate and try to move on? Will the legal processes be simplified for victims to obtain remedies that they deserve? Directions or orders issued by the Commissioner should also be granted swiftly.</p><p>And since under the Bill, the Commissioner is to use quasi-judicial powers who will sit in judgment, and handling reports and complaints filed by victims or agencies, the Commission must be staffed and resourced like a quasi-judicial body, not a customer service centre. Decisions to be made by the Commissioner are not mechanical run-of-the-mill decisions. They require legal, psychological, societal and cultural sensitivity. Will the new agency have specialists, such as psychologists who understand trauma-informed approaches, gender-based violence experts, lawyers experienced in not just defamation and harassment law, but who also understand the often insidious and subtle means in which perpetrators of online harms attempt to assert power and coercive control over their targets, sometimes in the context of post-separation&nbsp;abuse.</p><p>This means that our processes to address online harms and provide redress and justice for victims must incorporate a victim-centric and trauma-informed approach. Staff from frontliners receiving reports from victims, to decision makers within the agency should be supported by professionals who understand how best to continue to support and protect victims. Trying to take a stand against harassment, humiliation and abuse requires much from victims. It will run contrary to the intent of this Bill if victims instead find themselves with no support or even met with disbelief when seeking justice.</p><p>The principle behind tackling these harms would be to ensure that there is restorative justice, especially for non-criminal harms, which we, as a society, have decided do not warrant criminalisation. As for perpetrators, we too should try to get to the bottom of their motivations and what causes such behaviour. Rehabilitation is thus as important as deterrence.</p><p>As the Association of Women for Action and Research (AWARE) has recommended, would counselling orders for perpetrators be one of the tools that could be given to the perpetrators so that, where appropriate, they will receive appropriate treatment to stop them from re-offending after their sentence has been meted out?</p><p>In this vein, I believe that, aside from providing psychological support for victims, the Commission should prioritise education as an inoculator against these harms.&nbsp;For OSC officers, this should mean ensuring evidence-based, up-to-date victim-centric education and training for those handling reports or complaints to continually incorporate latest victim-centric approaches to provide victims the support they need.&nbsp;Ground-up knowledge sharing is also important, given that so much of online behaviour is driven by social media culture that is global, fast changing and trend-driven.</p><p>We must continue and step up cross agency and sectorial education efforts for both children and adults to increase awareness of online harms and the help available to them. These efforts have to continue to be informed by updated research on the evolving nature of the harms, how they are propagated and take on board the latest online trends, which often move rapidly.&nbsp;Apart from targeting the broad public who may be or were exposed to harmful online content, they should also be proactive in nature and target perpetrators or those at risk of offending.&nbsp;Educational efforts should also be sensitive to and address research findings that those exposed to online harmful content seem to display a higher probability of becoming offenders themselves and then be designed to target those who may be causing both criminal and non-criminal harms.</p><p>Now, I will turn to the other categories of amendments.</p><p>While we take a strong stance against online harm, we must balance it against the risk that overreach will strip away the normalcy of our online usage. As such, we have tabled amendments to clauses 9, 11, 19 and 26, to ensure that individuals can communicate online material that constitutes fair comment on matters of public interest. The Commissioner can still issue directions or orders when it has reasonable grounds to believe that online harmful activity was conducted.</p><p>To further strengthen our understanding and faith in the regime,&nbsp;we have also included new clause C, allowing appeals to the judicial system. This will allow both online entities and individual users transparency. My colleague, Non-Constituency Member of Parliament (NCMP), Mr Andre Low, will elaborate more on these points.</p><p>The final group of amendments that we have tabled call for the Commissioner to prepare and submit an annual report to Parliament and specify the areas which should be covered by the report. These include the number of reports received by the Commissioner, the categories of these reports, the number of directions and orders issued by the Commission, the categories of persons or entities who have been issued with a direction or order, and findings by the Commissioner on the risk assessment and trends of online harm.</p><p>The proposed new clause E also gives the Commissioner explicit powers to require online service providers to disclose information about their own measures to tackle online harms. Such information is particularly necessary in line with the Institute of Policy Studies' findings that 75% think that, apart from Government and users, tech companies also must do more to tackle online harms and that the 2024 MDDI survey found that 80% of respondents who reported online harms experience issues with platforms reporting processes.</p><p>These proposed amendments are driven by the need to ensure that our laws are better understood and remain ahead of the rapidly evolving landscape of online harms. They also provide that groups disproportionately affected by online harms&nbsp;– women, children and vulnerable adults&nbsp;– would also have their interests represented. NCMP Eileen Chong will speak more on these amendments.</p><p>Mr Speaker, in conclusion, I would like to emphasise that these proposed amendments aim to strengthen and develop this Bill in line with the Government's stated intentions. With this Bill, we believe that there is an opportunity to act more effectively against material on suicide, self-injury and sexual grooming of minors and vulnerable adults. We have the chance to legislate more clearly to ensure that victims can efficiently, effectively and safely get recourse for online harms. We should also work to make online harms less likely to happen in the first place through education, research and by ensuring platforms are aware of their role in facing up to this challenge, all the while ensuring the justice system works effectively and as intended.</p><p>I believe that all of us in this House, as Parliamentarians, as Singaporeans and as human beings, wish online harms were less common and less hurtful than they are. That said, we cannot uninvent the Internet and we are at a point in time where the digital world has made it so easy for people to harm each another without having to directly experience the hurt they have caused others. Our duty to remedy harms is highly complicated and the balance that we seek in legislation and practice will be tested by edge cases, unforeseen circumstances and changes in trends and technology. But today, to the best of my knowledge and from speaking to experts, non-governmental organisations (NGOs) and everyday people who have to deal with these harms, we can legislate better with the amendments I have proposed and I hope that this House will accept them.</p><p><strong>Mr Speaker</strong>:&nbsp;Mr Sharael Taha.</p><h6>3.10 pm</h6><p><strong>Mr Sharael Taha (Pasir Ris-Changi)</strong>: Thank you, Mr Speaker, Sir. Mr Speaker, for many in my generation and those before, we remember life before the Internet when communication meant pagers and for some lucky few, tumbler handphones and the familiar sound of a dial-up modem. Some may recall an even earlier time, where snail mail is just known as mail.</p><p>But for today's generation, our children, students and younger workers, they have grown up knowing only a world that is integrated with online. For most of us, the digital space has become inseparable from daily life. It is where we learn, we create networks, we work, and forms part of our identity.</p><p>While the digital realm has brought immense good in connecting us, empowering creativity and expanding opportunity, it has also become a space where real harm can occur. Over the years, we have seen painful examples right here in Singapore that remind us that what happens online can wound deeply offline.</p><p>In one tragic case, a teenage student took her own life after enduring prolonged cyberbullying from classmates on social media. Hurtful messages and ridicule in the digital space compounded the pressures she faced in the real world.</p><p>There was also the incident of a National Serviceman sentenced to jail after uploading his ex-girlfriend's private images onto a website, tagging her name and social media handle. The images spread within hours and, despite takedown efforts, the victim continued to face humiliation long after.</p><p>There are many more examples of online harms and these are not isolated incidents. They show that online harms are not just virtual. They are real, they are lasting and they are deeply personal.</p><p>From the early days of Singapore's digital journey, we have always been mindful of the risks that come with greater connectivity and many have played their part in building a safer online space. At the ground level, numerous organisations have been promoting digital well-being and online safety education and many of my fellow People's Action Party (PAP) MPs have also done so in their constituencies. In Pasir Ris East, we began our Digital Well-being and Safety lessons in 2020 and later expanded them through the M³ Goes Digital programme to reach more members of the minority community.</p><p>At the legislative level, Singapore has taken progressive and steady steps to strengthen online safety. We enacted POHA in 2014, introduced the OCHA in 2023, and updated the Broadcasting Act and IMDA Codes of Practice to hold online platforms accountable for harmful content.</p><p>A safe and responsible digital environment has long been a key advocacy point among PAP MPs. In 2024, our Government Parliamentary Committee (GPC) for Communications and Information, then chaired by Ms Tin Pei Ling with Members Ms Hany Soh, Ms Jessica Tan, Mr Alex Yam and myself, filed a Motion titled \"Building an Inclusive and Safe Digital Society.\" Together with more than 10 PAP MPs, we called for stronger safeguards against online harms such as cyberbullying and urged platforms to do more to protect users.</p><p>Hence, our MDDI GPC welcomes the Online Safety (Relief and Accountability) Bill, which builds on these foundations – from ground feedback, to action, to legislation and now continued advocacy in this House. This Bill strengthens the framework to ensure that victims of online harm can receive swift, effective and meaningful relief, while reinforcing the responsibilities of platforms and perpetrators alike.</p><p>Globally, jurisdictions such as the UK’s Online Safety Act, the EU’s Digital Services Act, Australia’s Online Safety Act, Canada’s proposed Online Harms Act and New Zealand’s Harmful Digital Communications Act are grappling with the same question: how to protect users while preserving legitimate expression?</p><p>Online harms evolve rapidly. To remain effective, our laws must first and foremost protect victims, provide quick and accessible recourse, for in the digital age, harm spreads faster than healing; and ensure that justice is fair, balanced and proportionate, shaping a safer and more respectable online space for all.</p><p>I therefore stand in support of this Bill, which takes a pragmatic and, as both Minister Teo and Minister Tong described as a \"victim-centric approach,\" something which I agree. It focuses on timely relief, clear accountability and shared responsibility across all stakeholders in the digital ecosystem.</p><p>That said, I would like to raise three areas for clarification: firstly, the definition and application of OSRA; secondly, how we can provide better support for victims of online harm; and thirdly, the possible unintended effects of the Bill.</p><p>Mr Speaker, the Bill defines 13 categories of online harms, of which the first five&nbsp;– online harassment, doxxing, online stalking, intimate-image abuse and image-based child abuse&nbsp;– will be implemented first. Minister Teo shared that the remaining eight will be followed progressively.</p><p>The Bill defines online harassment as the communication of material that a reasonable person would consider threatening, abusive, insulting, sexual or indecent, and likely to cause harassment, alarm, distress, or humiliation to the victim. While this provides a sound foundation, I seek clarification on how the threshold will be determined for online harassment? Will it depend on the number of incidents, the severity of content, or the type of platform involved, something to which Minister of State Rahayu alluded to. How will the OSC determine what breached the online harassment threshold and how will we compare one versus the other?</p><p>I would also like to seek clarification about the timeline and criteria for introducing the remaining categories. Also, if a victim experiences a form of harm covered only in a later phase, will the OSC have discretion to act on the case?</p><p>For the law to be effective, the OSC's investigations and directives must be swift and timely. Hence, may I ask, what is the expected case load under the first five categories? In Handout 2, which was distributed earlier, on the USC User Journey, what is the expected time between \"a file reported to OSC\" to when the \"OSC may issue direction against the communicator, administrator and platform?\"</p><p>In the earlier speech, Minister of State Rahayu shared that victims can file a report after reporting to the online platform where the harm is occurring.&nbsp;How do we ensure that this proactive reporting is not abused?&nbsp;</p><p>Who will be the case workers? How will OSC case workers assess the incidents? Will they be doing it manually and how do we scale it up quickly? The key point I am trying to make is, how do we adequately resource the OSC with the expertise, the manpower and the technology required to ensure that victims can get effective and timely relief? We need to set the OSC up for success.</p><p>Lastly, the Bill empowers the OSC to issue directions to the communicator, administrator, or online service provider involved. Can the Government clarify what qualifies as an \"online service provider\"? Will this extend to closed group or platforms such as WhatsApp, Telegram and WeChat?</p><p>Many Singaporeans are administrators of private chatgroups among friends, colleagues,&nbsp;classmates or even strangers such as in Build-To-Order chatgroups. Some of the most hurtful cyberbullying can occur within such closed platforms. How will the Bill handle cases arising from private or semi-private groups, where the boundary between personal and public communication is slightly blurred?</p><p>Mr Speaker, while the Bill rightly focuses on timely and accessible relief, a truly victim-centric approach must not only enable victims to act against perpetrators but also help them recover from the harm. Victims may take civil action through a statutory tort and claim enhanced damages in serious or malicious cases, a clear message that accountability applies equally online. However, the Bill does not address psychological and social support, especially for victims of cyberbullying, doxxing, or image-based abuse. The emotional scars often outlast the digital content itself.</p><p>The OSC can also play a broader and more supportive role in caring for victims of online harm, acting as a one-stop point of contact that connects them to counselling services, community partners and social agencies that can provide the help they need.</p><p>In Handout 2, it is also noted that counselling support today is self-initiated by victims at the point when the harm is experienced. But we know that, for many, this is often the most difficult time to reach out, when the victims may feel alone, frightened, or unsure of what to do next. Can I suggest for the system to be a bit more proactive? So, when a victim files a report with the OSC, could there be an automatic prompt or offer for counselling support, so that help is not just available but actively extended? This small change could make a big difference, ensuring that victims receive structured, compassionate and timely support at the moment they need it most.</p><p>Working with the Ministry of Social and Family Development, Ministry of Education, the Institute of Mental Health and social service providers, the OSC could establish a Victim Support and Assurance Framework comprising a confidential helpline or online portal for guidance; access to counselling and trauma-support services; and collaboration to track and prevent recurring patterns of online abuse.</p><p>Being victim-centric means more than punishing offenders. The law must deliver justice but beyond that, it is must also help victims rebuild confidence and trust in our digital space. With such a framework, the OSC can be not just a regulator but a guardian of digital well-being for all Singaporeans.</p><p>Mr Speaker, while the statutory torts clarify duties of online actors, we must be alert to unintended effects. Clearer legal rights may lead to more frequent or premature litigation, as victims, intermediaries, or even platforms resort to the courts as a first response rather than a last. We must guard against creating a more litigious society, where disputes are too readily taken to court. This would only make it harder for victims, many who are already distressed, who may hesitate to come forward because of the financial, emotional and psychological toll of litigation, and the pain of having to relive their trauma. Some may also fear losing a civil case and being burdened with legal costs.</p><p>This concern is even more acute when victims face large, well-resourced companies or global platforms. Such entities could exploit the prohibitive cost of legal action to deter victims from pursuing justice. Many may simply give up, unable to sustain long or expensive proceedings.</p><p>Hence, I support the approach of limiting appeals, to ensure that relief remains timely and accessible. If every dispute were taken into lengthy court processes, many victims would refrain from seeking help altogether, something which Minister Tong has shared earlier too. Justice must never depend on one’s capacity to afford it.</p><p>That said, I urge the Government and the OSC to monitor the use of statutory torts closely, ensuring that they empower victims rather than intimidate them; promoting fairness, accountability and confidence in our online safety framework. Mediation and conciliation should be encouraged as first-line remedies, and the OSC could monitor the civil actions to ensure the law remains fair and accessible to all.</p><p>Ultimately, this Bill must empower victims, not overwhelm them, making justice attainable, not intimidating; strengthening accountability without fostering a culture of fear or excessive litigation.&nbsp;Mr Speaker, allow me to provide a summary in Malay please.</p><p>(<em>In Malay</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-5 Nov 2025 - Mr Sharael Taha - Online Safety (R and A) Bill.pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]&nbsp;Mr Speaker, this Bill is extremely important because the digital world is now integral to our daily lives. Online spaces bring about many benefits for learning, working and networking, but it also comes with harms such as cyberbullying, sharing of private images without consent and doxxing, which can cause profound emotional impact.</p><p>All this while, the Government and our people have worked to protect online users. We already have POHA, OHCA and IMDA guidelines to ensure digital platforms behave more responsibly.</p><p>Many PAP MPs have also conducted programmes such as Digital Well-being and Safety, and at M<sup>3</sup> Pasir Ris, we organised M<sup>3</sup> Goes Digital to educate citizens about cybersecurity. This new Bill complements those efforts and provides greater protection to victims.</p><p>With that, I would like to seek three clarifications.</p><p>First, how do we determine online harassment and when will the remaining categories of online harms be implemented?</p><p>Second, the importance of support for victims, including counselling assistance and guidance that can be coordinated by the OSC.</p><p>Third, ensuring this law does not bring about an excessive litigation culture, especially against the bigger firms that have the ability to intimidate victims with high legal costs.</p><p>This law must ensure swift action and immediate relief to victims, so that justice can be achieved expeditiously. Our goal will be to build a safe and responsible digital space for all Singaporeans.</p><p>(<em>In English</em>): Mr Speaker, Singapore's online space must be a place of opportunity, not harm. The Online Safety (Relief and Accountability) Bill represents another important step in our collective effort to make our Internet a safer and more trusted place for all.</p><p>This Bill builds on more than a decade of sustained progress and advocacy from the ground-up initiatives by community partners, PAP MPs who have championed digital well-being and online safety, to key legislative milestones, such as POHA and OCHA, and many others.</p><p>Together, these efforts reflect our continued commitment to protect Singaporeans from online harm while promoting a culture of digital responsibility. The Bill before us today is not a standalone measure, but part of a long-term journey; one that combines education, legislation and compassion to safeguard every user, especially the most vulnerable.</p><p>This, Mr Speaker, is the spirit of our digital future&nbsp;– a connected society that is also a caring one where freedom of expression is matched by responsibility and where justice online is real and reachable as justice offline.</p><p>I stand in support of this Bill and the shared goal it represents: to build a safe, responsible and inclusive digital Singapore for all.</p><p><strong>Mr Speaker</strong>: Mr Andre Low.</p><h6>3.17 pm</h6><p><strong>Mr Low Wu Yang Andre (Non-Constituency Member)</strong>: Mr Speaker, before I begin, I would like to first declare that I work for a financial technology company that may fall under the definition of online service provider as envisaged in this Bill.</p><p>Mr Speaker, the WP understands the motivations behind this Bill and we deeply wish to support it but we have some reservations.&nbsp;</p><p>Ms He Ting Ru has addressed the first question the Bill raises which is would it adequately protect the most vulnerable victims. She has outlined how we can strengthen that protection&nbsp;– I support these amendments.</p><p>I address the second question: will this Bill be fair, accountable and properly calibrated in its exercise of its powers?</p><p>The Bill grants the Commissioner significant authority to issue directions, compel removal of content, impose obligations on service providers to reduce engagement with material without the creator's knowledge. These are necessary powers to address real harms, but there are also powers that should be carefully designed for their intended purpose and appropriately constrained by institutional checks and balances.</p><p>I will address three amendments that address our concerns about the Bill's architecture and six areas requiring Ministerial clarification.</p><p>Let me begin with our proposed amendments.</p><p>First is raising the threshold for state action.&nbsp;Clause 26 of the Bill sets the threshold at which the Commissioner may issue directions. The current text reads \"reason to suspect\". We believe that threshold is too low, too low for the powers being granted. \"Reason to suspect\" is a subjective test, it permits actions based on intuition or preliminary information without requiring objective evidence.</p><p>Our proposed amendment raises this to \"reasonable grounds to believe\". This is the same standard used in comparable legislation overseas, including the UK's Online Safety Act and Canada's proposed Bill C63, or their Online Harms Act. This requires evidence that would satisfy a reasonable person, not merely a suspicion. Some may argue this is semantics. We do not believe this is so.</p><p>In the UK Act, they explicitly distinguish between \"reasonable grounds to suspect\" in order to begin an investigation as opposed to \"reasonable grounds to believe\" to take enforcement action. We believe that this is the right approach. The former permits inquiry, the latter permits coercion. The distinction matters.&nbsp;If we are serious about protecting victims, we must be equally serious about ensuring the Commissioner's enforcement powers rest on evidence, not suspicion. Our amendment achieves both.</p><p>The second set of amendments I will be addressing concern legitimate discourse.</p><p>Clauses 9, 11 and 19 define three online harms: online harassment, non-consensual disclosure of private information and instigation of disproportionate harm.&nbsp;These definitions are necessary, but we think they are incomplete.</p><p>Let me give three scenarios.</p><p>First, a citizen posts fair criticism of a public official's conduct. If a reasonable person were to conclude that that criticism is, \"abusive or insulting\", and it is likely to cause the official distress, under clause 9, this could be harassment.&nbsp;Secondly, a victim of harassment publishes text messages from their harasser online as a call for help or perhaps, a warning to others, under clause 11 this could constitute non-consensual disclosure of private information.&nbsp;In the third scenario, a journalist publishes leaked documents exposing corruption in a government-linked entity, but under clause 11 this could also fall under the definition of non-consensual disclosure.</p><p>Mr Speaker, I do not suggest these outcomes are intended, but the Bill, as drafted, seems to permit them.&nbsp;</p><p>The definitions contain minimal carve-outs. There are no obvious exclusions for public interest and they do not go far enough in recognising that not all disclosures of private information are harmful and not all uncomfortable speech is harassment.</p><p>So, our amendments insert these safeguards.</p><p>For clause 9 we add that communication is not harassment if it constitutes fair comment on a matter of public interest. This is drawn from the established common law defence to the tort of defamation.</p><p>For clause 11, we add that disclosure does not fall within the definition of if the public interest in disclosure outweighs the public interest in privacy. We list seven examples – including exposing wrongdoing, informing the public on matters of significant concern and protecting public health and safety. This amendment is modelled on a well-established balancing test in comparable common law jurisdictions, including the UK.&nbsp;As drafted, it is also very similar to the test as codified in the Australian Privacy Act.</p><p>For clause 19, we add communication does not constitute instigation if it relates to a matter of public interest.</p><p>Our amendments do not weaken the Bill. They sharpen it. They ensure that the Commissioner's powers are used to protect victims, but not to chill legitimate speech. They prevent this Bill from inadvertently silencing criticism, investigative journalism or public interest disclosures.</p><p>The third set of amendments that I will be addressing establishes independent oversight.</p><p>The Bill establishes an interim appeal mechanism. Clause 60 creates an appeal panel whose members are appointed by the Minister.&nbsp;Clause 63 provides the right to appeal Commissioner decisions to an Appeal Committee drawn from this panel.&nbsp;Crucially, clauses 63(5) and (6) state that no further appeals will be permitted beyond this Appeal Committee. This makes a Ministerially-appointed committee the final arbiter.</p><p>Our amendment deletes these two clauses and sub-clauses and inserts a new clause C, establishing a right of appeal to the General Division of the High Court.&nbsp;Our proposed appeal mechanism is not unlimited. It is confined to three grounds, a point of law; secondly, that the harmful activity did not occur; and thirdly, that compliance is not technically feasible.</p><p>This is similar to the appeal mechanism in POFMA. This ensures that the Courts do not become a general review body for every single Commissioner's decision but remain available as an independent check on questions of legality, fact and feasibility.</p><p>Mr Speaker, this is not about distrusting the Commissioner or the Minister. This is about institutional design. When the state exercises coercive powers, especially a power that could affect livelihoods, reputations and businesses, there must be a route to independent judicial appeal of cases.</p><p>So, some may say that our proposed amendments may introduce additional burdens on the Courts.</p><p>I also appreciate Minister of State Rahayu and Minister Tong's earlier clarifications as to the policy considerations at play here.&nbsp;Minister of State Rahayu referred to the inherent right of judicial review, which is still available as there is no ouster clause within the Bill. We appreciate that judicial review is always available, but the scope is generally limited, in this case, it will be generally limited to the process of the Commissioner making their decisions and not about the merits of the case itself.</p><p>The proposed amendment we have tabled is very limited in scope. It proposes expanding this right of appeal to the Courts to three limited grounds. We understand that&nbsp;a balance needs to be struck and we are striving to achieve that.</p><p>With reference to Minister Tong's suggestions that that there may be a David and Goliath situation if we avail of appeals to the Courts. We believe that the existing provisions within the Bill, as drafted, notably section 63(4) which provides that there is no automatic stay on directions, even when an appeal process is proceeding, helps to ameliorate that concern. There will be no continuing harm to victims as the appeals process is proceeding. Furthermore, when we avail of the Courts, there are mechanisms that can address some of these concerns as well, such as in-camera private proceedings as well as gag orders to protect the identities of victims.</p><p>Mr Speaker, beyond these three amendments, I now turn to six areas where the Bill requires clarifications from the Minister.</p><p>First, I would like to address the scope of doxxing.&nbsp;Clause 10 defines doxxing as publishing identity information where a reasonable person would conclude was likely to have been intended to cause harassment, alarm, distress or humiliation.</p><p>Here is my concern. If a victim identifies their hitherto anonymous harasser online to warn others in the community, could a reasonable person conclude that this was intended to cause the harasser distress or alarm?&nbsp;The Bill does not answer this; so, I ask the Minister, will victims who expose their harassers in this manner be caught by clause 10? If not, what safeguards exist in the Bill's design to prevent this?</p><p>Second, I would like to seek clarifications on standing to appeal where directions are given to platforms.&nbsp;Clause 28 sets out who receives Part 5 directions. Some, including the stop communication and restraining directions, can be issued directly to the communicator, but others, such as Access Disabling, Account Restriction and Engagement Reduction Directions are issued to platforms or administrators. When a direction is not issued to the communicator directly, can they still appeal?</p><p>Clause 61(1)(e) allows the recipient to appeal, but the communicator is not the recipient. The subsequent subsection says that they may appeal only if they fall within a description, the Minister may prescribe under clause 82. So, I ask the Minister, will the regulations be made to ensure that communicators have standing to appeal directions that restrict their content, even if those directions were not issued directly to them or will this remain subject to Ministerial discretion?</p><p>Third, the meaning of prescribed connection to Singapore.&nbsp;I understand Minister of State Rahayu has addressed this example. She has given the example of long-term residents in Singapore who will fall under the ambit of this provision.&nbsp;We would like to seek further clarifications.</p><p>So, it is clear that Citizens, Permanent Residents (PRs) and long-term residents are eligible to make a report. We would like to understand what else the ambit of prescribed connection in Singapore could mean.&nbsp;Does it cover a foreign spouse on a long-term visit pass harassed by someone in Singapore?&nbsp;Subsequently, does it also cover a former Singaporean resident who has now moved overseas, who is still being targeted by the Singapore-based individual?&nbsp;So, I ask the Minister who is protected by this Bill, who is excluded and whether the prescribed connection will be made clearer?</p><p>Fourth, the exemption for public agencies.&nbsp;Clause 4(2) states that public agencies cannot be given directions or orders under Part 5.&nbsp;Part 5 contains the Commissioner's enforcement powers. This means that if harmful content originates from, is hosted by or is facilitated by a public agency, the Commissioner cannot compel the agency to act. Clause 4(3) goes further. Public agencies cannot be sued under the civil proceedings – provisions in Parts 10, 11 and 12.</p><p>So, Mr Speaker, online harm is online harm, regardless of its source. A citizen harassed through content on a Government platform or by a Government account experiences the same distress as one harassed on a private platform or by a private account. So, I ask the Minister, why are public agencies exempt from the Commissioner's enforcement powers and from civil liability? What is the policy rationale for the asymmetry and what recourse does an individual have if they experience harassment, perhaps, from a rogue public employee using an official account?</p><p>Fifth, Engagement Reduction Directions and Class of Material Directions. Clause 40 grants the Commissioner power to issue engagement Reduction Directions. This allows the Commissioner to require a service provider to reduce the engagement of end users with a Class of Material Direction without removing it. Clause 41(3) explicitly states that it is not necessary to give any person who may be subject to a Part 5 direction, an opportunity to be heard before the direction is given. This means content posters are not necessarily informed, the content stays online. It remains visible to the poster; it also remains visible to the victim. None will be aware that the contents' reach has been throttled. The victim will continue to see the harm, wondering if the report achieved anything at all.</p><p>Mr Speaker, this is a shadow ban. So, my question to the Minister is simple: what is the envisaged use of this particular direction? Surely, in cases of legitimate serious harms, one of the other more forceful directions is the better solution for victims, and if this is meant as a less forceful direction, why does the Commissioner see the need to intervene at all?</p><p>Clause 40, along with clauses 30 and 33, is also a Class of Material Direction, so this raises related concerns. These Class of Material Directions allow the Commissioner to issue Stop Communication Directions against entire categories of content, identified by specific identifiers, such as a username, a term, an online location.</p><p>There is a high risk that this will function as a digital dragnet that may capture legitimate content alongside harmful material. I give an example. If a victim's advocacy group reporting on an emerging category of online harms, as a warning to the community, posts about it, they may see that their material is swept up by mistake.</p><p>So, on Class of Material Directions, I have two questions: what safeguards exist to prevent over-blocking and what remedy exists for users whose legitimate content is caught inadvertently by the directions?</p><p>Sixth, and finally, I address consistency in decision making. Parts 10 to 12 of this Bill establish statutory torts that will be adjudicated by the Courts. These will generate judicial precedence and publish decisions. There will be transparency and consistency through the common law process.</p><p>But Part 5 directions, which are quasi-judicial in nature, there is no requirement for publishing reasons or directions. There is no public record of how Commissioner interprets and applies the definitions of harm in Part 3 and other sections.&nbsp;So, I ask the Minister, will the Commissioner be bound by prior decisions that they have made, or will each case be decided on fresh discretion? And secondly, will the Commissioner be bound by clarifications given today, in this House?&nbsp;If the Minister states that, for example, Clause 10's doxxing definition does not capture victims exposing their harassers, can future Commissioners be held to this clarification?</p><p>Mr Speaker, this Bill introduces fundamental protections for victims of online harm. We support these protections. Our amendments ensure that the powers are exercised on evidence with safeguards for legitimate speech and with independent judicial oversight, but oversight is meaningless if those affected cannot assess it. So, the Bill's ambiguities on doxxing, on standing to appeal, on coverage, on public agency exemptions, on shadow bans, on consistency in decision making, these are not minor. They go to the heart of who is protected, who is excluded and whether the regime operates fairly. I hope that in the course of this debate, that we can get clarity and comfort on these questions.</p><p>So, I urge the Minister to accept our amendments. If the Minister declines, I ask for clear answers to the questions I have raised. I think Singaporeans deserve a regime that protects victims and respects fairness in equal measure.</p><p><strong> Mr Speaker</strong>: Ms Yeo Wan Ling.</p><h6>3.34 pm</h6><p><strong>Ms Yeo Wan Ling (Punggol)</strong>: Mr Speaker, Sir, I rise in support of the Online Safety (Relief and Accountability) Bill, because behind every clause of this Bill is a face, a family and a cry for help. This is not just a Bill about digital platforms or statutory duties. It is about people, especially our young, our parents and those whose lives have been shaken by what is said or spread online.</p><p>Mr Speaker, the Internet moves faster than our feelings can heal and, indeed, faster than our reputations can be rebuilt.&nbsp;A harmful post, an exposed address, a doctored photo – once uploaded, it spreads in seconds. That is why the speed of takedown must match the speed of harm.</p><p>In an earlier debate, I shared the story of a young lady, Ms K, living in Punggol who was doxxed by her best friend's ex. He had created an account, just for doxxing and had put up one post with her face, name, place of work and where she used to study. When she came looking to me for help, the post had been up for two weeks. But even with the help of her loved ones, friends and, indeed, the extended Punggol family reporting the doxxing, the post was still not taken down even after a month had passed. I reported this as well, but was told, two weeks after I reported, that the platform is experiencing high volumes of reports and that I should report on the post, and not the account.</p><p>Note, this was a one-post account. It finally took several interventions by Government agencies and a certain trusted reporter/flagger NGOs to get the post taken down. By then, the post was already seen by a few hundred people, Ms K was aghast, but relieved and thankful. That is, until a few weeks later, she contacted me again, to tell me that her friend's ex, had doxxed her again, this time on the same account and on another platform. If this House feels weary just hearing about this, imagine how defeated she felt. This \"Groundhog Day\" is what many victims face – harm that repeats and hope that fades.</p><p>That is why I support the creation of the OSC, which is a one-stop centre to coordinate Government action and issue Takedown Directions across platforms. Victims should not have to file multiple reports to multiple agencies. OSC can help victims in navigating and simplifying the reporting process, from navigating which protective online harms statutes to invoke – is it POHA, POFMA, the Foreign Interference (Countermeasures) Act, OCHA, the Broadcasting Act – to ensuring that victims do not need to make multiple reports to multiple agencies and multiple social media platforms.</p><p>I also urge that Ministry to set clear service standards for takedown speed. This should not be measured not in days, but in hours. Online harm does not wait and neither should help. Because someone under siege, an hour can feel like forever. Families deserve both a response and a resolution.</p><p>I have several clarifications for the Minister:&nbsp;(a) how will the Commission ensure reports are simple to file, yet protected from false or vexatious submissions? In extreme cases, how do we guard against misuse of the system, and prevent it from becoming weaponised against the very same people it had set out to protect; (b) given that platforms themselves face high reporting volumes, how will OSC manage a potentially large caseload without compromising response speed; and (c) finally, while the first schedule covers harassment and doxxing, other categories, such as online impersonation and deepfake abuse, will only be implemented later. Could the Minister share the timelines and what recourse victims have, if their harm type is not yet covered or even identified?</p><p>Mr Speaker, I also support the Bill's recognition of the different players in the online ecosystem and, in particular, the responsibility of platforms. Platforms are not neutral bulletin boards. They are amplifiers of information, of emotion and, sometimes, of harm. When harm is done through them, they must be part of the solution, not silent observers.</p><p>I hope that with this Bill, delays in response will no longer be acceptable. Platforms must design systems that detect and throttle the spread of harmful content; provide real-time cooperation channels within OSC; and be transparent about how quickly and how often they act on Takedown Directions.</p><p>Families should not have to fight for accountability post by post. Responsibility must also rest with those who profit from the platforms that host them. And the Bill rightly requires platforms to \"take reasonable measures\" once notified of an online harm. But I would like to clarify on how this will be measured, what counts as \"reasonable\", and how OSC will assess compliance, particularly for major platforms with wide reach and significant influence.</p><p>Mr Speaker, laws can set boundaries, but they cannot mend a wounded heart. Real safety depends not just on legislation, but on the strength of our community: one that notices, listens and steps forward when someone is in distress. In Punggol Shore, we started a community initiative several years ago&nbsp;– the Punggol Positivity Pizza Movement. It began with our youth leaders and families who wanted to create a visible, warm symbol of encouragement for our young residents.</p><p>Their message was simple: \"P.S. Punggol Shore – I love you. If you're going through a hard time, please reach out, because your community loves you.\"</p><p>Through the Positivity Pizza movement, volunteers from every corner of Punggol Shore&nbsp;– seniors, youths, women's groups, sports teams and religious organisations – have come together to crochet pizza plushie keychains, with a heartfelt goal: to make 20,000 pizzas, one for every young person living in Punggol Shore. Each slice carries a message of solidarity, \"It's not okay to be not okay, reach out and your community has your back.\"</p><p>The inspiration for this movement came from a young resident, C, whom I met at a local mall. I had known her since her primary school days and when I asked how she was coping with secondary school, she confided that she was struggling with online bullying and thoughts of self-harm. As we spoke, she noticed a small keychain plushie on my bag and she said softly and shyly to me, \"Ms Yeo, that is very cute. May I have it, so that I know that someone cared enough to stop to ask me if I was okay.\"&nbsp;</p><p>To C, if you are watching this, thank you. Know that you have started a movement that has touched thousands of lives.</p><p>Our Punggol Shore handcrafted pizza slices have become small but mighty ambassadors of empathy – connecting neighbours, bridging generations and providing that kindness, even if it is handmade and in real life, can still go viral. If cruelty can spread fast, then kindness must spread faster. When we see a friend being bullied or humiliated online, do not scroll past. Reach out, report, reassure. When we teach our children to stay safe online, let us also teach them to be kind online.</p><p>To complement this Bill, we, the Members of this House, the OSC, the community, must strengthen partnerships with our Family Service Centres, schools, youth networks and grassroots organisations, to build digital literacy, emotional resilience and first aid for the heart. So that our parents, our seniors and our young persons alike, can learn not only to protect themselves, but also how to support one another. Because real safety, Mr Speaker, does not come just from stronger laws. It must also come from stronger community bonds.&nbsp;Mr Speaker, in Mandarin.</p><p>(<em>In Mandarin</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-Yeo Wan Ling Online Safety 5Nov2025 -Chinese.pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]&nbsp;In the online world, a harmful post or a malicious photo can spread across the entire island within minutes. So, we must act quickly. When harmful content appears, it must be taken down as soon as possible. Every hour of delay causes additional pain to affected families. We must also care for and protect one another. At the same time, I want to call upon all major online platforms to work together with us.&nbsp;</p><p>Let us join hands to create a safe, caring and responsible online environment. Harmful content is not someone else's problem, but an issue that affect every Singaporean family.</p><p>(<em>In English</em>): Mr Speaker, at the heart of this Bill lies our families and children who form the soul of our communities. Our online world must reflect the same values that we keep our physical neighbourhoods safe and that is, respect, responsibility and care. The Bill is part of this answer.&nbsp;Mr Speaker, I support the Bill.</p><p><strong> Mr Speaker</strong>: Ms Eileen Chong.</p><h6>3.44 pm</h6><p><strong>Ms Eileen Chong Pei Shan (Non-Constituency Member)</strong>: Mr Speaker, in Mandarin, please.</p><p><em>(In Mandarin):&nbsp;</em>(<em>In Mandarin</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-Eileen Chong OSRA 5Nov2025 -Chinese.pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]<em>&nbsp;</em>Mr Speaker, I support the objectives of Online Safety (Relief and Accountability) Bill.</p><p>This can provide more timely channels for victims of online harm to seek help, improve online safety, deter and prevent online harmful behaviour and promote rational and responsible online conduct.</p><p>We can and should, ensure that victims receive more timely and comprehensive relief. At the same time, the WP believes this Bill can be further optimised and therefore proposes several amendments to the Bill.</p><p>We suggest expanding the definition of \"harmful online content\". The Bill currently includes 13 categories of online harm, including common online harassment, doxxing, online stalking, intimate image abuse and child sexual abuse material. We suggest including two additional categories of online harm, namely content that encourages self-harm and suicide and sexual grooming of children and vulnerable adults. This would enhance the scope of the Bill's jurisdiction.</p><p>Furthermore, we can also strengthen the fair and just implementation of the Bill. The Bill will establish the OSC to assist victims of online harm through unified regulatory and appeals mechanisms. Our amendment proposal advocates for the courts to be the final arbiter for appeals, in order to improve the appeals mechanism and strengthen independent oversight.</p><p>Another suggestion is to enhance transparency and accountability mechanisms. We propose amendments requiring the commission to submit annual reports to Parliament. The report content should include the number and types of reports received, processing times, the content of orders and directions issued, online harm risk assessments and trend analyses and personal privacy protection measures taken. Publishing annual reports can make the mechanism more transparent and provide public reassurance that this Bill is effective.</p><p>(<em>In English</em>): Mr Speaker,&nbsp;I want to begin by expressing my support for the intent of the Online Safety (Relief and Accountability) Bill to provide victims of timely means of redress, promote and improve online safety, deter and prevent online harmful activity, and promote accountability as well as responsible and reasonable conduct online.</p><p>The statistics tell us a troubling story. MDDI's Perceptions of Digitalisation survey found that 84% of Singapore residents encountered harmful content last year.&nbsp;One in three experienced harmful behaviour directly. The SHE report also shows that female youths were twice as likely to experience sexual harassment online.</p><p>Mr Speaker, online harms are not a mere inconvenience. They can be severe, life-altering threats to safety and peace of mind. Because online harms can be constant, invasive and hard to escape, they can be as harmful, if not more harmful than physical harm. We know that the current system is inadequate.&nbsp;Victims of online harmful activities face challenges reporting such behaviours to online service providers. They report the content; they wait hours, usually days. Often the content stays up.&nbsp;</p><p>Ministers Teo and Tong referred to the IMDA's 2024 report, which found that platforms took an average of five days or more to act on user reports of harmful content that violated their own community guidelines. Still, most platforms acted appropriately on only half of the harmful content reported. For harms that are, by nature, constant, invasive and hard to escape, five days feel like forever.&nbsp;This Bill offers victims more tools, ways to get harmful content taken down faster, and to hold perpetrators accountable. That matters, and I support it.</p><p>At the same time, a good idea still needs good implementation. Given how this Bill grants significant powers to a new agency, the OSC, that will safeguard our rights in this fast-evolving space, I believe it warrants further examination of the Bill with care and rigour.</p><p>Mr Speaker, whether the Bill's policy objectives are achieved hinges heavily on the proper functioning of the OSC. The Commission will have an extensive mandate. It will receive and triage reports, investigate whether thresholds of harms are met, issue directions and orders, monitor their compliance and handle appeals. This is a lot of responsibility and it is crucial to get three things right: capacity, independence and transparency.</p><p>First, will the Commission have what it takes to do the job? It will be on the frontlines dealing with cases that will require an exacting mix of legal expertise, technical knowledge and sound judgment under pressure, all set amidst the fast-moving digital landscape. Given these responsibilities, I second my colleague He Ting Ru's point that the Commission should be staffed and resourced like a quasi-judicial body, not a customer service centre.</p><p>I look forward to the Minister's clarification of what is the anticipated resourcing for the Commission in terms of manpower and budget.&nbsp;What specific expertise will be recruited? Will it include lawyers and technologists who can keep up with the fast-evolving digital landscape, mental health professionals who understand trauma, and people with lived experience of online harms?</p><p>Additionally, Minister Teo also rightly pointed out that victims are at the heart of the Commission, and she also importantly flagged the need to minimise the traumatisation of victims. How will the Ministry ensure that there are trauma-informed care and processes for both the victims who engage with the Commission and Commission staff who will have extensive interactions with these victims?</p><p>Second, will the Commission remain independent when it matters the most? The Commissioner is appointed by a Minister and is subjected to Ministerial Direction.&nbsp;The Commissioner will make important assessments on the factual veracity and reputational harm of statements, a profoundly difficult and at times, contentious exercise. Unlike public agencies, political officeholders themselves can make reports to the Commission. This means that the Commissioner may find herself having to make judgments about factual accuracy and reputational harm, judgments that could, in some cases, involve content critical of political officeholders, possibly including the very Minister who appointed her.</p><p>To be clear, this is not a question about the integrity of any future Commissioner or Minister. It is about how good governance is not solely built on trust in individuals but also on systems that work, and which remain independent and accountable. For the Commission to become a trusted institution that endures, we need to ensure that it is structurally resilient against potential conflict of interest and/or abuse. I welcome the Minister to clarify what mechanisms there are to ensure the Commission and Commissioners will remain operationally independent, particularly when handling content that is politically sensitive.</p><p>Third, how will Singaporeans know that the Commission is working as intended? Mr Speaker, the powers granted to the Commission can only be justified if Singaporeans can see that they are being used effectively and appropriately. We deserve to know. Is the system working? Are reports being handled fairly and quickly? What kinds of harms are the most common and are we adapting to emerging threats?</p><p>I invite the Minister to clarify how the Commission’s effectiveness will be measured and to whom it will be held accountable. We believe that the Commission can and should do better to counteract the opacity of online service providers in regulating online harms. For this reason, the WP has tabled an amendment requiring the Commission to publish annual reports. The report should contain: the number of reports received; quantity and types of directions and orders issued by the Commissioner; turnaround time for resolving reports; findings on risk assessments and trends relating to online harms.</p><p>This is neither radical nor unprecedented. It is the standard practice of the Commission’s foreign counterparts with similar mandates&nbsp;– the Australian eSafety Commission, the UK’s OFCOM and the EU’s Digital Services Coordinators. Australia and the EU even go a step further to enshrine mandatory review of the legislation after a fixed period to ensure that they&nbsp;remain relevant. I was heartened to hear Minister of State Rahayu Mahzam state that the Commission will consider publishing regular reports for public awareness. I would like to urge this House to go a step further by getting the Commission to commit to doing so by accepting our amendment.&nbsp;</p><p>Public reports by the Commission will help build public confidence in its work. They will also help researchers, civil society groups and even Government agencies better understand what is happening online so we can respond more effectively. Transparency is not a burden. It makes good regulation sustainable.&nbsp;</p><p>And related to transparency is the question of consistency. Beyond aggregate reporting in the form of annual reports, there is also the question of how the Commissioner makes individual decisions for each case and whether they create precedent. As the Bill does not require for decisions made by the Commissioner to be published, my colleague, Andre Low, has sought clarification on whether the Commissioner will be bound by prior decisions or if each case will be decided with fresh discretion. This matters because consistency in decision making is fundamental to fairness. Published decisions, even in anonymous or partially redacted form, provides predictability and prevents arbitrary outcomes.</p><p>I would&nbsp;also like to thank the Minister for his clarification that the framework on end-user identity disclosure is developed through close consultation with&nbsp;industry partners, and I appreciate&nbsp;the graduated approach.</p><p>One defining feature of the Bill is the powers that it grants the Commissioner to unmask anonymous users. Section 52 allows the Commissioner to require an online service provider to obtain end-user identity information even if it is not already in the provider’s possession. Section 53 allows the end-user identity information to be disclosed to victims for a prescribed purpose, based on reasonable suspicion that the end-user has engaged in harmful activity.</p><p>This power has real value. First, it serves as a deterrent. When perpetrators know they can be identified and held accountable, some might think twice before posting that intimate image, sending a threatening message or coordinating a harassment campaign. Second, it empowers victims. They deserve the option to pursue justice beyond content removal. They will have the option to pursue civil remedies under the new statutory torts. They can seek damages for the harm they have suffered. But none of that is possible if they do not know who they are taking to Court.</p><p>So, while I support this power in principle, the bigger question is how it can be implemented responsibly. Because, Mr Speaker, identity disclosure is a one-way door. Once disclosed, information cannot be undisclosed. And the risks are real, not theoretical. We have seen the bad that can happen when someone’s identity is exposed. They include some of the very harms this Bill targets, like doxxing, and in extreme cases, even extend to actual physical harms.</p><p>And this is why the standard matters. I welcome the Minister’s assurance that these measures are not meant to affect ordinary users who act responsibly. The Bill allows identity information disclosure for a prescribed purpose based on “reasonable suspicion” of harmful activity, short of a&nbsp;formal determination. This means that someone could be unmasked based on an allegation that may not ultimately be proven. And yes, penalties exist for misuse. But penalties are also reactive. They punish the harm after it occurs. They do not prevent someone from using identity information for vigilantism or sharing it with others in the window before enforcement.</p><p>Mr Speaker, the Minister has also pointed out that anonymity is not inherently bad. For some users, it serves as protection. Academic literature on online safety recognises the dual nature of online anonymity. It can enable authentic expression while also necessitating education to promote constructive dialogue. It enables marginalised voices to speak up, facilitates frank discussion of sensitive topics and protects some from discrimination or violence.</p><p>And this is why we are not arguing against end-user identity information disclosure. We are urging that we get the balance right so it works as intended. Deter perpetrators while empowering victims, yet also carefully calibrated to prevent misuse and protect legitimate anonymity. The threshold should be clear enough for consistent application, yet flexible enough to account for context and severity.</p><p>In this regard, I would still appreciate the Minister’s clarifications on the following.&nbsp;</p><p>First, on the standard of “reasonable suspicion”. What specific guidelines, training and objective criteria will be used to ensure the definitions of the various “online&nbsp;harmful activities” are applied consistently, predictably and fairly by the Commissioner?&nbsp;</p><p>Second, on “prescribed purpose”. Minister had earlier mentioned that it would enable victims to bring their case and eventually consider extending it to other purposes. Could the Minister clarify how broad this scope could be? Additionally, how will the Commission verify that applicants genuinely intend to use the information for a prescribed purpose?</p><p>And third, safeguards for disclosure. I was heartened to hear Minister mention about limiting its use for legal remedies. What conditions will be imposed on the applicants who receive the identity information? Will there be consequences if they subsequently chose not to pursue the prescribed purpose? How will the Commission intervene if it suspects that&nbsp;information was misused before criminal liability is established?</p><p>And finally, Mr Speaker, no enforcement mechanism, however well-designed, can eliminate online harms. Our goal should not be to create a system where Singaporeans constantly defer to regulatory power. We must continue to empower Singaporeans young and old to navigate the online world safely, think critically about what they encounter and act responsibly.&nbsp;</p><p>While it is important that victims have practical solutions to seek timely recourse, it is equally important to prevent that harm in the first place. How do we build a generation of digitally literate, resilient Singaporeans who can recognise risks, respond appropriately and support others? We should actively work to normalise the reporting of harmful content, promote positive online behaviour and challenge the bystander effect. Research consistently shows that bystanders often fail to intervene or report, not from apathy, but from uncertainty about whether intervention is appropriate or how to do it effectively.</p><p>There is also the potential for the Commission to be a resource that helps all Singaporeans navigate digital spaces more safely and constructively. Enforcement is but one pillar of work for the Commission’s global counterparts. Australia’s eSafety Commission and the UK’s OFCOM also invest in supporting, conducting and evaluating research on online safety. Conducting demographic-specific research can help us form a better, more up-to-date understanding of the changing nature of online risks both in terms of content and medium and help inform policy-making. It also feeds into the development of accessible, regularly updated resources to increase confidence, skills and online safety of citizens.</p><p>Mr Speaker, I reiterate my support for the fundamental intent of this Bill. Victims of online harmful activity need and deserve better recourse than what is available today, and the establishment of the Commission is a necessary step towards that. In the near term, with the establishment of the Commission, we may see more reported instances of online harm, not because more harm is committed, but because fewer people will suffer in silence. This will be a positive development as it means that people trust the system enough to use it.</p><p>In the long term, online harms will evolve as quickly as technology itself, because they are driven by perverse incentives, financial profit, manipulation or malice. This is why getting the Commission's design right matters. It needs to be capable, independent and transparent enough to adapt to whatever comes next.</p><p>Mr Speaker, the true marker of Singapore's success in safeguarding our digital spaces will not be one that can be easily quantified. Instead, it will be in something harder to measure, but more important, do Singaporeans feel better equipped to identify and respond to online risks? Do we feel supported and empowered to seek help? Are we more likely to intervene and report harmful content? Is our online discourse becoming more constructive and less toxic? If more Singaporeans can answer yes to most or all of the above questions, then we know we have made good progress in building not just a safer digital space, but a healthier digital society.</p><p><strong>Mr Speaker</strong>:&nbsp;Ms Valerie Lee.</p><h6>4.01 pm</h6><p><strong>Ms Valerie Lee (Pasir Ris-Changi)</strong>: Mr Speaker, I rise in support of the Bill. The Internet has transformed how we live, work and connect, driving innovation, enabling ideas and creating digital marketplaces where transactions occur at unprecedented speed. Yet, as with every invention, it has also created new opportunities for harm, for deception, harassment and abuse.</p><p>This Bill is therefore both necessary and timely. It equips vulnerable individuals with tools to protect themselves and ensures that our laws stay relevant in the digital age. It allows victims of online harm to have faster access to justice and we must ensure that in doing so it does not introduce new obstacles that make it harder for victims to seek redress.</p><p>Sir, allow me to highlight three key aspects that mark a significant step forward in addressing online harm in Singapore. The first, empowering victims through civil remedies; the second, introducing a new thought of online impersonation; the third and last, addressing inauthentic and manipulated media. Together, these measures strengthen accountability, protect dignity and promote responsibility in our digital spaces.</p><p>Sir, I am heartened that under Part 10, certain online harms, such as image-based child abuse and online impersonation are recognised not only as criminal wrongs but also as civil wrongs. This allows victims to seek redress directly without depending solely on state prosecution. This represents a crucial evolution. As the online sphere becomes central to daily life, individuals should have both the agency and responsibility to safeguard themselves – contributing to a safer shared online environment.</p><p>Mr Speaker, I particularly applaud the creation of the tort of online impersonation. By recognising this as a statutory civil wrong, the Bill offers victims a clear path to justice. They no longer need to wait for perpetrators to be unmasked or for criminal proof beyond reasonable doubt. Victims can act to restore their good name, remove false content and prevent further misuse of their identity. This reform affirms that digital identity is personal identity&nbsp;– restoring dignity and control to victims and signalling that accountability does not end at the keyboard.</p><p>Mr Speaker, I also support the introduction of the tort of inauthentic material abuse. With the rise of generative&nbsp;<span style=\"color: rgb(51, 51, 51);\">A</span>I, manipulated images and fabricated videos are increasingly used to mislead the public, exploit reputations and erode trust. As technology blurs the line between truth and fabrication, our laws must evolve. Timely action against false and deceptive imagery will help preserve the integrity of public discourse and protect individuals from reputational harm.</p><p>Mr Speaker, but I would still like to seek clarification on a few points. First, on the Right-of-Reply User Directions under clause 34. This mechanism offers a fast, low-cost way for victims to correct false or defamatory content. However, will it complement or substitute existing remedies under the Defamation Act? Can a victim pursue both concurrently, or only if the Commissioner declines to issue a direction? Clarifying this interplay will help lawyers and users understand how best to obtain swift redress.</p><p>Second, on directions and orders under clause 26. While immediate intervention is sometimes essential, will the Commissioner conduct a preliminary screening before issuing directions? This ensures that powers are exercised not only quickly but proportionately.</p><p>Relatedly, would the Ministry consider issuing guidelines to clarify which harms will be prioritised for urgent attention? Such transparency would enhance trust and efficiency. This would also help manage public expectations, streamline workflows within the OSC and enhance confidence in its impartiality. Such a measure could serve as a more proactive alternative as compared to retrospective proposals like an annual report, which for example calls for the publication of annual reports and risk assessments for the preceding financial year.</p><p>Third, on the OSC. As the OSC is to be established by next year, I seek elaboration on its structure, its staffing and its expertise. Given its wide-ranging powers over privacy, speech and accountability, public confidence in its competence and neutrality is essential.</p><p>Mr Edwin Tong acknowledges that public education is essential, but I would also like to clarify if OSC is taking this educational role, promoting public awareness of online safety, informing users of their rights and responsibilities, and guiding victims to seek help because an informed public is our very first line of defence.</p><p>In conclusion, Mr Speaker, Sir, I fully support this Bill.&nbsp;It represents a comprehensive and forward-looking framework to make our digital space safer and more accountable. Globally, we see similar efforts: from the UK’s Online Safety Act 2023, Germany’s Network Enforcement Act and the EU’s Digital Services Act. Yet Singapore’s approach goes further by recognising new civil wrongs such as online impersonation and inauthentic material abuse, empowering victims beyond mere takedown or criminal models.</p><p>At the same time, I think we can also learn from others: proactive risk mitigation in the UK, systemic harm prevention in the EU, and clear removal timelines from Germany. These remind us that while the digital frontier is global, regulation can reflect and must reflect our local context.</p><p>I commend MDDI, MinLaw, the Attorney-General’s Chambers and all involved agencies for developing this landmark legislation. This Bill continues Singapore’s proactive response to online harms, giving victims real avenues for redress and ensuring that our digital space remains one of safety, trust and accountability. Mr Speaker, Sir, this Bill has my full support.</p><p><strong>Mr Speaker</strong>:&nbsp;Mr Pritam Singh.</p><h6>4.08 pm</h6><p><strong>Mr Pritam Singh (Aljunied)</strong>:&nbsp;&nbsp;Mr Speaker, I support the amendments filed by Sengkang group representation constituency (GRC) MP, Ms He Ting Ru, and further elaborated upon by NCMPs Andre Low and Eileen Chong, and agree that these amendments strengthen the Bill for victims and better calibrate the significant powers Parliament is investing in the Commission.</p><p>I have some queries that cover about 10 clauses in the Bill as tabled by the Government for Second Reading.</p><p>First, clause 5(6) of the Bill allows the Minister to give the Commissioner directions of a general or special character, not inconsistent with the provisions of the Act. The Explanatory Statement does not shed light on what the ambit or scope of these two types of directions are. What general or special character directions does this clause envisage, which are not already fully captured or foreshadowed by the Bill? Can the Minister clarify what are some of the directions that the Minister envisages to give under this clause, or is this clause to be understood as a general one that confers broad and inchoate powers to the Minister?</p><p>Clause 8 empowers the Commissioner to issue advisory guidelines.&nbsp;As much as public attention on this Bill has focused on online harmful activities and the statutory torts that arise from them, I believe one important barometer for the success of the Bill will lie in its capacity for preventive education.&nbsp;</p><p>The Australian government's eSafety Online Commissioner's website is a useful guide to take note of as a one stop site to assist victims navigate the difficult terrain of online harms and educate young and old Singaporeans about the impact of their words and actions online, with a view to establish acceptable norms of online behaviour. To this end, can the Minister share the scope and outreach plans the Government has under this clause to address online harms, with particular focus on juveniles and young adults? Does it intend to copy the Australian approach with adjustments for the local context, or does it, for example, intend to work closely with the Ministry of Education to consider novel approaches? Are there specific autochthonous approaches on preventive education that pertain to online conduct and behaviours the Ministry plans on introducing suited for local circumstances?</p><p>Clause 11 on the non-consensual disclosure of private information is not clear as to what private information entails. While the clause leaves open clarity for future regulations, as drafted it reads too widely to be of practical application, and is thus unsatisfactory. On a plain reading, it begs more questions than it answers.&nbsp;</p><p>The clause states that private information is information about a person that is not widely available to the public at large. The Explanatory Statement to the Bill does not aid at all to clarify the ambit or context of \"not widely available\", and what it means. I hope the Minister can shed light on this clause and briefly outline how regulations will address the ambit of private information in this clause. If the private information is, for example, found behind a paywall of an exclusive and expensive online publication with limited circulation, would that information be construed as not being widely available?</p><p>Clause 20 covers a specific online harm, namely incitement of the enmity, which means the communication of online material that a reasonable person would conclude incites, or is likely to incite feelings of enmity, hatred or hostility against any group in Singapore. To this end, in finding the same, clause 20A of the Bill considers relevant factors, such as whether the material dehumanises any person or persons, or otherwise portrays them as less than human. For example, in the event a foreign embassy puts up a post that tends to incite, would the Commissioner issue an order against the embassy, an online service provider, or Singaporeans who share the post, or all three?</p><p>In connection to this, I seek clarity on the ambit of clause 22, which states that a victim of online harmful activity can be anyone who is a citizen or Permanent Resident of Singapore. Clause 22(1)C also includes an individual who has a prescribed connection to Singapore to make a report to the Commission. The interpretation section of the Bill does not define this prescribed connection, unlike how it defines prescribed online service provider.</p><p>Can the Minister clarify if the Bill can be expected to extend to all work pass holders in Singapore, including foreigners, or even diplomatic staff who make reports to the OSC seeking relief outside the excluded online harmful activities covering incitement of enmity and incitement of violence? And if not, what are the exceptions?</p><p>I move to Part 6 of the Bill covering information and end user identity matters. The Commissioner is empowered to require any person to provide in any form or manner any information or document, whether kept in Singapore or not. This includes requiring the person to provide an explanation of the information or document, including providing access by way of username, password or any other authentication information.</p><p>Clause 49(4) states that the Commissioner is entitled without payment to keep any information or document. Can the Minister confirm, notwithstanding Minister's comments about the usual police procedures, if anything in this part of the Bill allows the Commissioner to, for example, seize or retain a mobile device or laptop on grounds of an investigation into an alleged online harm under this Bill?</p><p>Clause 52 gives the Commissioner powers to obtain specified information about an end user and it does not matter if that end user is outside Singapore. I would like to enquire how the online service providers the Ministry has sought feedback from for the purposes of the Bill have reacted to this requirement and whether they would be able to comply, particularly online providers such as Telegram, an entity the Government is reported to have had difficulty with in the past. In this connection, can the Minister provide an update to the House on whether Meta has complied with the competent authorities' implementation directive to strengthen Facebook's measures against scams by 31 October this year as part of the OCHA. While I accept the relevant law is different, it would be useful for the House to understand how our laws interface with how promptly and the extent to which social media platforms can comply with them, and if not, why not?</p><p>Part 7 of the Bill covers reconsiderations and appeals. Clause 59(1)(d) requires the Commissioner to inform an applicant of the result of a reconsidered decision within a reasonable time. This clause does not require the Commissioner to provide reasons for his decision. In contrast, on the matter of the Appeal Committee in clause 64(5)(a), the Committee is required to state the reasons for his decision in respect of the appeal. Can the Minister share the rationale behind the treatment or the differentiated treatment, because from a layman's perspective, both are essentially appeals?</p><p>One approach to consider is for the Government or the Commissioner to provide reasons in both cases, or the Commission to provide reasons in both cases. Doing so would be helpful in reducing the number of appeals if the Commissioner's decisions are clearly explained at the outset, subject to the usual privacy concerns. Can the Minister explain the approach taken in the Bill so as not to give the impression that the first appeal to the Commissioner to reconsider the decision is not perfunctory?</p><p>Clause 94 creates the tort of failing to respond reasonably to an online harm notice. In this particular case, while it is foreseeable that the form of an online harm notice will be forthcoming, can the Minister shed light on what constitutes a reasonable response time from the online service provider? The illustration to this clause makes reference to the word \"promptly\" when a social media service responds to an online harm notice.&nbsp;This suggests that the interpretation of \"reasonable\" ought to be construed as \"forthwith\" or \"almost at once\". Would this be a correct reading and expectation of how quickly an online service provider is expected to react?</p><p>Sir, these are the clarifications I seek and I look forward to the Minister's reply. Notwithstanding the amendments in the name of He Ting Ru and subject to the clarifications from the Ministers, the WP will support the Bill.</p><p><strong>Mr Speaker</strong>: Order. We have been in the Chamber for almost six hours. I propose to take a break now. I suspend the Sitting and will assume the Chair at 4.40 pm. Order. Order.</p><p class=\"ql-align-right\"><em>&nbsp;Sitting accordingly suspended</em></p><p class=\"ql-align-right\"><em>&nbsp;at 4.17 pm until 4.40 pm.</em></p><p class=\"ql-align-center\"><em>Sitting resumed at 4.40 pm.</em></p><p class=\"ql-align-center\"><strong>[Deputy Speaker (Mr Christopher de Souza) in the Chair]</strong></p><h4 class=\"ql-align-center\">&nbsp;<strong>Online Safety (Relief and Accountability) Bill</strong></h4><p>[(proc text) Debate resumed. (proc text)]</p><p><strong>Mr Deputy Speaker</strong>: Mr Zhulkarnain Rahim.</p><h6>4.40 pm</h6><p><strong>Mr Zhulkarnain Abdul Rahim (Chua Chu Kang)</strong>: Mr Deputy Speaker, Sir,&nbsp;I rise in support of this Bill.&nbsp;I wish to make three points.</p><p>First, I speak from a position of advocacy that began in 2021. As a lawyer assisting victims of online harms on a pro bono basis, I have seen firsthand how online abuse can devastate victims, not only emotionally, but socially and professionally. This Bill will be a powerful tool to help victims stop the immediate harm, obtain justice swiftly and crucially, avoid being re-traumatised by a long and painful process.</p><p>Second, this is a novel piece of legislation. It places Singapore at the vanguard of legal innovation in the online safety space, with provisions not yet seen even in comparable jurisdictions such as Australia.</p><p>Third, drawing from my experience on the ground, I urge that we keep the victim's perspective front and centre by ensuring process and access to swift, affordable and final justice, without unnecessary delay or re-traumatisation.</p><p>First, on advocacy. In 2021, I founded Defence Guild SG, a ground-up network of pro bono lawyers who assist victims of online harms and sexual harassment. This was started following the lewd online poll involving female religious teachers in our Malay/Muslim community. Together with fellow lawyers, we wanted to send a clear message that such acts have no place in our society and that victims deserve access to legal protection and recourse.&nbsp;The initiative, supported by the Lawyers@M³ Network and the M³ movement, provides legal advice and assistance for survivors who may not qualify for legal aid. But this is a small but important step to close the gap for those who fall between the cracks and those who cannot afford representation. Yet, they are in need, desperate need of justice.</p><p>Through Defence Guild SG, I have seen how online harassment often extends beyond the screen as it affects confidence, careers and even the will to participate in the community. Many victims suffer in silence because justice feels distant, complex and often expensive.</p><p>In 2022, together with PAP MPs Ms Nadia Ahmad Samdin and Ms Hany Soh and the PAP Women’s Wing, we developed an Online Harms Resource Toolkit to empower community activists, women and girls, with practical guidance on what to do and where to seek help.&nbsp;This effort complements existing legislation by building bottom-up community awareness, not just laws on paper, but empowerment in practice.</p><p>In Parliament, I have also consistently raised questions on legal aid and tribunal access for online harm victims. I spoke on the Online Safety Bill in 2022 and the Online Criminal Harms Bill in 2023, pressing for accountability of platforms, standardised reporting and swifter takedown processes.</p><p>That is why I welcome this Bill because it directly strengthens the protection that many of us, on the ground, have been advocating for years.</p><p>My second point on the forward-looking and the novel features of this Bill. Mr Deputy Speaker, as a lawyer, I believe that this Bill is groundbreaking in several aspects. I will highlight two.</p><p>First, it introduces new statutory torts for online harms.&nbsp;Victims will now have direct civil claims, not just against perpetrators, but also intermediaries or platform administrators who fail to act reasonably upon receiving a victim's notice. This bridges the gap between the public regulation and private redress.</p><p>Unlike Australia's eSafety framework, which relies mainly on regulator-led penalties, our model empowers victims themselves to seek justice directly with enhanced damages or an account of profits where appropriate. This is empowerment.&nbsp;This development does more than create new rights. It shapes societal norms.&nbsp;By codifying what responsible digital conduct looks like, the law educates all users that our online actions carry consequences and that respect, civility and accountability are non-negotiable.</p><p>Second, the Bill introduces Right-of-Reply and Engagement Reduction Directions remedies that go beyond simple content removal.&nbsp;Platforms can now be required to push corrective replies to users who viewed the harmful content, ensuring that misinformation or defamation is countered in the same digital space.</p><p>Further, the Commissioner may direct platforms to reduce engagement or amplification; tackling not just content, but the algorithms that fuel virality and the harm. This is both technically astute and morally sound because this will address not only the symptom, but the system that can cause the perpetuation of online harms.</p><p>Finally, Mr Speaker, on justice with speed, with fairness and with in finality.&nbsp;I urge caution in two areas:&nbsp;first, the over-extension of \"fair comment\" and \"public interest\" defences; and second, allowing extensive appellate processes that risk re-traumatising victims.</p><p>Let me address the first.&nbsp;Some may argue that comments made in the public interest should be exempt from liability.&nbsp;But while fair comment is important, it must never be a carte blanche excuse for online abuse or harassment.</p><p>Singapore’s jurisprudence has long recognised that freedom of expression comes with duties and limits; particularly when words cross into the realm of targeted harassment, doxxing or intimidation.</p><p>Our current legal framework already strikes a careful balance by weighing public interest and fair comment alongside intent, tone, persistence and also impact. This ensures that genuine whistleblowing or responsible criticism remains protected, while malicious campaigns disguised as \"commentary\" are not. We must retain this proportional approach by allowing robust discourse, but drawing a clear line where speech becomes conduct that harms.</p><p>On the second issue: appeals and finality.&nbsp;In online harm cases, Mr Deputy Speaker, speed is justice. Victims are often individuals like students, parents, working adults who are facing powerful platforms or determined harassers.&nbsp;Every day of delay compounds the harm. A specialised tribunal system offers the right balance: quick, affordable, trauma-sensitive decisions, with limited appeal only on points of law.</p><p>If we open the door to full appeals, victims may find themselves trapped in lengthy and costly litigation. Thus, defeating the very purpose of relief.&nbsp;Most of the time, it is the party with the deep pockets that can bear this war of attrition. In any event, the recourse to judicial review is always there as another check and safeguard.&nbsp;</p><p>Mr Deputy Speaker, Sir, in Singapore, the principle of judicial review serves as a cornerstone of our rule of law. It ensures that executive and administrative decisions are made within the bounds of legality, fairness and rationality. Our courts have consistently held that judicial review is not an appeal on merits, but a safeguard against illegality, irrationality and procedural impropriety.</p><p>Within the context of this Bill, that principle remains fully preserved. The decisions of the Commissioner and of any tribunal established under this Bill are not insulated from scrutiny. They remain subject to judicial review on conventional administrative law grounds. However, the Bill rightly limits appeals on the merits to ensure that outcomes are delivered swiftly and proportionately, especially where victims need urgent relief.</p><p>I believe that this is a balanced approach: it maintains judicial oversight to prevent abuse of power but avoids turning each case into protracted litigation. In doing so, we uphold both the integrity of our legal system and the need for timely justice for victims of online harm.</p><p>Justice must not only be fair; it must also be fast and final for those in pain.</p><p>In this regard, would the Minister agree that our current legislative framework already strikes a fair balance between safeguarding free expression and protecting individuals from harm? And that, for the sake of victims of online harms, we must, we must avoid approaches that prolong their trauma, by allowing perpetrators, or well-resourced platforms or providers or any other party to hide behind technical defences, escalate legal costs and drag victims through a drawn-out process that ultimately denies them the swift justice and protection they deserve?&nbsp;Mr Deputy Speaker, in Malay, please.&nbsp;</p><p>(<em>In Malay</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-5 Nov 2025 - Mr Zhul Rahim - Online Safety (R and A) Bill.pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]&nbsp;Mr Speaker, as a lawyer who has helped victims of online harassment and cybercrime on a pro bono basis, I have witnessed firsthand how online incidents can destroy a person not just emotionally, but also socially and professionally.</p><p>In 2021, my fellow lawyers and I established Defence Guild SG, a pro bono lawyer network that defends victims of online harassment and sexual harassment. This came about after the incident involving a lewd online discussion that demeaned the female religious teachers and asatizah in our community.</p><p>Together with my fellow lawyers, we wanted to send a clear message: That such behaviour has no place in our society and our country. That no one can hide or conceal themselves online and do these things without facing any consequences. And that every victim has the right to legal protection that defends their dignity.</p><p>This Defence Guild SG initiative, supported by the Lawyers@M³ network, provides advisory services and legal help to those who may not qualify for formal legal aid. In the span of just a week, over 20 lawyers came forward to offer their pro bono services. It is a small but significant step because there are gaps in our legal system where people may have been left behind; who are unable to bear the cost of legal fees, but are too hurt to remain silent.</p><p>Through Defence Guild SG, I have seen that cyber harassment does not simply end at the screen. It extends into real life; shaking self-confidence, destroying careers and crushing a person's spirit. Many victims choose to remain silent, because the judicial process takes time and money.</p><p>But today, this Bill is not merely a piece of legislation, it will enable victims to stop harassment immediately, obtain justice quickly and most importantly, avoid prolonged trauma.</p><p>In this fight of ours, we are upholding not just the law but also the values that we hold dear, that justice, compassion and wisdom must go hand in hand; both in the physical world and online.</p><p>(<em>In English</em>):&nbsp;Mr Deputy Speaker, Sir, let me conclude by giving voice to some of the victims who have reached out to me and my colleagues.</p><p>One victim J shared that she had been \"subjected to prolonged and persistent online harassment since 2014\", but could not afford the cost and time for injunctive relief.&nbsp;Another named Y, a Singaporean who was studying overseas said she remained \"fearful of returning to Singapore\" because the harassment had so deeply affected her sense of safety. A third victim S, a single mother, suffered from severe depression and anxiety, described how her personal information was circulated in unsolicited emails to various parties.</p><p>Each and every one of them are desperate for help quickly and would have to turn to the system for protection. Their stories remind us, all of us that behind every case, every case number, every matter is a human being: seeking peace, not revenge; dignity, not exposure; closure, not spectacle.&nbsp;They do not want sympathy. They want swift and humane justice.</p><p>Mr Deputy Speaker, Sir, let us ensure that our laws do not merely punish wrongdoing, but protect the vulnerable.&nbsp;Let us make the online world safer, so that our generations to come may inherit not a space of fear, but one of respect and responsibility.</p><p>As I once pledged with my colleagues, my pro bono lawyers at Defence Guild SG: let us stand together, against violence and harassment here and online so that the world we live in today will be a better one when we leave it for our children.&nbsp;I stand in support of this Bill.</p><p><strong>Mr Deputy Speaker</strong>: Ms Cassandra Lee.</p><h6>4.56 pm</h6><p><strong>Ms Cassandra Lee (West Coast-Jurong West)</strong>: Mr Deputy Speaker, the Online Safety (Relief and Accountability) Bill is timely. I have met with residents affected by online harms and Singaporeans have written to me asking for reforms. From how we stay in touch to how we work, shop, learn and govern, the Internet has evolved into more than just a means of communication – it has become a second life. And the divide between the online and offline worlds continues to blur as technology becomes increasingly interwoven into our daily lives. Our laws need to keep pace with modern day advances and the threats of today.</p><p>The recent report by SHE, \"404 Help Not Found: Lived Experiences of Online Harms Survivors\" sheds light on the harsh realities that define today’s digital landscape. Let me share the story of one of the online harms survivors mentioned in the report.&nbsp;</p><p>As a child, Zane experienced bullying in school. His peers took to online platforms weekly to spread negative remarks about him. Later in life, during his polytechnic years, Zane experienced doxxing. The perpetrator shared his name, school and course on Twitter and threatened Zane. These incidents had an impact on Zane in his growing years. He kept his pain to himself, fearing retaliation and judgement. The emotional toll eventually caught up with him. During his National Service days, Zane experienced panic attacks and had to seek professional help.&nbsp;</p><p>Zane's journey reflects how cumulative online harms can leave deep psychological scars; ones that linger long after the screen goes dark. And what happened to Zane is not rare. It is a glimpse into a culture where online harm has become casual, even accepted. Where cruelty hides behind screens, and victims often suffer in silence – many times too afraid, too tired and too ashamed to seek help.</p><p>It is important for us to be deliberate in shaping the tone of our online world for our children, our friends and our neighbours. Because the wounds may be invisible, but they are real&nbsp;– and they last.</p><p>The Bill is a step in the right direction. The OSC is vested with the authority to issue directions and orders to online service providers, communicators and administrators. Additionally, victims can turn to civil recourse and remedies for redress. In the age of AI, where false and harmful content can spread faster and cut deeper, such protections have never been more important.&nbsp;</p><p>The youths in particular are particularly and especially vulnerable to online harms. To find out what the youths thought of the Bill, I spoke with YouthTech SG, formerly known as Cyber Youth Singapore. YouthTech SG is a youth-led social movement and charity. One of their divisions is YouthTech Institute which focuses on helping young people navigate the risks and opportunities of technology, including online safety.</p><p>They wrote to me and expressed their support for the Bill, describing it as a signal for Singaporeans to foster a more cohesive, civil and wholesome digital environment. They also welcomed the Bill’s introduction of new avenues for youths to seek help and relief when harmed online; options that previously did not exist. While the Bill makes important strides in fostering a responsible digital environment, the online culture is ultimately one which requires users to build and that endeavour goes beyond legislation. Having reviewed the Bill, I find that the Bill is a meaningful step forward. It is unlikely to be a quick or perfect fix given how common online harms are and how deep rooted they are in our daily lives, but it signals our shared commitment to build a kinder, safer Singapore&nbsp;– both offline and online.</p><p>I support this Bill and would like to share a few reflections and seek some clarifications.</p><p>My first observation: the creation of the OSC and the scope of its enforcement powers is noteworthy. The speed of takedown is critical.&nbsp;While victims often suffer immediate harm, current means of redress are reportedly slow and sometimes ineffective. IMDA’s 2024 Online Safety Assessment Report found that major platforms acted appropriately only on half of the reported harmful content, often taking more than five days. The unfortunate reality is that victims are often left to navigate complex and sometimes opaque complaint processes, and structural challenges may further hinder platform responsiveness.</p><p>The OSC plays a vital role in addressing these gaps. Its powers, such as issuing Stop Communication or Restraining Directions, enable victims to take timely and decisive steps to safeguard themselves. Moreover, clause 26(1) provides that the Commissioner may issue a Part 5 direction if the OSC has reason to suspect that the online harmful activity was conducted. This allows OSC the flexibility to swiftly take down online harmful activity.</p><p>I see that Australia had similar experiences from which we can draw some lessons. The Australian eSafety Commissioner has the power to issue directives to address online harmful activities. Speaking at a 2023 symposium organised by MinLaw and the SMU Yong Pung How School of Law, the eSafety Commissioner from Australia highlighted the value of a dedicated and independent safety regulator in addressing online harms. In a Straits Times article, dated 26 September 2023, it was reported that she said: \"Often when people come to us, they just want their images taken down, they don’t want to be tethered to their former partner through litigation, which, of course, can take a long time. So, what we provide is rapid assistance. I don’t think we would have the same degree of success with the platforms, particularly where there are grey areas, if we didn’t have these (remedial) powers.\"</p><p>To this extent, I note that there is a requirement for victims to first file a report to the online platform before approaching OSC. The duty imposed on the platforms also only starts when the report is accurately and properly filed to the platform. And therefore, the accessibility and ease of reporting on the platforms will be critical in ensuring access to justice for victims through OSC. I seek clarifications on how the Ministries plan to work with the platforms to enable this.</p><p>Secondly, I also seek clarification if the same content appears across different platforms and sites, how should the victim take action? Should the victim report all incidences he or she is aware of at the same time? Are OSC's directions specific? Or will we land in a situation where the victim is required to repeatedly go through the process of reporting to the platform and then to OSC for each piece of material?&nbsp;Can a victim apply to OSC for the pre-emptive ban of similar materials resurfacing?</p><p>Member Zhulkarnain had mentioned the advantages that OSC offers in being a more responsive and less adversarial mechanism as compared to traditional litigation. I will not repeat that, but I stand in support of his point.</p><p>My second observation is on anonymity. Victims of online harm may be reluctant to seek redress due to fear of repercussions, whether from the perpetrator, societal stigma, workplace consequences, or familial pressures. This hesitation is particularly pronounced in cases involving intimate image abuse, doxxing, or harassment, where the victim’s identity is often central to the harm itself.</p><p>I am heartened to see that the Ministry has been sensitive to this issue. In respect of court proceedings, the Bill envisages that the Rules of Court may be amended to empower the Court to order the redaction of identifying information, including parties' names, in court documents, to conduct proceedings in private, and to issue orders preventing the disclosure of parties’ or witnesses’ identities. I am concerned that in practice, however, victims may remain vulnerable and additional administrative steps may be required to secure their anonymity during the interim period before such orders are granted.&nbsp;</p><p>I wish to suggest for the Minister's consideration whether a more victim-centric approach would be to introduce automatic redaction, subject to judicial discretion to lift such redaction where appropriate. This would mirror existing protections under the Children and Young Persons Act, where proceedings involving minors are automatically anonymised, and the Women’s Charter, which provides automatic identity protection in the form of prohibition of publication or broadcast of information identifying victims or witnesses. This is applied under the Women's Charter in cases involving sexual offences. Extending automatic anonymity to victims of online harm, particularly those from vulnerable groups, would not only reduce procedural burden but also encourage victims to avail themselves to the options under this Bill.</p><p>Beyond the courtroom, I would be grateful for further clarity on how the Ministry intends to safeguard the confidentiality of victims during the reporting process. Specifically, how will the Ministry ensure that victims’ personal information remains protected, while also upholding the rights of alleged perpetrators to be informed of the nature of the allegations made against them?</p><p>My third observation relates to the new statutory tort of online instigation of disproportionate harm. Clause 87 of the Bill, which introduces the \"tort of online instigation of disproportionate harm\", which is designed to offer civil recourse to victims and their associates where public statements, made in response to a victim’s conduct, are likely to incite others to act in ways that could cause harm to the victim.</p><p>Civil action under this tort requires proof of actual or reasonably foreseeable loss or damage, while some heads of losses, such as financial losses, may be easier to prove, others, particularly psychological injury or emotional distress, have traditionally presented evidentiary challenges. I would be grateful for the Minister's clarification on how the latter cases will be treated.</p><p>My fourth observation is that the Bill seeks to address \"inauthentic material abuse\", which is any audio, visual or audiovisual material that has been digitally altered or generated that is false or misleading depiction of the victim’s words, actions or conduct, but is realistic enough that a reasonable person would believe that the material emanated from the victim. In this regard, a depiction of the victim saying or engaging in anything includes a depiction of the victim’s likeness saying or engaging in that thing.</p><p>The Bill would benefit from clarity on how likeness is assessed in the context of AI-generated content. For example, does resemblance alone suffice? Must there be an intent to impersonate or mislead? What evidentiary standards apply? In my view, these clarifications are especially important since resemblance may be subtle, stylised, or partial.</p><p>In closing, Mr Deputy Speaker, I welcome this Bill. It is a timely and necessary step towards preventing the propagation of online harmful activities. This is especially important today, when many of us, including young and old, spend much of our time online. The youths in particular are especially vulnerable to online harms, and I am heartened that this Bill provides additional avenues for their protection.&nbsp;</p><p>In particular, I am encouraged by the Ministries’ efforts to consult widely and engage with the youths while drafting this Bill. The youths form a significant demographic that would be affected and protected by this Bill. In their letter to me, YouthTech Institute shared with me that they participated in the public consultations and dialogues organised by the Government. They voiced their concerns and provided feedback on how the Bill can continue to stay true to its policy goals without chilling legitimate online participation by youths. They tell me that their feedback was seriously taken in and considered. By participating in the drafting process of this legislation, our youths felt seen and heard, inspired and empowered. The youths had this to say: \"Thank you for showing us that policy can be made with us, not just for us.\" I am grateful to the Government for allowing the youth voices to be heard on a Bill that affects matters close to their hearts.&nbsp;I thank the Ministers and their teams for their efforts, and I am happy to support this Bill.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Mr Gabriel Lam.</p><h6>5.10 pm</h6><p><strong>Mr Gabriel Lam (Sembawang)</strong>: Mr Deputy Speaker,&nbsp;I rise to speak on the Online Safety (Relief and Accountability) Bill, not merely as legislation but as an assertion of how we wish our digital society to function: justly, humanely and with room for redemption.</p><p>Let me start with a scenario many Singaporeans will recognise. Suppose a person commits a crime. The courts hear the evidence, the verdict is pronounced, sentence is spent. That is where justice should end. Yet, far too often, the second sentence is delivered online by self-appointed vigilantes. Almost immediately, commenters weave threads of public shaming: images, addresses, workplaces, friends&nbsp;– all exposed, shared, argued about. This is not journalism or public interest. It is doxxing, harassment, digital mob justice.</p><p>In Singapore, we already see the signs. According to SHECARE@SCWO, victims of doxxing have risen from 13 in 2023 to 32 in 2024. Harassment and cyberbullying cases rose from 48 to 80 in the same period. Applications to the Protection from Harassment Court have increased steadily: from 346 in 2021, to 520 in 2022, 526 in 2023, and 631 in 2024.</p><p>One legal practitioner recounted a man in his 30s with mild autism, whose personal traits, speech, appearance and insecurities were relentlessly attacked online in gaming communities. Whether or not the original crime was serious, the secondary assault online multiplies harm and deepens exclusion.</p><p>The burden does not fall evenly. The person who already faces legal consequences now must contend with perpetual digital scrutiny, unable to move forward even after \"paying their dues\".&nbsp;And sometimes, the person targeted online is not even guilty at all. In 2020, many will remember the case of the woman who refused to wear a mask at Shunfu Mart and claimed to be a \"sovereign\". The video went viral almost instantly. In the rush to identify her, online users wrongly accused another woman of being that person.&nbsp;Within hours, her photographs, company details and even the names of her colleagues were posted across social media. She and her firm faced a barrage of racist and xenophobic abuse, even though she had absolutely nothing to do with the incident. The victim later described feeling bewildered and frightened, a bystander suddenly thrust into the centre of a public storm.</p><p>It was a textbook case of doxxing and mistaken identity. And it showed how quickly online outrage can spill over into real harm, even for those completely uninvolved. If that is what can happen to an innocent person, imagine what happens to someone who has actually made a mistake, served their sentence and is trying to move on.</p><p>We already have laws against doxxing in Singapore: amendments to the Protection from Harassment Act make it an offence to publish someone’s personal details with intent to cause harassment, alarm or distress. And yet, enforcement is limited: the Singapore Police Force investigated fewer than 10 cases of doxxing in the first four months of a recent year. Why the gap? Because doxxing often lies in a grey area where exposure is legal, for example, a court report, but the layering of personal data and commentary turns exposure into attack. It tests the limits of what laws can do alone. That is where this new Bill is crucial: it gives victims stronger recourse and empowers the Commissioner to put across platforms to remove or restrict content, require the right-of-reply, or label harmful material.</p><p>I return to the question: when someone serves their sentence, should society still punish them? When does justice become vengeance? Worse still, when harm hides under the guise of public interest or fair comment. If a so-called fair comment is sent repeatedly every day to a victim, their family, or their employer, it ceases to be comment. It becomes harassment. We must be clear about where legitimate expression ends and abuse begins and ensure that enforcement is consistent so victims do not hesitate to come forward for fear of uncertainty.</p><p>If we allow perpetual online shaming, we deny redemption. We do not rehabilitate; we annihilate futures. Employers, neighbours, friends, all filtered by search results, by rumours, by what the digital crowd decided to publish.&nbsp;This Bill helps guard against that unending sentence. It lets the Courts and the Commissioner intervene. It says: the past does not have to be a life sentence in the digital realm.</p><p>Mr Deputy Speaker, while I support the Bill, I would like to offer three modest suggestions for its implementation.</p><p>First, enforcement must be accessible. Many victims of online harm may lack the legal literacy, confidence or financial means to approach the Commissioner or file for redress. The process should therefore be simple, affordable and trauma-informed with clear guidance and support for vulnerable groups such as youths, persons with disabilities and lower-income users. A centralised \"one-stop\" reporting channel that connects the Singapore Police Force, IMDA and the Commissioner's office could make seeking help far less intimidating.</p><p>Second, prevention must go hand in hand with enforcement. We cannot legislate empathy, but we can educate for empathy. Public campaigns and digital citizenship programmes, especially in schools and workplaces, should teach not only what is illegal online, but what is unethical. It is as important to cultivate digital restraint as it is to punish digital harm.</p><p>Third, we should examine the appeals framework carefully. The Bill currently limits further appeals after an online safety Appeal Committee's decision. That finality provides efficiency but there is a risk that victims could still face drawn-out proceedings or repeated challenges from offenders exploiting procedural loopholes. We should ensure that the appeals process is fair but finite, one that safeguards due process while sparing victims prolonged distress.</p><p>In conclusion, Mr Deputy Speaker, I support this Bill&nbsp;– not because it is perfect, but because it is necessary. Because justice demands both accountability and mercy. Because our society should not allow people to be condemned twice: once by the Court, and again by the crowd.&nbsp;I ask that as we debate, we remember those caught in the crossfire of legal punishment and digital vengeance and build protections so that justice ends where it should.</p><p><strong> Mr Deputy Speaker</strong>: Ms Tin Pei Ling.</p><h6>5.18 pm</h6><p><strong>Ms Tin Pei Ling (Marine Parade-Braddell Heights)</strong>: Mr Deputy Speaker, online harms&nbsp;– whether harassment, non-consensual intimate imagery, deepfakes, scams or coordinated disinformation – inflict real damage to mental and physical well-being, economic security, public discourse, safety and public trust in digital systems.</p><p>Unlike physical or verbal harassment, online harms spread instantaneously, exponentially and often beyond our immediate control. Content posted today can be duplicated, archived, indexed and re‑shared, leaving permanent scars on victims' reputations and livelihoods. The asymmetry of power is stark. It is easy for anyone to publish, but hard for victims, especially ordinary users, to have harmful content removed. The burden of proof and the effort to seek redress often fall on those already traumatised.&nbsp;Hence, whether at the individual or society level, we must have in place effective and firm mitigation across policy, enforcement, technology, education and civil society to tackle the ills of online harms.</p><p>As mentioned, this House has debated these issues before. In January last year, I moved the Motion on Building an Inclusive and Safe Digital Society together with our then-Digital Development and Information GPC colleagues. During the Motion debate, we reaffirmed our commitment to adopt a whole-of-nation approach to sustain trust by building an inclusive and safe digital society. Members who participated actively discussed, amongst other things, online harms. In all, the then-Digital Development and Information GPC members and PAP MPs who spoke set out a total of 13 Calls to Action, which included:</p><p>Calling on Social Media Services to be accountable for the proliferation of harmful content and malicious ads on their platforms.</p><p>Calling for the Social Media Services (SMSs) and App Distribution Services (ADSs) to step up in measures to better protect young users from being exposed to age-inappropriate or harmful content.&nbsp;</p><p>Calling for these SMSs and&nbsp;ADSs to improve timeliness in responding to user reports on harmful content on their platforms.</p><p>Here, I must stress that the importance of timely interventions cannot be understated. Thankfully, both sides of the House supported the Motion. Therefore, I am glad that we are now taking a step further in building an inclusive and safe digital society through stronger legislation and measures against online harms.</p><p>The key features of this amendment are: firstly, a clearer definition of online harms; secondly, the establishment of an Office of the Commissioner of Online Safety; and thirdly, powers to enable speedy interventions when harms are detected. These measures address the problems victims often face&nbsp;– speed and uncertainty.</p><p>Allow me to share a story of my resident's fiancée back in 2014. She was a victim of \"Revenge Porn\". This story remains pertinent today.&nbsp;My resident's fiancée's ex-boyfriend uploaded very compromising photos of her onto websites such as \"Revenge Porn\", which was outlawed by California but was still available online because the sites were hosted overseas. These photos were taken while they were still in the relationship and when there was still trust. Following the uploads, there were many unsavoury comments by people she knew and did not know and after a while, even her friends started to notice it and asked her about it.&nbsp;Imagine the shame, the embarrassment, the kind of distress that she had to endure.</p><p>Quoting my resident, he stated, \"to complicate matters, the website is hosted in the US. The company is registered in Amsterdam and even the individual, who happens to my fiance's ex-boyfriend, who uploaded the photo is unable to remove them without the website host's approval who, ultimately, would only do so if the removal fee is paid. Since then, my fiancée has lost sleep, could not eat or work in peace, especially not while witnessing the links to her compromising photos appear on search results while looking up her name.\"</p><p>At that time, POHA was just introduced and yet to take effect. But the issue at hand was real and pressing. I recall we had to approach various agencies to try to figure out how to stop it and protect the fiancée. Eventually, we managed block access domestically to protect her.</p><p>Fast forward to today, things have improved. We have more legislation in place and stronger enforcement capabilities. There is greater societal awareness and to be fair, the social media industry has also been more responsive than before. But online harms have not gone away. We may no longer find the \"Revenge Porn\" website now, but we can still remember the fairly recent \"SG Nasi Lemak\" Telegram chatgroup. The format and vectors have changed – from public websites to private chatgroups and dodgy apps. And so, our legislation and interventions must change too.</p><p>So, I believe the clearer definitions in this round of amendments will accelerate investigation and enforcement.&nbsp;Speed is critical. The longer harmful material remains public, the greater the lasting damage. Yet, victims today still find the reporting process confusing and daunting. Reporting to social media platforms often feels like a \"lucky draw\", you cannot be sure whether they will agree to remove the post or when they will do so, if they agree to do so. The ordinary users, that is, the \"small fry\", are often disadvantaged.</p><p>It is not that there is no legal recourse at present. But when a victim is already stressed out by the fire burning online, how can she/he find the mental space to navigate the laws and take the right actions?&nbsp;As it is, the relevant statutes addressing harmful online content and conduct include a wide range&nbsp;– POHA, Broadcasting Act, POFMA, Foreign Interference (Countermeasures) Act and OCHA. How can a victim navigate these laws and will OSRA, which is the Bill that we are debating now, overlap with existing laws and frameworks?</p><p>Must the victim make reports to multiple agencies, or will agencies coordinate amongst themselves? In the 2014 case that I shared earlier, my resident and his fiancée felt lost, even I felt somewhat exhausted trying to help them navigate the various agencies. How will the new OSC help, or not help, to overcome this?&nbsp;That being the case, we must also guard against abuse of this new mechanism. What measures are in place to prevent OSC being made use of by devious characters to make vexatious reporting or be weaponised to fix another person due to private disputes?&nbsp;</p><p>Adding on, I wish to express my welcome to the amendments' focus on finality in appeals. Without timely finality, resourceful perpetrators can exploit appeals to delay takedowns, prolong exposure and continue with the abuse.&nbsp;All things equal, some considerations simply should take priority. Hence here, protection against harm must be prioritised.&nbsp;</p><p>I refer to hon Member He Ting Ru's proposed amendment. I had a little bit of concern that I wish to set out here.&nbsp;I find the use of \"fair comments\" here somewhat fuzzy and highly subjective. Playing the devil's advocate, since the premise of this is to prevent the premature ending of the discussion of topics of public interests, possibly because of fear of political motivation, then&nbsp;does \"fair comment\" also mean that if a public figure happens to fall victim to baseless allegation, fake news or even being sexualised online, that this \"fair comment\" will prevent or delay protection and justice, just because the subject happens to be a public figure?</p><p>Also, the Member's proposed amendments suggest, or seems to suggest, the removal of finality to appeals and to switch from \"reason to suspect\" to \"reason to believe\"&nbsp;– these will drag out the process and extend a victim's exposure to harm. I do not think that these are helpful to victims of online harm. Perhaps, the Ministers, in your responses, can comment and shed more light on the possible consequences of such amendments as proposed by the hon Member.</p><p>Ultimately, legislation and enforcement are necessary but not sufficient. Social norms and education matter.&nbsp;In 2021, PAP's Women's Wing launched a campaign, #ActionForHer, to encourage Singaporeans to take action to support women. In 2022, the campaign focused on tackling online harms. There were pledges to action, and a toolkit on \"Supporting Residents Facing Online Harms\", just to name a few. And as part of the campaign, youth activists from my branch, MacPherson, decided to do more and organised the #ActionForHer Webinar Series to discuss topics pertinent to their peers and with a strong focus on protecting women in the virtual space.</p><p>I am sure there are many other examples of positive ground-up efforts by different volunteer groups and organisations. We should certainly recognise and encourage such efforts, to encourage positive social behaviours and norms. Allow me to speak in Mandarin.</p><p>(<em>In Mandarin</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-Tin Peiling OSRA 5Nov2025-Chinese.pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]&nbsp;Online harm, whether it is harassment, non-consensual intimate images, deepfake scams or coordinated disinformation, damages mental and physical health, economic security, public discourse, safety and public trust in digital systems.&nbsp;</p><p>Online harm differs from physical and verbal harassment. Online harm spreads rapidly, often exponentially and frequently beyond our immediate control. Content published today can be copied, archived, indexed and repeatedly shared, leaving long-term, or even permanent, damage to victims' reputations and livelihoods. Therefore, the Internet often favours perpetrators, while being unfair to victims. Anyone can easily publish information, but victims, especially ordinary users, find it difficult to remove harmful content.</p><p>The burden of proof and seeking redress often falls on those who are already traumatised. This is asymmetry of power.&nbsp;</p><p>Therefore, both at the individual and societal levels, we must establish effective and robust mitigation mechanisms in policy, law enforcement, technology, education and civil society to address the consequences of online harm.</p><p>I am therefore pleased that we will now combat online harm through stronger legislations and measures. The key points of this amendment includes: first, providing a clearer definition of online harm; second, establishing the OSC; and third, granting powers to intervene swiftly when harm is discovered. These measures can better address the problems victims frequently face, that is, speed and uncertainty.&nbsp;</p><p>As technology continues to develop, new methods of cyber threats and online harms will also emerge. Therefore, legislation and intervention measures must also keep pace with the times. We may not be able to totally stem out such risks or threats at one go. We must continue to evolve our legislation and ensure there is teeth in the enforcement.</p><p>Meanwhile, it is not enough to just put in place such hard measures. Social norms and education are equally important. If anyone is willing to take on a larger share of the responsibility, we can protect more people and reduce the harms or damage to individuals, so that ordinary citizens can be free to live full and meaningful lives.&nbsp;</p><p>&nbsp;(<em>In English</em>): As technology continues to develop, new methods of cyber threats and online harms will also emerge. We may not be able to totally stamp out such risks or threats at one go, but we must continue to evolve our legislation and ensure there is teeth in our enforcement. That being said, it is also not enough to just put in place such \"hard\" measures. We need the whole-of-society to believe in upholding a safe online space as well.</p><p>So, if we can do more, if everyone is willing to take on a larger share of the responsibility, we can protect more people and reduce the harms or damage to individuals, so that ordinary citizens can be free to live full and meaningful lives. With that, I support the Bill.</p><p><strong>Mr Deputy Speaker</strong>: Mr Alex Yeo. Before that, Ms He Ting Ru, do you have a clarification of a speech by a Member before you? May I know what that clarification is, please.</p><h6>5.32 pm</h6><p><strong>Ms He Ting Ru</strong>:&nbsp;Thank you, Sir. I have a clarification on Ms Tin's speech from earlier. I think I heard Ms Tin said on my amendment to change the standard from \"reason to suspect\" to \"reasonable grounds to believe\", I believe the Member said that this might actually prolong the process and cause further harms to victims. I just wanted to clarify how she thought that this would be the case.</p><p><strong>Mr Deputy Speaker</strong>: Ms Tin, would you like to respond to the clarification?</p><p><strong>Ms Tin Pei Ling</strong>: Deputy Speaker, from \"reason to suspect\", it means that when the harm is first detected, that allows the agency or the authority to quickly step in and take measures to remove the harm. That is one. But to change it to \"reason to believe\" will mean that there must be sufficient grounds established to prove that there is indeed harm, and this process will take time.</p><p>So, during this period of time, I am fearful or I am worried that this will cause the victim, who is already traumatised, to be exposed to the harm further. And this is what I meant by if we change from \"reason to suspect\" to \"reason to believe\", it may therefore extend that exposure to harm on the victim and therefore, cause more harm to the victim.</p><p><strong>Mr Deputy Speaker</strong>: Ms He, do you have a clarification arising out of Ms Tin's response to you?</p><p><strong>Ms He Ting Ru</strong>: Yes, I do.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Please proceed.</p><p><strong>Ms He Ting Ru</strong>: I thank Ms Tin for her explanation. I just want to explain our thinking behind why we actually called for the amendment. Our thinking behind is that if there is a serious harm needing immediate address, I believe the test of reasonable grounds to believe will meet the threshold upfront and therefore, allow a takedown of the content.</p><p>However, when there is ambiguous harm that is worthy of further investigation, our thought process was that where this might not satisfy reasonable grounds to believe and therefore, we will actually use investigative powers, and for the Commissioner to satisfy himself that it is appropriate to take action.</p><p><strong>Mr Deputy Speaker</strong>: So,&nbsp;do you have a specific question for Ms Tin or not, Ms He? No. Alright. Ms Tin, would you like to respond to any of that?</p><p><strong>Ms Tin Pei Ling</strong>:&nbsp;&nbsp;Thank you to the hon Member for the clarification. I do have a question in response to that. I am not sure whether I am allowed to. Perhaps, in the thought process that Ms He had articulated, could she share some examples of what such ambiguous situations may be so that I can have a better understanding of her thought process?</p><p><strong>Mr Deputy Speaker</strong>: Ms He, would you like to respond to that?</p><p><strong>Ms He Ting Ru</strong>: Yes, thank you. So, I think for something that is ambiguous, for example, what is considered harmful to a reputation, that would be something that sometimes, it could be a little bit ambiguous; and therefore, that is when, perhaps, there is a bit of a chance for the investigative powers to be used to investigate further.</p><p><strong>Mr Deputy Speaker</strong>: Do either Ms Tin or Ms He like to say anything before we move on to Mr Alex Yeo who is the next speaker? None? Mr Alex Yeo.</p><h6>5.36 pm</h6><p><strong>Mr Alex Yeo (Potong Pasir)</strong>: Mr Deputy Speaker, the objective of this Bill, if passed into law, is to enhance online safety for all in Singapore.&nbsp;&nbsp;</p><p>We operate every day in the digital world. It is part and parcel of our lives.&nbsp;While digital connectivity has brought undeniable benefits, a potent side effect has been the proliferation of online harms. Online harms are all pervasive, have the capacity to go viral very quickly and often bring immeasurable harm to the victims.&nbsp;&nbsp;</p><p>Victims find it difficult and challenging to seek recourse or relief from the mental and emotional toil that online harms inflict on them.&nbsp;For many, there is an innate helplessness in not knowing how to make it stop; how to make it go away.&nbsp;Ironically, even though it is the digital world, they have nowhere to run and nowhere to hide.&nbsp;&nbsp;</p><p>Many jurisdictions like us are also grappling with this phenomenon.&nbsp;Australia, New Zealand, Germany, the UK, the EU, the US and India have enacted varied legislation to address this.&nbsp;</p><p>In Singapore, the introduction of this Bill is, therefore, a timely one. I appreciate the policy intent of this Bill and the actionable levers that it seeks to introduce to address online harms in Singapore.&nbsp;I shall highlight three aspects that stand out for me.</p><p>One, this is a victim-centric Bill. Its main purpose is to provide quick and effective remedies and relief to victims of online harms, through a straightforward and accessible reporting platform, the Commissioner of Online Safety. All 13 classes of online harms are addressed from the victim's perspective.&nbsp;&nbsp;</p><p>Two, it addresses the pervasiveness of the online harm, by factoring in considerations, such as the number, frequency, nature and circumstances of the online communication. The Commissioner will take a holistic approach in considering each report to carry out his or her duties effectively and in good time.</p><p>&nbsp;Third and importantly, this Bill should not be seen as an attempt to regulate online content. Over time, it is hoped that this will promote accountable and responsible conduct that moves us towards a safer online environment in Singapore.</p><p>Mr Deputy Speaker, at this juncture, I would also like to address one aspect of the Notice of Amendments to the Bill filed by the hon Member Ms He Ting Ru.</p><p>I just like to make two observations to the inclusion of fair comment as an exception in certain clauses. Let us take clause 9 – online harassment – as an example. At the outset, I will say that I appreciate the good intent of the amendment. It is to carve out an exception of fair comment on a matter of public interest so that any such communication of online material will not constitute online harassment. Mr Andre Low, for example, gave an illustration of a public official: a person who made or gave a purported fair comment to a public official that could be perceived as an online harassment.&nbsp;</p><p>I will, however, make two observations. First, I note that the amendments do not propose a definition of what constitutes fair comment. As such, we have to look elsewhere for interpretation. One possible area is in existing defamation law where fair comment is a defence. There are four elements to the defence. But in simple terms, if the comment or opinion that a fair-minded or reasonable person could honestly made based on facts and importantly, it must be made without malice.&nbsp;</p><p>With that in mind, let us look at what constitutes online harassment in clause 9 of the Bill. It is the communication of online material that a reasonable person would conclude is threatening, abusive, insulting, sexual or indecent, and likely to cause a victim harassment, alarm, distress or humiliation. So, my first observation is this.</p><p>If we are to compare both definitions of online harassment and fair comment side by side, could a fair comment reasonably constitute as online harassment? Even with the example provided by Mr Andre Low, based on the definitions, is it possible for fair comment to be threatening, abusive or insulting? If the answer is no, then, the amendment, in my opinion, is unnecessary. In fact, I am of the respectful view that a fair comment should be a comment or opinion conveyed in a respectful, civil and courteous manner. I am sure such a comment will not be captured under clause 9&nbsp;as online harassment.</p><p>This leads me then to my second observation.&nbsp;As I had shared earlier, my reading of the intent of the Bill is for the Commissioner to make an assessment that is first, victim-centric, how the online communication is received by the victim. Second, focused not on its content, but rather on the nature and manner in which the online communication is conveyed. And third, provide victims with quick and effective relief.</p><p>To necessitate the Commissioner to make further legal assessment on whether an online communication is fair comment, especially in light of my first observation will, in my opinion, distract from and potentially defeat the purpose of the Bill.</p><p>Having said that, Mr Deputy Speaker, while I rise in support of this Bill, I would like to take this opportunity to seek some clarifications on how the Government intends to address online harms suffered by a particularly vulnerable class of victims, children or minors.&nbsp;&nbsp;</p><p>In my maiden speech, I spoke about the concerns surrounding our children and their exposure to the digital space.&nbsp;Several Members of this House also raised similar concerns.&nbsp;&nbsp;</p><p>I had shared that, as a father of two Gen Alpha children, one of whom will be a teenager soon, no matter how much we try to regulate their interactions with the digital world, my wife and I worry.&nbsp;Where parents once told their children to beware of the strangers outside of the home, today, we must also guard against \"strangers\" and dangers lurking within, in the digital world. Even the home is no longer a safe sanctuary for our children.</p><p>Digital connectivity has dramatically altered the experiences of the growing up years.&nbsp;In the analogue world of the past, if you had an unpleasant experience at school or with your friends, you could go home, get \"away\" from the problem.&nbsp;You could, in essence, \"disconnect\".&nbsp;Today, these experiences follow you, everywhere.&nbsp;In fact, they become viral, multiplying and reinforcing the awfulness of the experience or encounter.&nbsp;It becomes the last thing you read or see before you sleep and the first thing you see or read when you wake.&nbsp;&nbsp;</p><p>For a child or a youth, this incessant barrage could lead to unthinkable devastating consequences.&nbsp;We have all read of such cases happening all over the world.&nbsp;I do not need to raise them here.&nbsp;&nbsp;</p><p>Mr Deputy Speaker, in this context, I raise two points for clarification.</p><p>First, how will the proposed Office of the Commissioner of Online Safety distinguish online harms between adults, children or youths? Second, whether the proposed Office of the Commissioner for Online Safety will take a differentiated approach in the reporting regime and the provision of remedies and reliefs when the victim is a child or a youth. I will elaborate on each of the above in turn.</p><p>Under the Bill, most of the classes of online harms depend on the \"reasonable person\" test.&nbsp;This is the test that the Commissioner will apply to assess and conclude whether the reported online material fulfils the criteria of an online harm. Currently, this is a single, uniform test to be applied to persons of all ages.&nbsp;&nbsp;</p><p>I accept that the Commissioner is within his or her remit to apply a differentiated standard of the \"reasonable person\" depending on whether the alleged victim is an adult or a child.&nbsp;This, however, as we can all appreciate, could be an extremely delicate exercise.&nbsp;There is, at present, little guidance provided in the Bill.</p><p>Other jurisdictions have drawn this distinction in their legislation. The Australian Online Safety Act 2021, for instance, draws a distinction between cyberbullying for children and cyber-abuse for adults. In fact, it appears that the Australian eSafety Commissioner has set up different channels in dealing with a range of different persons: adults, educators, parents, young people, children, seniors and women.&nbsp;&nbsp;</p><p>I believe that the perception of harm, such as what is threatening, abusive or insulting, between an adult and a child and even between minors of different ages is different. The type of online materials that may cause harassment, alarm, distress or humiliation to an adult as opposed to a child or youth, will also be different.</p><p>In fact, I thought Minister of State Rahayu had actually — when she shared Handout 4, if I can bring the House to Handout 4, paragraph 7 under (A) Online Harassment says this: \"However, if the facts were different and B had disagreed with A, only by calling A's stance stupid and flawed, this is not necessarily online harassment. Criticism, even if strongly worded, is not online harassment if it does not involve what a reasonable person would conclude is threatening, abusive, insulting, sexual or indecent language, which is likely to cause harassment, alarm, distress or humiliation\".&nbsp;</p><p>It is my humble opinion, Mr Deputy Speaker, that when words such as stupid and flawed are addressed to a child or a minor, it is perceived very differently. And so, when we look at the reasonable person test, we must be mindful that it must be viewed in the context of age and maturity.</p><p>Mr Deputy Speaker, this is a hypothetical, and I am certain that any future Commissioner will calibrate this accordingly. My only wish is to make the point that there needs to be a distinguishment between how we view online harms between adults and children. Studies have also shown that online harms impact children differently from adults. For example, online harms are likely to have a longer-lasting impact on children. Cyberbullied children experience depression, anxiety, suicidal ideation and self-esteem deficits that persist into adulthood.</p><p>Secondly, I hope that the Office of the Commissioner for Online Safety could consider a differentiated approach when setting up the reporting regime and the provision of remedies and reliefs when the victim is a child or a youth.&nbsp;Reports and surveys suggest that in the cases of cyberbullying of children or minors, under-reporting is prevalent.&nbsp;In February 2024, the then Ministry of Communications and Information released findings from their youth online gaming survey. The results are as follows:&nbsp;17% or almost one in five gamers aged 13 to 18 felt that they have been bullied in video games by other players. Out of the 17% who felt bullied, nearly half or 48% did not take any action at all. Only about 8% spoke to their parents about the experience. Of the parents surveyed, one in four parents were not aware of who their child gamed with.</p><p>This is not unique to Singapore. Studies elsewhere have also reflected the under-reporting phenomenon. In another survey conducted by researchers from the University of California, Los Angeles (UCLA) on how 1,400 youths aged 12 to 17 deal with cyberbullying, 90% of the respondents reported that they did not tell an adult about the incident. The common reasons for this are the belief that they should \"deal with it themselves\", that is 50%; the fear of losing Internet access or face device restriction, or 31%.&nbsp;In other surveys, embarrassment, shame, fear of judgement or reprisal are also reasons children or youths cite for not reporting cyberbullying.&nbsp;</p><p>These surveys struck a chord with me. Ensuring that the reporting mechanism is one that provides confidence to our minors and a safe space to share their experiences and fears without judgement, is vital and crucial.</p><p>There are many reasons why a child or a youth may shy away from sharing cyberbullying incidents with parents or family.&nbsp;A compromising indecent image of themselves, for example. Will there be a reporting mechanism that would allow children or minors to directly report cyberbullying, even in the absence of a parent or a trusted adult?&nbsp;How will we reassure and encourage our children and youths that such a reporting mechanism is safe for their use?&nbsp;&nbsp;</p><p>To achieve this, it will likely entail a multi-pronged approach led by the Commissioner for Online Safety, involving the entire ecosystem that supports our children and youths from parents, educators, social workers, child psychologists and student guidance counsellors to name a few.&nbsp;In this context, I would ask the Minister of the Government’s views and plans to address the complexities and nuances of online harms suffered by children or youths in the digital world and, if there are plans to augment the Office of the Commissioner for Online Safety with the necessary support, such as a professionally trained team of experts to address these issues. Sir, notwithstanding my clarifications, I support the Bill.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Mr Andre Low, do you have a&nbsp;clarification of a Member who gave a speech prior to you?</p><h6>5.50 pm</h6><p><strong>Mr Low Wu Yang Andre</strong>:&nbsp;&nbsp;Yes, I do. I have a clarification of Mr Alex Yeo.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Of whom?</p><p><strong>Mr Low Wu Yang Andre</strong>:&nbsp;For Mr Alex Yeo.</p><p><strong>Mr Deputy Speaker</strong>: Yes, please proceed.</p><p><strong>Mr Low Wu Yang Andre</strong>: Thank you. Before I proceed with my substantive clarifications, I think I want to get a preliminary clarification from the Member. Is the crux of his point on the fair comment issue that essentially he thinks the amendment we have proposed is extraneous because it is already covered by the definition of the harm?</p><p><strong>Mr Alex Yeo</strong>:&nbsp;Yes.</p><p><strong>Mr Low Wu Yang Andre</strong>:&nbsp;Thank you. So, I think my response to that would be, I believe Mr Yeo was referring to the defence of fair comment, the defence, the tort of defamation. I think it has been stated that the test for fair comment involves four elements, but none of that refers to malice. So, as stated in the case of <em>Review Publishing v. Lee Hsien Loong</em>, there are four elements to the test. The words complained of are \"comments\", \"though they may consist of or include inferences of facts\", \"the comment is a matter of public interest, \"the comment is based on facts\", and finally \"the comment is one of which a fair-minded person can honestly make on the facts proved\".</p><p>So, the element of malice actually comes later as a rebuttal to the usage of this defence. I do not intend to belabour the court with an extended discussion on the legalese here.&nbsp;I think suffice to say —</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;This is not a court. Yes. This is the House.</p><p><strong>Mr Low Wu Yang Andre</strong>: Yes, sorry.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Carry on.</p><p><strong>Mr Low Wu Yang Andre</strong>:&nbsp;Belabour the House. So, the crux of my point is that section 19, also a definition of online harm, has the structure of first setting out a definition before proceeding to have a carve-out. So, I do not see why we do not&nbsp;– we cannot treat other definitions and other harms the same way, where we are proposing that you have a broad definition of what online harassment could be, and we explicitly and expressly carve out fair comments, so that there is clarity for everyone who is reading the legislation. Thank you.</p><p><strong>Mr Deputy Speaker</strong>: So, is that a clarification of your own volition, or are you seeking a response from Mr Alex Yeo? I would like to understand.</p><p><strong>Mr Low Wu Yang Andre</strong>: Yes, I would like to seek a response from Mr Alex Yeo. Thank you.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;&nbsp;Very well. Mr Yeo, would you like to respond?</p><p><strong>Mr Alex Yeo</strong>:&nbsp;Mr Deputy Speaker, I thank Mr Andre Low for his clarification. My position is a simple one. When I say that fair comment is unnecessary, I mean that there is no example in my mind, given the definition of fair comment. And I agree with Mr Andre Low,&nbsp;I did not want to list out all four elements and then list out the rebuttal to the defence, and so on, because I did not want it to be too legalistic in my speech.</p><p>Based on that definition, I cannot imagine that there could be any online communication that would be caught under the definition of clause 9 – online harassment&nbsp;– and that is my point. And if you look at what it is, as I said in my speech earlier, online harassment under clause 9 requires a communication of online material that is threatening, abusive, insulting, sexual or indecent, and causes a victim humiliation – and something else, I cannot remember, my notes are over there – but the point is that, suffice that the point to be made, Mr Deputy Speaker, is that a fair comment would not be caught under section 9, and therefore, it is unnecessary.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Mr Andre Low, do you require a clarification arising out of that? No? Mr Yeo, do you have anything else to add?&nbsp;In that case, we will move on. Ms Mariam Jaafar.</p><h6>5.54 pm</h6><p><strong>Ms Mariam Jaafar (Sembawang)</strong>: Mr Speaker, I rise in strong support of this Bill. This Bill matters – to every parent who has ever worried about what their children see online, to every small business owner targeted by scams or false associations and to every young person who has faced abuse, ridicule and humiliation online, sometimes spilling offline. This Bill tells them something powerful: that the law sees their pain. That we are serious about safeguarding the dignity, privacy and well-being of every person online without stifling creativity, innovation, expression or enterprise.</p><p>This Bill is a major step forward. It is principled and practical – the product of years of careful consultation and iteration, including insights from last year’s Motion on Building a Safe and Inclusive Digital Safety in this House. In that debate, I called for an inclusive and safe digital society even in the age of AI. I said that platforms that profit from attention must also take responsibility for harm, including AI-generated content such as deepfakes.</p><p>This Bill delivers. For the first time, victims have a single front door and a clear pathway to redress. Perpetrators and platforms can no longer hide behind the anonymity of code or contract or algorithm. It holds intermediaries and platforms accountable when they fail to act reasonably upon notices. It clarifies the shared responsibility. We move beyond \"blame the victim\" or \"blame the platform\" to reasonable duties on everyone with power to prevent harm – users, group owners and administrators, and service providers and platforms, paired with liability for frivolous or abusive notices to prevent weaponisation.</p><p>It empowers good actors. By defining administrators’ duties, we give WhatsApp, Telegram, Discord group owners clarity: act reasonably and promptly when put on notice and you will be fine. Most community admins want safe spaces, the law should back them up with guidelines and safe harbours for good faith action.</p><p>It empowers the OSC to issue Right-of-Reply Directions, Reduce Engagement or amplification and award enhanced damages for persistent offenders – strong but calibrated safeguards for each type of online harm.</p><p>And it is forward looking. Even though the first phase focused on five online harms, the planned inclusion of inauthentic material or deepfake abuse and online impersonation recognises how AI is changing the very texture of online truth.</p><p>The Bill is also legally coherent. I have to admit that preparing to debate this Bill was quite a challenge, given the number of consequential changes to related laws such as harassments protections, remedies&nbsp;for identical reports, recognition of humiliation as harm. I commend the Ministry for the hard work aligning our justice system with the digital reality.</p><p>But I have three clarifications. First, for the new civil torts, what factors will courts consider? Speed of removal? Context? Labelling? Prior warnings? A short&nbsp;practice note would guide platforms, administrators and users, to act correctly and swiftly.&nbsp;</p><p>Second, timelines, including for appeals. What are the&nbsp;expected service levels from report to direction and typical reconsideration timelines? A fast track for high-risk harms would be reassuring.</p><p>Third, data protection and identity notices. When identity disclosure is required to pursue relief, what privacy safeguards and purpose restrictions will apply? We should deter abuse while protecting victims’ and bystanders’ data.</p><p>I also have five suggestions where we might go further.</p><p>First, moving from reactive to anticipatory protection. Today, duties are triggered after harm occurs, hence victim redress. Other jurisdictions now require major platforms to assess and mitigate certain risks before harm occurs, especially for children and vulnerable groups. A limited, risk-based set of anticipatory duties – not blanket surveillance but responsible design – would help to prevent harm.</p><p>Second, enhance algorithmic accountability. Platforms shape what we see. Algorithms are the new gatekeepers of truth. Platforms should explain, in principle, how their systems amplify or reduce harmful content. Much like how banks must disclose material risks, systemic accountability requires visibility.</p><p>Third, strengthen rehabilitation, digital literacy and AI awareness. Not every harmful act online is malicious. Sometimes it comes from ignorance, inexperience or immaturity. Courts should have discretion to combine compensation with digital-literacy or restorative programmes, especially for younger offenders. Long term safety is not just about punishment. It is about cultivating a culture of respect online.</p><p>Fourth, extend transparency to outcomes. Platforms could publish anonymised statistics: notices received, actions taken, average response times – so that the public can trust and policy-makers can measure progress.</p><p>Fifth, as technology evolves – so must the law. Periodic reviews are essential to ensure the framework remains effective, especially for emerging technologies like generative AI and immersive platforms.</p><p>Gen AI tools like ChatGPT can create harmful content. Left unchecked, this can put children and vulnerable users at risk. We should consider whether \"content generating intermediaries\" should be prescribed under our online safety framework with clear obligations on content moderation, age assurance and transparency. This could include, for example, documentation of model training or data governance, or disclosure of AI safety plans as has been passed in California.</p><p>&nbsp;Any adaption must also reflect the unique harm pathways, user prompts leading to AI outputs, in contrast to social medica and be risk-based to safeguard Singaporeans without stifling innovation.</p><p>&nbsp;Sir, I know these will be difficult issues and balances to grapple with. But in times or rapid technological change, our task is not to fear the future. Uncertainty should not make us pessimistic, it should make us better builders of systems that are inclusive, safe and resilient. Our laws must remain principles-anchored, technology-neutral and future-ready.</p><p>I have also studied the amendments proposed by the hon Member Ms He Ting Ru and other Members from the WP with interest. I appreciate the desire for safeguards against overreach, but as many have said today the law must put victims front and centre. A \"fair comment\" exception risks confusion and loopholes.&nbsp;Harassment is clearly defined, \"fair comment\", as seen by the debate earlier, is vague and legally complex – and may give bad actors an easy excuse.</p><p>&nbsp;Raising the threshold for OSC action from \"reason to suspect\" to \"reasonable grounds to believe\" would raise barriers for victims and delay timely relief. Waiting for victims to produce evidence of reasonable grounds to believe before acting is not protection. It is delay, it is harm, it is injustice.</p><p>The hon Member Mr Andre Low has made some comparisons to other jurisdictions&nbsp;– UK and Canada. We are not here to copy the UK and Canada. We are here to protect Singaporeans today.</p><p>But he also seems to believe the thresholds, the blanket threshold that applies for this instance to also to victim redress. And I actually wonder if the Minister can clarify that.</p><p>The UK Online Safety Act does use the reasonable grounds to believe in specific context, such as when defining the scope of regulated services, when defining the platform's duty of care, and for final enforcement, but I believe not to victim redress, which happens at the platform level, so it is not equivalent to the OSC stepping in to issue, takedown or redress orders.&nbsp;In practice, Ofcom's own guidance shows it can and does act on complaints and indications of harm. When Ofcom or the platform can act to prevent further harm in the early-stage assessment phase, while evidence is still being gathered.</p><p>That does not seem dissimilar to the balance that this Bill strikes. The \"reason to suspect\" threshold ensures victims are seen and helped immediately, while safeguards prevent abuse of the system, including appeals for reconsideration.&nbsp;This is practical, principled and humane lawmaking, putting people over procedure.</p><p>Can the Minister confirm my understanding?</p><p>Removing the finality clauses from the appeals provisions and adding a right to appeal OSC cases to the High Court could turn quick relief into long and costly&nbsp;litigation. The Bill already provides for a clear appeal architecture – reconsideration by the Commissioner, then an independent Online Safety Appeal Panel and Committee. This ensures that powers are reviewable, not arbitrary.&nbsp;&nbsp;</p><p>&nbsp;Let me make this relatable. Parents worried about cyberbullying, or professionals whose reputations are harmed online, do not care about legal theory. They care about timely, practical action&nbsp;– recognition of their harm and real, enforceable recourse and real accountability. And a system that prevents someone else from being hurt in the same way. This Bill gives them justice that is felt, not just written on paper.&nbsp;</p><p>&nbsp;Our goal must be quick relief and effective, accountability, not endless second guessing and legalese. And that is why I did not support these amendments.&nbsp;&nbsp;</p><p>&nbsp;Mr Deputy Speaker, \"online harm\" is not faceless. It is the woman who is a victim of doxxing; the honest small business owner whose reputation is destroyed overnight; the retiree who is targeted and manipulated online, losing his life savings; the woman whose private images become public forever; the young creator attacked for speaking up. But is also every Singaporean who has ever hesitated before posting something kind, for fear that cruelty will follow.</p><p>This Bill protects all of them – and reminds us all of our responsibility. Safety online cannot be legislated into existence; it must be built through culture, enforcement and example.</p><p>Some may ask: why does this matter so much for Singapore? Because the Internet is where our children learn, our businesses grow and our communities gather. When people feel safe online, they feel they belong. And when they feel they belong, they can speak, create and care for other another.&nbsp;&nbsp;</p><p>Our laws already protect people in physical spaces – at work, at school, in our homes better than most other places. This Bill extends the same promise into our digital spaces.&nbsp;</p><p>&nbsp;Mr Deputy Speaker, I recently met a teenage girl in Woodlands who was a victim of cyberbullying.&nbsp;&nbsp;When I asked what she wanted most, she told me, \"I just want to feel safe when I’m myself online.\"&nbsp;That, at its heart, is what this Bill is truly about. This Bill does not just respond to online harm. It rebuilds trust in the digital public space. It tells victims: \"You are seen\". It tells platforms: \"You are accountable\". It tells society: \"We can be both open and safe\".</p><p>&nbsp;So, I urge all Members today: let us pass this Bill with a united voice and continue&nbsp;refining it, so Singapore remains not only the safest place to live, but the safest place to be yourself, online and offline. Online safety is everyone’s right.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Mr Foo Cexiang.</p><h6>6.07 pm</h6><p><strong>Mr Foo Cexiang (Tanjong Pagar)</strong>: Mr Deputy Speaker, the Internet has become the space where many Singaporeans spend most of our time on any given day. It is where we work, socialise, play, engage services, amongst many other things.</p><p>Unfortunately, \"online\" has also become \"where\" and \"how\" malicious actors inflict harm on others. And the harm inflicted in the virtual world has far-reaching and deep implications in the physical world because they tend to permeate the very being of the individual victim and our communities, with potentially long-lasting damage.</p><p>A resident teenager came to my meet-the-people session recently. She shared with me the daily fear she lives under, being subjected to online harassment from a perpetrator based overseas, and who has been able to somehow gain access to her private online accounts to blackmail her and even threaten others, her friends in her social network. She yearns for effective enforcement action that can stop the perpetrator quickly and decisively.&nbsp;</p><p>Sir, this landmark Bill could not have come sooner for my resident and many others in Singapore. It reflects the Government’s commitment towards providing swift and decisive recourse to victims of online harms.</p><p>This is why I cannot agree with the amendments proposed by the WP to raise the threshold for the Commissioner of the OSC to give directions from \"reason to suspect\" to \"reasonable grounds to believe\".&nbsp;As Mr Andre Low says, \"this is not mere semantics\". The higher threshold proposed by the WP will mean that the Commissioner will need to take more time to put together the \"reasonable grounds to believe\" before giving directions, during which the victim continues to suffer in silence.</p><p>I agree with Mr Andre Low that we need institutional safeguards to ensure fairness for all parties, but I would argue these safeguards have already been provided for in the Bill.&nbsp;Clause 58 provides for the application for reconsideration of the Commissioner's decision. Clause 63 provides for the appeal against the Commissioner's reconsidered decision by the appeals board. And further, clause 69 makes the provision of false information an offence to be dealt with in the courts.</p><p>So, what these institutional safeguards mean is that the Commissioner can act swiftly to protect the purported victims while also injecting urgency on the part of the accused to clarify, seek reconsideration, make an appeal if they feel that the order was not the right one or if it was made with incomplete facts but it gives them urgency to do so and gives the victim justice.</p><p>So, given the rapid and exponential impact of online harms, this approach strikes the right balance.</p><p>However, this Bill alone is not a silver bullet to the threat of online harms, nothing can be given the complexity of it and we will require the enforcement capabilities, as well as local and international partnerships to implement the Bill effectively.&nbsp;So, I hope you can allow me to raise a few points and clarifications for the Minister.</p><p>First, given the severe mental and emotional distress online harms have caused, I would like to ask Minister whether the prescribed penalties of a fine of up to $20,000 and a jail term not exceeding 12 months for the failure to comply with OSC’s direction is adequate to serve as a deterrent to stop the offending actions promptly.</p><p>Also, is the Minister able to provide any guidance on how the courts should calibrate the penalties to be meted out? Because as a general principle, Parliamentary intent is key in the application of the law, and we should, as far as possible, make it clear for the purposes of administration of justice.</p><p>Next, I touch on the extra-territorial aspect of the offences under consideration. Clause 78 would empower our courts legally to deal with offences under the Bill which are committed outside Singapore, but the courts’ ability to deal with such offences would be contingent on the OSC’s efficacy in detecting the wrongdoing, getting the wrongdoers who are located overseas to comply with the directives and apprehending them if they do not.</p><p>Operationally and practically speaking, will the OSC’s arm of the law be long enough to reach the wrongdoers who may be located overseas? Who will be our key regional and international partners? Will the overseas Internet service providers and app distribution services comply with OSC’s order?&nbsp;</p><p>Relatedly, does the Bill contemplate online harms perpetuated by foreign actors, perhaps as a means of foreign interference?</p><p>Sir, I now move on to the issue of less conventional means of disseminating malicious content. Like the non-digital world, the Internet comprises dark and less overt corners as well.</p><p>So, while the Bill provides a comprehensive framework to deal with offences committed through the mainstream channels, are there sufficient and effective safeguards and capabilities against circulation by dark social media, dark traffic or perhaps even the dark web? For the membership or following of certain obscure forums can far outnumber groups on more familiar platforms such as Instagram or TikTok. Members of this House will know that SG Nasi Lemak Telegram chatgroup at its peak had more than 44,000 members.</p><p>The risk of involvement of organised or syndicated crime groups could further significantly enhance the scale of harm. Identity protection tools such as the Virtual Privacy Network (VPN) will add a layer of complexity to detection and investigation, enforcement efforts.</p><p>To be clear, I am not proposing the policing of private conversations. However, we ought to do our best to eliminate or reduce the gaps where they are.</p><p>Sir, my final point is on the resourcing of the OSC. Several Members have made the same point. Has MDDI formulated a projection of OSC's workload? As a to-be newly established agency, the OSC will have to deal with multiple issues on various fronts, besides the core work itself, including administrative matters, logistics, human resource and financing.</p><p>How will MDDI ensure that OSC will be endowed with sufficient resources to meet its core mission? Also, has MDDI considered if OSC’s officers will require enhanced powers, including possibly such as those under the Criminal Procedure Code to be more effective in its investigation and enforcement?</p><p>Sir, the OSC has a heavy and urgent task ahead of it. And in this starting phase, my view is that its focus should be on getting its effectiveness on the ground to stop cases of online harm. This is also why, while I understand WP's proposal for annual reporting to Parliament, I am not supportive of the proposed amendment to this effect at this point, given the administrative load it will add to the OSC in its current phase of development.</p><p>Mr Deputy Speaker, notwithstanding my clarifications, I stand in support of the Bill.</p><h6>6.16 pm</h6><p><strong>Mr Deputy Speaker</strong>: Dr Wan Rizal. Before that, do you have a clarification, Ms Chong?&nbsp;</p><p><strong>Ms Eileen Chong Pei Shan</strong>: Yes, I do, Mr Deputy Speaker.</p><p><strong> Mr Deputy Speaker</strong>: Of a speaker before you in this debate?</p><p><strong>Ms Eileen Chong Pei Shan</strong>: For Mr Foo Cexiang.</p><p><strong> Mr Deputy Speaker</strong>: Sorry?</p><p><strong>Ms Eileen Chong Pei Shan</strong>: I have a clarification for Mr Foo Cexiang.</p><p><strong> Mr Deputy Speaker</strong>: Yes, please proceed.</p><p><strong>Ms Eileen Chong Pei Shan</strong>:&nbsp;Thank you, Mr Deputy Speaker. Thank you, Mr Foo.&nbsp;I would just like to seek a clarification regarding the Member's point on fair comment, and if the Member can elaborate on what he means.</p><p>Because surely, a person cannot be guilty until proven innocent, because anyone can lodge a report to this Commission, and I would urge Mr Foo to refer to Part 4 of the draft Bill. And if the Commission has to assess and take action based on a single person's viewpoint, however valid as it may be, surely it should be based on reasonable grounds to believe that something has actually occurred, rather than just a reasonable suspicion?</p><p><strong> Mr Deputy Speaker</strong>: Sorry, just to confirm, did you say a person cannot be proven guilty until proven innocent?&nbsp;</p><p><strong>Ms Eileen Chong Pei Shan</strong>: Mr Deputy Speaker, I meant, surely a person should not be guilty until proven innocent; should not be assumed to be guilty until proven innocent.</p><p><strong> Mr Deputy Speaker</strong>: I see, I understand. Thank you for that clarification. Mr Foo, would you like to respond?</p><p><strong>Mr Foo Cexiang</strong>: Yes, I would. I would just like to clarify that I do not think the order that is prescribed by the Commissioner presumes guilt. There is no judgment on whether somebody is guilty. In fact, that is why it allows the reconsideration of the order and upon thereafter, an appeal as well. So, the orders serve that function.</p><p>As for the second clarification that the Member made was how would you come to the conclusion that there is something to suspect vis-a-vis reasonable grounds to believe. And I think that is something that the Commissioner will need to take judgment of, based on the facts available to him or her. Because for them to have reasonable grounds to suspect, and I do not want to prejudge what the Commissioner's decision will be, there must be information that is provided from the victim, admittedly, but it will also be based on actions that has been done by the perpetrator.</p><p><strong> Mr Deputy Speaker</strong>: Ms Chong, would you like to raise any clarifications arising from Mr Foo's point?</p><p><strong>Ms Eileen Chong Pei Shan</strong>:&nbsp;Yes, Mr Deputy Speaker. I think to Mr Foo's point about how the Commissioner's assessment will be based on the report that is filed as well as the actions taken by the perpetrator, would Mr Foo not agree that if it is based on a report filed by the victim, then it is alleged actions by a perpetrator, and the Commissioner or the Commission would then need to investigate to ensure that this action has indeed happened, and therefore warrants any directions or orders.&nbsp;</p><p><strong> Mr Deputy Speaker</strong>: Mr Foo, would you like to respond to Ms Chong? Please proceed.</p><p><strong>Mr Foo Cexiang</strong>:&nbsp;Yes, pardon my haste. I wanted to clarify that, indeed, and this is why I mentioned that there are strong safeguards within the current framework of the Bill, because if it is indeed found that the purported victim had submitted false information to the Commissioner, that matter will be dealt with in the Courts and the punishments are severe. And for that, I refer to clause 69 of the Bill.</p><p><strong> Mr Deputy Speaker</strong>: Mr Andre Low, do you have a clarification for Mr Foo?</p><p><strong>Mr Low Wu Yang Andre</strong>:&nbsp;Yes, I do.</p><p><strong> Mr Deputy Speaker</strong>: Please proceed.</p><p><strong>Mr Low Wu Yang Andre</strong>:&nbsp;Yes, my clarification for Mr Foo is, essentially, \"reason to suspect\" and \"reasonable grounds to believe\", the two thresholds that we are discussing and we have proposed in our amendment, these are well established legal tests: one is a subjective test and one is an objective test. And the reason we have, on balance, decided that the objective test is better is precisely to avoid situations where you have online harms where, basically, no parties are angels&nbsp;– he said, she said, we said, they said. We have all seen scenarios where influencers have cat fights online. We want to avoid a situation where the Bill is weaponised by one party against another and that is, why we have proposed that the threshold be set at a higher level.</p><p><strong> Mr Deputy Speaker</strong>: Is that a clarification of your own volition, or are you seeking a clarification? [<em>Interruption</em>.]&nbsp;Hold on. Is that a clarification of your own volition, or are you seeking a response from the hon Member Mr Foo?</p><p><strong>Mr Low Wu Yang Andre</strong>:&nbsp;Yes, I am seeking a response from the hon Member Mr Foo.</p><p><strong> Mr Deputy Speaker</strong>: Mr Foo, would you like to reply?</p><p><strong>Mr Foo Cexiang</strong>: Thank you, Mr Deputy Speaker, I would indeed like to reply. I think the hon Member brought up the issue or the case of two different groups of bickering online influencers. And I would put it to the hon Member that, in such instances, where it is a bickering that is made out in the public, online world, the Commissioner and all the officers in the OSC will have access to this information, they will be able to come to their own judgment, whether or not there are reasonable grounds to suspect online harm.</p><p><strong> Mr Deputy Speaker</strong>:&nbsp;Would either Mr Foo or Mr Low seek to raise any further clarifications before we move on with the debate to Mr David Hoe?&nbsp;None. Mr David Hoe. Oh, Dr Wan Rizal.</p><h6>6.23 pm</h6><p><strong>Dr Wan Rizal (Jalan Besar)</strong>: Mr Deputy Speaker, I rise in support of the Bill. The Internet is central to how we learn, we work and we connect. Yet the same space that empowers can also wound. Online harassment, doxxing and impersonation cause not only reputational harm and damage but also emotional and psychological harm.</p><p>In my years with working with students, I have seen how online words or even emojis can weigh heavily on a young mind. What begins as a passing comment or post can linger for weeks. It shapes how young people see themselves, how they trust others and how they engage in the world.&nbsp;</p><p>But we know that online harm affects beyond youths. A 2025 survey by MDDI found that one in three Singaporeans had faced online harm and two in five victims reported serious emotional distress. Behind every statistic is a person whose confidence, rest or peace of mind has been shaken. When digital interaction becomes constant and instantaneous; the pursuit to respond, to perform and stay visible has grown. You can ask many of the MPs here.</p><p>For many, that brings new forms of stress and exposure, the kind that erodes stress and confidence quietly but deeply. This Bill therefore is not merely about regulating conduct. It is about reinforcing dignity, trust and wellness and well-being in our digital lives. It recognises that feeling safe online is part of feeling secure in daily life.</p><p>Sir, allow me to touch on three key areas of the Bill: timely relief, accountability and collective protection and how each strengthens the well-being of our people.&nbsp;</p><p>First, through timely relief. The Bill establishes the OSC to give victims a faster and more direct path to help. Each day that harmful content remains online, it deepens harm. So, consider the Singapore Sports School deepfake case in 2024, where manipulated images of students were circulated. Counsellors reported anxiety and social withdrawal among those who were affected. A faster redress system could have reduced that distress and restored a sense of safety to our youths. This reflects a simple principle: we step in early, we support recovery and we prevent harm from deepening.</p><p>In the many community dialogues that I have held, parents often share that when their child is targeted online and they do not know where to run or turn to. To them, Police reports feel daunting, platform responses are slow, or may I say, very slow. The OSC will fill that gap with a trusted, accessible pathway for relief.</p><p>Second, on accountability. The Bill introduces statutory torts for online harms, such as harassment, stalking, doxxing and impersonation. It defines responsibilities for both perpetrators and for platforms. This is not about fuelling litigation. It is about setting boundaries. When expectations are clear, behaviour improves without constant enforcement. Ultimately, a safer online space grows from shared values from individuals, from families and institutions choosing responsibility over convenience.</p><p>I stressed, just as in my last Bill, platforms must do their part.&nbsp;For too long, victims have waited days for responses while hurtful content spreads unchecked. That is not neutrality. To me, that is neglect. These platforms hold immense influence over public life, and with influence comes duty. This Bill reminds them that their responsibility to people cannot end at their servers' edge.&nbsp;</p><p>The MDDI's mystery shopper tests found that more than half of valid reports of serious content were ignored or delayed. This Bill changes that, for platforms will now have a duty of care, not merely a policy preference. And when young people see that harmful actions carry consequences, lessons on digital citizenship gain meaning. It teaches them that civility is not weakness, it is strength.</p><p>Thirdly, through collective protection through representation. Sir, the third pillar extends protection beyond individuals to institutions. Authorised bodies, including trade unions and professional associations, can now represent victims.&nbsp;</p><p>This is significant because it extends workplace safety into the digital realm. Unions, such as the Healthcare Services Employees Union (HSEU) and the Singapore Teachers' Union (STU) can now act when members face online harassment in the course of duty. Over the years, we have seen so many examples and I am glad that this Bill comes in very timely. As a labour MP, I have met educators, healthcare workers and young professionals who face online criticism that turned pretty personal. They told me it is not just the comments, but the silence that followed, not knowing who to turn to and whether who would stand with them. That sense of isolation is something we must change. And I am glad this Bill enables the unions and institutions to act swiftly because the ability that can make the difference between despair and recovery is now here. When unions step in, they offer more than legal aid. They offer reassurance, solidarity and care – support that protects both moral and mental well-being.</p><p>In May 2025, the Ministry of Health reported that nearly two-thirds of community-care workers had witnessed or experienced abuse or harassment. Those numbers remind us that online harm is not abstract. It touches people who serve us daily with empathy and commitment. In my community work, I have also heard from residents and parents who say they feel exposed online, sometimes hesitant to speak up for fear that comments or images may be twisted or misused. That quiet fear undermines confidence. And this Bill offers a safety net, from institutional support to clear remedies and assurance that no one has to face such harm alone.&nbsp;</p><p>Sir, despite my strong support for this Bill, I have five clarifications for the Ministry to respond to.&nbsp;</p><p>Firstly, on service benchmarks and triage. Will the OSC set clear service benchmarks, for example, acknowledgement within hours and resolution within defined days, and include escalation lanes for frontline public officers and workers, such as healthcare workers or educators? A delayed response to these workers who serve us in the frontlines prolongs their distress and can affect their confidence in carrying out their duties.</p><p>Second, on parallel duties for platforms. How will the Government ensure that platforms remain first responders even after the Commission is activated, so that they cannot delay or defer action? For workers who engage publicly, like the teachers, nurses and the social workers, harmful posts can spread faster than formal action, and platforms must act quickly to protect those who serve the public.</p><p>My third point is on protection of privacy when identity disclosure is ordered.&nbsp;How will personal data be protected even as perpetrators are unmasked? Confidentiality is not about data, it is about psychological safety.&nbsp;Victims are more likely to seek help when they know their identity will be treated discreetly and with care.</p><p>My fourth point is on sectoral readiness and guidance.&nbsp;Given that schools, hospitals and community agencies are often the first to encounter online-related distress, will the relevant Ministries consider developing practical guidance to help staff activate these protections and respond with empathy? Such inter-agency readiness, even if outside of this Bill’s scope, will make the OSC's work more effective and ensure that victims receive consistent, trauma-informed support.</p><p>My last point is on union and professional-body activation.&nbsp;What will be the process for unions or professional associations to act swiftly on behalf of their members?&nbsp;Unions are often the first line of support when workers face online abuse.&nbsp;Clear guidelines and authorisations allow them to move quickly to offer legal protection, pastoral care and reassurance before harm escalates and I hope the Ministry can consider this.&nbsp;Mr Deputy Speaker, in Malay please.</p><p>(<em>In Malay</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-5 Nov 2025 - Dr Wan Rizal - Online Safety (R and A) Bill.pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]&nbsp;Sir, this Bill carries three main purposes.&nbsp;It provides timely relief to victims of online harassment through the establishment of the OSC; it sets clear responsibilities for individuals and platforms so that all parties act more responsibly; and third, it allows unions like NTUC and professional associations to represent members who become victims so they do not stand alone when attacked in cyberspace.</p><p>Fundamentally, this Bill does not merely protect digital safety, it also safeguards our mental health and well-being, stability of the family and social cohesion. We want a society that has the courage not just to speak up, but to do so in a civilised manner, one that is active online but also mindful of the impact of words and actions.</p><p>Online safety is part of social safety. When citizens feel safe enough to interact politely and respectfully, both in cyberspace and the real world, we will strengthen trust, compassion and the sense of solidarity in our nation.</p><p>(<em>In English</em>):&nbsp;Mr Deputy Speaker, this Bill protects more than digital boundaries. It protects peace of mind. It complements our wider efforts in preventive health and mental well-being by reducing one of today’s quiet stressors: online hostility. When a teacher, a nurse or parent knows that the law stands behind them; when a student or a young person feels that their dignity will be defended; when the union can stand with its members in solidarity and assurance, then trust grows. Laws alone cannot guarantee kindness.&nbsp;But laws can make clear what we stand for: respect, responsibility and care. This is how we build a digital society that strengthens, not fractures, our people. Notwithstanding the clarifications I raised, I support the Bill.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Leader of the House.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Exempted Business","subTitle":"Business Motion","sectionType":"OS","content":"<h6>6.34 pm</h6><p><strong>The Leader of the House (Ms Indranee Rajah)</strong>:&nbsp;Mr Deputy Speaker, as there are still quite a number of speakers, we will not be able to finish by the moment of interruption at 7.00 pm. I therefore need to move to proceed beyond 7.00 pm.</p><p>[(proc text) Resolved, \"That the proceedings on the business set down on the Order Paper for today be exempted at this day's Sitting from the provisions of Standing Order No 2.\" – [Ms Indranee Rajah.] (proc text)]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Online Safety (Relief and Accountability) Bill","subTitle":null,"sectionType":"BP","content":"<p>[(proc text) Debate resumed. (proc text)]</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Mr David Hoe.</p><h6>6.34 pm</h6><p><strong>Mr David Hoe (Jurong East-Bukit Batok)</strong>: Mr Deputy Speaker, this Bill is a significant step towards a more accountable digital space. Specifically, it gives victims of online harms, new avenues of relief through the Commissioner of Online Safety, impose clear duties on online service providers, and creates civil rights of action for victims. This Bill is close to my heart, because I have met Singaporeans who suffered from the harms described in Part 3 of the Bill. For them, the humiliation and emotional distress that they have gone through are overwhelming.</p><p>This Bill, if implemented well, will go some way to deter perpetrators of online harms and give victims of online harms much clearer routes of recourse. Against this backdrop of my support for this Bill, I would like to seek clarifications on how this Bill works in practice across five areas.</p><p>My first clarification is about the operational tempo and service standards of the Commissioner’s office. On operational tempo, the Bill rightly allows victims to seek the Commissioner’s intervention without first going to court. Beyond \"being fast\", we also need to communicate what is being done fast. This means that efforts should be made to lay out the process as clearly as possible to the general public, so that the victim knows what actions will be taken and what to expect from the moment they decide to make a report.</p><p>You see, it makes a difference by telling someone that within a certain number of hours, they will receive a response versus telling someone that over the next X number of hours, actions a, b and c will be taken and they will be updated at the end.&nbsp;As part of implementation, the Commissioner should consider issuing advisory guidelines that set out triage principles, communication milestones, indicative response time across various categories of online harms by severity.</p><p>On service standards, clause 23 in Part 4 enables victims to make a report of alleged online harmful activity. But while the Bill mentions that it aims to provide a timely means of redress, it does not yet prescribe what counts as a timely response.&nbsp;The point here is this: online harm spreads by hours, not by weeks or months. Hence, I wonder if the Commissioner’s office can consider setting and publicly communicating service standards or target response times for various categories of online harms by severity.</p><p>Saying this, I am cognisant that speed also requires resourcing.&nbsp;The Commissioner’s office should be staffed and supported to act with urgency. I would welcome the Ministry’s plan for resourcing so that operational targets are achievable rather than aspirational.</p><p>I also think that it is more appropriate to leave service expectations and operational key performance indicators (KPIs) as guidelines as compared to statute because hard timelines in primary legislation like this Bill may risk overwhelming staffing when spikes in online harm cases occur. Hence, the guidelines can be updated swiftly and calibrated to capacity at the agency level, so that the bar can be set at achievable and meaningful levels.&nbsp;To strengthen this approach, the Commissioner should also consider having a standing advisory group of relevant practitioners such as technologists, clinicians, child-safety specialists and academics to refresh workflows, KPIs, and give guidance on online harms periodically.</p><p>My second clarification involves accessibility and public readiness.&nbsp;Clause 23 of Part 4 provides that victims can report online harms to the Commissioner, but it is also equally important that they know how to do it. Online harm victims will also include those who are less technologically savvy. It is hence vital that we ensure that the process of online harm reporting is kept simple, multilingual and accessible. This could mean: (a) ensuring that the online and mobile service platforms use plain English, not technical jargon, and official languages to communicate&nbsp;to the public and guide victims of online harms through reporting; (b) proactively providing step-by-step guides via major online and mobile platforms, so that they know how to file an online harm notice; and (c) at the same time, setting up offline helplines and community touchpoints for those who are digitally less-confident users to keep them informed of the work of the Commissioner and the Office.</p><p>Clause 94 in Part 12 of the Bill also allows victims to send an online harm notice to an online service provider. This is a positive step towards direct accountability. But for this to be utilised effectively, online services must make sure that reporting is easy to find and use.</p><p>In this regard, would the Government, along with the Commissioner and the Office, study how major platforms will implement their online harm reporting in practice and consider&nbsp;whether they are accessible, especially to the vulnerable users. For instance, sending an online harm notice within a mobile app or website should never require a user more than 20 minutes navigating multiple different landing pages and entering unnecessary inputs that the provider would already have gotten from the moment they had registered for an account.&nbsp;You see, these design features are not cosmetic, because they determine whether victims can exercise their rights effectively.</p><p>Thirdly, we should also consider the practical aspects of civil proceedings and cost of justice. The Bill introduces statutory torts, which gives victims the right to bring civil proceedings for defined harms such as intimate image abuse, child abuse imagery and so on.&nbsp;Hence, civil action involves practical hurdles, legal costs, disclosure processes and emotional strain.</p><p>I would like to ask the Government to provide more clarity on what the typical steps will be for a victim to bring such proceedings and whether there will be support measures, especially for those who might not have adequate financial resources to do this. The Commissioner and the Office should also consider communicating the availability of these resources from the onset, because at the end of the day, justice should never be determined by income. This upfront assurance will reduce the barriers to entry to report and deter the actions of perpetrators.</p><p>My fourth point of clarification is on issues related to damages, humiliation and redress.&nbsp;Part 5 of the Bill on the directions and orders of the Commissioner, as well as Part 13 of the Bill on Damages and Remedies provide various reliefs and remedies to&nbsp;victims of online harms such as removal of content, account restrictions and compensation. However, I would like to seek clarification on whether non-monetary losses could also be considered within this Bill framework. This may go further in helping the victims to rebuild their lives.</p><p>Relatedly, public communications and victim-facing materials by the Commissioner and the Office should be trauma-informed and non-stigmatising. They should state plainly that the responsibility lies with the perpetrator and not invite interpretations that the clothing, occupation, social activity has caused harm to be done unto them. This is important because victim-blaming deters reporting and delays help-seeking, and compounds humiliation and distress.</p><p>My final point: prevention and safety-by-design.&nbsp;Deterrence after harm is necessary, but prevention of online harms upstream is better. This Bill defines serious harms clearly, but we should also work to ensure that major online platforms operating here continue to prioritise user safety and privacy-by-design principles.</p><p>These include features: (a) age-appropriate design; (b) high-privacy default settings applied for minors; and (c) safer recommender settings for young users.&nbsp;Such upstream measures would ensure that our protections are not only reactive but proactive making the digital environment safer before harm occurs. Hence, I hope that the Government will actively work with major online and mobile platforms on this.&nbsp;</p><p>In conclusion, Mr Deputy Speaker, this Bill gives Singapore a strong framework: defines harms; swift administrative directions; and civil routes for redress. But to make online safety real, we must pair law with speed, prevention, and accessibility. This is how we build an online environment that is safe, fair and inclusive, while upholding responsible speech and due process. I stand in support of the Bill.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Mr Xie Yao Quan.</p><h6>6.44 pm</h6><p><strong>Mr Xie Yao Quan (Jurong Central)</strong>: Sir, it is worthwhile to take a step back and see where we are as a jurisdiction today in securing the online commons for our people,&nbsp;and where we will be if we pass OSRA today.</p><p>It was opportune that we debated and passed the Criminal Law (Miscellaneous Amendments) Act yesterday.&nbsp;That Bill provided enhanced penalties under our criminal laws&nbsp;for many of the same online harms that are the subject of this Bill. Online harms, such as image abuse, circulation of obscene materials, including child abuse materials, AI-generated images, doxxing and so on.&nbsp;</p><p>Previously, Parliament had also passed other Acts, like OCHA, to deal with online scams, hate speech and so on. In other words, we have been keeping our criminal laws up to date and fit for purpose, and these updated laws provide our people the assurance of statutory retribution for online harms.</p><p>Operating alongside our criminal laws, OSRA, before us today, will provide statutory relief, including injunctive relief and statutory torts and civil remedies for online harms.&nbsp;Taken together, this body of laws, while providing justice to our people experiencing online harms,&nbsp;can also help deter online harmful actors, thus further protecting our people in the online commons.&nbsp;</p><p>I will say that on the whole,&nbsp;the Government has done a tremendous job&nbsp;architecting our laws to protect and secure the online commons for our people,&nbsp;in a very thoughtful, thorough, yet calibrated and pragmatic manner.&nbsp;</p><p>This is an important thought, because after OSRA is passed today, if it is passed, the focus will increasingly turn towards the enforcement of these laws,&nbsp;the implementation of policy and the painstaking work of building up organisations, capabilities and practice to deliver on the intended legislative and policy outcomes.&nbsp;Implementation is policy, and the focus will turn towards implementation. Minister Josephine alluded to this in her speech as well.</p><p>&nbsp;And so, the point I wish to make is this: that in implementation, let us have trust that the Government will go about this implementation in the same thoughtful, thorough, yet calibrated and pragmatic way&nbsp;as it had architected our laws for the online commons.&nbsp;</p><p>Being a later speaker in this debate, I have had the privilege to hear many colleagues who spoke earlier. Most called for sufficient resourcing of OSC to handle workload and do its job,&nbsp;and most also called for clear service levels&nbsp;– time taken between reporting and relief&nbsp;–&nbsp;to give Singaporeans certainty and assurance of the relief they can expect when they report to OSC.&nbsp;</p><p>I understand where colleagues are coming from.&nbsp;Speed of relief is, indeed, so crucial for victims of online harm.&nbsp;And this Bill, which provides for the establishment of a dedicated agency to deliver such relief to victims of online harm, could not have come soon enough. And so our natural instincts will be to say, \"Let us get the relief out to the victims who need it today, who needed it yesterday. Let us get this relief out quickly.\"&nbsp;</p><p>But the reality is that building up an organisation, building up capabilities, especially fast-cycle capabilities, takes time.&nbsp;We cannot rush the building of fast-cycle capabilities, paradoxically.&nbsp;So, I hope all of us, including and, perhaps, starting from this House,&nbsp;can give the Government the time and space needed to build up OSC properly,&nbsp;so that it can deliver the quick, effective, on-point relief that we, ultimately, are all seeking out for victims, present and future.</p><p>On workload and resourcing of OSC, my thoughts are as follows. MDDI's survey has found that one-third of respondents experienced online harm in the past year.&nbsp;We have more than three million Singaporeans alone in our population.&nbsp;And so, if the MDDI survey is representative of the general population, we could well be looking at hundreds of thousands of potentially reportable online harms every year.&nbsp;</p><p>How might we be able to resource OSC to deal with a potential workload like this? I am going to posit that we may never be able to resource it enough, because, fundamentally,&nbsp;there will be, to a large degree, what we call&nbsp;supply-induced demand for the OSC's services. Meaning, the more services the OSC supplies, the more demand it may actually induce and therefore,&nbsp;demand will likely keep running ahead of supply.&nbsp;</p><p>And so, beyond doing our level best to resource OSC to keep up with demand,&nbsp;the central task of implementation, in my mind, is to keep the gap between supply by OSC and demand for OSC tight.&nbsp;This means we must also find a way to manage demand, to manage expectations – manage our expectations –&nbsp;on OSC.</p><p>On service levels, report to relief times and having clear guidelines and standards at the outset, especially given the Australians' experience with operationalising their eSafety Commission, I, myself, have thought about this issue a fair bit and I have come to the conclusion that&nbsp;it may be better for us to not impose definitive performance guidelines on OSC at this stage,&nbsp;as we are building it up.&nbsp;Rather, I say, let us give time and space for OSC to establish a baseline, to establish its rhythm and&nbsp;give time and space for supply and demand to find an equilibrium and most importantly, give time and space for all of us to go through the necessary discovery process on relief standards collectively – as a society. And then, we can look to codify these service levels and standards at the right time.</p><p>Because as what the Minister alluded to, we have very few precedents to refer to and OSC has to pretty much create its own playbook. So, the best way to set OSC up for success, borrowing the hon Member, Mr Sharael Taha's words, \"the best way to set it up for success is to give it the time and space to build itself up properly.\"&nbsp;&nbsp;</p><p>In the meantime, like I said,&nbsp;let us trust that the Government will go about implementing OSC with the same verve and in the same thoughtful, thorough, yet calibrated and pragmatic manner that&nbsp;it has architected our laws to secure the online commons.&nbsp;Sir, I support the Bill.</p><p><strong> Mr Deputy Speaker</strong>: Mr Ng Shi Xuan.</p><h6>6.54 pm</h6><p><strong>Mr Ng Shi Xuan (Sembawang)</strong>: Deputy Speaker, Sir,&nbsp;I rise in support of the Bill.&nbsp;For the young, or whom we call the digital natives, the Internet is their classroom to the world, where they learn, play and form friendships. Yet, this classroom has few teachers at the door.</p><p>I have met parents who tell me their children can mute a chat or delete a post, but they cannot delete the hurt or the humiliation that came with it. Online harms&nbsp;– whether harassment, doxxing or intimate-image abuse&nbsp;– can follow a child home long after the device is switched off.</p><p>This Bill gives victims faster, cheaper routes to seek help. It also holds platforms more responsible for keeping their spaces safe.&nbsp;I support this Bill because it recognises two simple truths: that people need protection and platforms need accountability.&nbsp;However, I would like to seek clarifications on the points below.</p><p>Sir, I seek clarification on&nbsp;how the statutory torts under OSRA interact with those already in POHA. Both laws allow victims to take civil action, but if their boundaries are unclear, victims may end up filing under multiple laws&nbsp;– OSRA, POHA and common law, all at once.</p><p>That could inflate time and cost, which runs counter to OSRA's intent for quick and affordable relief. I hope the Ministry can issue guidelines or practice directions to make these boundaries clear on when OSRA applies and when POHA remains the better channel. Clarity will help claimants, lawyers and judges navigate cases efficiently, reducing unnecessary litigation.</p><p>Sir, one key motivation behind this Bill was to protect children and youths from cyberbullying and emotional harm. Yet, the current text does not distinguish between victims who are minors and adults.&nbsp;I hope OSC will develop tiered response protocols that give priority to victims under-18, especially when harm is ongoing.</p><p>If we can respond quickly to a child being targeted online, we can often prevent lasting damage. Online safety should be seen as part of raising happy and healthy children, not separate from it. Our online space must give children room to explore safely – to learn, play and make mistakes, without being preyed upon.</p><p>I hope that OSC can also work closely with relevant Government agencies and non-governmental organisations to educate and empower victims to speak up. It is imperative that the protections and recourse available to victims, especially those from vulnerable groups, are easily understandable and accessible. Doing so will help to encourage victims to seek help early and safely.</p><p>I have received feedback expressing concerns that victims may run the risk of being exposed to further harm by seeking recourse under the proposed new legislation. To ensure that the new legislation achieves its intended purpose of protecting victims, adequate safeguards should be implemented, including to safeguard the victims' identities and to ensure that the process is fair. In this regard, I am heartened to see that the Bill contains certain safeguards, including clause 54, which imposes secrecy obligations on persons who may receive sensitive information in the course of carrying out their duties; and Part 7, which establishes mechanisms for reconsiderations and appeals.</p><p>In addition, I have received feedback that seeks clarity on the types of information that would be considered \"private information\" for the purposes of clause 11 of the Bill, including sexual orientation, gender identity, sexual diseases or sex-related occupation status. Although the definition of this phrase in the Bill is worded in wide terms and the illustration makes it clear that non-public information relating to medical conditions constitutes private information, it would, perhaps, provide clarity and assurance to potential victims if regulations, which are contemplated under clause 11(2) of the Bill, are swiftly introduced following the passage of the Bill.</p><p>I have also received feedback regarding the list of persons who are eligible to make a report to the Commissioner on behalf of a victim under clause 22(2)(a) of the Bill. In particular, there are concerns that there may be victims, who are under the age of 18, who may either be estranged from their parents or guardians, or are fearful of informing them of the online harm that is occurring to them. For example, due to shame associated with the information that is being published about them online, a minor could be fearful of informing his or her parents. Could the Minister clarify the recourse that the minor would have in such a scenario, please?</p><p>This Bill builds on lessons from other countries. UK and Australia have implemented similar online safety laws, and it would be useful to understand whether their experiences led to fewer harms or faster response times.&nbsp;If certain measures have proven effective, we should localise and adapt them early. For example, the Australia Online Safety Act requires platforms to comply with removal notices relating to children within 24 hours. Could the Minister clarify the principles that would give the Commissioner's imposition of deadlines for compliance with directions issued under our Act, and whether guidelines embodying such principles will be published, please?</p><p>Sir, as someone who supports a pro-enterprise environment, I recognise that compliance must also be realistic. Large platforms have legal teams, moderators and automated filters. Smaller and community-based platforms, including start-ups and local networks, may not.</p><p>To keep the playing field level, I hope the Commission will provide clear workflows and templates for reporting and response; set service benchmarks on how quickly cases are acknowledged, investigated and resolved; and offer capacity-building support, such as training, reporting templates or open-source moderation tools, for smaller platforms to plug into.&nbsp;Otherwise, we risk a two-speed digital economy where global platforms comply easily while smaller innovators struggle to keep up. Regulation should lift everyone, not leave the smaller players behind.</p><p>Sir, the success of this Bill will also depend on how OSC is set up and supported.&nbsp;OSC will carry heavy responsibilities – from handling victim reports to issuing directions to platforms and coordinating with law enforcement. It must, therefore, be adequately resourced, not only with technical and legal expertise, but with experienced officers who understand the social and emotional dimensions of online harm.</p><p>To build public confidence, OSC should not only set but publish clear service benchmarks publicly, on how quickly cases are acknowledged, investigated and resolved. However, this is different from an annual reporting, as service standards are listed out clearly and pre-emptively, rather than post-incident. This is akin to how teachers would set out clear rules in their classrooms prior to conflicts and bullying. The success of OSC should lie in whether parents, children and all users of our online space feel safe even before logging online.&nbsp;</p><p>In time, I hope the Commission will also act as an educator and facilitator, promoting digital literacy and empathy across communities.</p><p>Deputy Speaker, Sir, OSRA is like a set of classroom rules in our digital school to ensure every Singaporean, especially our young, can learn, share and express themselves safely.&nbsp;Sir, in Mandarin, please.</p><p>(<em>In Mandarin</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-Ng Shi Xuan OSRA 5Nov2025-Chinese.pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]&nbsp;Mr Deputy Speaker, Sir, I support the Online Safety (Relief and Accountability) Bill.</p><p>The Internet is like our digital campus and should be a place where people can communicate, learn and grow with peace of mind. This Bill can help the victims obtain relief more quickly and requires online platforms to take responsibility. However, the Government should also pay attention to the following during implementation.</p><p>First, clarify the distinction between this Bill and POHA. Second, prioritise cases of online harm involving minors. Third, ensure that the OSC has sufficient resources and capabilities to assist small- and medium-sized platforms to improve their content control standards.</p><p>(<em>In English</em>): Sir, in conclusion, I support this Bill because it protects our people, strengthens accountability and encourages a healthier digital culture. But beyond regulation, it also reminds us of our shared duty to build a safe digital environment for our young.</p><p><strong>Mr Deputy Speaker</strong>:&nbsp;Dr Choo Pei Ling.</p><h6>7.04 pm</h6><p><strong>Dr Choo Pei Ling (Chua Chu Kang)</strong>: Mr Deputy Speaker, in Mandarin, please.</p><p>(<em>In Mandarin</em>)<em>: </em>[<em>Please refer to <a  href =\"/search/search/download?value=20251105/vernacular-Choo Pei Ling OSRA 5Nov2025 -Chinese.pdf\" target=\"_blank\"> Vernacular Speech</a></em>.]&nbsp;I support the Online Safety (Relief and Accountability) Bill. The Bill is timely.&nbsp;</p><p>The Bill will empower the newly established OSC to take action against users who abuse the Internet to harm others. Victims of online harassment or malicious disclosure of their privacy will receive more timely and comprehensive protection and will be able to seek compensation. The Commission will be able to instruct distributors of harmful content, platform administrators and platform operators to remove harmful content, restrict perpetrator accounts or publish victim responses. These measures will help curb many forms of online misconduct and are crucial for building a responsible and healthy online ecosystem.&nbsp;</p><p>The enactment of this Bill is a landmark achievement in shaping a civilised, responsible and trustworthy online environment. I sincerely thank all relevant departments and the public for their efforts and contributions over the past five years. I am gratified and encouraged to see everyone working together to make the online environment safer and more civilised.&nbsp;</p><p>The Internet's appeal lies in connecting people and ideas around the world, fostering understanding and solidarity. However, it has also been abused for disseminating pornography and violence, cyberbullying and inciting racial or religious conflict. Many of these misdeeds are carried out anonymously and this trend is escalating.</p><p>Currently, the avenues for help available to Internet victims are extremely limited. Beyond the direct psychological and emotional harm, we are also seeing increasing indirect impacts. Many people are beginning to self-censor, even choosing to reduce their Internet use to protect themselves and their families. If we do not address this issue promptly, this online environment will further deteriorate.&nbsp;</p><p>I welcome the establishment of the new OSC to enable victims to seek timely remedies. I cheer the Government's decision to enhance information and identity disclosures. Especially important is the introduction of statutory torts. They will provide victims the legal basis to seek accountability.&nbsp;&nbsp;</p><p>I understand that enforcement will require significant resources and hence, the OSC will start with five of the 13 types of online harms, focusing on online harassment, doxxing, online stalking, intimate image abuse and image-based child abuse. I support the Ministry's plan to progressively expand coverage. At the same time, I would like to ask, when would the other online harms be progressively included?&nbsp;&nbsp;</p><p>I would like to express appreciation on behalf of some of my residents who have shared they have been victims of doxxing. They shared that their addresses, car numbers and details of when they are resting are being shared online, as are videos and photos showing their family members, neighbours and visitors.&nbsp;</p><p>I would like to ask the Minister whether the OSC will address such problems in online private chat groups, such as WhatsApp and Telegram? If so, what actions will the OSC take? In addition, the POHA provide protection from online harassment as well. How can victims decide on when to seek help from OSC or POHA?&nbsp;&nbsp;</p><p>With this new legislative framework, new standards will be set for online behaviour and communication. Over time, these guidelines will guide our Internet users. I urge relevant departments to continue raising public awareness of this new framework and its corresponding penalties. Internet abusers must understand that they can no longer easily hide behind seemingly anonymous avatars and commit offences, they would be punished if they do so.&nbsp;&nbsp;</p><p>Under the Bill, individuals may be fined up to $20,000 and jailed for up to 12 months, while entities may be fined up to $500,000 for failing to comply with the OSC’s orders. I urge the Ministries to consider increasing the caps for the fines and jail terms and include caning, to empower judges to have more discretion for particularly egregious crimes. In the UK, the Online Safety Act can impose penalties of up to S$31 million.</p><p class=\"ql-align-center\"><strong>[Mr Speaker in the Chair]</strong></p><p>Finally, I would like to ask about adult victims who refuse to lodge complaints with OSC due to fear of the perpetrators, for example. Under special circumstances, can someone else lodge, even if the victims do not give consent?</p><p>(<em>In English</em>):&nbsp;Mr Speaker, online harm is real, and its impact is deeply personal. This Bill sends a clear message: our digital spaces must be safe, accountable and respectful. Victims deserve swift protection and perpetrators must know – anonymity is not immunity.&nbsp;&nbsp;</p><p>This new online safety framework enhances protection online and provides an additional option for victims who want quick termination of online harm. We currently have several statutes to deal with harmful online activities, content and interactions&nbsp;– POHA, the Broadcasting Act,&nbsp;POFMA, the Foreign Interference (Countermeasures) Act and OCHA.&nbsp;&nbsp;</p><p>I hope that there will be public education and awareness campaigns to help Singaporeans and residents understand their uses; and hotlines or centres where victims can approach for advice and assistance.&nbsp;With this, I would like to conclude with my support for the Bill.</p><p><strong>Mr Speaker</strong>: Mr Cai Yinzhou.</p><h6>7.12 pm</h6><p><strong>Mr Cai Yinzhou (Bishan-Toa Payoh)</strong>: Mr Speaker, Sir, I rise today in support of the Online Safety Bill.</p><p>A recent survey by MDDI found that in the past year, more than four in five Singapore residents encountered harmful online content across platforms, like Facebook, Youtube, Instagram, TikTok, X, Reddit, Telegram and WhatsApp. This highlights a clear and urgent need to enhance current mechanisms for help seeking relief.</p><p>The Bill is, therefore, a crucial and timely step to ensure that the safety and civility we value in the physical world, on our streets, extend to our digital lives.&nbsp;An anecdote that Minister Edwin Tong had alluded to as well.</p><p>An Institute of Policy Studies survey found that sexual content depicting voyeuristic or intimate images recorded without consent was overwhelmingly perceived as the most severe of online harms.&nbsp;Victims need fast action. The current reality, as an IMDA report revealed, is that major platforms often took five days or more to act appropriately on user reports of harmful content. For a victim whose intimate images have been non-consensually recorded and distributed publicly, five days can be catastrophic.&nbsp;</p><p>I am, therefore, concerned about the need for timely relief and clarity of the administrative process for victims of online harm.&nbsp;</p><p>The Bill rightly grants the Commissioner wide discretion to carry out its own investigation and empowers to issue legally enforceable directions to take down content and restrict accounts.</p><p>I understand that it will take time and extensive consultations, after the appointment of the Commissioner and other relevant office holders, to formulate the detailed rules governing how the Commissioner may exercise investigative powers. I, therefore, seek clarification on the Commissioner's investigative process, specifically on the following questions:</p><p>Will the Commissioner publish advisory guidelines indicating the expected timelines for the investigation and resolution of a complaint, with processes put in place for urgent investigations to take place?&nbsp;Will the perpetrator being investigated be made aware of the investigation, and at what stage?&nbsp;What information will be disclosed to the perpetrator about the complaint made against them?</p><p>I understand the Commissioner is already working with SHE in the design of this initiative, including referral to SHECARES@SCWO for counselling and pro bono legal advice.</p><p>Will the Commissioner&nbsp;consider engaging other organisations who provide victim care and support, like AWARE's Sexual Assault Care Centre and Project X, to improve trauma-informed processes and joint case management and outreach to encourage more victims, especially those in minority communities, to be assured when seeking help.</p><p>For victims under immense stress, clarity on the steps involved for bringing a complaint and the expected time for resolution is vital. With great power holds great responsibility, and the transparency of the process can help reassure and encourage help-seeking efforts.</p><p>&nbsp;Mr Speaker, Sir, I appreciate how this Bill is a product of extensive consultation. A month-long public consultation on the proposed legislation, which received broad public support and directly informed the final Bill. Our citizens have asked for accountability and this Bill delivers.</p><p>This legislation strikes a critical balance. It empowers the victim, yet holds the perpetrator accountable, and sets clear expectations for platforms. It is a necessary act of legislative fortitude to protect our citizens in an increasingly complex digital world.&nbsp;Notwithstanding these clarifications, I support the Bill.&nbsp;</p><p><strong>Mr Speaker</strong>: Ms Lee Hui Ying.</p><h6>7.16 pm</h6><p><strong>Ms Lee Hui Ying (Nee Soon)</strong>: Mr Speaker, Sir, the Online Safety (Relief and Accountability) Bill is one that I, as well as many Singaporeans and my residents, support fully.&nbsp;</p><p>With the growing prevalence of cyberbullying and the rise of illegal black markets and harmful online chatrooms that benefit profit from disseminating obscene and dangerous materials, this Bill could not have come at a more timely moment.</p><p>It is even more important that Singapore will be among the first countries to introduce comprehensive legislation on this issue, a significant milestone that did not happen overnight. It took years to get here; years of heart, hope and hard work by the many stakeholders and public officers.&nbsp;</p><p>In supporting this Bill, I have four clarifications: two concerning the contents of the Bill and two concerning its enforcement.</p><p>Part 12 of the Bill imposes obligations on online service providers to respond to reports against certain harmful content in a timely and adequate manner, with the potential for tortious liability if they fail to do so.</p><p>Currently, many major social media platforms, such as Instagram and TikTok, have internal reporting mechanisms and community guidelines, which will need to be aligned with the new legislation. Some of these platforms already provide warning labels for potentially distressing images, for example, content that may contain self-harm, violence or sensitive materials.</p><p>However, I note that there may still be grey areas. Certain artistic or educational materials, which are excluded from the definition of obscene materials under clause 9(2), may still be distressing for some users.&nbsp;</p><p>In the UK, for example, their Online Safety framework has included protections for what is called \"epileptic trolling\", content that is designed to trigger seizures and other materials that may trigger individuals with mental health conditions.</p><p>To ensure that such Singaporeans do not fall through the gaps, may I ask the Minister whether the Government would consider requiring online service providers to implement warning systems for potentially harmful content?</p><p>My second question concerns an issue close to the hearts of many Singaporeans, especially our senior youths and that is cyberbullying. This has become an issue of serious public concern in recent years and there is growing anxiety that our youths and senior youths' young children are being exposed to obscene and harassing behaviours online. It is critical that we create a safe online environment for our young.</p><p>So, I would like to ask the Minister whether we are considering to introducing strict liability for certain classes of offences under the Bill, to strengthen deterrence and provide stronger protection for the public, especially our young children?</p><p>A further concern relates to enforcement, especially in cases where harmful content is disseminated through transnational online platforms. A lot of these harmful materials are transnational in nature, or if not, the online platforms themselves that host these materials are transnational themselves. Some global companies have proactively aligned their internal policies with global legislation on online harms, while others have not been as forthcoming.</p><p>Given that Parts 5 and 6 of the Bill will require the cooperation of entities and individuals beyond our borders, I would like to ask the Minister how will the Government currently intend to work with these transnational stakeholders? And if work has already started, what are the current stakeholder sentiments and negotiations done to ensure that such online platforms, in particular, adopts and abides by the Online Safety Bill?</p><p>Finally, Mr Speaker, Sir, this Bill matters deeply to Singaporeans because the harms it addresses are personal and oftentimes, deeply traumatic and can be financially burdensome to some.</p><p>Under the current framework, victims must first report harmful content to the relevant service provider and in more serious cases, escalate it to the newly established Online Harms Commission. The Bill also provides for victims to bring civil actions against offenders or platforms in cases of online harm.</p><p>As the hon Member Mr David Hoe has also mentioned,&nbsp;many Singaporeans may lack the financial resources to pursue such claims. May I ask if we could consider allowing online harm torts to be heard before the Small Claims Tribunals or alternatively, provide legal or financial assistance for victims seeking redress through civil action?</p><p>The technology and social landscape will continue to evolve, and while this Bill marks an important step forward, the work should not stop here.&nbsp;</p><p>Ensuring a safe and trusted online space requires a holistic approach, one that looks beyond legislation to how we build a supportive and resilient ecosystem. This includes strengthening community networks and drawing on the support of stakeholders, such as social and religious organisations, as well as deepening public education efforts.</p><p>Together, these efforts will foster a culture of responsibility, empathy and care in our digital spaces.</p><p>This Bill represents a crucial step forward in safeguarding our digital spaces and ensuring that our laws keep pace with the realities of the online world. I hope this brings safer spaces online, with protection and recourse for all.&nbsp;Mr Speaker, notwithstanding these clarifications, I support the Bill.&nbsp;</p><p><strong>Mr Speaker</strong>: Ms Elysa Chen.</p><h6>7.22 pm</h6><p><strong>Ms Elysa Chen (Bishan-Toa Payoh)</strong>: Mr Speaker, Sir,&nbsp;I rise in support of the Online Safety (Relief and Accountability) Bill. This legislation is a thoughtful and compassionate response to the growing challenge of online harms, such as cyberbullying, intimate image abuse, doxxing and online stalking.&nbsp;</p><p>These are not just breaches of privacy, but attacks on dignity and are harms that leave deep scars on victims, scars that are no less real for being inflicted through screens rather than in person. When people experience online harm, every hour of delay multiplies their suffering. That is why we need to act quickly.&nbsp;</p><p>The establishment of the OSC by the first half of 2026 demonstrates the Government's commitment to protecting Singaporeans in our increasingly digital lives. Our citizens deserve an agency that can act swiftly on their behalf, providing the support and relief they need during what can be a highly vulnerable moment. I am deeply grateful to the Minister and the entire Ministry team for their dedication in crafting this important piece of legislation and I hope to explore several queries where additional clarity and detail would help us achieve our common goal of protecting Singaporeans online.&nbsp;</p><p>First, on&nbsp;extraterritorial enforcement and international cooperation for cross-border protection.&nbsp;The Bill wisely grants extraterritorial reach, recognising the global nature of online harm. Online harms rarely stop at our shores. A perpetrator in another country can cause immense damage here. I appreciate that the Bill includes important tools, such as access blocking in section 44 and app removal in section 45 and that it establishes calibrated penalties that reflect the seriousness of non-compliance. These provisions show careful thought about practical enforcement.</p><p>Like Mr Foo Cexiang, I hope the Minister can share how the Government intends to enforce this law outside Singapore's territory other than access blocking and app removal orders. I note that access blocking can be circumvented with technology like VPNs; apps can be accessed by means other than app stores, for example, through web versions. What are the concrete steps for enforcement of directions and orders against overseas actors? Are there plans to expand the available slate of mechanisms and means of enforcement, or if there are any international cooperation protocols for extraterritorial enforcement? Let us build international partnerships that match the borderless nature of the Internet with equally borderless protection for victims.&nbsp;&nbsp;</p><p>Second, many Members have already pointed out the need to adequately resource the Commission. I will not belabour this point.&nbsp;The Commission's promise is clear – to offer swift relief for those facing online harm. The Commission will also seek to handle reports across 13 categories of online harms, with a phased approach implementing five categories by mid-2026 and others following progressively.&nbsp;</p><p>Could the Minister share what is the estimated case load expected for the new Commissioner's Office and Appeal Panel, and how resourcing will scale with time?&nbsp;</p><p>The victims who turn to the Commission will be in their most vulnerable state. Let us make sure the system they encounter is not just efficient, but also humane, staffed by people who listen, understand and act with compassion.</p><p>Third, on appropriate oversight and accountability.&nbsp;Section 64 establishes an Appeal Committee to review the Commissioner's decisions. The Appeal Committee has been granted powers to affirm, revoke or vary decisions and directions, providing an important internal check on decision-making.</p><p>Given the significant powers being granted to the OSC, including directions carrying criminal consequences and orders with substantial penalties, I believe that clear accountability mechanisms will strengthen public trust and confidence in the system.</p><p>I would like to ask if the decisions of Appeal Committees regarding the Commissioner's reconsidered decisions may be further appealable to the courts. Judicial oversight by direct appeal would ensure accountability, fairness and transparency and thus strengthen the credibility of the OSC. To address concerns of ensuring swift and low-cost resolution for the relevant parties, there can be prescribed short timelines, standard forms and low court fees. This would be a similar approach to that under POFMA.&nbsp;</p><p>Fourth, on inter-agency collaboration.&nbsp;I appreciate that section 5(1)(e)&nbsp;requires the Commissioner to collaborate with IMDA and other public agencies, and section 24(4)(d) allows appropriate referrals. This reflects understanding that protecting Singaporeans online requires coordinated effort across Government.</p><p>Many situations, including doxxing with intent to harass, non-consensual sharing of intimate images and image-based child abuse, constitute both harm under this Bill and criminal offences requiring Police involvement.</p><p>How will the Commissioner's actions and investigations coordinate with possible Police investigations into potential criminal offences arising from the same online activity? Will there be a framework to automatically refer certain types of online harm cases to the Police? When agencies work seamlessly, victims would not need to repeat their trauma at multiple doors, ensuring that the system itself becomes a source of healing, not exhaustion.</p><p>Fifth, on potential over censoring by online service providers (OSPs) and administrators.&nbsp;OSPs and administrators may over censor content to avoid risks. They may err on the side of caution and may remove content upon receiving any purported online harm notice that superficially appears to have some basis, unnecessarily silencing voices. Unlike the Commissioner's decisions, which can be reconsidered or appealed against, their decisions are not statutorily subject to reconsideration or appeal. While there is a statutory tort available to OSPs and administrators against people sending frivolous or false notices, people adversely impacted by their decisions have no statutory recourse. In most cases, there will be an imbalance of power and resources such that those impacted will have little or no means to pursue recourse.&nbsp;</p><p>Can we avail to people whose content have been removed by OSPs and administrators, statutory torts similar to sections 91 and 94 if OSPs and administrators fail to respond reasonably to online harm notices by unreasonably removing their content? Would the Ministry consider mechanisms for recourse, a form of appeal or review, to ensure that fairness applies not just to victims of online harm, but also to users who are wrongly penalised by overzealous moderation?</p><p>I would like to end off this speech by calling&nbsp;for&nbsp;comprehensive online protection for our children and young people.</p><p>Today, the Code of Practice for Online Safety covers six designated social media services and the new Code of Practice for App Distribution Services, effective 31 March 2025 and introduces important age assurance measures.&nbsp;</p><p>Building on this strong foundation, I hope we might explore opportunities to extend these protections even further.&nbsp;Our young people are creative and curious, exploring online spaces we might not immediately think of as social media. Games like Roblox, Minecraft and Fortnite bring children together but include private messaging functionalities where risks can emerge.&nbsp;Messaging platforms, like Discord, WhatsApp and Telegram enable connections but can also expose young users to unwanted contact and harmful content.</p><p>Would we consider extending privacy safeguards and age assurance to gaming platforms, messaging apps and other services where young people gather by requiring these platforms to implement similar protective features such as disabling unwanted messages, restricting profile viewing, disabling location sharing, and empowering parents to guide the content their children access?</p><p>Furthermore, as our young people increasingly engage with generative AI services and chatbots, I hope we might consider whether age assurance and safety features should extend to these emerging technologies. Children approach AI with trust and curiosity. We should ensure these powerful tools are designed with their safety in mind.</p><p>The Broadcasting Act amendments and Codes of Practice represent genuine progress. I hope we can continue this important work, advancing \"safety by design\" principles across the entire digital ecosystem our children and young people inhabit. This must be coupled with continued public education across all segments of our society, especially parents and young persons, on digital safety, so every child and young person can explore, learn, create and connect safely.</p><p>Mr Speaker, Sir, when there is a fire, we do not delay while the flames spread. Online harm spreads in the same way a fire does: fast, invasive and devastating, and every second counts. With this Bill, we are ensuring that when victims cry out, the system answers not with delay, but with decisive, immediate protection.&nbsp;</p><p>A law is only as strong as its capacity to be enforced. Let us ensure that this Commission has the teeth, resources, and clarity to deliver justice by providing clarity on how legal pathways work together, guidance that helps everyone understand proportionality, robust international cooperation, adequate resourcing, appropriate oversight, seamless inter-agency coordination, balanced platform responses and comprehensive protection for children.&nbsp;Mr Speaker, Sir, I support the Bill.</p><p><strong>Mr Speaker</strong>:&nbsp;Minister of State Rahayu Mahzam.</p><h6>7.32 pm</h6><p><strong>Ms Rahayu Mahzam</strong>:&nbsp;Mr Speaker, I thank Members for their support and interest in this Bill. We are all in agreement that victims should have access to swift and effective relief. Statistics and stories tell us this is what victims primarily want. We also all agree that the implementation of OSRA is key and that the OSC must always be fair and consistent in its decisions with accountability through due processes. There is consensus that platforms also need to do their part in creating safer online space for their users.</p><p>I am heartened that both sides of the House are aligned in wanting to do more to help victims of online harms.</p><p>Where we differ is in some of the details. We thank the WP for proposing the amendments, which we have considered seriously, because we share the common goal of helping victims of online harms.</p><p>We think OSRA strikes the right balance as it stands, between swift protection for vulnerable victims with sufficient accountability through reconsideration and appeal. What is important are the outcomes when the OSC commences operations. We all want the OSC to succeed, and in this vein, I ask Members to give OSC the time and space to stand up what we all agree are new and novel functions, so that it can progressively build its muscles to help victims.</p><p>I acknowledge that Members have questions about the statutory reporting mechanism and how the OSC will carry out its functions. Understandably so, given that this is a new agency that we are setting up, I will address Members' questions thematically.</p><p>First, on the scope of the OSRA Bill and its interaction with other laws. Members have noted that there are several statutes addressing harmful online content and conduct.</p><p>Mr Speaker, when faced with an online harm, what most victims want is direct and timely relief. This includes removing the harm as soon as possible. With the OSRA Bill and the set-up of the OSC, we hope that victims will be granted more timely relief with a new channel for support.</p><p>Besides timely redress, the OSRA Bill also expands the scope of online harms covered in our current criminal and regulatory regime. From the research and surveys on online harms in Singapore, we know of emerging issues like inauthentic material abuse, also known as \"deepfakes\" and online instigation of disproportionate harm, or \"cancel campaigns\". With this, we hope to protect victims not just from existing but future harms.</p><p>Therefore, the OSRA Bill is complementary to the existing laws and frameworks. Most importantly, it supports victims in ways they have asked for, putting a stop to the online harm as soon as possible.</p><p>Ms Tin Pei Ling, Mr Henry Kwek and Dr Choo Pei Ling have asked how victims can navigate the various laws, and whether they would need to make multiple reports when seeking help for online harms. Mr Gabriel Lam&nbsp;and Ms Elysa Chen raised the need for clear processes and guidance on how victims can approach the various agencies like the Police, IMDA and the OSC.</p><p>Mr Speaker, I wish to assure Members that we will adopt a no-wrong-door policy for victims of online harms. The OSC will work closely with other agencies, including the Police, to ensure backend coordination and minimise the need for multiple reports. This means that regardless of which agency a victim first approaches, they will be guided on the appropriate help. I also take Mr David Hoe’s&nbsp;point that the process of online harm reporting should be kept simple and accessible. We will bear this in mind as we refine the OSC’s operational details.</p><p>Some Members have also asked about the scope of the harms covered by the OSRA Bill.&nbsp;Ms Tin Pei Ling&nbsp;raised the point that victim’s exposure to online harms may be prolonged if we are unclear about what constitutes online harms in the OSRA Bill.</p><p>With the OSRA Bill, we sought to clearly capture the key characteristics of each harm. To aid public understanding, explanatory notes and illustrations are included, where appropriate. I would also like to refer Members to Handout 4, which gives further illustrative examples.</p><p>While we have given definitions for each of these harms in the OSRA Bill, the OSC will assess each case based on its unique context and facts. I think Members would know that no two types of online harm will be the same. Some flexibility must be accorded to the OSC to act according to the harm concerned.</p><p>Ms He Ting Ru&nbsp;suggested that we consider including sexual grooming and the publication of online material that encourages or promotes suicide or acts of self-injury as specified online harms that OSRA covers. We agree with the Member that these are egregious harms, and I have explained why these harms would be better addressed through other legislation in our online safety framework.&nbsp;</p><p>Under the Broadcasting Act today, the IMDA would already be able to issue directions to platforms to disable Singapore users' access to egregious content on online communication services, such as social media services and app stores. Such content includes child sexual exploitation material and content advocating or instructing on suicide or self-harm. If such online content is connected to the commission of criminal offences, action can be taken under the Penal Code or Online Criminal Harms Act.</p><p>If sexual grooming is displayed through online harassment or stalking conduct, the victim will have recourse to seek directions from the OSC. For the victim, who is under 18 years old, a parent or guardian can make a report on their behalf.</p><p>On the suggestion to add \"fair comment\" exception to online harassment and public interest exception to the harms of non-consensual disclosure of private information and online instigation of disproportionate harm, I would like to highlight to Members that these factors will be taken into consideration as the Commissioner assesses each case. If we included the suggestions and make them exceptions to the online harms, communication that meets the \"fair comment\" or \"public interest\" criterion will automatically not be actionable by the OSC.</p><p>In comparison, the current formulation allows the OSC to consider a basket of factors when deciding whether to issue directions.</p><p>Specifically, clause 27 states that the OSC can consider whether the comment was reasonable and the circumstances the comment was made in deciding whether OSC should issue a direction. This allows the OSC to weigh whether something counts as \"fair comment\" or \"public interest\", while also considering the features of the post, and not immediately say it cannot act. So, if a member of a public raises in good faith or exposes serious wrongdoing, this will be taken into account as part of OSC's case assessment. We should not pre-emptively restrict the OSC from considering any one factor.</p><p>Leader of the Opposition, Mr Pritam Singh, and Mr Ng Shi Xuan sought clarity on what would be considered private information. Private information refers to information about a person that is not widely available to the public at large, as explained in Handout 4 that Members received earlier. This includes someone's medical history.</p><p>Mr Ng has asked whether the harm of non-consensual disclosure of private information would cover information such as sexual orientation and gender identity. We believe as a matter of principle that generally everyone in Singapore should be protected against having their private information shared publicly without consent. Hence, if such information was not public before and disclosed without consent, the person can file a report to the OSC. As we implement this harm in future, the Minister may issue regulations to clarify the types of information that is or is not private information.</p><p>Ms Mariam Jaafar highlighted the need for the OSRA Bill to be technology-neutral and future-ready to deal with harms generated by algorithms and AI. I wish to assure the Member that the 13 harms under the OSRA Bill are generally technology-neutral. As shared in Handout 4, if person D uses an application to digitally alter an image of person C fully clothed into a nude image and posts it online without consent, that would be intimate image abuse.</p><p>We recognise that online harms are constantly evolving, and new harms may emerge over time, especially with the proliferation of new technologies. The OSRA Bill allows the Minister to prescribe additional types of online activity that are likely to cause harm to persons in Singapore. We will continuously review the online landscape and expand the list of harms, if there is a need to, in future. This will be done judiciously.</p><p>For the harm of “inauthentic material abuse”, Ms Cassandra Lee asked for clarity on how \"likeness\" would be assessed in the context of AI-generated content and whether there needs to be intent to mislead. The OSC will assess based on objective standards whether the content is a false or misleading depiction of the victim’s words, actions or conduct; and if it is realistic enough such that a reasonable person would believe that the victim said such words or did such actions or conduct. Such content may cross the thresholds of likely to cause the victim harassment, alarm, distress or humiliation, even if there was no intent to mislead.&nbsp;</p><p>Ms Elysa Chen asked&nbsp;about how the harm of \"publication of statement harmful to reputation\" interacts with defamation under common law. For the harm of \"publication of statement harmful to reputation\", the only direction that may be issued by the Commissioner is a Right-of-Reply Direction. This enables a victim to put out their reply or their side of the story quickly in order to protect their reputation, which matters especially in the online world where allegations spread with great speed and ease.</p><p>We see this as a complementary pathway for the victim, that may be an alternative to, or concurrent with, a defamation suit. A victim may find sufficient relief in a Right-of-Reply Direction, that they no longer need to resort to a defamation suit. Or, they may still need or want to sue, for example to seek monetary damages. In either case, putting their reply out helps to limit the damages suffered.&nbsp;</p><p>Ms Elysa Chen&nbsp;asked how the OSC would ascertain disproportionality in the case of \"online instigation of disproportionate harm\" (OIDH) and if there will be guidelines published for what constitutes disproportionate harm. [<em>Please refer to the clarification later in the debate.</em>]</p><p>As illustrated in Handout 4, disproportionate harm can take on various forms, such as physical harm. The Bill currently lists non-exhaustive factors that the OSC may consider when assessing the requirement of disproportionality, such as whether the act instigated is or is likely to constitute a criminal offence and the nature and severity of the harm mentioned.&nbsp;</p><p>The OIDH framework does not mean that members of public can no longer call out certain problematic behaviours, or express views on issues of public interest. Even as we reject mob behaviour, we continue to uphold the principle that there must be space for online discussions, within the bounds of civility and respect.&nbsp;</p><p>Some Members, including Ms Valerie Lee&nbsp;and Ms Elysa Chen and Ms Eileen Chong, asked about the set-up and composition of the OSC. The appointed Commissioner for Online Safety will be someone of suitable seniority and experience. We will also ensure that the OSC is appropriately staffed with individuals that have the relevant experience and expertise, and have a good understanding of our society and online norms, so as to address reports as they come in.&nbsp;</p><p>Mr Henry Kwek and Ms He Ting Ru asked about training for OSC officers and if the OSC will be working with community partners to support victims of online harms who need psychological and legal support. OSC officers will be trained in communications and victim management to ensure that each case is handled sensitively. They will also refer victims requiring further support beyond the mitigation of an online harm to community partners.</p><p>Mr David Hoe suggested having a standing advisory group of relevant practitioners to provide guidance on online harms periodically. I thank Mr Hoe for the suggestion. Under the OSRA Bill, the Commissioner is empowered to consult with any person that the Commissioner thinks appropriate, for the purposes of performing the Commissioner's functions and duties. This could include the relevant experts and practitioners in the field of online safety.</p><p>Ms Elysa Chen, Mr Foo Cexiang,&nbsp;Mr Sharael Taha, Ms Yeo Wan Ling, Mr Xie Yao Quan and Mr David Hoe asked about the expected case load of OSC, and how it will be adequately resourced to provide effective and timely redress. We estimate the initial caseload of OSC to be high, based on various factors, including Australia's eSafety caseload for similar harms, adjusted for Singapore's population. We also took into account Singaporeans' Internet-use practices, such as the time spent online. Depending on the volume of the cases, we will calibrate and reallocate resources, as necessary, to resource and size OSC adequately.</p><p>Mr Cai Yinzhou asked about the rules that will govern how the OSC carries out its investigations to determine further action. Each case will be assessed based on the nature and severity of the harm, and investigations will be carried out fairly, working with the relevant agencies to determine the appropriate follow-up actions. The relevant parties will be notified at the appropriate junctures, as the OSRA Bill accords the OSC powers to require documents or information and to examine and secure attendance of persons for investigations. To Mr Pritam Singh's question, the Commissioner's power would not extend to the seizure of devices.</p><p>Overall, the focus will be to ensure that the victims are not denied timely relief, even as we accord due process to all involved.&nbsp;Mr Foo Cexiang also proposed expanding OSC's powers, such as by giving its officers powers under the Criminal Procedure Code. The scope and nature of every law is different; hence the respective officers are accorded different powers to ensure they are fit-for-purpose. In considering how OSC might conduct investigations in various scenarios, such as investigating reports to determine whether to issue a direction or offences under OSRA, we had accorded OSC the appropriate powers.</p><p>On the suggestion for the Commissioner to submit an annual report to Parliament, the OSC will consider publishing regular reports on its website for public awareness on online harms and the OSC's work. The OSC will require time to assess what and how to put up information that would complement its processes, as it gradually stands up its operations.&nbsp;We are, therefore, taking a more adaptive approach towards the OSC's publication of reports, as opposed to legislating this as a requirement.</p><p>The regular reports may include information on aggregated caseloads and anonymised case information, insofar as these do not re-traumatise victims. Members are also welcomed to file Parliamentary Questions to request such information, if it is not already published in the public domain.</p><p>On the suggestion for the OSRA Bill to require platforms to publish annual reports on their measures to enable users to seek recourse from harm and response times, among others. I would inform Members that under the Code of Practice for Online Safety – Social Media Services, designated social media services (DSMSs) with significant reach or impact in Singapore are already required to submit annual reports to be published on IMDA's website. These reports contain information on the DSMSs' measures to combat harmful and inappropriate content, and metrics, such as number of reports received from users, as well as the DSMSs' response time to act on these reports. IMDA also publishes an Online Safety Assessment Report. We will continue to drive the point on platforms' accountability through the OSRA Bill.&nbsp;</p><p>On the phased implementation of OSC's reporting mechanism, Mr Sharael Taha, Ms Yeo Wan Ling and Dr Choo Pei Ling asked about the timeline for introducing remaining categories of harm. Mr Sharael Taha and Ms Yeo Wan Ling also asked what happens when a victim experiences a form of harm covered only in a later phase.</p><p>Mr Speaker, as mentioned in my opening speech, we want to do right by the victims. A phased implementation approach is necessary so that OSC builds its capabilities in a sustainable and scalable way, focusing the right level of attention to each case, to ensure a positive user journey. It will also manage the OSC's caseload, allow officers to properly develop the necessary guidelines and frameworks, to ensure that the OSC's decisions are consistent and appropriate.</p><p>For a start, OSC will focus efforts on addressing the most severe and prevalent harms, such as online harassment and intimate image abuse. The remaining harms will follow progressively. If victims write in to the OSC regarding their experience of a specified online harm that is not covered in the first phase, officers will, nevertheless, guide the victims on the appropriate process. This could be making a report to the platforms, filing a Police report or reaching out to community partners for support.</p><p>Ms Cassandra Lee asked about measures to safeguard victims' confidentiality during the reporting process. I assure Members that all victims' reports will be stored securely, and the agency will adopt practices to ensure victims and all other parties involved are treated with sensitivity and care. We have also built-in legislative safeguards on preservation of secrecy. Unauthorised disclosure of information is an offence. Any information published for public education and awareness will be in an anonymised form.&nbsp;</p><p>Members, including Dr Choo Pei Ling and Mr Alex Yeo, sought clarifications on who can or cannot file reports to OSC. Dr Wan Rizal asked about the process for unions and professional bodies to file a report on behalf of their members.</p><p>Generally, victims have two options: they can submit a report on their own; or authorise another individual or entity to do so on their behalf. Where the victim is under 18, their parent or guardian can file a report on their behalf. To Dr Wan Rizal's question, unions and professional bodies can file reports to OSC if they obtain written authorisation from their member who suffered the specified online harm.</p><p>Mr Andre Low and Mr Pritam Singh asked for clarity regarding those with a prescribed connection to Singapore. I mentioned in my opening speech that we intend to prescribe foreigners who stay in Singapore for the long term. For a start, this would include foreign spouses who are in Singapore on a Long-Term Visit Pass. We are still studying the full scope and will share more details in due course.</p><p>Mr Ng Shi Xuan and Mr Alex Yeo had suggested for OSC to take differentiated approaches between groups of victims. I thank Members for the suggestions. For a start, the response time will likely be shorter for more severe harms.&nbsp;</p><p>Ms Tin Pei Ling and Ms Yeo Wan Ling asked about the measures to prevent devious characters from submitting vexatious reports or weaponising the OSC reporting mechanism. Dr Choo Pei Ling also asked how OSC can minimise mischief reports. OSC will have mechanisms in place to filter out and dismiss trivial, frivolous or vexatious reports. Those submitting a report will have to explain how the content or conduct is a specified online harmful activity and be required to declare that the information that they have provided is true. Submitting false information to the OSC will be an offence. If these complainants persistently make such reports, the OSC will also not consider any further reports from them. This would allow the OSC to focus its time and resources to the real victims who need redress.</p><p>On the OSC's assessment of reports, Mr Sharael Taha asked how the threshold for online harassment will be determined; Mr Andre Low asked whether victims who publish identity information of their harasser would be caught under doxxing; Mr Low and Ms Eileen Chong also asked about consistency in the OSC' decisions; and Mr Pritam Singh sought clarifications on the information that OSC will share at the reconsideration stage.</p><p>As drafted in the OSRA Bill, OSC will take an objective approach when assessing reports, and the thresholds for online harms are based on objective standards. While each case will be fact-specific, the \"reasonable person\" test is a well-established legal standard, including in tort and criminal law. The question will not be whether someone personally feels offended, but whether OSC has reason to suspect that online harmful activity was conducted, before issuing a direction.</p><p>Members discussed the thresholds of \"reasonable grounds to believe\" versus \"reason to suspect\". I would like to reiterate the points I made in my opening speech. First, that \"reason to suspect\" is an established legal threshold that applies in other legislation, such as the Online Criminal Harms Act. Second, we have assessed this threshold to be appropriate to meet the intent of ensuring that online harms can be stopped in a timely manner.</p><p>As mentioned in my opening speech, the OSC will also publish guidelines that will inform its decisions to ensure consistency and objectivity. These guidelines will inform the public on the factors that the Commissioner will take into account for present and future cases.</p><p>Victims and recipients of OSC's directions will be able to seek OSC's reconsideration if they disagree with it, and appeal to an independent Appeal Committee thereafter.</p><p>Ms Cassandra Lee asked about the requirement for victims to file reports to the platforms first before the OSC.&nbsp;<span style=\"color: rgb(51, 51, 51);\">We believe the platforms should be the first port of call or, as Dr Wan Rizal put it, \"first responders\". They have a duty to protect their users, and the statutory torts will make this clear, especially when notified by the users of harms on their service. The OSC will continue to work closely with the platforms to ensure that they comply with directions in a timely manner.&nbsp;</span>Where platforms fail to act on online harms within 24 hours, victims can then file a report to the OSC.</p><p>Mr David Hoe, Ms Yeo Wan Ling, Ms Lee Hui Ying and Ms Mariam Jaafar raised broader points on platforms' design and accountability to prevent online harms, beyond OSRA and the OSC. In this regard, we will also continue working with the major platforms to ensure that they strengthen their online safety measures.&nbsp;</p><p>That said, we recognise that some harms are simply so serious or urgent that they warrant immediate intervention. Ms Valerie Lee asked for clarification on the categories of online harm that will be prioritised for urgent attention. For a start, victims can file a report directly to the OSC for the following harms: image-based child abuse, intimate image abuse and doxxing. In such cases, speed is of the essence to minimise the harm that may be caused to the victims.</p><p>Several Members of Parliament, like Mr Ng Shi Xuan, Dr Wan Rizal, Mr Sharael Taha, Mr Cai Yinzhou and Ms Yeo Wan Ling, have asked or spoken about the OSC's service benchmarks to respond to and resolve cases. Mr David Hoe also suggested laying out the operational process clearly, so victims are aware of the actions to be taken.</p><p>We want to ensure that victims get the help they need, as soon as possible. The OSC's response time and corresponding compliance timeline to a direction, will likely be shorter for more severe harms. Practically, some cases may be more easily resolved than others; for example, it may be easier to make out if the harm of intimate image abuse is present, as compared to a report on online harassment. For the latter, the OSC officer will have to go through the details more carefully, to understand the nature and the severity of the case.</p><p>Ms Valerie Lee asked whether the Commissioner will be required to conduct a preliminary assessment before issuing directions. The answer is yes. OSC will assess if it has reason to suspect that online harmful activity was conducted before issuing a direction.</p><p>To recap, the Commissioner will be empowered to issue directions to stop online harms from continuing to occur or to prevent further online harms from affecting the victim, where there is reason to suspect that the online harm was conducted in respect of the victim or the victim group. These directions will be used judiciously.</p><p>Mr Andre Low raised a few clarifications on specific directions. First, on the Engagement Reduction Directions. Mr Low had asked about the scenarios where Engagement Reduction Directions should be considered. Mr Speaker, I refer the Member to Handout 4, where we had illustrated a case where an Engagement Reduction Direction could be considered for an online harassment case to temporarily limit end users' liability to make posts mentioning a victim's name, thereby reducing engagement with insulting posts regarding a victim. The intent for such a direction would be to stem the virality of online harms, which can spread quickly through similar posts.</p><p>Second, Mr Low also asked about potential overreach when the OSC issues a Stop Communication (Class of Material) Direction. This direction protects victims from floods of harmful content, sharing common identifiers, such as a coordinated harassment campaign. Rather than requiring the Commissioner to identify each harmful post individually, the direction covers all such content in proportion to the scale of the harm occurring.</p><p>Mr Ng Shi Xuan raised the need to keep the playing field level for smaller platforms.&nbsp;We recognise that we must take a pragmatic approach when engaging the platforms on compliance with directions. This is why we intend to engage online platforms with significant reach or impact first, noting that the harms on such platforms have the potential to travel further and faster. Such platforms would also have the technical capabilities to implement more complex directions.</p><p>Mr Sharael Taha asked what qualifies as an online service provider and whether the term extends to closed or encrypted platforms, such as WhatsApp, Telegram and WeChat. He and Dr Choo Pei Ling also ask how the Bill would deal with cases arising from private or semi-private chat groups. Under the OSRA Bill, online service providers would include social media services and online messaging services, such as WhatsApp, Telegram and WeChat.</p><p>While we have no intentions to proactively intervene in private communications, I believe Members know how quickly something harmful can spread via private messages or in online chat groups. The OSC’s reporting mechanism is victim-led. For all harms except incitement of enmity, if a victim files a report to OSC and brings its attention to the specified online harms made via private communications, the OSC can then assess the case.&nbsp;&nbsp;</p><p>I refer Members to the example case given for intimate image abuse in Handout 4. Here, B posts an intimate image of A in an online chat group, without A’s consent. In such a case, the OSC can issue a Stop Communication Direction to the administrator of the group to remove B’s post.&nbsp;If this online chat group continues to circulate A’s intimate image on subsequent occasions, or intimate images of other persons, if made aware, the OSC could also consider an Access Disabling Direction to the platform whose service the chat group is maintained on. This will disable access to the chat group for Singapore users.&nbsp;&nbsp;</p><p>Next, Members sought clarifications on the OSC's reconsideration and appeal processes. Mr Zhulkarnain urged&nbsp;caution against allowing extensive appellate processes that risk re-traumatising victims. We are still working through the implementation of the Appeal Committee, including its powers to affirm, revoke, vary or substitute a reconsidered decision by the OSC. But I want to assure the public that each case will be given the necessary time and due consideration. Ms Elysa Chen would also be assured to know that it is possible for persons who are still dissatisfied with the decision of the Appeal Committee to seek to challenge it in the Courts by way of judicial review.&nbsp;We will provide more details on the appeal process at the later stage.</p><p>Ms Elysa Chen and Mr Foo Cexiang asked how the OSC will take enforcement action against bad actors who are overseas, noting the added complexity that technology like VPNs brings. Ms Lee Hui Ying and Mr Henry Kwek also asked how we would ensure that transnational or cross-border online platforms comply with OSRA directions.&nbsp;</p><p>As mentioned, the OSC's directions apply to all communicators, administrators or platforms, regardless of where they are based. This applies as long as the harmful content is communicated in Singapore or accessible by users in Singapore. Where Access Disabling Directions are issued to overseas platforms, the platform will be required to geo-block the content to prevent Singapore end-users from accessing it. Non-compliance with OSC directions is an offence. Further, in such cases of non-compliance, the OSC is empowered to take escalatory measures to require providers of Internet access services to block access to non-compliant online services and online locations or to require providers of app distribution services to remove non-compliant apps from their app stores. The issuance of these escalatory measures will be carefully considered and used judiciously.</p><p>Lastly, the use of VPNs to circumvent restrictions and detection affects all Internet laws and regulations, including the OSRA Bill. We will have to take a practical approach and do our best to deal with those within the bounds of our law.</p><p>Mr Foo Cexiang asked whether the penalties prescribed under OSRA are adequate. Dr Choo Pei Ling also suggested increasing the maximum penalties.</p><p>The Bill sets out maximum penalties for non-compliance with OSC's directions and orders. These were determined with reference to similar offences already on the books, such as the Online Criminal Harms Act, the Foreign Interference (Countermeasures) Act, the Protection from Online Falsehoods and Manipulation Act and the Broadcasting Act, because these are statutes that have directions similar to the OSC's directions. You will see that while there are similarities, the penalties are not exactly the same because we have calibrated it against the different purposes of these laws, and the gravity of the situations that would usually give rise to non-compliance.&nbsp;</p><p>Mr Foo also asked if guidance could be given on how the Courts should sentence. Sentencing is a multifactorial exercise and highly context-specific. It is a matter for the Courts to decide in applying general sentencing principles, with the benefit of submissions by the prosecution and the defence. The Court would generally treat the maximum penalty in legislation as representing the appropriate sentence for the most serious form of the offence and calibrate accordingly for the case before it. This can be adjusted in view of aggravating factors, such as defiant conduct, and mitigating factors, like being a first-time offender.</p><p>Ms Mariam Jaafar suggested incorporating digital literacy or restorative programmes, especially for younger offenders. Ms He Ting Ru also asked whether perpetrators could be issues counselling orders to stop them from reoffending.</p><p>We agree with the Members that, in some cases, rehabilitation may be the more appropriate action than prosecution. As shared in my opening speech, the Commissioner may put in place an Online Harmful Activity Remedial Initiative, which consists of the completion of volunteer programmes. This may be taken into account when deciding whether to prosecute a person for non-compliance with the OSC's directions.&nbsp;</p><p>Mr Sharael Taha, Mr Cai Yinzhou and Mr Henry Kwek suggested ways that the OSC can work with partners in the public and people sector to strengthen victim care and support. Dr Wan Rizal asked whether practical guidelines will be issued to schools, hospitals and care agencies on how to activate the OSC’s remedies. I thank Members for their suggestions. Better support for victims of online harms is at the heart of what this Bill serves to do.&nbsp;</p><p>Firstly, the OSC will work with other Government agencies and community organisations to ensure that victims can access the OSC's reporting mechanism. Secondly, we recognise that OSC remedies may not meet all the needs of victims. Should they require further support as they cope with an incident, OSC will refer cases to its appropriate partners. One such partner is SHE, who partners with the Singapore Council of Women's Organisations (SCWO) to run SHECARES@SCWO. SHECARES@SCWO is an online harms support centre that provides counselling services and legal assistance if needed. The centre is supported by full time counsellors and volunteers, and offers pro bono legal clinics with the support of Pro Bono SG.&nbsp;&nbsp;</p><p>Mr Gabriel Lam, Ms Valerie Lee, Ms Tin Pei Ling and Ms Eileen Chong have highlighted the importance of public education in the promotion of responsible online behaviour. Mr Pritam Singh also asked about outreach and preventive education programmes.&nbsp;</p><p>Indeed, legislation is not a silver bullet. As Ms Tin Pei Ling said, social norms and education matter. Beyond legislative measures, we will improve public education and outreach to make online safety resources more accessible, practical and action oriented. In collaboration with community, industry and corporate partners, more ground-up initiatives, such as workshops and webinars, will be organised to foster healthy digital habits and raise awareness of key online safety and digital well-being issues. These efforts will equip Singaporeans with practical skills and knowledge to navigate the online space safely and responsibly, and empower them to support others in their communities.</p><p>Mr Speaker, the Bill before us today seeks to protect victims from online harms. Let me conclude by leaving Members with three key takeaways.</p><p>Firstly, the OSRA Bill's victim-centric approach in offering relief from online harms plugs a gap in the online safety landscape. It complements our existing measures to address various harmful online content.</p><p>Second, the OSC will provide timely redress for victims of online harms. This will be done in calibrated manner, starting with most severe and prevalent harms.</p><p>Third, the OSRA Bill will strike a balance between protecting victims from online harms, while preserving space for healthy discourse.</p><p>The road ahead will bring its share of challenges, but also opportunities to make a real difference. I seek Members' support for the office of the Commissioner of Online Safety, and your understanding as we refine the details of OSC’s implementation. We are committed to doing right by victims of online harms and to do so in good time, with care.</p><p>I urge all Members to support this Bill. Together, we can foster positive norms of online behaviour, such that Singaporeans can go online safely and confidently. [<em>Applause.</em>]</p><p><strong> Mr Speaker</strong>: Minister Edwin Tong.</p><h6>8.10 pm</h6><p><strong>Mr Edwin Tong Chun Fai</strong>: Mr Speaker, thank you. I also thank all Members who have spoken in support of the Bill and for their thoughtful contributions to this very important debate. I am very heartened to see that actually we are on very common ground, not just in our thoughts and in the way in which we want to advance the Bill and the work of the OSC, but also in our views and in our values on what this means to society.</p><p>And I think, ultimately, after almost eight hours, I think we are not really disagreeing on much. And I found speeches on both sides of the House thoughtful, with good suggestions, and even if we are not able to take them onboard today, I think, they will be relevant for future iterations of this Bill.&nbsp;</p><p>Members have raised a number of questions, in fact, many questions, and I thought I will take them thematically, as Minister of State Rahayu Mahzam has done. But I beg your indulgence, that I am not going to be able to respond to every Member’s specific questions, nor I suspect would you want me to.</p><p>But let me quickly recap the fundamentals of what this Bill seeks to achieve to set it in perspective.</p><p>The OSC is set up as an independent agency to provide quick relief and can grant directions quickly in respect of platforms, something that, today, if you wanted to do with the platforms directly, you almost certainly would find that you have a huge hurdle to scale.&nbsp;</p><p>Second, we provide, in complementary to that, a private remedy framework by way of the statutory torts. The law on torts itself is not new. It is established and the jurisprudence is well-established, but to allow victims, individuals, to avail themselves of that framework is something that is new and novel.&nbsp;</p><p>Finally, the End-User Identification, which supports the tortious framework, because without understanding and knowing who it is, you cannot bring the action. It is important to remember that we do not have any of these tools today. And this Bill, therefore, in my view, will create a low-barrier and accessible framework for victims to obtain remedies. In many ways, this has democratised relief for victims.&nbsp;</p><p>And as I respond to questions, I would like to say that I hope we can keep it that way because it is a key design feature, as I said at the outset, for this Bill to be speedy, to be efficacious and to allow there to be a low barrier to getting the relief obtained. And I think we would like to keep it that way as far as possible. And I like the way in which Mr Sharael Taha and Mr Xie Yao Quan put it – give it space to grow up, build up and let it take off. And I think that is exactly what we would like to see it do.</p><p>Many Members' spoke about the Statutory Torts Framework, and I will respond to this as much as I can.&nbsp;The Courts have contended with issues of establishing liability, quantifying damages and enforcing judgments for as long as the law of torts has existed, and it is not going to be a novel area in which they look at the way you assess breach of duty, the way in which you assess proof of damages and also whether the damage is foreseeable or too remote.&nbsp;</p><p>But I think the speeches have put the different issues that are at tension with one another into perspective. On one hand, Ms Elysa Chen made a very thoughtful speech and cautioned against over-censorship – that administrators and platforms might then remove content too readily. On the other hand, Mr Henry Kwek said, we should be careful not to allow this to be weaponised. Ms He Ting Ru also said that over-censorship is already happening today. People today are already, in some cases, withdrawing from social media entirely.&nbsp;</p><p>So, you can see the tension, pulling in different directions. What this Bill tries to do is to set up a framework that allows individual relief but also one which allows you to go to a third party, in this case, the OSC, for quick relief by a regulator.&nbsp;</p><p>On top of that, I want to also emphasise that this Bill is, however, not intended to remove discourse. You take, for example, the Explanatory Statement on Incitement of Enmity. You will see in there that we have specifically provided in the Explanatory Statement that when you have statements that express an opinion, you are free to do so, even if they may be an opinion on the law or on Government policy. That alone, an opinion, is not something that would fall foul of the provisions of this Bill.</p><p>Neither is expressing a person's belief or the practices of a group of persons inconsistent with another set of beliefs, something, that will fall foul of this Bill. It would not. You are entitled to your views, expressing your opinion and pursuing discourse as much as you can, as long as you keep to ensuring that you do not fall into one of the buckets of online harms.</p><p>To do this, we have carefully calibrated the Statutory Torts Framework, and I thought I would just reiterate in my answer to Members' questions on how this framework is designed to work.</p><p>First, we are dealing with online harms with a clearly defined threshold. There is a formula that is set out in the Bill and in respect of all online harms, the OSC must make an assessment, and the Statutory Torts Framework must reach that standard. Those are the duties that are set out in this Bill. You must fall below those duties before it becomes actionable. So, there is a threshold that is fairly clear-cut. In fact, many of them, you will find that these standards are not inconsistent with what the platforms self-profess to be their standards as well.</p><p>Second, I think Members will know that there is no criminal offence or liability or criminal punishment for the online harm. This is not the design architecture of this Bill. When there is an online harm, OSC determines it. It then makes one of the directions as may be appropriate.</p><p>Third, by and large, liability under the Statutory Torts Framework is compensatory. It seeks to compensate a victim, sometimes for loss of earnings, sometimes for distress, but it is compensatory in nature, by and large. And to Mr Henry Kwek's question, the courts will know when a case is frivolous or taken on trivial or unmeritorious grounds. It is well-established. There are cost consequences. There are ways in which we can stop a vexatious litigant.</p><p>Fourth, liability for platforms is conditional on them receiving proper notice. We designed that framework because we do not expect the platforms to trawl the Internet or trawl social media to look out for these harms. But once you get a notice, then that duty arises and you then have to act in a manner in which the duty would be commensurate with the remedy.&nbsp;</p><p>Mr Pritam Singh made the point about what is reasonable, and I think the hon Member talked about an illustration and asked whether \"prompt\" means it must be forthwith and so on. We have put the formula as \"reasonable\" because in some cases, you can simply disable access with a flip of the switch. In that situation, unless you have some other reason why you cannot do that very quickly, then otherwise, we expect the timeframe to be much shorter.</p><p>In other situations where you might take a bit more time to comply with the order and some steps might be taken, or&nbsp;you might have to make some enquiries or there are some technological issues or challenges, then the framework that we have for \"reasonable\" allows the Court to take all that into account. And so, it is not a single standard. We are not able to say it must be X number of days in every case, but \"reasonable\" in the context of the particular circumstances of that case.</p><p>Fifth, we will prescribe the contents and mode of service of these notices. I know many Members have talked about whether it is going to be difficult to fill up, or is it going to be something that we will have to go back and forth with the platforms. The answer is, as far as we can, we will prescribe the contents and the way in which we will do service of these notices so that you have, almost like a fixed framework of information that you will have to provide. And once the platforms receive it, they will have to respond to this.</p><p>I know what the hon Member Ms Chen said about how there might be an over-reaction. Platforms might then be a bit more cautious when dealing with online harms.&nbsp;Sir, in many ways, I will say it is not a bad thing. That with these frameworks, for the platforms, the administrators, the communicators, there is a pause for thought, to think about whether an item crosses the threshold or not and whether you should be doing it. I think that is the kind of mindset that we hope to build&nbsp;– for everyone to be a little bit more cautious, not self-censor in the way which I have told you. All opinions are welcome. Discourse is welcome. But to have a care, to think about it one more time whether that is something that passes muster for online harms. And I think if they have to take a second look and thereby improve protections for users and for potential victims, then I think we have achieved something.</p><p>Mr David Hoe, Mr Sharael Taha, Ms Lee Hui Ying and Ms He Ting Ru observed that some claimants might lack the means to pursue a claim. Let me just put it in perspective. We have introduced this now as an additional avenue for our victims to pursue this claim. Previously, on whatever resources you might have, it was not possible. But today, you now have an additional framework.</p><p>We will always, in the context of how we discuss and enhance access to justice, we will have people who fall at the margins and may not be able to be well-resourced enough to pursue the claim. In those cases, my Ministry, MinLaw, will continue to work on Access to Justice principles to ensure that those who deserve assistance, whether through Legal Aid with the usual means and merits test, or Pro Bono SG or the Community Law Centres, or various other legal clinics or pro bono schemes around Singapore. We will continue to support these schemes and ensure that those who are at the end of the spectrum, who are unable to have resources to pursue their own claim, will not be left by the wayside.</p><p>In many ways, that is just as an aside, that is precisely why we have also created the OSC framework – that it is simple, really cost-efficient and fast. You do not have to pursue a claim in Court to get the immediate relief of having the takedown or right-of-response or any other of the measures that OSC can prescribe.</p><p>I note that Ms He Ting Ru talked about the prospect of engaging in court proceedings will be daunting for victims and asked what simplified processes could be introduced. In a similar way, Ms Lee Hui Ying made the same point and talked about the Small Claims Tribunal.</p><p>I am not immediately currently persuaded that the Small Claims Tribunal is set up to investigate and hear tortious claims like this. But the points are taken, and we will see whether there is a way in which we can introduce a simplified framework and process that will be able to handle these cases,&nbsp;particularly the simpler ones, much quicker and much more cost-efficient.</p><p>Mr David Hoe suggested that it should be easy for victims to send \"online harm notices\" to them and avoid unnecessary information. I covered this earlier. I will just make one other point. We will also be working with the platforms to ensure that the process is straightforward and accessible. So, we will be designing this process with them in mind. They will tell us what is it that they need to identify the harm appropriately and we will work with them as well to design this into the information that will be needed to trigger the process with the platforms.</p><p>Mr David Hoe and I think Ms Cassandra Lee asked whether non-monetary damages or losses can be considered under the Bill's framework, the Statutory Torts Framework. The short answer is yes. The claimants are not limited to monetary compensation and indeed, many of the harms that is contemplated in this Bill, whether it is harassment or intimate image abuse, they lead to distress and humiliation, and the Bill does empower the court to grant damages as it thinks just and equitable. Of course, the usual tortious principles, as I outlined earlier, will have to apply: is it foreseeable? Is it too remote?&nbsp;And so on.</p><p>Ms Cassandra Lee asked if the identifying information of victims who commence civil proceedings can be automatically redacted. I would say that, whilst redaction is appropriate in some cases, there will also be many where it would not be. And I think you got to put it in context. You are now having to face a civil suit, and you have to understand and know who is bringing the claim. And so, in most cases, I think that would not be the case. Not all, but most cases. And once an assessment has to be made as to whether it is appropriate, then, an automatic reduction upfront would not be suitable for this scheme.</p><p>Mr Ng Shi Xuan and Ms Tin Pei Ling asked for clarification on how the Statutory Torts Framework in OSRA might interact with that in POHA. Let me just quickly explain this. Victims of harassment, doxxing and stalking should continue to sue the communicator or bring action under POHA. And I made the point in my opening speech that we will provide for remedies against the administrator and the platforms for these harms under OSRA. We did consider, but ultimately, decided not to subsume the POHA statutory torts under OSRA. Harassment, doxxing and stalking under POHA all have offline dimensions to it as well, which continue to call for protection and it is, therefore, necessary to preserve this. OSRA deals with online harms, so, we thought it will be more expedient and better coverage to not subsume that under OSRA.</p><p>Mr Ng also suggested that guidance be issued to help parties understand the interaction.&nbsp;We will do so. I noted what the hon Member said, having a healthy online culture and I think that is what we would like to promote.</p><p>The OSC and the Courts provide complementary avenues for victims to obtain protection from online harms. Some Members asked what happens if there are inconsistencies. In most cases, victims will want to use the OSC's directions at the first instance. As I said, it is quick, fast and swift relief.&nbsp;Many might consider to go further. For example, you might need to seek an injunction from the Courts. Like OSC's directions, injunctions are also intended to be quick and can protect the victim. But for tort claims, the claims in Court, it seeks to impose a civil liability on the other party. And so, for these reasons, the Courts are better placed to address such cases, which sometimes will need a more complex evaluation of the evidential positions on both sides and also considering the legal position and the arguments of parties.</p><p>Mr Henry Kwek asked what happens if the OSC and the Courts take a different view on whether an online harm occurred. The decisions of the OSC and the Court will not bind the other. The former is an administrative decision by an agency, and the latter is a matter of law decided by the Judiciary. But the OSC may take the Court's decision, and after a while, a body of case law and jurisprudence into account. Nothing to stop the OSC from having regard to the body of jurisprudence over time, developed as a result of this framework. And the OSC is empowered to also revisit past decisions and to vary or cancel them to the extent relevant or appropriate.</p><p>Mr Andre Low asked whether the OSC would be bound by Minister's clarifications made in the House today. Sir, it is usual that Parliamentary intention as discerned from the debate that we have engaged in and as recorded in Hansard can and should be taken into account when interpreting the Bill and this is not just by the OSC, but also by the Courts at a subsequent juncture when construing the interpretation and construction of a particular provision in this Bill.</p><p>Ms Valerie Lee asked whether the Right-of-Reply Directions which OSC may issue are intended to complement civil remedies for defamation. The short answer is yes, and it is because they serve different purposes. Currently, a successful claim in defamation provides compensation for reputational loss. But as I said at the outset, not all victims want that financial compensation. They do not want just to go to court for monetary compensation, and we have learned this from many consultations from the stakeholders.</p><p>Instead, many of them want to set the record straight as quickly as possible before their reputation is further harmed, and that is where the Right-of-Reply mechanism meets this need, and victims can choose to pursue either or both remedies, and I would say that it is not a prerequisite to seek a Right-of-Reply Direction first before commencing court proceedings for defamation. But the Court may consider the claimant's duty to mitigate loss and if an avenue is available for you to have a right of reply and you do not trigger that for good reason, then, that might be taken into account as part of the claimant's duty to mitigate.</p><p>Several Members asked questions about the balance between the desire to ensure accountability of wrongdoers and the need to safeguard personal information. This is under the End-User Information. Let me explain the framework in this context.</p><p>In my opening speech, I covered the safeguards to ensure that information disclosed is not misused. The OSC may impose any condition in disclosing the information, including limiting the use of the information to the approved purpose.&nbsp;Further, any misuse of information may be an actionable wrong in itself.</p><p>So, for example, if the victim uses the information to dox the perpetrator, that may be an offence under POHA. It may also be an offence under OSRA. These safeguards would protect the information disclosed and prevent misuse. The foregoing answers the questions of Dr Wan Rizal, Mr Henry Kwek and Ms Mariam Jaafar.</p><p>Mr Henry Kuek also asked about the OSC's directions under the End- User Identification measures and how they interact with PDPA. The short point is that the obligations imposed by the PDPA do not prevent platforms from complying with the OSC's directions.</p><p>Ms Eileen Chong also asked, I think, similar questions on the End-User Identification. Apart from what I have just said, I would like to refer to clause 53, which allows conditions by the OSC to be set in the course of providing information. I know the hon Member Ms Chong said that these proposals have, and I quote the Member, \"real value\", and I thank her for that; but that giving information to the victim is a \"one-way door\". That is also correct. But likewise, posting an online harm to the world, is also a \"one-way door\".</p><p>And so, the question for us really is, with most of the issues in this Bill, is to grapple with the right balance to be struck. On the one hand, you have information or a post to the world that is harmful. On the other hand, you are getting information that might be subject to conditions and there are also consequences, some of which are penal in nature if you misuse it. So, we believe overall that this provides the right balance to redress the victim's harm, provide an avenue to pursue the action. Without the identity, you cannot pursue the action and also ensure that the information is not used in a collateral way. I hope that answers Ms Chong's question.&nbsp;</p><p>Mr Henry Kwek noted that some anonymous perpetrators may abandon their account when a platform subsequently, after finding out that there is an online harm, attempts to collect their identity through the Collection Notice. Sir, that is possible. In such cases, the reality is that their information will then not be collected and both OSC and victims will, then, not be able to identify the perpetrator.</p><p><span style=\"color: rgb(51, 51, 51);\">&nbsp;But we did consider what the alternative would be. The&nbsp;</span>alternative would be to require all platforms to collect all information upfront, regardless of whether or not anyone has conducted online harm. As I said at the outset, the vast majority of users will not fall in that category. So, it will inconvenience and in some cases, perhaps, add an additional hurdle, and there is also a burden on platforms. Taking into account, as I said earlier, that balance, we decided that we will require the platforms to do so once we have established the online harm. We know that, with doing that, there is a real risk, that in some cases they will just abandon. But at the very least, with the provisions that OSC has under this Bill, OSC will be able to take action to deal with the harm being continued online.</p><p>Sir, I believe I have covered most of the points. I would just want to address Mr Low's point about clause 4. I think he raised a point about clause 4. The general position in law is that the Government is not bound by legislation unless it provides expressly for that to be so. In clause 4, Mr Low will be aware that neither the Government will be bound by this legislation nor can the Government avail itself of this legislation. So, on that basis, we do not think that it is suitable not to include the Government either way and for the reasons that we set out in the Explanatory Statement. I hope that answers his question.&nbsp;</p><p>Sir, I think that is really all the questions and, as I said, I apologise if I have not been able to go into the specifics but I think what I have said on both End-User Information and the Statutory Tort Framework elucidates our thinking behind those two measures in this Bill, and we ask for Members' support because, like Minister of State Rahayu, I believe this will be a game-changer in the online space, not just in what we do online but it will translate into how we interact with one another offline as well.</p><p><strong>Mr Speaker</strong>:&nbsp;Minister of State Rahayu.</p><h6>8.32 pm</h6><p><strong>Ms Rahayu Mahzam</strong>:&nbsp;Mr Speaker, I would like to make a clarification regarding my speech earlier. I had made reference to Ms Elysa Chen's speech; and I note that she actually did not ask about how defamation interacts with the harm of publication of statements harmful to reputation and how the OSC would ascertain disproportionality of OIDH. Instead, my reply actually addresses the general point on how victims can put out a reply quickly to protect their reputation and how it interacts with other laws, and I shared further on the threshold for OIDH.&nbsp;</p><p><strong>Mr Speaker</strong>:&nbsp;Thank you. Can I now invite Minister Josephine Teo?</p><h6>8.33 pm</h6><p><strong>Mrs Josephine Teo</strong>:&nbsp;Mr Speaker, I thank all Members who have spoken on the Bill, for your thoughtful comments and suggestions. Minister Edwin Tong and Minister of State Rahayu have responded to all of your comments comprehensively. Let me share just a few more observations about the overall thrust of the debate today.</p><p>The first observation is that Members agree no one should be beyond accountability when their actions harm others. Ms Mariam Jaafar was most emphatic about it. The stories shared by Members today illustrate the mental toll that victims of online harms experience. They are visceral and emotional, and it is why it is so important to help victims get closure through restitution. It goes to the heart of the OSC's mission to provide timely, effective and accessible relief for victims of online harms.</p><p>My second observation, Sir, is that Members recognise the complexity and tensions within the online sphere. Online interactions and the nuances of harmful activities can shift and evolve rapidly. No two cases of online harms will be the same. Every hour that passes by makes a difference to victims. This is why the OSC's work will be very challenging. Mr Xie Yao Quan posits that it will also be voluminous.</p><p>The Government has explained how the OSC's processes strike a balance between speed and due process, efficiency and effectiveness. As much as possible, we will rely on clear criteria for action. We will also provide avenues for independent review of decisions so that outcomes are consistent and fair.</p><p>Our framework will hold all stakeholders accountable – from platforms to perpetrators – for the safety of users. The OSC will not be undertaking this work alone. We have regularly worked together with our network of partners. Many have been on this journey with us since the beginning. The Bill, itself, has been years in the making. At every stage, local community organisations and advocates provided valuable insights that shaped our approach.</p><p>Feedback from industry stakeholders further refined our framework. I am heartened they see Singapore as a determined, yet pragmatic regulator. I also hope they will continue to actively contribute to improving online safety. The OSC will draw upon the extensive experience and expertise of our partners. It is essential to how we navigate the evolving digital landscape. It will also help us improve our practices and stay responsive to victims' needs.</p><p>My third observation is that Members agree the OSC must earn the trust of Singaporeans that it is effective and impartial. There are different thresholds for acting on online harmful activities that may occur. The Commissioner and the OSC have the delicate job of assessing reports and issuing directions on a case-by-case basis. We need to consider, for example, that what causes distress to a child may not be distressing to an adult. Mr Sharael Taha, Ms Eileen Chong, Ms Elysa Chen and Mr Alex Yeo have rightly pointed these out.</p><p>We may adopt a victim-led approach to filing reports, but OSC will need clear guidelines, adequate oversight and accountability mechanisms. This is so that all parties, whether victims, alleged perpetrators, platforms and administrators know that the OSC makes its assessment based on objective criteria.</p><p>The OSC's directions should only go so far to protect any immediate or further harm to victims. It should not be seen to be taking the side of one party over another. This is important, whether or not political personalities are involved. Trust in the OSC's objectivity and fairness will be critical to its success.</p><p>Minister of State Rahayu has explained how the OSC will take an objective approach in assessing online harms. These thresholds are not met simply because someone says they feel offended by the content, no matter who that someone is. Clear definitions of each harm have been provided in the Bill, supported by explanatory notes and illustrations. Mr Alex Yeo and Mr Foo Cexiang acknowledged and agree with this approach.</p><p>In time, the OSC will also publish guidelines on factors that it will consider in its decision making. This is important to aid public understanding. The transparency also ensures that the OSC's decisions can be held to clear standards. It is a necessary safeguard for fairness and consistency. I hope these assurances address Ms Chong's concerns on the independence of the Commissioner.</p><p>To Mr Pritam Singh's question on the use of Ministerial Directions. I would like to assure him that there is no intent to issue directions to interfere in the day-to-day workings of the Commissioner in specific cases. An example of a type of direction that may be provided for is on resource prioritisation for the Office of the Commissioner of Online Safety.</p><p>At this juncture, let me also thank Ms He Ting Ru for her proposed amendments to the Bill. Over the years, many Members of Parliament have given suggestions on strengthening online safety for Singaporeans. The Government has welcomed them. I spoke about this when I opened the debate.</p><p>As with all well-intentioned suggestions, the Government's approach is to review them carefully and rationally. Minister of State Rahayu and Minister Edwin have comprehensively addressed why the amendments filed by Ms He are either already provided for in the Bill or could inadvertently limit the work of the OSC in providing relief for the victims.</p><p>For instance, we agree that public interest is an important factor. In fact, the Bill provides that the Commissioner may consider it. But making public interest and overriding exemption could inadvertently provide a shield to bad online actors. Ms Tin Pei Ling underscored this risk. Under the pretext of public interest, these bad actors can continue to undermine victims' recourse.</p><p>To be clear, the Government has no disagreement with the intent behind Ms He's amendments. We will also operationalise the law in the same spirit. But as with any law, we must strike a careful balance between being specific to make the law clear and operable, and being too specific as to inadvertently make the law less effective.</p><p>MDDI and MinLaw have tried to get this balance right. OSC has both the latitude to act quickly and the duty to act responsibly within clear bounds.&nbsp;In designing the OSC's remit, we have taken every care to scope it precisely, proportionately and as practicably as we can, so that it fulfils its mission. OSC will learn from experience, continually refine its processes and always strive to do better. It will continue to monitor and report on its progress, refining the system openly as needed.</p><p>We welcome the Workers' Party's (WP's) shared interest in ensuring that OSC is well-positioned to achieve its objectives. Our end goals are aligned. We all want better support for victims of online harms. I hope Members will agree that our priority is to allow OSC to focus on building its capabilities, clarifying its policies and cultivating its partnerships. It will take time and things may not work perfectly at first but, step by step, we will get it right.</p><p>I thank Mr Singh for stating that the WP supports the Bill. If the WP agrees, I hope it will also consider withdrawing its amendments. Mr Speaker, I seek to move.</p><p><strong>Mr Speaker</strong>: It is time for clarifications. Ms He Ting Ru.</p><h6>8.43 pm</h6><p><strong>Ms He Ting Ru</strong>: Mr Speaker, the WP still believes that the amendments we tabled would enhance the effectiveness of our laws in working for victims of online harms, while providing careful consideration for the Bill's powers. We disagree that these changes will cause the protection regime to be problematic or toothless.&nbsp;</p><p>Nevertheless, I am grateful that we have had the chance to have a debate on these important issues and to the officeholders who have provided substantial clarifications. I think we all agree that the legislation covering online harms is very much something that will need continued review, refinement and development as the scale and nature of online harm shifts alongside changes in technology in our society.</p><p>On Minister of State Rahayu's point that the Broadcasting Act covers the two categories of harmful online activity covered by our proposed amendments, we note that the Broadcasting Act does not allow victims to seek a swift recourse. As I stated earlier, both these categories were also rated by respondents as the most egregious of harms and, thus, we believe that they should be explicitly covered.</p><p>Regardless, IMDA should work with the new agency under the Bill and study the types of reports received, emerging trends and effectiveness of the Broadcasting Act. We believe that victims should more appropriately lodge a report to OSC, not IMDA, to seek redress, and for OSC to issue directions and orders fast.</p><p>Additionally, the Broadcasting Act is more of a governance for entities which does not provide recourse for victims. Also, I believe that the new agency's powers are wider and contain more remedies that will be available to victims. Thus, will the Minister of State clarify how our concerns outlined above will be addressed?</p><p><strong>Ms Rahayu Mahzam</strong>: Mr Speaker, I thank the Member for her further question.</p><p>As I have explained in my opening speech as well as my response, the nature of this particular Bill is really victim-led and in the manner in which there are certain specified online harms that are created as a result of that interaction online.&nbsp;In the case of sexual grooming, for example, as explained, if the victim realises that he or she is affected and there are actions that are causing harassment, alarm, distress or humiliation and there is content for OSC to act upon, we can act upon it.</p><p>So, it is the nature in which you are describing that action, because sexual grooming in itself is a whole transaction and it is a crime that can be dealt with better under the Penal Code.&nbsp;With regard to the materials that are online, again, if the materials are something that is causing harassment, distress, alarm and humiliation to the victim, that person can file to OSC and we will address it.</p><p>So, it is really a function of whether the victim sees a particular content that is triggering certain characteristics pursuant to this Bill, they can pursue it through OSC.&nbsp;The other point I would make is that OSC&nbsp;– we are taking a no-wrong-door approach, no-wrong-door policy with OSC. So, in the event some of these issues are raised to OSC, OSC will assess it and make appropriate references to make sure that the appropriate help is given to the victims.</p><p><strong>Mr Speaker</strong>: Mr Andre Low.</p><p><strong>Mr Low Wu Yang Andre</strong>: Speaker,&nbsp;my clarification is directed to Minister of State Rahayu. I just have a quick clarification to make.</p><p>In addressing a point made by hon Member Ms Elysa Chen, I believe Minister of State stated that, \"Ms Chen would also be assured to know that it is still possible for persons who are still dissatisfied with the decisions of the Appeal Committee to seek to challenge it in the Courts by way of judicial review. We will provide more details on the process at a later time.\"</p><p>Sir, I just wanted to clarify if Minister of State Rahayu is still referring to the existing statutory power of the Courts to exercise supervisory jurisdiction over executive actions or is this envisaged as a distinct process?</p><p><strong>Ms Rahayu Mahzam</strong>:&nbsp;I am referring to the existing power of judicial review.</p><p><strong>Mr Speaker</strong>: Mr Pritam Singh.</p><p><strong>Mr Pritam Singh</strong>: Mr Speaker, just a quick clarification. I am assuming this will be to Minister Tong.</p><p>On one of the clarifications that I had sought – I thank the Minister for addressing a number of those that I had put out. The point about the Online Criminal Harms Act, a sister legislation; and the implementation direction that the Government had issued to Facebook on their measures against scams, I think they had a timeline: first, end of September; then, end of October. I asked that question, actually, not specific to that, but just to have a better understanding of how the platforms will respond to the Bill the Government seeks to pass today.</p><p>As an example, Handout 2 states the platform – a victim will essentially go to the platform at first instance, except in a few different circumstances, and these pertain to intimate image abuse, doxxing, image-based child abuse – that one you go straight to OSC.</p><p>In the first case, I am trying to understand from the victim's perspective, how quick can we expect the platforms to respond to victims of online harm? I think this aspect of it is really the substance of that particular clarification, where I sought to understand how promptly and the extent to which the social media platforms would be able to comply.</p><p><strong>Mr Edwin Tong Chun Fai</strong>: Thank you, Sir. I understand where the Leader of the Opposition is coming from.</p><p>I will not provide information on the first question because that is not the subject of OSRA.&nbsp;But I think on your more general point, the question really is this – two points.</p><p>First, as I mentioned, we did have extensive consultations, including with the platforms. The idea here is obviously we do not want to devise a framework in a scheme that will be unworkable and inoperable, practically speaking, so we have been consulting with them.</p><p>I mean, if truth be told, you start from a blank canvas and you ask the platforms, would they want to see a Bill like this? The answer probably is, no, if they had a choice. But we were quite determined to ensure that there would be a Bill of this nature, and a Bill of this nature would not have the teeth if it did not involve the platforms and have powers over the platforms, and I think they quickly understood that. So, we have been working with them.</p><p>There will be differences of views on what can be done, what cannot be done, but we have navigated the path forward and we will continue to do so.</p><p>To the Member's point about how quickly it can be done in this case, I would like to say that all of the provisions they work with one another. The OSC, on the one hand, the Statutory Tort Framework on the other and, bear in mind, that in the Statutory Tort Framework we have now prescribed in the case of platforms, administrators, communicators, tortious duties that are triggered from the time they get notice.</p><p>So, unlike in the past where you can get notice and the Member has heard what Minister Josephine said earlier about the requests from individuals being ignored in the case, sometimes five days or more. It would not happen here, because the time runs from when they get the notice. And, thereafter, their conduct as to what is reasonable will be measured by how easy it is to disable in the case, if it is very easy, then it should be very quick, as I mentioned earlier. Or if there is some reason&nbsp;why they cannot do so expeditiously, all that will be taken into account.</p><p>But the conduct, they cannot sit on it. The conduct from the time they receive notice will be under scrutiny. And in a way, that Statutory Tort Framework complements the OSC framework in ensuring that the platforms respond, react and do something about the harm that is complained of.</p><h6>8.52 pm</h6><p><strong>Mr Speaker</strong>: Are there further clarifications for the Ministers?&nbsp;No. Just to be clear, Ms He Ting Ru, you are not withdrawing the amendments, right?</p><p><strong>Ms He Ting Ru</strong>: No.</p><p><strong>Mr Speaker</strong>: Aright, thank you.</p><p>[(proc text) Question put, and agreed to. (proc text)]</p><p>[(proc text) Bill accordingly read a Second time and committed to a Committee of the whole House. (proc text)]</p><p>[(proc text) The House immediately resolved itself into a Committee on the Bill. – [Mrs Josephine Teo]. (proc text)]</p><p>[(proc text) Bill considered in Committee. (proc text)]</p><p class=\"ql-align-center\"><strong>[Mr Speaker in the Chair]</strong></p><p><strong>The Chairman</strong>: Members, this Committee stage will be a rather long one, so please bear with me.</p><p>[(proc text) Clauses 1 and 2 inclusive ordered to stand part of the Bill. (proc text)]</p><p>Clause 3&nbsp;–</p><p><strong>The Chairman</strong>:&nbsp;Clause 3. There is an amendment. Ms He Ting Ru.</p><p><strong>Ms He Ting Ru</strong>: Mr Chairman,&nbsp;I move the amendment* to clause 3, standing in my name as indicated in the Order Paper Supplement.&nbsp;The reasons for the amendment have been addressed in my speech during the debate on the Second Reading of the Bill.</p><p>[(proc text) *The amendment read as follows: (proc text)]</p><p>[(proc text) In page 14: after line 12, to insert –&nbsp;(proc text)]</p><p>[(proc text) \"(n) publication of online material encouraging or promoting suicide or an act of deliberate self-injury;&nbsp;(proc text)]</p><p>[(proc text)&nbsp;(o) sexual grooming of any person below 18 years of age or vulnerable adults;\"&nbsp;(proc text)]</p><p>[(proc text) Consequential Amendment:&nbsp;(proc text)]</p><p>[(proc text)&nbsp;In page 14, line 13: to reletter paragraph (n) as paragraph (p). (proc text)]&nbsp;</p><p><strong>The Chairman</strong>: As the amendment to clause 3 is related and interdependent with new clause A and new clause B, I shall allow the debate on the amendment to clause 3 to range over new clause A and new clause B.</p><p>Ms He Ting Ru, is there anything else you would like to add to the debate? You are entitled to speak. Not that I am asking you to speak, but you are entitled to speak if you wish to make any additional points.</p><p><strong>Ms He Ting Ru</strong>: No, Sir. Thank you.</p><p>[(proc text) Question put, and amendment negatived. (proc text)]</p><p>[(proc text) Clause 3 ordered to stand part of the Bill. (proc text)]</p><p>[(proc text) Clauses 4 to 8 inclusive ordered to stand part of the Bill.&nbsp;(proc text)]</p><p>Clause 9&nbsp;–</p><p><strong>The Chairman</strong>: Clause 9.&nbsp;<span style=\"color: rgb(51, 51, 51);\">There is an amendment. Ms He Ting Ru.</span></p><p><strong>Ms He Ting Ru</strong>: Mr Chairman,&nbsp;I move the amendment* to clause 9, standing in my name as indicated in the Order Paper Supplement. The reasons for the amendment have been addressed in my speech during the debate on the Second Reading of the Bill.</p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) *The amendment read as follows: (proc text)]</span></p><p>[(proc text) In page 24: after line 21, to insert –&nbsp;&nbsp;(proc text)]</p><p>[(proc text) \"(5) For the purposes of subsection (1), communication of online material is not \"online harassment\" if it constitutes, or is part of a course of conduct that constitutes, fair comment on a matter of public interest.”&nbsp;(proc text)]</p><p>[(proc text) Question put, and amendment negatived.&nbsp;&nbsp;(proc text)]</p><p>[(proc text) Clause 9 ordered to stand part of the Bill. (proc text)]</p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) Clause 10 ordered to stand part of the Bill. (proc text)]</span></p><p>Clause 11 –</p><p><strong>The Chairman</strong>:&nbsp;<span style=\"color: rgb(51, 51, 51);\">Clause 11. There is an amendment. Ms He Ting Ru.</span></p><p><strong>Ms He Ting Ru</strong>: Mr Chairman,&nbsp;I move the amendment* to clause 11, standing in my name as indicated in the Order Paper Supplement.&nbsp;The reasons for the amendment have been addressed in my speech during the debate on the Second Reading of the Bill.</p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) *The amendment read as follows: (proc text)]</span></p><p>[(proc text) In page 25: after line 27, to insert –&nbsp;&nbsp;(proc text)]</p><p>[(proc text)&nbsp;\"(4) A person's conduct does not constitute \"non-consensual disclosure of private information\" under subsection (1) if, having regard to all the circumstances, the public interest in the disclosure of the private information outweighs the public interest in maintaining privacy. (proc text)]</p><p>[(proc text) (5) Without limiting subsection (4), matters which may constitute a public interest in the disclosure of the information include —&nbsp;(proc text)]</p><p>[(proc text) (a)\tinforming the public on a matter of significant public concern;&nbsp;(proc text)]</p><p>[(proc text) (b)\texposing wrongdoing, corruption, or a serious miscarriage of justice;&nbsp;(proc text)]</p><p>[(proc text) (c)\tthe proper administration of government or the conduct of public services;&nbsp;(proc text)]</p><p>[(proc text) (d)\topen justice;&nbsp;(proc text)]</p><p>[(proc text) (e)\tprotecting public health and safety;&nbsp;(proc text)]</p><p>[(proc text) (f)\tnational security;&nbsp;(proc text)]</p><p>[(proc text) (g)\tthe prevention or detection of serious crime or fraud.\"&nbsp;(proc text)]</p><p>[(proc text) Question put, and amendment negatived.&nbsp;(proc text)]</p><p>[(proc text) Clause 11 ordered to stand part of the Bill. (proc text)]</p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) Clauses 12 to 18 inclusive ordered to stand part of the Bill.&nbsp;(proc text)]</span></p><p>Clause 19&nbsp;–</p><p><strong style=\"color: rgb(51, 51, 51);\">The Chairman</strong><span style=\"color: rgb(51, 51, 51);\">: Clause 19.&nbsp;There is an amendment. Ms He Ting Ru.</span></p><p><strong>Ms He Ting Ru</strong>: Mr Chairman,&nbsp;I move the amendment* to clause 19, standing in my name as indicated in the Order Paper Supplement.&nbsp;The reasons for the amendment have been addressed in my speech during the debate on the Second Reading of the Bill.</p><p>[(proc text) *The amendment read as follows: (proc text)]</p><p>[(proc text) In page 37: after line 26, to insert –&nbsp;(proc text)]</p><p>[(proc text) \"(6) Communication of online material does not constitute \"online instigation of disproportionate harm\" under subsection (1) if the communication relates to a matter of public interest.\"&nbsp;(proc text)]</p><p>[(proc text) Question put, and amendment negatived. (proc text)]</p><p>[(proc text) Clause 19 ordered to stand part of the Bill. (proc text)]</p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) Clauses 20 to 25 inclusive ordered to stand part of the Bill.&nbsp;(proc text)]</span></p><p>Clause 26&nbsp;–</p><p><strong>The Chairman</strong>: Clause 26. There is an amendment. Ms He Ting Ru.</p><p><strong>Ms He Ting Ru</strong>: Mr Chairman,&nbsp;I move the amendment* to clause 26, standing in my name as indicated in the Order Paper Supplement.&nbsp;The reasons for the amendment have been addressed in my speech during the debate on the Second Reading of the Bill.</p><p>[(proc text) *The amendment read as follows: (proc text)]</p><p>[(proc text) In page 42, line 28: to leave out \"reason to suspect\" and insert \"reasonable grounds to believe\".&nbsp;(proc text)]</p><p>[(proc text) Question put, and amendment negatived. (proc text)]</p><p>[(proc text) Clause 26 ordered to stand part of the Bill. (proc text)]</p><p>[(proc text) Clauses 27 to 62 inclusive ordered to stand part of the Bill. (proc text)]</p><p>Clause 63&nbsp;–</p><p><strong>The Chairman</strong>: Clause 63. There is an amendment. Ms He Ting Ru.&nbsp;</p><p><strong>Ms He Ting Ru</strong>: Mr Chairman, I move the amendment* to clause 63 standing in my name, as indicated in the Order Paper Supplement. The reasons for the amendment have been addressed in my speech during a debate on the second reading of the Bill.</p><p>[(proc text) *The amendments read as follows: (proc text)]</p><p>[(proc text) In page 75: to leave out lines 22 to 25. (proc text)]</p><p>[(proc text) Question put, and amendment negatived. (proc text)]</p><p>[(proc text) Clause 63 ordered to stand part of the Bill. (proc text)]</p><p>[(proc text) Clauses 64 to 111 inclusive ordered to stand part of the Bill. (proc text)]</p><p>New Clause A&nbsp;–</p><p><strong>The Chairman</strong>: New Clause A. Ms He Ting Ru.</p><p><strong>Ms He Ting Ru</strong>: Mr Chairman, I introduce a new clause entitled \"Publication of online material encouraging or promoting suicide or an act of deliberate self-injury.\"&nbsp;</p><p>[(proc text) Brought up, and read the First time. (proc text)]</p><p><strong>The Chairman</strong>: Ms He.</p><p><strong>Ms He Ting Ru</strong>:&nbsp;Mr Chairman, I move that the new clause* be read a Second time.</p><p>[(proc text) *The new clause read as follows: (proc text)]</p><p>[(proc text) “Publication of online material encouraging or promoting suicide or an act of deliberate self-injury (proc text)]</p><p>[(proc text) A.— (1) In this Act, \"publication of online material encouraging or promoting suicide or an act of deliberate self-injury\" means the communication of online material that encourages, promotes, or provides instructions for suicide or an act of deliberate self-injury. (proc text)]</p><p>[(proc text) (2) Despite subsection (1), \"publication of online material encouraging or promoting suicide or an act of deliberate self-injury\" does not include the communication of material that: (proc text)]</p><p>[(proc text) (a) has a legitimate purpose related to science, medicine, education or art which a reasonable person would regard as such; and (proc text)]</p><p>[(proc text) (b) does not pose an undue risk of harm to any person below 16 years of age. (proc text)]</p><p>[(proc text) Explanation. — Material has a legitimate purpose related to an academic enquiry, or as an expression related to art which a reasonable person would regard as art. (proc text)]</p><p>[(proc text) Illustration (proc text)]</p><p>[(proc text) A is a professor at an educational institution. A conducts a study relating to suicide or self-injury and communicates this online as part of A’s work as a professor. A’s communication has a legitimate purpose related to education.” (proc text)]</p><p>[(proc text) Note: It is intended that this new clause A be inserted immediately after clause 21. (proc text)]</p><p>[(proc text) Question put, and amendment negatived. (proc text)]</p><p>New Clause B –</p><p><strong>The Chairman:</strong> New Clause B. Ms He Ting Ru.</p><p><strong>Ms He Ting Ru</strong>: Mr Chairman, I introduced a new clause* entitled \"Sexual grooming of any person below 18 years of age or vulnerable adults.\"</p><p>[(proc text) Brought up, and read the First time. (proc text)]</p><p><strong>The Chairman</strong>: Ms He.</p><p><strong style=\"color: rgb(51, 51, 51);\">Ms He Ting Ru</strong><span style=\"color: rgb(51, 51, 51);\">: Mr Chairman, I move that the new clause* be read a Second time. The reasons for the new clause have been addressed in my speech during the debate on the Second Reading of the Bill.</span></p><p>[(proc text) *The new clause read as follows: (proc text)]</p><p>[(proc text) “Sexual grooming of any person below 18 years of age or vulnerable adults (proc text)]</p><p>[(proc text) B.— (1) In this Act, \"sexual grooming of any person below 18 years of age or vulnerable adults\" means the communication of online material by any person of or above 18 years of age (A) with another person (B) on at least one previous occasion — (proc text)]</p><p>[(proc text) (a) A intentionally communicates online material with B which encourages, promotes, or provides instructions of sexual communication or sexual activity; (proc text)]</p><p>[(proc text) (b) B is below 18 years of age or a vulnerable adult; and (proc text)]</p><p>[(proc text) (c) A does not reasonably believe that B is of or above 18 years of age or a vulnerable adult. (proc text)]</p><p>[(proc text) (2) For the purposes of subsection (1) — (proc text)]</p><p>[(proc text) (a) \"Sexual communication\" means intentional communication for the purpose of obtaining sexual gratification or of causing another person (B) humiliation, alarm or distress, and the communication is sexual. (proc text)]</p><p>[(proc text) (b) \"Sexual activity\" means — (proc text)]</p><p>[(proc text) (i) intentional engagement of an activity for the purpose of obtaining sexual gratification or of causing another person (B) humiliation, alarm or distress, and the activity is sexual; or (proc text)]</p><p>[(proc text) (ii) For the purpose of obtaining sexual gratification or of causing another person (B) humiliation, alarm or distress, A intentionally causes B to observe an image or recording which is sexual. (proc text)]</p><p>[(proc text) (c) \"Vulnerable adult\" means an individual who is 18 years of age or older, and by reason of mental or physical infirmity, disability or incapacity, incapable of protecting himself or herself from abuse, neglect or self-neglect. (proc text)]</p><p>[(proc text) (3) To avoid doubt, it is not a defence that B consents to the communication of the online material under subsection (1). (proc text)]</p><p>[(proc text) (4) Despite subsection (1), \"sexual grooming of any person below 18 years of age or vulnerable adults\" does not include communication of material that — (proc text)]</p><p>[(proc text) (a) has a legitimate purpose related to science, medicine, education or art which a reasonable person would regard as such; and (proc text)]</p><p>[(proc text) (b) does not pose an undue risk of harm to any person below 18 years of age.\" (proc text)]</p><p>[(proc text) Note: It is intended that this new clause B be inserted immediately after new clause A. (proc text)]</p><p>[(proc text) Question put, and amendment negatived. (proc text)]</p><p>New Clause C –</p><p><strong>The Chairman</strong>: New Clause C. Ms He Ting Ru.</p><p><strong>Ms He Ting Ru</strong>: Mr Chairman, I introduced a new clause* entitled \"Appeal to General Division of High Court.\"&nbsp;</p><p>[(proc text) Brought up, and read the First time. (proc text)]</p><p><strong>The Chairman</strong>: Ms He.</p><p><strong>Ms He Ting Ru</strong>:&nbsp;Mr Chairman, I move that the new clause* be read a Second time. The reasons for the new clause have been addressed in my speech during the debate on the Second Reading of the Bill</p><p>[(proc text) *The new clause read as follows: (proc text)]</p><p>[(proc text) \"Appeal to General Division of High Court (proc text)]</p><p>[(proc text) C.— (1) An appeal against, or with respect to, a decision or direction of an Appeal Committee on an appeal under section 65 lies to the General Division of the High Court. (proc text)]</p><p>[(proc text) (2) An appeal under subsection (1) may be made only on one or more of the following grounds: (proc text)]</p><p>[(proc text) (a) on a point of law; or (proc text)]</p><p>[(proc text) (b) that the online harmful activity did not occur; or (proc text)]</p><p>[(proc text) (c) that it is not technically possible to comply with the decision, direction, or order that is the subject of the decision or direction of the Appeal Committee. (proc text)]</p><p>[(proc text) (3) In any appeal under this section, the General Division of the High Court may confirm, vary or set aside the decision or direction of the Appeal Committee and make such further or other order as the Court deems fit. (proc text)]</p><p>[(proc text) (4) The procedure for an appeal under this section is to be governed by the Rules of Court.\" (proc text)]</p><p>[(proc text) Note: It is intended that this new clause C be inserted immediately after clause 67. (proc text)]</p><p>[(proc text) Question put, and amendment negatived. (proc text)]</p><p>New Clause D –</p><p><strong>The Chairman</strong>: New Clause D. Ms He Ting Ru.</p><p><strong>Ms He Ting Ru</strong>: Mr Chairman, I introduced a new clause entitled \"Risk Assessment, Reporting, and Accessibility.\"</p><p>[(proc text) Brought up, and read the First time. (proc text)]</p><p><strong>The Chairman</strong>: Ms He Ting Ru.</p><p><strong>Ms He Ting Ru</strong>: Mr Chairman, I move that the new clause* be read a Second time. The reasons for the new clause have been addressed in my speech during the debate on the Second Reading of the Bill.</p><p>[(proc text) *The new clause read as follows: (proc text)]</p><p>[(proc text) “Risk Assessment, Reporting, and Accessibility (proc text)]</p><p>[(proc text) D.—(1) The Commissioner shall, on an annual basis, cause to be prepared and transmitted to Parliament a report, which must state the particular kinds of activities and content present during the preceding financial year, including the following — (proc text)]</p><p>[(proc text) (a)&nbsp;consolidated information on the number of reports or complaints received by the Commissioner; (proc text)]</p><p>[(proc text) (b)&nbsp;information on the types of complaints and reports from persons affected by online harmful activity as received by the Commission; (proc text)]</p><p>[(proc text) (c)&nbsp;number of directions and orders issued by the Commissioner, the type of directions and orders issued, the classes of material pursuant to which a direction or order was issued (if any), and the time taken from the date of a report and the issue of directions and orders; (proc text)]</p><p>[(proc text) (d)&nbsp;categories of persons or entities who have been issued a direction or order by the Commissioner, which includes an administrator, communicator, online service provider, owner, or prescribed online service provider; (proc text)]</p><p>[(proc text) (e)&nbsp;findings by the Commissioner on the risk assessments and trends relating to online harms; (proc text)]</p><p>[(proc text) (f)&nbsp;steps the Commissioner has taken, and its processes to address privacy concerns in accordance with the Personal Data Protection Act 2012; and (proc text)]</p><p>[(proc text) (g)&nbsp;an assessment of the accessibility of recourse provided by online service providers for vulnerable adults. (proc text)]</p><p>[(proc text) (2) For the purposes of subsection (1), \"vulnerable adult\" means an individual who is 18 years of age or older, and by reason of mental or physical infirmity, disability or incapacity, incapable of protecting himself or herself from abuse, neglect or self-neglect. (proc text)]</p><p>[(proc text) (3) In preparing the report under this section, the Commissioner may consult — (proc text)]</p><p>[(proc text) (a)&nbsp;persons (including a public agency) to represent the interests of women and children (generally or with particular reference to online safety matters); (proc text)]</p><p>[(proc text) (b)&nbsp;persons (including a public agency) to represent the interests of vulnerable adults; and (proc text)]</p><p>[(proc text) (c)&nbsp;such other persons as the Commissioner considers appropriate.\" (proc text)]</p><p>[(proc text) Note: It is intended that this new clause D be inserted immediately after clause 111. (proc text)]</p><p>[(proc text) Question put, and amendment negatived. (proc text)]</p><p>New Clause E –</p><p><strong>The Chairman</strong>: New Clause E. Ms He Ting Ru.</p><p><strong>Ms He Ting Ru</strong>: Mr Chairman, I introduced a new clause E.&nbsp;</p><p>[(proc text) Brought up, and read the First time. (proc text)]</p><p><strong>The Chairman</strong>: Ms He Ting Ru.</p><p><strong>Ms He Ting Ru</strong>: Mr Chairman, I move that the new clause* be read a Second time. The reasons for the new clause have been addressed in my speech during the debate on the Second Reading of the Bill.</p><p>[(proc text) *The new clause read as follows: (proc text)]</p><p>[(proc text) “E.— (1) For the purposes of the preparation of the report in section 112, the Commissioner shall have the authority to require online service providers to provide and publish publicly accessible information on an annual basis on — (proc text)]</p><p>[(proc text) (a)&nbsp;risk assessments and trends relating to online harms; (proc text)]</p><p>[(proc text) (b)&nbsp;privacy of its users; (proc text)]</p><p>[(proc text) (c)&nbsp;clear procedures for reporting content and making complaints; (proc text)]</p><p>[(proc text) (d)&nbsp;the measures taken or in use to enable users and others to seek recourse on such online platforms for victims; and (proc text)]</p><p>[(proc text) (e)&nbsp;the time taken and remedy granted for such online platforms in response to reports and complaints.\" (proc text)]</p><p>[(proc text) Note: It is intended that this new clause E be inserted immediately after new clause D. (proc text)]</p><p>[(proc text) Consequential Amendments: (proc text)]</p><p>[(proc text) Amendments to be made to the numbering of clauses, cross-references, and contents page consequent on the addition of any new clause(s). (proc text)]</p><p>[(proc text) Question put, and amendment negatived. (proc text)]</p><p>[(proc text) The Schedule ordered to stand part of the Bill. (proc text)]</p><p>[(proc text) Bill considered in Committee; reported without amendment; read a Third time and passed. (proc text)]</p><h6>9.07 pm</h6><p><strong>Mr Speaker</strong>: Deputy Leader.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Towards a Safer, Plastics-lite Singapore","subTitle":null,"sectionType":"OS","content":"<h4 class=\"ql-align-center\"><strong>ADJOURNMENT MOTION</strong></h4><p><strong>The Deputy Leader of the House (Mr Zaqy Mohamad)</strong>: Mr Speaker, Sir, I move, \"That Parliament do now adjourn.\"</p><p>[(proc text) Question proposed. (proc text)]</p><h4 class=\"ql-align-center\"><strong>Towards a Safer, Plastics-Lite Singapore</strong></h4><p><strong style=\"color: rgb(51, 51, 51);\">Mr Speaker</strong><span style=\"color: rgb(51, 51, 51);\">: Ms Poh Li San.</span></p><h6>9.07 pm</h6><p><strong style=\"color: rgb(51, 51, 51);\">Ms Poh Li San (Sembawang West)</strong><span style=\"color: rgb(51, 51, 51);\">: Mr Speaker, I must thank Members for staying back for this Adjournment Motion despite this late hour.</span></p><p><span style=\"color: rgb(51, 51, 51);\">In this Adjournment Motion,&nbsp;I will outline the significance&nbsp;of the problem of microplastics,&nbsp;the need for sacrifice from all of us to address it and to propose two carrots that the Government could implement,&nbsp;to reduce single-use plastics.&nbsp;Doing so will not only be good for the environment,&nbsp;it will make a material impact on our health.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">Plastics are artificial beings&nbsp;called into reality by humans –&nbsp;often, they are used only once,&nbsp;but live forever.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Today, we are living with&nbsp;the disastrous consequences&nbsp;of global plastic waste because of&nbsp;its non-biodegradable nature.&nbsp;Plastics poses a significant threat to wildlife, when animals ingest plastics debris.&nbsp;Production of plastics relies heavily on fossil fuels and contributes significant greenhouse gas emissions. Burning plastics releases toxic chemicals&nbsp;into the environment.</span></p><p><span style=\"color: rgb(51, 51, 51);\">The damage to our health&nbsp;from microplastics leeching&nbsp;is even more urgent and deadly.&nbsp;Microplastics enter our body&nbsp;because of what we eat and drink,&nbsp;we breathe them in and absorb them through skin contact.&nbsp;Some researchers show that we are probably&nbsp;ingesting the weight of a plastic credit card&nbsp;every week without realising it.</span></p><p><span style=\"color: rgb(51, 51, 51);\">When we drink from low quality,&nbsp;single-use plastic cups&nbsp;or microwave food wrapped in plastics,&nbsp;we are sprinkling microplastics&nbsp;into our food and drinks.</span></p><p><span style=\"color: rgb(51, 51, 51);\">While the research on microplastics&nbsp;and their health impact is still developing,&nbsp;there is significant evidence that&nbsp;microplastics are related to health issues&nbsp;in the gastrointestinal, respiratory, reproductive, cardiovascular and autoimmune systems.</span></p><p><span style=\"color: rgb(51, 51, 51);\">According to a recent release by&nbsp;Harvard School of Public Health,&nbsp;microplastic exposure can lead to&nbsp;damage to cells, DNA and the immune response. Observational studies have shown&nbsp;an association of microplastics&nbsp;with increased risk of&nbsp;heart attack, stroke, dementia, or early death.</span></p><p><span style=\"color: rgb(51, 51, 51);\">We need action on two fronts:&nbsp;first, internationally, everyone on this planet – countries, businesses, people –&nbsp;need to limit plastic pollution&nbsp;and to find environmentally-safe alternatives; second, on the individual, consumer front –&nbsp;we can and should make changes&nbsp;to our habits and lifestyle,&nbsp;to reduce the use of single-use plastics in Singapore.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Here, let me speak about the two carrots.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">The first carrot is to incentivise&nbsp;re-use of plastics.&nbsp;First, let me talk about why reuse and not recycle.&nbsp;Re-use is always greener than recycle,&nbsp;but in the case of plastics, especially so. Singapore’s current plastics recycling rate&nbsp;is a dismal 5%. This single digit phenomenon&nbsp;is not just prevalent in Singapore&nbsp;but in the United States&nbsp;and many countries as well.</span></p><p><span style=\"color: rgb(51, 51, 51);\">It is not the fault of the National Environment Agency (NEA) nor Singaporeans.&nbsp;It is an intractable economics problem&nbsp;because it simply costs more to recycle&nbsp;than to produce new plastic products.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Global plastics production jumped from 234 million tonnes in year 2000&nbsp;to 435 million tonnes in year 2020&nbsp;and is expected to jump by another 70% by year 2040.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Last year, in Singapore alone,&nbsp;we produced 957,000 tonnes of plastic waste&nbsp;and about four in 10 items are single-use plastics.&nbsp;Since plastics recycling rate is very low at around 5%, even if we double plastics recycling,&nbsp;nine in 10 items will still become trash. Hence, there is an urgent need&nbsp;to step up upstream prevention. And this is the real solution in the long run.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Economics also fails for single-use plastics because the price does not reflect its true cost.&nbsp;Because when we include the cost of removal,&nbsp;to collect, transport and burn,&nbsp;plus the cost of carbon emissions to the environment,&nbsp;the real costs are actually much higher.</span></p><p><span style=\"color: rgb(51, 51, 51);\">It is just that they are unpriced,&nbsp;or not paid directly by consumers, unless we count the price of poor health.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">&nbsp;Government, businesses and communities&nbsp;can work together to encourage&nbsp;and incentivise businesses to offer re-use solutions.&nbsp;In every household,&nbsp;many consumer items can be stored&nbsp;in re-usable containers. If there are more options for refills stations&nbsp;for common household items such as&nbsp;laundry detergents, dishwashing liquids, or even hair and body shampoos,&nbsp;especially if they are offered at a discounted price,&nbsp;consumers will be motivated&nbsp;to switch to reuseable options. This shift in consumer behaviour&nbsp;would directly cut down&nbsp;the usage of single-use plastics.&nbsp;&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">One good ground-up commercial solution&nbsp;is the EcoWorks vending machines&nbsp;that dispense laundry detergent and washing liquids.&nbsp;Residents save money too&nbsp;as the average cost of $3 per litre&nbsp;is about 20% to 30% cheaper&nbsp;than individually packed ones.&nbsp;I am happy to share that&nbsp;four out of eight members&nbsp;in the Government Parliamentary Committee for Sustainability and Environment&nbsp;have implemented the EcoWorks vending machines&nbsp;in their respective constituencies.&nbsp;The residents of my colleagues,&nbsp;Mr Foo Cexiang, Ms Valerie Yap,&nbsp;Mr Ng Shi Xuan and myself,&nbsp;have been enjoying the convenience and cost savings&nbsp;from refilling laundry detergents and washing liquids&nbsp;into their own bottles.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">I call for the Government to do more&nbsp;to support start-ups with environmentally-friendly&nbsp;and commercially scalable ideas.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Currently, NEA’s 3R instruments&nbsp;have strong collection and recycling levers.&nbsp;I recommend an explicit&nbsp;\"Prevention &amp; Reuse\" pillar&nbsp;with budget lines for pilot siting, rental offsets,&nbsp;measurement, reporting and verification,&nbsp;as well as community engagement.</span></p><p><span style=\"color: rgb(51, 51, 51);\">I ask NEA to consider grant schemes&nbsp;to incentivise re-use solutions,&nbsp;on top of its current emphasis&nbsp;on recycle and waste management.&nbsp;The 3R Fund, Eco Fund and related grant schemes&nbsp;should also recognise measurable avoidance,&nbsp;so prevention is funded on outcomes,&nbsp;just like in the case of recycling tonnage.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Recently, it was reported that&nbsp;84 paper SGRecycle bins were removed&nbsp;due to lack of sponsors.&nbsp;The Government could consider&nbsp;reclassifying some of these recycling points into reuse or refill points&nbsp;as waste-prevention infrastructure,&nbsp;so that public sites can host them&nbsp;under green allocations.&nbsp;Such reuse or refilling points&nbsp;would help to reduce packaging upstream,&nbsp;avoiding what would otherwise&nbsp;go into the blue recycling bins&nbsp;or the green general-waste bins.</span></p><p><span style=\"color: rgb(51, 51, 51);\">I hope the Minister for Sustainability and Environment&nbsp;will consider this request&nbsp;and review the scope of its incentive schemes.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">The second carrot is to incentivise BYO –&nbsp;or the acronym for “Bring Your Own”.&nbsp;Businesses in support of sustainability&nbsp;have put their money where their mouth is,&nbsp;to reduce single-use plastic cups.&nbsp;For instance, customers of Starbucks and Toast Box, who bring their own cups,&nbsp;will enjoy savings of 60 cents and 10 cents&nbsp;respectively&nbsp;for their beverages. This practice is a four-time winner&nbsp;because customers save money,&nbsp;businesses enjoy green branding, Government spend less on&nbsp;waste collection and incineration, and toxic waste and CO</span><sub style=\"color: rgb(51, 51, 51);\">2</sub><span style=\"color: rgb(51, 51, 51);\">&nbsp;on our planet is reduced.</span></p><p><span style=\"color: rgb(51, 51, 51);\">In August, a BYO campaign was started&nbsp;in the National University of Singapore (NUS) campus&nbsp;to encourage the community&nbsp;to bring their own cups, bottles and tumblers. Previously, a takeaway drink would cost $1.70, whereas it is now $1.90&nbsp;if a disposable cup is used.&nbsp;If one brings his or her own cup,&nbsp;one would get a 60-cent discount,&nbsp;making it $1.30.&nbsp;This BYO campaign is supported by all nine food courts and canteens&nbsp;across the entire campus.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">Three months in,&nbsp;many students have started&nbsp;to bring their own cups,&nbsp;so they do feel that this discount&nbsp;has incentivised them to reduce plastic waste&nbsp;and they are quite happy about&nbsp;the money they are saving! This is a positive example&nbsp;of how concerted efforts&nbsp;by NUS and their business partners can change consumer behaviour.</span></p><p><span style=\"color: rgb(51, 51, 51);\">The Government and businesses&nbsp;can certainly do a lot more&nbsp;to accelerate the BYO movement.&nbsp;I would call for all our coffee shop&nbsp;and food court chains,&nbsp;to join in this BYO movement,&nbsp;to give a discount to customers&nbsp;who bring their own cups.&nbsp;After all, for every cup that is not used,&nbsp;the drink stalls will also save on their operating costs.</span></p><p><span style=\"color: rgb(51, 51, 51);\">The Government could also encourage&nbsp;large F&amp;B chains and public venues&nbsp;such as malls, campuses and hawker centres&nbsp;to adopt returnable cups and containers&nbsp;for dine-in customers.&nbsp;Where feasible,&nbsp;they should track return rate&nbsp;and litter reduction metrics.</span></p><p><span style=\"color: rgb(51, 51, 51);\">The Government can give a carrot&nbsp;to reward businesses&nbsp;that are pro-health and pro-environment.&nbsp;This carrot will hardly cost&nbsp;the Government any resource.&nbsp;I would ask the Singapore Food Agency&nbsp;to consider adding a new criterion&nbsp;in their Food Hygiene Recognition Scheme.&nbsp;A Green Mark rating&nbsp;could be given to F&amp;B operators that adopt environmentally-friendly measures&nbsp;such as offering BYO discounts&nbsp;to customers or use sustainable packaging materials. This Green Mark rating&nbsp;will be an effective differentiator for discerning customers&nbsp;who care about the planet and their health&nbsp;and saving some money will be a bonus.&nbsp;&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">From 1 April 2026, NEA will roll out&nbsp;the Beverage Containers Return Scheme.&nbsp;This is a good scheme&nbsp;to incentivise recycling and reduce waste,&nbsp;by returning 10 cents for each plastic or metal container&nbsp;returned to the reverse vending machines.&nbsp;Hopefully, over time there will be fewer&nbsp;plastic bottles and metal cans trash on our streets.&nbsp;More importantly, I hope the </span>Beverage Containers Return Scheme<span style=\"color: rgb(51, 51, 51);\">&nbsp;will boost our dismal plastics recycling rate.</span></p><p><span style=\"color: rgb(51, 51, 51);\">We also need to drive&nbsp;greater consumer awareness&nbsp;about the harmful impact of single-use plastics,&nbsp;to both our environment and our health.&nbsp;Perhaps what we need now is a new slogan&nbsp;to reignite the BYO movement.&nbsp;It could go like this: BYO:&nbsp;A Greener Planet, A Healthier You.</span></p><p><span style=\"color: rgb(51, 51, 51);\">I was recently in Switzerland.&nbsp;The streets and the lakes are clean and there was hardly any trash.&nbsp;In cafes and supermarkets, few items were placed inside plastic containers.&nbsp;People bring along their own cups and bottles.&nbsp;The BYO culture is a big part of the Swiss society.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Back in 1984, our then Prime Minister Mr Goh Chok Tong,&nbsp;had set a target for Singapore&nbsp;to meet the Swiss standard of living.&nbsp;In terms of gross domestic product (GDP) per capita,&nbsp;we have indeed caught up with the Swiss.&nbsp;But in terms of our respect for the environment, I think we will need to do more.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">I hope our Government and our people&nbsp;will continue to strive towards&nbsp;the Swiss standard of sustainability.&nbsp;In fact, a standard of living would be better measured in health and sustainability&nbsp;than it is by GDP, because all the wealth in the world cannot buy back&nbsp;ruined health nor a damaged environment.</span></p><p><span style=\"color: rgb(51, 51, 51);\">I hope the Government&nbsp;will carefully consider my two proposals.&nbsp;In fact, we should continue to incentivise&nbsp;and implement more good ideas that will drive the reduction of single-use plastics&nbsp;in our society. Additionally, with less trash generated,&nbsp;the cost of waste collection&nbsp;and incineration will reduce.&nbsp;The savings should be ploughed back&nbsp;to promote more circular economy solutions.</span></p><p><span style=\"color: rgb(51, 51, 51);\">This move will not come without sacrifice – inconvenience, time spent, old habits disrupted,&nbsp;new behaviour and change is seldom welcome.&nbsp;But it will be worthwhile.&nbsp;Every big change starts with a single small act. Ultimately, it is our choice.&nbsp;I choose good health and a green environment,&nbsp;over the convenience of single-use plastics.&nbsp;I hope more Singaporeans&nbsp;will make the same choice.&nbsp;And I call for our Government&nbsp;to make the right policies that will help people make the right choice. Because the real carrots&nbsp;are not the two small ones I have outlined, but the innumerable benefits we reap in good health and a green planet. [</span><em style=\"color: rgb(51, 51, 51);\">Applause.</em><span style=\"color: rgb(51, 51, 51);\">]</span></p><p><strong style=\"color: rgb(51, 51, 51);\">Mr Speaker</strong><span style=\"color: rgb(51, 51, 51);\">: Senior Minister of State Janil.</span></p><h6>9.22 pm</h6><p><strong style=\"color: rgb(51, 51, 51);\">The Senior Minister of State for Sustainability and the Environment (Dr Janil Puthucheary)</strong><span style=\"color: rgb(51, 51, 51);\">: Mr Speaker, I thank Ms Poh Li San for her interest, her passion and her hard work on this important issue and for urging us all to reduce our plastic waste. We share her concerns about the impact of waste and plastic waste in particular, and welcome her efforts to reduce, reuse and recycle. She has highlighted areas where we can as a society do more, and she has also made it clear that a key shift is necessary in our behaviour.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">In my speech I will highlight the efforts that we are already making, as well as programme funding that already supports initiatives to reduce waste. I would urge Members of the House to encourage further participation in these programmes by community stakeholders.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Sir, the topic of plastic waste and pollution has been widely debated around the world. Each country has its own unique context and challenges. Let me start by setting the context for Singapore as these directly shape what effective interventions would look like.</span></p><p><span style=\"color: rgb(51, 51, 51);\">&nbsp;In Singapore, we have a robust waste management system. All of our plastic waste is collected for disposal or recycling. Any waste that cannot be recycled is treated at our waste-to-energy incineration plants before the ash is sent to Semakau Landfill.&nbsp;This robust waste management system and our strict anti-littering regulations limit the leakage of plastic waste into our environment. One study found that about 97% of plastic waste found on Singapore’s beaches originate from offshore sources.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Ms Poh Li San has a concern about the potential health impact of microplastics that leak into our environment. NEA, Public Utilities Board and the Singapore Food Agency regularly monitor the latest scientific developments on this issue. Our agencies are also monitoring the levels of microplastics in our drinking water and our food.</span></p><p><span style=\"color: rgb(51, 51, 51);\">While we have been successful in limiting the leakage of plastics into the environment, managing our consumption and disposal of plastics remains a challenge. In 2024, almost 14% of all waste generated was plastics, with a large proportion being packaging and single-use plastics. Recycling of plastics is also low, with only 5% recycled in 2024. This in turn results in carbon emissions when we incinerate plastic waste.</span></p><p><span style=\"color: rgb(51, 51, 51);\">However, plastics serve many useful functions and some will continue to be essential to our daily lives. For example, plastic packaging protects goods such as fresh foods from moisture, contamination and damage. In our daily lives, many of us also use plastic bags to dispose of our household waste. This is why our approach has been to reduce the use of disposables, minimise irresponsible consumption and improper disposal, and encourage reuse and recycling as much as possible.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">In line with this approach, the Government has implemented several initiatives to promote individual behavioural change and help industry become more sustainable. Let me share more about the initiatives and progress we have made, which span across the 3Rs&nbsp;– reduce, reuse and recycle.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">To encourage sustainable individual consumption patterns, we introduced the Disposable Carrier Bag Charge in 2023, to encourage shoppers to bring their own reusable bags when grocery shopping at supermarkets and hence reduce the use of disposables. A survey by NEA a year after its implementation found that more than 90% of shoppers brought their own reusable bags, with supermarket operators reporting a 70% to 80% reduction in the number of disposable carrier bags issued.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">Industry is another key partner in our efforts and we have a suite of measures to support industry in adopting and scaling up more sustainable practices. To build industry capability, we launched the Packaging Partnership Programme (PPP) in 2021. Under this programme, NEA conducts regular outreach sessions and training, supporting companies in adopting sustainable packaging waste management practices, such as improved design to optimise packaging size and weight. The PPP today has over 570 members and is an important platform for industry collaboration on sustainable packaging.</span></p><p><span style=\"color: rgb(51, 51, 51);\">These efforts have paid off. We have seen industry players stepping up in response. In March this year, the Alliance for Action on Packaging Waste Reduction for the E-commerce Sector, which comprises 14 companies across the e-commerce supply chain, published a set of practical guidelines on sustainable e-commerce packaging. The guidelines provide a comprehensive list of practical 3R solutions for e-commerce. This is a much-needed resource given the rapid growth of e-commerce in Singapore.</span></p><p><span style=\"color: rgb(51, 51, 51);\">Government efforts alone will not be enough. Reducing plastic waste is a shared mission and this requires the participation of everyone. I am heartened to hear Ms Poh’s two suggestions to incentivise re-use and encourage BYO. We have worked with community members, non-governmental organisations and businesses to implement similar ideas.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">To encourage more ground-up initiatives, we launched the SG Eco Fund in 2020 to support community projects that aim to advance environmental sustainability, including those that reduce, reuse and recycle waste. The SG Eco Fund complements other sources of funding provided by NEA, including the Closing the Resource Loop Funding Initiative which promotes research and development on resource recovery solutions, and the 3R Fund which supports organisations in the implementation of projects that reduce waste generation by promoting reuse or recycling systems.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">I am glad to hear that Ms Poh Li San and her colleagues are actively supporting ground-up commercial solutions that promote reuse, such as refill services for laundry detergent. I would like to highlight that the SG Eco Fund can support projects promoting reuse or BYO initiatives such as refill services. One example is Muuse, which ran a pilot project to provide reusable containers for customers at a hawker centre. If you have more of such innovative sustainability ideas that can benefit the community, I encourage you to apply for the SG Eco Fund.</span></p><p><span style=\"color: rgb(51, 51, 51);\">The idea of encouraging BYO is a good one. At a national level, we have seen many like-minded organisations come forward to offer such incentives. This year, we welcomed 99 new partners to NEA’s annual “Say YES to Waste Less” campaign, with several such as NUS and AtTea leading the way in introducing incentives for customers to bring their own reusable tumblers or lunchboxes for takeaway food and drinks.</span></p><p><span style=\"color: rgb(51, 51, 51);\">We welcome more to join these efforts, including coffee shops who offer discounts on drinks when patrons bring their own reusables. Food and beverage (F&amp;B) operators who are interested in additional recognition for their sustainable practices can also apply for the Singapore Environment Council’s Eco F&amp;B certification.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">Small changes in habits can have a big impact when adopted widely. I thank Ms Poh for highlighting the Beverage Container Return Scheme which we will introduce next year to encourage the public to return used plastic and metal beverage containers for recycling. Like other initiatives to encourage reduction and reuse, this scheme will require support from the public to deliberately collect and return your beverage containers for recycling. We seek everyone’s support to participate actively and make this scheme a success.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">Mr Speaker, Sir, the global challenge of tackling plastic pollution requires everyone to pitch in. While the Government has a significant role to play in supporting this journey, sustained change will be dependent on our choices. Choices to cultivate new habits and choices to adopt greener practices. With the right mindset, habits and systems in place, we can build a more sustainable Singapore together.</span></p><p><strong style=\"color: rgb(51, 51, 51);\">Mr Speaker</strong><span style=\"color: rgb(51, 51, 51);\">: Sorry, Ms Poh, there are no provisions for you to make a response.&nbsp;</span></p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) Question put, and agreed to. (proc text)]</span></p><p><span style=\"color: rgb(51, 51, 51);\">[(proc text) Resolved, \"That Parliament do now adjourn.\" (proc text)]</span></p><p><strong style=\"color: rgb(51, 51, 51);\">Mr Speaker</strong><span style=\"color: rgb(51, 51, 51);\">: Pursuant to Standing Order 2(3)(a), I wish to inform hon Members that the Sitting tomorrow will commence at 11.30 am. Order. Order.</span></p><p class=\"ql-align-right\"><em style=\"color: rgb(51, 51, 51);\">Adjourned accordingly at 9.31 pm.</em></p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":"Matter Raised On Adjournment Motion","questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Complaints Received and Timeline of Discovery of Inappropriate Clauses within Severance Agreements by Tripartite Partners","subTitle":null,"sectionType":"WANA","content":"<p>30 <strong>Mr Low Wu Yang Andre</strong> asked the Minister for Manpower (a) in the last three years, how many complaints has the Ministry received regarding severance agreements which contain clauses discouraging staff from approaching authorities or unions; and (b) whether the Ministry will consider legislation to prohibit such coercive clauses to better protect workers' rights.</p><p>31 <strong>Mr Low Wu Yang Andre</strong> asked the Minister for Manpower in respect of the retrenchment by an online travel booking platform (a) at what stage did tripartite partners become aware of inappropriate clauses in the severance agreements; (b) whether this was through proactive monitoring or public reporting; and (c) what proactive audit mechanisms exists to prevent the inclusion of clauses that undermine a worker's right to seek redress in severance agreements.</p><p><strong>Dr Tan See Leng</strong>:&nbsp;To recap, it was reported in September 2025 that Agoda had carried out a retrenchment exercise in early August 2025. The media reported that Agoda included clauses in the severance agreement which discouraged affected workers from making reports to unions and the authorities.</p><p class=\"ql-align-justify\">With regard to Agoda's severance agreement clauses, tripartite partners were made aware of them through the media. The Ministry of Manpower (MOM) does not proactively monitor severance agreements as such contracts between firms and workers are private and confidential.<strong> </strong>However, if we receive complaints on the severance agreements, we will investigate the matter. MOM, the Tripartite Alliance for Fair and Progressive Employment Practices (TAFEP) and the National Trades Union Congress swiftly engaged Agoda following the media reports. Agoda has since publicly apologised and reached out to affected employees to clarify the intent of the clauses.</p><p class=\"ql-align-justify\">MOM understands and empathises with our workers' concerns over such inappropriate clauses. However, the Government is mindful not to over-regulate and be intrusive into private contractual agreements that are often entered into voluntarily between employers and workers. Instead, MOM works with tripartite partners to encourage employers to conduct their retrenchment exercises fairly and responsibly. This includes providing sufficient time for affected workers to consider the severance agreement offered, so that they can seek their own independent legal advice if necessary. There are also clear and accessible channels for employees to seek redress where required. Provisions that discourage or inhibit employees from approaching the authorities should not be included under any circumstances. Over the last three years, besides the Agoda case, MOM has not received any complaints regarding clauses discouraging workers from approaching the authorities or unions.</p><p class=\"ql-align-justify\">Should workers encounter unfair or illegal clauses in their severance agreements, they may approach MOM or TAFEP. MOM takes a serious view of such clauses and will not hesitate to take action against errant employers where necessary.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Employers' Acceptance of Mental Health-related Medical Certificates","subTitle":null,"sectionType":"WANA","content":"<p>34 <strong>Ms Elysa Chen</strong> asked the Minister for Manpower (a) whether the Ministry has plans to review employer practices on the acceptances of mental health-related medical certificates; and (b) whether further measures will be introduced to prevent discrimination or adverse employment outcomes for affected individuals.</p><p><strong>Dr Tan See Leng</strong>:&nbsp;Employers must accept and grant statutory sick leave for all valid medical certificates, whether issued for physical or mental health conditions. In line with the Ethical Codes and Guidelines, doctor-issued medical certificates should respect patient confidentiality and should not indicate the nature of the patient's medical condition, unless the patient has consented to it.&nbsp;</p><p>The Workplace Fairness Act, when it comes into effect, will prohibit employers from making adverse employment decisions based on mental health conditions, among other protected characteristics.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Property and Train Damage Caused by Use of Personal Mobility Aids on Public Transport","subTitle":null,"sectionType":"WANA","content":"<p>35 <strong>Ms Yeo Wan Ling</strong> asked the Acting Minister for Transport in view that wheelchairs and other Personal Mobility Aids (PMAs) are allowed on board public buses and trains (a) how many cases have been reported on deliberate property and train damage caused by PMAs; and (b) how will the Ministry support public transport workers in providing advisories to errant PMA users in a safe and empowered manner.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;There have been no reported cases of wheelchair or Personal Mobility Aid (PMA) users causing deliberate damage to our public transport infrastructure. However, there have been occasional cases of accidental damage.</p><p>Our public transport workers are empowered by our regulations to turn away any errant commuters, such as those riding PMAs that exceed the allowable size. Where they encounter uncooperative passengers, they may request Police assistance.</p><p>The Land Transport Authority (LTA) will be aligning the dimensions of PMAs allowed on public paths with those allowed on public transport to reduce instances of oversized PMAs being brought onto public transport. LTA will step up public education efforts on the amended rules for PMA use, which will be implemented in 2026. This will help our public transport workers better enforce against errant PMA users.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Aligning Eligibility Criteria for Public Transport Vouchers and Community Health Assist Scheme","subTitle":null,"sectionType":"WANA","content":"<p>36 <strong>Mr Edward Chia Bing Hui</strong> asked the Acting Minister for Transport whether the Ministry will consider aligning the eligibility criteria for Public Transport Vouchers (PTVs) with those of the Community Health Assist Scheme (CHAS) to provide greater clarity and understanding for residents.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;The Government is reviewing the eligibility criteria for Public Transport Vouchers and will consider the Member's suggestion.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Budget Allocation and Curriculum Review for Character and Citizenship Education Programmes","subTitle":null,"sectionType":"WANA","content":"<p>37 <strong>Dr Hamid Razak</strong> asked the Minister for Education (a) how does the Ministry determine the focus areas of Character and Citizenship Education (CCE) at each educational level; and (b) how frequently are these areas reviewed to stay relevant to emerging societal issues. </p><p>38 <strong>Dr Hamid Razak</strong> asked the Minister for Education for each of the past three years, what proportion of total expenditure on Character and Citizenship Education (CCE) was spent on engaging vendors to deliver programs and conduct activities related to CCE.</p><p>39 <strong>Dr Hamid Razak</strong> asked the Minister for Education what proportion of a school's annual budget is typically allocated to programmes and activities under Character and Citizenship Education.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;In designing the curriculum for Character and Citizenship Education (CCE), broad learning outcomes for each educational level are identified based on age-appropriate indicators of moral and social-emotional development. CCE currently comprises six content areas, namely, mental health education, national education, family education, cyber wellness, education and career guidance and sexuality education.</p><p class=\"ql-align-justify\">CCE is enacted through classroom lessons as well as out-of-classroom activities, like Co-Curricular Activities, Values in Action initiatives and cohort camps.&nbsp;For CCE lessons, developmentally appropriate topics, based on the content areas, are chosen to provide authentic and relevant contexts for students to learn and demonstrate sound values, social-emotional competencies and citizenship dispositions.</p><p class=\"ql-align-justify\">The Ministry of Education (MOE) conducts a full review of the CCE curriculum every six to eight years and may review sub-components in the intervening years. Curriculum reviews factor in broader trends in society as well as shifts in the needs of our students. MOE also consults educators, students, parents, academics as well as other experts and community partners, to ensure that our students are prepared for an increasingly complex and dynamic environment. Apart from the systemic reviews, lessons and resources are regularly updated.</p><p class=\"ql-align-justify\">We will continue to improve the teaching and learning of CCE, ensuring that it stays responsive and relevant. We do not track expenditure by subjects, as the teaching and learning of a subject involves expenditure that can cut across departments and programmes.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Progress in Developing Diploma Courses and Internships to Prepare for Meaningful Local Agri-food Sector Careers","subTitle":null,"sectionType":"WANA","content":"<p>40 <strong>Mr David Hoe</strong> asked the Minister for Sustainability and the Environment (a) what progress has been made in SFA’s partnerships with Institutes of Higher Learning and local farms to develop diploma courses and internships that equip students and adult job seekers with relevant skills for meaningful careers in the local agri-food sector; and (b) in view of the sector's volatility, what safeguards or support are available to mitigate risks for individuals entering the industry.</p><p><strong>Ms Grace Fu Hai Yien</strong>:&nbsp;The Singapore Food Agency (SFA) partners with Institutes of Higher Learning and local farms to develop Pre-employment Training (PET) and Continuing Education and Training (CET) programmes, to equip students and adult learners with skillsets that will enable meaningful careers in the local agri-food sector. As part of the PET programme, polytechnics match their students to the agri-food sector, including farms, for structured internship opportunities, giving them first-hand experiences of working in the industry while putting to use their knowledge and practical skills. As of October 2025, there are eight PET and CET programmes and a range of SkillsFuture short courses to meet industry needs.</p><p class=\"ql-align-justify\">In addition to building skills for the agri-food sector, these programmes are developed to provide students with cross-disciplinary skills. These programmes help graduates to stay adaptable and open up employment opportunities across sectors.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reported Statistics of Victims of Human Trafficking","subTitle":null,"sectionType":"WANA","content":"<p>41 <strong>Mr Chua Kheng Wee Louis</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs in the last year (a) what is the number of reports of persons who have been reported victims of human trafficking; and (b) what is the number of Singapore-registered companies that have been or are currently being investigated in relation to scams involving illicit overseas recruitment activities.</p><p><strong>Mr K Shanmugam</strong>:&nbsp;Trafficking in Persons (TIP) is generally categorised into sex trafficking and labour trafficking. In 2024, the Singapore Police Force (SPF) and the Ministry of Manpower (MOM) investigated 40 alleged TIP cases for potential sex trafficking offences and five for labour trafficking offences, involving a total of 53 victims. None of the victims involved in these cases were linked to recruitment for overseas scam-related activities.</p><p class=\"ql-align-justify\">The authorities are looking into a Singapore-registered company in relation to recruitment for scam-related activities overseas. We are unable to provide further details at this juncture as investigations are ongoing.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Mechanisms in FIT-P to Address Protectionism from Major Economies","subTitle":null,"sectionType":"WANA","content":"<p>42 <strong>Mr Gerald Giam Yean Song</strong> asked the Deputy Prime Minister and Minister for Trade and Industry (a) whether the Future of Investment and Trade Partnership (FIT-P) has any mechanisms to address the growing trend of protectionism from major economies; (b) how will the Ministry work to ensure it is more than a discussion forum and can achieve tangible results; and (c) what is the timeline for its initiatives to produce concrete outcomes that can be scaled up to multilateral frameworks.</p><p><strong>Mr Gan Kim Yong</strong>:&nbsp;The Future of Investment and Trade (FIT) Partnership  was launched on 16 September 2025. It seeks to address today's climate of rising protectionism in three ways. First, it brings together like-minded small, medium and trade-dependent countries to uphold the rules-based multilateral trading system and ensure that trade remains fair and open. Second, it will develop concrete initiatives that strengthen supply chain resilience, facilitate trade and investment, and support inclusive growth, both amongst its members and with partners beyond. Third, it will advance a positive trade agenda to demonstrate that multilateral cooperation can deliver tangible outcomes.</p><p class=\"ql-align-justify\">To ensure that the FIT Partnership meets its objectives, its governance structure has been designed to be outcome oriented. A key feature is the ability for subsets of members to move ahead on issues of common interest without necessitating the participation of all members. This will allow the group to progress quickly on initiatives with shared interest, without being held back by protracted negotiations. The FIT Partnership will also work with the private sector to ensure that initiatives address real business challenges and deliver practical impact.&nbsp;</p><p class=\"ql-align-justify\">Singapore will host the first FIT Partnership Ministerial meeting in November 2025 to set out a more detailed programme of work and adopt deliverables that are ready. Over time, initiatives that gain traction can be taken forward at wider multilateral platforms, like the World Trade Organization, or be adopted more broadly by other partners.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Collecting and Analysing Income Levels of Respondents in Future Digital Parenting Surveys","subTitle":null,"sectionType":"WANA","content":"<p>43 <strong>Mr Ng Shi Xuan</strong> asked the Minister for Digital Development and Information whether it will collect and analyse the income levels of respondents in subsequent Digital Parenting Surveys to ensure that the results are representative of our Singapore resident parent population in terms of income level.</p><p><strong>Mrs Josephine Teo</strong>:&nbsp;<span style=\"color: black;\">Income is a sensitive variable that respondents typically choose not to disclose.&nbsp;</span>Unevenness in responses does not help data analysis. Survey designers must, thus, consider their usefulness to overall representativeness of the findings, or if proxies, like educational attainment, suffice. For the Digital Parenting Survey, findings suggest that parents with secondary and lower educational qualification were less likely to have checked their child's online activities or take action to guide their child's digital activities.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Guidelines for Mall Operators to Allocate for Short-term Delivery-driver Parking","subTitle":null,"sectionType":"WANA","content":"<p>44 <strong>Assoc Prof Jamus Jerome Lim</strong> asked the Minister for National Development whether the Ministry has considered issuing guidelines for mall operators to set aside short-term delivery-driver parking for bicycles and motorcycles.</p><p><strong>Mr Chee Hong Tat</strong>:&nbsp;In 2022, the Urban Redevelopment Authority and Land Transport Authority issued guidelines to facilitate safe and efficient delivery pick-ups at commercial malls. The guidelines were developed by a tripartite committee comprising representatives from Government agencies, mall owners and facility managers, platform companies and the National Delivery Champions Association, based on feedback from multiple focus group discussions with delivery riders.&nbsp;They include setting aside delivery waiting bays for delivery personnel to park their motorcycles and active mobility devices, as well as providing a reasonable parking grace period of 15 to 20 minutes to enable the riders to pick up their deliveries.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Silver Generation Office's Outreach Efforts to Socially Isolated Seniors","subTitle":null,"sectionType":"WANA","content":"<p>46 <strong>Ms Nadia Ahmad Samdin</strong> asked the Coordinating Minister for Social Policies and Minister for Health in the last five years (a) how many socially isolated seniors has the Silver Generation Office reached out to; and (b) what proportion of these seniors subsequently participated in at least one programme offered by Active Ageing Centres. </p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;Over the past three years, the Silver Generation Office (SGO) has engaged almost 600,000 seniors. Of these, about 14,000 seniors were assessed to be at risk of social isolation.</p><p class=\"ql-align-justify\"><span style=\"color: black;\">SGO </span>connects these <span style=\"color: black;\">seniors to community resources, such as</span> Active Ageing Centres (AACs) to People Association's programmes. Community befrienders <span style=\"color: black;\">will reach</span> out to all these seniors. Seniors who accept the befriending service will be contacted at least monthly.</p><p class=\"ql-align-justify\">Tackling social isolation is a whole-of-society effort. More than 80% of seniors at-risk of social isolation are engaged by AACs, enrolled in Healthier SG, receiving long-term care or healthcare services, or participating in activities organised by People's Association and Health Promotion Board. Many of them are supported by multiple programmes.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Ensuring Admission Scores for Engineering Undergraduate Programmes Sufficiently Meet Programme's Rigours","subTitle":null,"sectionType":"WANA","content":"<p>47 <strong>Assoc Prof Jamus Jerome Lim</strong> asked the Minister for Education (a) how does the Ministry ensure that admission scores for undergraduate engineering programmes are sufficient to meet the rigours of the programme; and (b) whether the Ministry has guidelines for autonomous universities to have similar admission requirements for degree programmes of comparable intellectual rigour, such as engineering and computer science.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;The Ministry of Education (MOE) sets minimum eligibility criteria for applications to our autonomous universities (AUs). Beyond this, each AU decides on its own admissions metrics and programme requirements.</p><p class=\"ql-align-justify\">While MOE does not prescribe the scores required for admission to programmes at AUs, we closely track the outcomes of AU graduates, including by programme.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reducing National Water Consumption Rate in Non-domestic Sector","subTitle":null,"sectionType":"WANA","content":"<p>48 <strong>Ms Poh Li San</strong> asked the Minister for Sustainability and the Environment (a) what is PUB's strategy to slow down the increase in national water consumption rate especially in the non-domestic sector; (b) how frequently does PUB review the Sectoral Water Efficiency Benchmarks and Recycling Rates; and (c) what incentives or penalties exist for those businesses consistently performing better or worse than these benchmarks.</p><p><strong>Ms Grace Fu Hai Yien</strong>:&nbsp;The Public Utilities Board (PUB) manages national water consumption through a multi-pronged approach.</p><p class=\"ql-align-justify\">As water is a scarce resource, it is priced to reflect the full costs of its supply and production, and the cost of producing the next drop of water. Right-pricing water encourages water conservation by all users, including those from the non-domestic sector.</p><p class=\"ql-align-justify\">PUB also mandates measures to encourage and incentivise large water users and water-intensive industries to use water efficiently. Large water users must submit their Water Efficiency Plans to PUB annually, which allows PUB to engage companies to identify water saving opportunities and provide guidance on using water efficiently. For new projects with annual water consumption above 60,000 m<sup>3</sup> in the wafer fabrication, electronics, biomedical and pharmaceutical industries, PUB has introduced mandatory water efficiency requirements from 1 January 2024, such as a minimum 50% recycling rate for new plants in the wafer fabrication sector involved in front-end semiconductor manufacturing. Companies that fail to comply with the mandatory measures are liable for an offence amounting to a maximum penalty of $40,000.</p><p class=\"ql-align-justify\">PUB also supports companies that seek out efficient and innovative ways to manage their water demand through incentives and grants. Companies can tap on PUB's Water Efficiency Fund to support their water efficiency projects, including large-scale water recycling projects to achieve higher recycling rates than the mandatory requirements.</p><p class=\"ql-align-justify\">PUB has developed sectoral water efficiency benchmarks and best practice guides. PUB reviews sectoral water efficiency performance annually, taking into consideration the latest industry trends and technology developments, and sets water efficiency targets to guide and improve overall sectoral performance.</p><p class=\"ql-align-justify\">The intent of such benchmarks and guides is to encourage companies to continually identify and implement new solutions to enhance their water efficiency. PUB recognises organisations in Singapore for exceptional achievements in water efficiency, innovation and advocacy under the Singapore Watermark Awards.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Plans for BlueSG's EV Charging Points in Light of Winding Down","subTitle":null,"sectionType":"WANA","content":"<p>49 <strong>Mr Ng Shi Xuan</strong> asked the Acting Minister for Transport given the winding down of BlueSG's operations (a) whether the Ministry is in discussions with BlueSG regarding its network of electric vehicle (EV) charging points; (b) whether the winding down will cause an impact on the Government's goal to deploy 60,000 EV charging points across Singapore by 2030; and (c) if so, what steps will the Ministry take to mitigate this impact.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;Electric vehicle charging points in Housing and Development Board estates previously used by BlueSG vehicles are still available for public use. The Land Transport Authority is discussing with the current operator as well as other alternative operators on the continued operation of the charging points for public use.</p><p>We remain on track to achieve our target of 60,000 charging points by 2030.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Train Loading Operating Performance Standards and Maximum Load during Peak Hours","subTitle":null,"sectionType":"WANA","content":"<p>51 <strong>Mr Fadli Fawzi</strong> asked the Acting Minister for Transport (a) what are the current Operating Performance Standards (OPS) for train loading; (b) what is the maximum number of persons per square metre or train car currently observed during peak hours on each MRT line; and (c) whether any MRT lines are projected to exceed the current OPS for train loading during peak hours by 2030.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;Our Operating Performance Standards (OPS) require operators of mass rapid transit (MRT) lines to keep average passenger loading on our trains below five persons per square metre. Based on the latest loading figures from September 2025, the average loading recorded during peak periods did not exceed this on any MRT line.&nbsp;</p><p>With the planned capacity upgrades and expansions to our rail network, we do not anticipate that any line will exceed OPS for loading by 2030.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Statistics for MICE Sector in Past Three Years Compared to Pre-COVID-19 Numbers","subTitle":null,"sectionType":"WANA","content":"<p>52 <strong>Mr Darryl David</strong> asked the Deputy Prime Minister and Minister for Trade and Industry (a) what was the number of Meetings, Incentives, Conferences and Exhibitions (MICE) visitors for the past three years; (b) how does this number compare to pre-COVID-19 MICE visitor numbers; and (c) what are Government’s plans, if any, to help the local MICE industry deal with rising costs that might affect Singapore's competitiveness as a preferred MICE venue compared to other regional MICE options.</p><p><strong>Mr Gan Kim Yong</strong>:&nbsp;Singapore's Meetings, Incentives, Conferences and Exhibitions (MICE) industry has grown steadily since borders reopened post-COVID-19. MICE visitor arrivals reached 830,000 in 2023 and 1.1 million in 2024, surpassing pre-pandemic MICE visitor arrivals of 730,000 in 2019. In the first half of 2025, MICE visitor arrivals reached 560,000, indicating sustained momentum in the growth of MICE events attendance.&nbsp;</p><p>Singapore's value proposition as a MICE destination include our world-class infrastructure, excellent connectivity and reputation as a safe, trusted and reliable place to conduct business. To help our MICE industry grow and to stay ahead of regional competition, we are studying the development of a new downtown MICE hub. This hub will enhance our MICE capacity and leisure offerings and potentially capture a larger share of the growing global MICE market.&nbsp;</p><p>We are watching our cost competitiveness closely. The Singapore Tourism Board (STB) has schemes to further develop our MICE industry. The STB's Business Events in Singapore (BEiS) scheme offers facilitation and funding to encourage the growth of quality events with fresh and innovative content. STB's programmes<sup>1</sup> also&nbsp;help MICE businesses adopt more efficient technologies, streamline operations and upskill workers. This helps our MICE businesses improve productivity, reduce long-term operating costs and strengthen the industry's competitiveness. We continually review and adjust these schemes if and when necessary to ensure Singapore remains an attractive MICE destination.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":["1 : Capability development support schemes include the Business Improvement Fund (BIF), Training Industry Professional in Tourism (TIP-iT) and Tourism Leadership Excellence & Advancement Programme (T-LEAP)."],"footNoteQuestions":["52"],"questionNo":"52"},{"startPgNo":0,"endPgNo":0,"title":"Assessing Cliff Effect of Healthcare Costs for Households That Marginally Exceed Orange CHAS Subsidy Threshold","subTitle":null,"sectionType":"WANA","content":"<p>56 <strong>Ms Elysa Chen</strong> asked the Coordinating Minister for Social Policies and Minister for Health (a) whether the Ministry has assessed the cliff effect faced by households who marginally exceed CHAS Orange subsidy thresholds resulting in markedly higher healthcare costs despite modest income differences; and (b) whether the Ministry will consider additional graduated subsidy tiers to smooth the subsidy taper.</p><p>57 <strong>Ms Elysa Chen</strong> asked the Coordinating Minister for Social Policies and Minister for Health what proportion of patients who are in the $2,000 to $3,500 per capita household income range pay out-of-pocket healthcare expenses exceeding 10% of their monthly household income for chronic disease management.</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;The Ministry of Health (MOH) does not specifically track out-of-pocket costs in the manner requested by the Member.&nbsp;However, we do monitor affordability through post-subsidy bills for each Community Health Assist Scheme (CHAS) tier. Based on 2024 data, the 90th percentile annual post-subsidy bill for chronic conditions of CHAS Green cardholders is about $550, or less than $50 per month. The out-of-pocket amount would be lower after taking into account claims from MediSave 500/700 and Flexi-MediSave. CHAS Green cardholders have per capita household income (PCHI) of at least $2,300.&nbsp;</p><p class=\"ql-align-justify\">In designing subsidy tiers, MOH balances the need to vary subsidy levels and support for different income segments, and scheme complexity. For CHAS General Practitioner visits, there are three CHAS tiers and another two tiers for Pioneer Generation and Merdeka Generation cardholders. This structure smoothens and targets government subsidies to a reasonable degree without being overly complicated.</p><p class=\"ql-align-justify\">For individuals who marginally exceed PCHI thresholds of a better CHAS tier, they may appeal and we will assess their circumstances on a case-by-case basis.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Effectiveness of Measures to Address Startup Costs, Rental Pressures and Structural Disadvantages Facing Smaller SMEs and F&B Businesses","subTitle":null,"sectionType":"WANA","content":"<p>58 <strong>Ms He Ting Ru</strong> asked the Deputy Prime Minister and Minister for Trade and Industry (a) whether current, including newly-announced initiatives adequately account for high startup costs, rental pressures, and structural disadvantages facing smaller SMEs in F&B business compared to established F&B chains; and (b) if not, how does the Government plan to further support smaller and newer F&B businesses in improving productivity, given that many lack the capital and manpower for large-scale transformation.</p><p><strong>Mr Gan Kim Yong</strong>:&nbsp;The Government has put in place many initiatives to support small and medium enterprises (SMEs).</p><p>The Enterprise Financing Scheme (EFS) – Working Capital Loan helps smaller businesses access financing and manage cashflow needs. Businesses can also benefit from the 50% Corporate Income Tax rebate for Assessment Years 2025 and 2024, with a minimum benefit of $2,000 for active companies with at least one local employee. Enterprise Singapore has also rolled out schemes to help SMEs improve productivity and develop new offerings. The Productivity Solutions Grant (PSG) can help food services SMEs install equipment, such as smart cooking machines and rotary cookers; and adopt digital systems, such as the Connected Business Suite (CBS), which integrates solutions for food and beverage (F&amp;B) businesses' front-of-house and back-of-house operations. These solutions help reduce firms' reliance on manpower and improve efficiency. The Government also continues to support our businesses in the heartlands, which includes F&amp;B SMEs, through the Community Development Council (CDC) Vouchers. These vouchers have helped boost businesses' sales and footfall. From the launch of the digital CDC Vouchers scheme in December 2021 to July 2025, $1.26 billion in CDC Vouchers have been spent at participating hawkers and heartland merchants.</p><p>More recently, Enterprise Singapore launched two new initiatives for smaller F&amp;B businesses. The FoodX programme enables smaller F&amp;B businesses to better manage business costs by using shared resources, such as through centralising food preparation, to take advantage of economies of scale. The F&amp;B Process Optimisation Programme (POP) helps F&amp;B businesses engage consultants to review and optimise their processes to improve manpower utilisation, revenue generation, and customer satisfaction. From the second half of 2026, employers can look forward to receiving a fresh $10,000 in a new redesigned SkillsFuture Enterprise Credit that was announced in Budget 2025. Employers can receive these credits via an online wallet that they can use to immediately offset out-of-pocket costs for eligible workforce transformation initiatives, rather than do so on a reimbursement basis. This will help ease cash flow concerns for employers.&nbsp;&nbsp;</p><p>To expand our outreach, the Government partners industry stakeholders and key trade associations, such as the Restaurant Association of Singapore, to support the development and transformation of Singapore's food services sector, by addressing common industry challenges, such as manpower constraints and changing consumer preferences.</p><p>The Government will continue to review our measures to support SMEs, including smaller SMEs in the F&amp;B business, to ensure they remain relevant.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Applications for Caregiver Respite Programme","subTitle":null,"sectionType":"WANA","content":"<p>59 <strong>Mr Foo Cexiang</strong> asked the Minister for Social and Family Development (a) since the implementation of the Take-A-Break (TAB) caregiver respite programme, how many applications have been received for respite care service; (b) of the number of applications received, what are the numbers of those approved and rejected; and (c) whether the Ministry will consider extending TAB beyond 31 March 2026 and enhancing it to provide for overnight respite care service.</p><p><strong>Mr Masagos Zulkifli B M M</strong>:&nbsp;The Take-A-Break (TAB) is a pilot administered by a social service agency, SPD, and supported by SG Enable since 2020. The service provides respite to caregivers by providing assistance for personal care, escort or social engagement of persons with disabilities. Since 2020, 576 applications have been received. Around 84% of these applications were approved, while 13% were subsequently withdrawn by the applicants. The remaining 3%<span style=\"color: black;\"> were rejected as the requests were outside the scope of TAB. </span></p><p class=\"ql-align-justify\">Overnight respite care is available under TAB. Interested caregivers may request for this service through their service provider.</p><p>We are in the midst of reviewing TAB and its plan beyond 31 March 2026.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Measures to Investigate and Prevent Circulation of Illegal Obscene Materials","subTitle":null,"sectionType":"WANA","content":"<p>60 <strong>Ms Denise Phua Lay Peng</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs what measures are available to investigate and prevent the circulation of illegal obscene materials, particularly those involving minors, on private messaging platforms, such as Telegram and WhatsApp.</p><p><strong>Mr K Shanmugam</strong>:&nbsp;To enable the Government to deal more effectively with criminal online activities, including the circulation of obscene materials involving minors on private messaging platforms, the Online Criminal Harms Act (OCHA) was introduced in 2023.&nbsp;</p><p>Under OCHA, the Government can issue directions to online service providers, including private messaging platforms, to prevent such materials from being accessed by Singapore users. The Government can also require information from the online service providers to facilitate investigations and criminal proceedings.&nbsp;</p><p>The Ministry of Digital Development and Information and the Ministry of Law have tabled the Online Safety (Relief and Accountability) Bill, which will further enhance online safety for Singapore users. Under the Bill, a new Online Safety Commission (OSC) will be established to support victims of specified online harms, including minors, to seek timely relief from perpetrators and platforms. These harms include intimate image abuse and image-based child abuse. If a report is made by the victim, OSC can issue directions to stop the circulation of such materials.&nbsp;&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reviewing Manpower Policies to Better Protect Full-time Workers","subTitle":null,"sectionType":"WANA","content":"<p>61 <strong>Mr Edward Chia Bing Hui</strong> asked the Minister for Manpower whether the Ministry will review existing manpower policies to better protect workers who are employed full-time under fixed-term service contracts rather than as freelancers.</p><p><strong>Dr Tan See Leng</strong>:&nbsp;Employees under a contract of service, including those on fixed-term contracts, have set working conditions as agreed with their employers in their employment contract. They are also protected under employment legislation, such as the Employment Act, Central Provident Fund Act and Work Injury Compensation Act. The Ministry of Manpower (MOM) regularly reviews these protections, such as the ongoing tripartite review of the Employment Act. Conversely, freelancers under a contract for service have greater autonomy in determining their working conditions but are not accorded the same legislative protections.</p><p class=\"ql-align-justify\">In reviewing our employment protections, MOM works with tripartite partners to study the needs of different groups of workers including those on fixed-term contracts. MOM will continue to monitor the needs of our workforce to ensure that workers receive the support that they need.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Sentencing Consistency following Issuance of Singapore Medical Council Sentencing Guidelines","subTitle":null,"sectionType":"WANA","content":"<p>62 <strong>Mr Yip Hon Weng</strong> asked the Coordinating Minister for Social Policies and Minister for Health (a) how does the Ministry monitor sentencing disparities and ensure outcomes are fair, proportionate, and consistent since the Singapore Medical Council (SMC) Sentencing Guidelines were issued in 2020; and (b) what is the Ministry's assessment of the effectiveness of the post-2019 reforms of SMC disciplinary process in promoting transparency and predictability, especially given recent public perceptions of disproportionate penalties for misconduct.</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;<span style=\"color: black;\">The post-2019 changes to the Singapore Medical Council (SMC) disciplinary process were effected through amendments to the Medical Registration Act 1997 on 1 July 2022. Following the changes, the Minister for Health appoints an independent Disciplinary Commission (DC) to convene Disciplinary Tribunals (DTs). DC also oversees the processes of DTs and training of the DT members on legal concepts, such as the rules of natural justice and due process, sentencing principles and proportionate sentencing. </span></p><p class=\"ql-align-justify\"><span style=\"color: black;\">DT members draw on their relevant professional expertise and come to an autonomous decision, while remaining within the guidance provided by the SMC Sentencing Guidelines, case precedents and appeal judgements by the Court of Three Judges (C3J). This compliance with sentencing benchmarks and the appeal judgements of C3J ensure that decisions made are consistent, fair and proportionate to the offences disclosed, and take relevant mitigating circumstances into consideration.&nbsp;</span></p><p class=\"ql-align-justify\"><span style=\"color: black;\">These changes have provided greater transparency and predictability in disciplinary processes and outcomes. This includes the establishment of an Inquiry Committee to first assess whether there is any substantive merit to the complaints made and a time-bar for incidents that happened more than six years from the complainant's knowledge of the incident. The time given to the Complaints Committee and DT to make their respective decisions is further prescribed in the legislation so that disciplinary cases can be closed expediently.&nbsp;</span></p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Automated Bus Ramps and Infrastructural Upgrades for Autonomous Vehicles","subTitle":null,"sectionType":"WANA","content":"<p>63 <strong>Mr Abdul Muhaimin Abdul Malik</strong> asked the Acting Minister for Transport (a) whether the Ministry will require autonomous vehicles (AV) to be introduced as part of Singapore’s public transport network be fitted with automated bus ramps facilitate safe and independent boarding for wheelchair users; and (b) whether modifications will be made to bus stops to enable wheelchair users to safely flag down and board AVs.</p><p>64 <strong>Mr Abdul Muhaimin Abdul Malik</strong> asked the Acting Minister for Transport (a) what infrastructural upgrades are planned to accommodate autonomous vehicle deployment on public roads, if any; and (b) how are such infrastructure changes likely to affect existing road users.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;&nbsp;Autonomous buses, like those to be used for the upcoming pilot on public bus services 400 (Marina Bay) and 191 (one-north) are designed with wheelchair bays and low ramps that can be deployed to facilitate boarding and alighting of wheelchair users. Autonomous shuttles, like the eight-seater Roboshuttle used in Punggol, can accommodate folded wheelchairs and do not have ramps. For both pilots, the safety operators onboard will assist passengers on wheelchairs.</p><p>We are working with operators and manufacturers to consider the accessibility and inclusivity of autonomous buses and shuttles for commuters with different mobility needs, especially for future operations where the safety operator is no longer on board the vehicle.</p><p>&nbsp;Autonomous buses will use the same bus stops as regular public buses. These bus stops are barrier-free.&nbsp;</p><p>The pilots for autonomous buses and shuttles will provide the Land Transport Authority with data to determine whether additional infrastructure, such as pick-up and drop-off points or sensors, will be needed.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Impact of Red-Amber-Green Arrows at Traffic Junctions","subTitle":null,"sectionType":"WANA","content":"<p>65 <strong>Mr Melvin Yong Yik Chye</strong> asked the Acting Minister for Transport whether the LTA has studied the impact of the installation of Red-Amber-Green (RAG) arrows at traffic junctions on the flow of traffic; and (b) if so, what is the median time increase in waiting time for vehicles to turn right at these junctions. </p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;Since 2018, the Land Transport Authority (LTA) has progressively implemented Red-Amber-Green (RAG) arrows at more than 1,200 traffic junctions. Right-turn accidents at sampled junctions decreased by about 40%.</p><p>LTA evaluates the impact of RAG arrows at traffic junctions through comprehensive traffic monitoring, data analysis and simulation. The waiting time for vehicles to turn right at sampled junctions with RAG arrows increased by about 20 to 40 seconds, depending on the junction characteristics and time of day. This is a 30%-50% increase in waiting time.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Vacancy Rate for Nursing Positions in Restructured Hospitals","subTitle":null,"sectionType":"WANA","content":"<p>66 <strong>Mr Fadli Fawzi</strong> asked the Coordinating Minister for Social Policies and Minister for Health (a) what is the current vacancy rate for nursing positions in restructured hospitals as at end of September 2025; (b) how does this compare with the number of recent local nursing graduates seeking placements; and (c) whether the Ministry has been prioritising the hiring of local nursing graduates before seeking non-resident nurses from overseas.</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;In the most recent three months, there were more than 900 nursing job vacancies across public hospitals. That said, current vacancy rate is not a meaningful metric in healthcare, because the system is expanding and we are constantly hiring ahead of demand to fill the positions that are needed when new hospital and healthcare institutions are opened. We are starting to recruit for the new Eastern General Hospital and redevelopment of Alexandra Hospital.&nbsp;</p><p>There has been no slowdown of hiring of nurses. Many local nursing graduates join the public healthcare sector and, to date, close to 1,000 are hired by clusters this year, which is similar to the past two years.&nbsp;&nbsp;</p><p>Clusters have provided feedback that some job applicants prefer certain work locations or shift patterns, which do not meet the needs of the hiring institutions. We encourage nursing graduates to be open to try a wider variety of work conditions to gain a richer work experience.&nbsp;</p><p>We are working towards growing our national healthcare manpower by another 20% by 2030 to support capacity expansion. Local nurses are not enough to fulfil those manpower needs and we, therefore, have to continue to supplement with foreign nurses.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reviewing Plans and Delivery Timelines for Support Infrastructure in Light of Accelerated BTO Launches","subTitle":null,"sectionType":"WANA","content":"<p>67 <strong>Ms Mariam Jaafar</strong> asked the Minister for National Development in light of the accelerated pace of BTO launches and the rollout of HDB flats with shorter waiting-time, whether the Government will review the planning and delivery timelines for supporting infrastructure, such as childcare centres, primary schools, transport links and community amenities.</p><p><strong>Mr Chee Hong Tat</strong>:&nbsp;The Government adopts an integrated planning and development process for public housing estates, where the Housing and Development Board works closely with agencies, such as the Land Transport Authority, Early Childhood and Development Agency and Ministry of Education, to plan and deliver new estates. For each Build-to-Order (BTO) project, including those that have shorter waiting times, agencies would typically start the planning process several years before the project is launched.&nbsp;</p><p>To improve the experience for new residents moving into new large-scale BTO estates, the Ministry of National Development has set up an inter-agency BTO Coordination Committee. The Committee is reviewing the detailed planning parameters and delivery timelines for supporting infrastructure, services and amenities, and how to improve these elements for future large-scale BTO estates, especially for residents who move in during the earlier phases.&nbsp;</p><p>Beyond the Committee's work, agencies will continue to coordinate closely on the delivery of all BTO projects, including the supporting infrastructure, services and amenities required by residents.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Expanding Criteria Governing Outfit of Existing Pedestrian Overhead Bridges with Lifts to Include Hawker Centres","subTitle":null,"sectionType":"WANA","content":"<p>68 <strong>Mr Pritam Singh</strong> asked the Acting Minister for Transport whether the Ministry will consider expanding the criteria that govern the outfitting of existing Pedestrian Overhead Bridges (POBs) with lifts to POBs located near hawker centres, in view of the importance of hawker centres as a node of the community.\n\n</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;The Land Transport Authority already prioritises the installation of lifts at pedestrian overhead bridges (POBs) with high footfall and serve more seniors. These POBs are typically near key transport nodes and amenities, like hawker centres.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Rationale for Ending Fostering Arrangements at Age 16","subTitle":null,"sectionType":"WANA","content":"<p>69 <strong>Assoc Prof Jamus Jerome Lim</strong> asked the Minister for Social and Family Development what is the rationale for ending fostering arrangements once a child reaches 16 years of age.</p><p><strong>Mr Masagos Zulkifli B M M</strong>:&nbsp;Fostering does not end when a child turns 16.</p><p class=\"ql-align-justify\">Under the Children and Young Persons Act (CYPA) 1993, the fostering scheme enables family-based care for children and young persons below 18 years of age who require protection or alternative care.&nbsp;However, if the child or youth is still schooling or not ready to live independently, the fostering arrangement may continue until the youth turns 21. This is to provide stability and support during the transition to adulthood.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Median PSLE Achievement Level Scores by Housing Type","subTitle":null,"sectionType":"WANA","content":"<p>70 <strong>Mr David Hoe</strong> asked the Minister for Education (a) for each of the past five PSLE cohorts, what are the median PSLE Achievement Level scores by socioeconomic status proxy measures, such as housing type; (b) what is the Ministry's assessment of any equity implications arising from observed gaps; and (c) whether the Ministry has any planned targeted interventions in response to these gaps.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;Similar to students around the world, students in Singapore from higher socio-economic backgrounds tend to perform better academically, including at the Primary School Leaving Examination (PSLE). However, this correlation has remained stable over the last five years.</p><p class=\"ql-align-justify\">More importantly, our students from lower socio-economic backgrounds excel by international standards. According to the Organisation for Economic Cooperation and Development's (OECD's) Programme for International Student Assessment 2022 findings, students from the bottom-25% socio-economic status homes in Singapore outperformed the average OECD student across all domains of reading, mathematics, science and creative thinking.</p><p class=\"ql-align-justify\">We remain committed to uplift our students, through enhancing preschool accessibility, affordability and quality, providing targeted support to students with higher needs and collaborating with community partners to provide wraparound support. This whole-of-society approach ensures every child can reach their potential regardless of background.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Retail Food Establishments Which Ceased Operations After Five Years or Less That Have Recorded Profit","subTitle":null,"sectionType":"WANA","content":"<p>71 <strong>Mr Foo Cexiang</strong> asked the Deputy Prime Minister and Minister for Trade and Industry with respect to retail food establishments that ceased operations after five years or less in 2025 to date, what is the proportion that have never recorded a profit based on any of their annual tax declarations.</p><p><strong>Mr Gan Kim Yong</strong>:&nbsp;63% of retail food establishments<sup>1&nbsp;</sup>closed between 1 January to 23 October 2025 had been registered for five years or less<sup>2</sup>. Of these, 82% had never recorded a profit in their annual tax declarations.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":["1 : Retail food establishments refer to the following groups in the Singapore Standard Industrial Classification (SSIC) 2020:  Restaurants – 56,111; Cafes – 56,112; Fast food outlets – 56,121; Food courts, hawker centres, coffee shops and canteens – 56,122; Food and drinks kiosks mainly for takeaway and delivery – 56,123; Pubs – 56,130; Stalls selling cooked food and prepared drinks – 56,140; and Food caterers – 56,200.","2 : The Accounting and Corporate Regulatory Authority (ACRA) does not have records of businesses' actual period of operations."],"footNoteQuestions":["71"],"questionNo":"71"},{"startPgNo":0,"endPgNo":0,"title":"Deployment of Private Credit Growth Fund Given Rising Global Private-credit Risks","subTitle":null,"sectionType":"WANA","content":"<p>73 <strong>Mr Kenneth Tiong Boon Kiat</strong> asked the Deputy Prime Minister and Minister for Trade and Industry (a) whether the deployment of the Private Credit Growth Fund will be pulled back given rising global private-credit risks; and (b) whether GIC's caution on the private-credit market will inform the Ministry's stance on the deployment of the Fund, or are the views separately held.</p><p><strong>Mr Gan Kim Yong</strong>:&nbsp;GIC's caution reflects its commercial assessment of the (global) private credit market, which has grown significantly in the US and to a lesser extent in Europe. However, aside from Australia and Korea, the private credit market in our region is much less matured. The Private Credit Growth Fund (PCGF) was thus established to support the strategies of high-growth Singapore enterprises which require tailored financing solutions beyond what traditional debt or equity instruments can offer. Enterprise Singapore will work with the appointed fund manager to ensure that investments made are in line with the fund's developmental objectives.</p><p class=\"ql-align-justify\">The appointed fund manager for PCGF will <span style=\"color: black;\">exercise independent commercial discretion to assess the merits of a deal, including prevailing market conditions as well as the risk-reward profile of each opportunity, to determine the appropriate pace and level of capital deployment.</span></p><p class=\"ql-align-justify\"><br></p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Unequal Enforcement against Nuisance-markers in Neighbour Disputes due to Restricting CRU Pilot to Tampines","subTitle":null,"sectionType":"WANA","content":"<p>74 <strong>Mr Zhulkarnain Abdul Rahim</strong> asked the Minister for National Development whether restricting the Community Relations Unit (CRU) pilot to Tampines will result in unequal enforcement against nuisance-markers in neighbour disputes as compared to other towns.</p><p><strong>Mr Chee Hong Tat</strong>:&nbsp;While the Community Relations Unit is being piloted in Tampines, grassroots leaders and frontline agencies continue to manage neighbour disputes across all towns.&nbsp;In addition, residents outside Tampines will still benefit from enhancements to the Community Disputes Management Framework. These include enhanced processes and powers of the Community Disputes Resolution Tribunals, which the Ministry of Law is working to operationalise as soon as practicable.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Private Companies Offering Parent-care Leave","subTitle":null,"sectionType":"WANA","content":"<p>75 <strong>Mr Foo Cexiang</strong> asked the Minister for Manpower in light of Singapore's ageing population (a) what is the number of private companies in Singapore that currently offer parent-care leave; and (b) whether the Ministry will consider mandating the provision of parent-care leave.</p><p><strong>Dr Tan See Leng</strong>:&nbsp;From the Ministry of Manpower's survey in 2024, out of private companies with at least 25 employees each, 29.3%, or around 5,000 companies, offered paid parent-care leave to their employees.&nbsp;</p><p>We will continue to study how to best support caregivers, including the feasibility of enhancing leave provisions. In doing so, we will need to consider which measures are most effective in meeting diverse caregiving needs and can allow caregivers to balance their caregiving and work responsibilities on a sustained basis, while striking a balance with employers' operational needs.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reviewing Criteria for Government Scholarships","subTitle":null,"sectionType":"WANA","content":"<p>76 <strong>Ms Hany Soh</strong> asked the Prime Minister and Minister for Finance in light of the move towards a broader and more inclusive meritocracy, whether the Government is re-evaluating the criteria for awarding scholarships by Ministries and public agencies.\n</p><p><strong>Mr Chan Chun Sing (for the Prime Minister)</strong>:&nbsp;The Public Service selects candidates for scholarships based on a broad set of criteria and merit. Besides academic results, we take into account the candidate's community service records, co-curricular activities achievements,&nbsp;psychometric tests and other assessments that consider a person's values, perseverance, curiosity and adaptability. We actively work with educational institutions at the pre-tertiary and tertiary levels to reach out to students from a wide range of backgrounds. Public sector scholarships have been awarded to students from the polytechnics, schools offering the Integrated Programme and junior colleges.</p><p class=\"ql-align-justify\">We will continue to review our scholarship selection criteria to ensure that they remain relevant and effective in identifying outstanding Singaporeans from different backgrounds to come forward and serve Singapore in the Public Service.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"COEs Not Registered to Vehicles After Successful Bids","subTitle":null,"sectionType":"WANA","content":"<p>77 <strong>Mr Gerald Giam Yean Song</strong> asked the Acting Minister for Transport (a) what is the number of COEs that were bid for but not used to register a vehicle in each of the past three years; (b) whether the current one-year COE validity period facilitates speculative bidding by dealers; and (c) whether the Ministry will consider shortening the validity period to three or six months to discourage front-running and moderate COE prices.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;From 2022 to 2024, an average of about 650, or 1% of temporary Certificate of Entitlement (TCOEs) issued for successful bids were not used to register a vehicle within a year. The low proportion of TCOE expiry suggests that the dealers are not speculating and are bidding based on actual demand for Certificates of Entitlement (COEs).&nbsp;&nbsp;</p><p>TCOE validity periods are already shorter than one year across all COE categories, ranging from one month for Category D to six months for Categories A and B.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reasons for Low Take-up Rate of $500 SkillsFuture Credit Top-up","subTitle":null,"sectionType":"WANA","content":"<p>78 <strong>Ms Valerie Lee</strong> asked the Minister for Education (a) whether a formal study has been done to ascertain the reasons why the take-up rate for the $500 SkillsFuture Credit top-up has been low; (b) if so, what are the insights of the study; and (c) whether there are any plans to enhance the mySkillsFuture portal user interface or experience to improve take-up rate.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;I will take oral Parliamentary Question (PQ) No 78 and written PQ No 42 to 43 on today's Order Paper.</p><p class=\"ql-align-justify\">My response will also cover the matters raised in the written PQ scheduled for the earlier sitting on 4 November 2025 from Dr Charlene Chen. [<em>Please refer to </em><a href=\"written-answer-20826#\" target=\"_blank\"><em>​</em></a><em>\"Extending Expiry Date of Unused $500 SkillsFuture Credits\", Official Report, 4 November 2025, Vol 96, Issue 9, Written Answers to Questions section.</em>]</p><p class=\"ql-align-justify\">\t<span style=\"color: rgb(51, 51, 51);\">I invite Members to seek clarifications as needed.</span></p><p class=\"ql-align-justify\">The Government provided&nbsp;<span style=\"color: black;\">a one-off SkillsFuture Credit top-up of $500 to all eligible Singaporeans aged 25 and above in 2020</span>. Unlike the Opening Credit of $500 given at age 25 and the Mid-Career Credit of $4,000 given at age 40 that do not expire, this top-up will expire by the end of 2025 after about five years of validity, as it was intended to nudge individuals to take timely upskilling action.</p><p class=\"ql-align-justify\">As at end-September 2025, close to 800,000 Singaporeans, or about three in 10 eligible Singaporeans, have used their SkillsFuture Credit top-up. Mid-career workers aged 40 to 60 made up close to half of this group. Top areas of training include information and communications, food services, advertising and sales and marketing. About 10,000 individuals have used their SkillsFuture Credit for online training subscriptions by Udemy, EdX and Coursera that are offered through local training providers.</p><p class=\"ql-align-justify\">There are various reasons why individuals choose not to use their SkillsFuture Credit top-up. Many could have attended training with employer sponsorship and did not have to tap on their SkillsFuture Credit to offset the out-of-pocket training fees. In 2024, about 241,000 individuals were sponsored by their employers to attend training supported by SkillsFuture Singapore (SSG).</p><p class=\"ql-align-justify\">We also recognise that there is opportunity cost for working adults to pursue training, requiring them to set aside time from work, family or personal commitments. To support these individuals, we have lowered the barriers to learning by leveraging e-learning and introducing flexible training modalities, such as bite-sized modules and part-time programmes, that are work-compatible.</p><p class=\"ql-align-justify\">SSG has also stepped-up efforts to enhance the MySkillsFuture portal to make it easier for users to navigate the course catalogue and search for courses based on their career goals, skills needs or interests.&nbsp;SSG will continue to enhance the MySkillsFuture user interface based on user feedback, including plans to better integrate the course search and course sign up with training providers. More details will be released later.</p><p class=\"ql-align-justify\">We do not intend to extend the expiry of this one-off SkillsFuture Credit top-up. SSG will continue to guide learners to access training programmes that meet their needs, including those that target in-demand and emerging skills, such as in artificial intelligence upskilling. Individuals with expiring credits can consider whether there are suitable courses or online training subscriptions that meet their learning and career needs.&nbsp;&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Profile of Singaporeans in Bankruptcy","subTitle":null,"sectionType":"WANA","content":"<p>79 <strong>Ms Nadia Ahmad Samdin</strong> asked the Minister for Law over the last five years (a) what is the average profile of Singaporeans in bankruptcy in terms of (i) age (ii) employment and (iii) family status; and (b) what percentage of bankrupts are able to pay their monthly Target Contributions.</p><p><strong>Mr Edwin Tong Chun Fai</strong>:&nbsp;We looked at the group of Singaporeans who were made bankrupt between 2021 and August 2025. Among this group, almost half were between the ages of 40 to 54 at the time of bankruptcy.</p><p>Based on the information disclosed by bankrupts in their Statement of Affairs, more than two-thirds were employed at the time of bankruptcy.&nbsp;Almost two-thirds were married at the time of bankruptcy, with more than three-quarters of this group having immediate family dependents.</p><p>More than 80% of bankrupts have been paying their monthly contributions.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reviewing Multi-storey Car Parks' Rooftop Urban Farms' Contribution to Local Food Production","subTitle":null,"sectionType":"WANA","content":"<p>80 <strong>Ms Mariam Jaafar</strong> asked the Minister for Sustainability and the Environment whether the Government has conducted a review of the rooftop urban farms established on HDB multi-storey car parks since 2020, including (i) their contribution to local food production, (ii) their financial viability, (iii) the community engagement and employment outcomes achieved and (iv) the extent of disamenities, if any, reported by residents.</p><p><strong>Ms Grace Fu Hai Yien</strong>:&nbsp;The Singapore Food Agency (SFA) and Housing Development Board (HDB) tendered out 16 Multi-Storey Car Park (MSCP) sites in 2020 and 2021 to pilot commercial urban farming. Only seven of these urban farms remain today.</p><p class=\"ql-align-justify\">The combined production volume of the MSCP farms is small, at less than 1% of local production in 2024. Employment outcomes and profitability are correspondingly limited. That said, these farms bring local production closer to the community, allowing farms to organise community engagement activities if there is interest.</p><p class=\"ql-align-justify\">&nbsp;SFA and HDB have received feedback on disamenities, such as noise and odour, due to the proximity of the farms to residential blocks. SFA investigates all feedback and works closely with farm operators to implement mitigating measures where possible.</p><p class=\"ql-align-justify\">There are no plans to launch new tenders for commercial farming at MSCP sites. Entities that wish to take up commercial farming can consider participating in SFA's land and sea space tenders, which offer more space and longer leases to contribute to local production and food security.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Disparity between Increased Use of AI and Unchanged Working Hours for Teachers","subTitle":null,"sectionType":"WANA","content":"<p>81 <strong>Mr Kenneth Tiong Boon Kiat</strong> asked the Minister for Education (a) how does the Ministry account for the Organisation for Economic Co-operation and Development (OECD) Teaching and Learning International Survey 2024 findings showing that 75% of teachers use AI, but weekly work hours remain at around 47 since 2018 with rising stress levels; and (b) whether teacher workload reduction will be made a KPI alongside learning outcomes, for AI adoption, with baselines, targets, timelines and published results.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;<span style=\"color: black;\">This question has been addressed in my response on the Teaching and Learning International Survey (TALIS) 2024 findings and management of teachers' workload and well-being&nbsp;at the Parliamentary Sitting on 4 November 2025, which will be made available on the Ministry of Education's (MOE's) website.&nbsp;</span>[<em>Please refer to </em><a href=\"oral-answer-3923#\" target=\"_blank\"><em>​</em></a><em>\"Addressing Teachers' Stress Levels and Supporting Their Mental Well-being\", Official Report, 4 November 2025, Vol 96, Issue 9, Oral Answers to Questions section.</em>]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Accidents Reported between Pedestrians and Bicycles, PMDs, PMAs and Personal Mobility Assistive Devices","subTitle":null,"sectionType":"WANA","content":"<p>82 <strong>Mr Cai Yinzhou</strong> asked the Acting Minister for Transport (a) for each year since 2019, what are the numbers of reported accidents between pedestrians and (i) bicycles, (ii) personal mobility devices, (iii) personal mobility aids and (iv) personal mobility assistive devices, respectively; (b) what is the corresponding number of civil suits filed by pedestrians against users of such devices; and (c) how many resulted in compensation. </p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;From 2019 to 2024, on average, there were 153 reported off-road accidents involving active mobility device annually. Of these accidents, 71 involved bicycles, 66 involved motorised personal mobility devices, 13 involved power-assisted bicycles and 15 involved personal mobility aids. Some accidents involved more than one type of device. Other incidents might not be reported and were typically resolved between affected parties.</p><p>The Government does not collect data on civil suits filed by pedestrians against active mobility device users or compensations.&nbsp;&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reviewing Public Transport Fare Adjustment Formula","subTitle":null,"sectionType":"WANA","content":"<p>83 <strong>Mr Gerald Giam Yean Song</strong> asked the Acting Minister for Transport (a) whether the Ministry will review the current fare adjustment formula, which allows a maximum allowable hike of 14.4% in 2025, in view that this figure appears to be detached from average wage growth; (b) what is the maximum number of years a deferred quantum can be carried forward; and (c) what is the policy rationale for this limit.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;In setting public transport fares, the Public Transport Council (PTC) aims to keep fares affordable for commuters, while ensuring that our public transport system remains financially sustainable. In deciding the fare adjustment each year, PTC is guided by a fare adjustment formula which reflects the costs of providing public transport services, including national wage growth, core inflation and energy prices.&nbsp;</p><p>For this year's fare exercise, PTC has taken into consideration the fare formula output of 1.5% and the deferred fare quantum of 12.9%, which represents costs incurred in previous years that have not been passed through into fares. This results in a maximum allowable fare adjustment quantum of 14.4%, out of which PTC decided on a fare increase of 5%, with the rest being funded through a Government subsidy.&nbsp;</p><p>There is no limit to how long the deferred fare quantum can be carried forward. In the fare reviews over the past two years, the deferred fare quantum has been reduced from 15.6% in 2023 to 9.4% today.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Ensuring Equitable Access to AI Tools and Digital Teaching Support Across Schools","subTitle":null,"sectionType":"WANA","content":"<p>84 <strong>Dr Wan Rizal</strong> asked the Minister for Education how the Ministry is ensuring equitable access to AI tools and digital teaching support across all schools, including those with fewer resources or more challenging student profiles.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;The Ministry of Education provides centralised support to all schools so that they can access artificial intelligence (AI) tools and digital teaching support in a meaningful way. All schools are supported with funding for the necessary digital learning infrastructure, such as wireless networks, resourcing of computing devices and the necessary software for staff and students.&nbsp;</p><p class=\"ql-align-justify\">Students have access to the Singapore Student Learning Space (SLS), the national online learning platform which provides students with curriculum-aligned resources from primary to pre-university level. They also have access to AI-enabled features in SLS, such as Speech Evaluation Tool, Learning Feedback Assistants and an Adaptive Learning System, to support their learning in a safe and customised manner.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Impact on OneMillionTrees Movement When Trees Are Lost from Redevelopment or Infrastructure Works","subTitle":null,"sectionType":"WANA","content":"<p>85 <strong>Mr Dennis Tan Lip Fong</strong> asked the Minister for National Development (a) whether large-scale tree losses from redevelopment or infrastructure works are deducted from the tally of the OneMillionTrees movement; (b) whether campaign success is measured by net canopy cover, biodiversity and ecological connectivity rather than gross planting numbers; (c) whether forest clearances are factored into the targets; and (d) if so, how. </p><p><strong>Mr Chee Hong Tat</strong>:&nbsp;The OneMillionTrees movement was launched in April 2020 to involve the community in planting one million trees across Singapore between 2020 and 2030, to foster greater stewardship of our greenery and nature in Singaporeans.&nbsp;</p><p>The movement contributes towards our larger vision of transforming Singapore into a City in Nature, through enhancing existing landscapes and habitats for flora and fauna, and strengthening ecological connectivity between our green spaces. The movement encompasses planting trees in streetscapes, parks and park connectors, nature reserves and nature parks as well as various community and institutional spaces.&nbsp;</p><p>Trees planted under the movement are separate from existing greenery replacement measures to offset clearance due to development. These measures include replacement tree planting and increasing greenery and other natural elements in urban areas.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Inclusion of Mental Health Screening in Grow Well SG Programme's Child Health Plan","subTitle":null,"sectionType":"WANA","content":"<p>86 <strong>Ms Nadia Ahmad Samdin</strong> asked the Coordinating Minister for Social Policies and Minister for Health whether mental health screening will be included as part of the Child Health Plan initiative under the Grow Well SG programme.</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;There is no strong scientific evidence to support routine, mental health screening for asymptomatic individuals.&nbsp;Singapore hence adopts a risk-based approach that focuses on early identification and intervention for children and adults with mental health concerns.&nbsp;&nbsp;</p><p>In Ministry of Education schools and Institutes of Higher Learning, there are trained peer supporters, educators and staff who can identify signs of distress among students and provide the necessary support, including referring them to mental health professionals in the community for further assessment and intervention.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Dwell Times for Trains at Interchange and Non-interchange Stations","subTitle":null,"sectionType":"WANA","content":"<p>87 <strong>Mr Fadli Fawzi</strong> asked the Acting Minister for Transport (a) what is the current average dwell time for trains at (i) interchange and (ii) non-interchange stations on each MRT and LRT lines respectively; (b) how do these average dwell times compare with those (i) in 2015 and (ii) other Asian metro systems currently; (c) whether MRT dwell times can be reduced to shorten commutes; and (d) if not, why not.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;Dwell times at stations for our mass rapid transit and light rail transit trains depend on operating conditions and passenger loading. They must be long enough to provide sufficient time for all passengers, including elderly commuters as well as commuters using wheelchairs and personal mobility aids, to alight from and board the train in a safe manner. Dwell times range from around 35 to 60 seconds for interchange stations and from around 30 to 50 seconds for non-interchange stations. These dwell times have remained largely constant over the past decade and are comparable to metro systems in Taipei and Hong Kong.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Audit and Verification Mechanisms to Ensure Accuracy of Service Delay Lengths Reported by Rail Operators","subTitle":null,"sectionType":"WANA","content":"<p>88 <strong>Ms He Ting Ru</strong> asked the Acting Minister for Transport (a) what auditing or verification mechanisms are in place to ensure the accuracy of service delay lengths reported by rail operators; (b) whether LTA can provide a list of all delays reported in 2025, with their associated service delay timings; and (c) can LTA integrate the impact that such delays and disruptions have on passengers into its reliability performance measurement.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;When a rail disruption occurs, the train operators are required to inform commuters about the expected duration of the service delay within 15 minutes. However, the additional traveling time announced is meant to be indicative and to serve as a general advisory. The actual journey delay experienced by individual commuters will differ depending on their locations and destinations. The Rail Reliability Taskforce is studying how we can provide commuters with more customised information, depending on their specific location and destination. The Land Transport Authority (LTA) is also studying additional metrics that better reflect the impact of rail disruptions on commuters, which will be included in future editions of its rail reliability report.</p><p>For regulatory purposes, LTA only tracks the total time taken by the operator to resolve an incident and not the additional traveling time. For the period of January to August 2025, there were 17 mass rapid transit disruptions ranging from nine to 160 mins and 12 light rail transit disruptions ranging from 10 to 300 mins.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Tangible Creative Breakthroughs Resulting from Students Topping PISA Assessments in Creative Thinking","subTitle":null,"sectionType":"WANA","content":"<p>89 <strong>Mr Darryl David</strong> asked the Minister for Education whether the Government is conducting any longitudinal study on Singaporean students who top the Organisation for Economic Cooperation and Development's Programme for International Student Assessment creative thinking tests, to see if this leads to tangible future innovations or creative breakthroughs.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;International benchmarking studies, such as the Programme for International Student Assessment (PISA) for students aged 15, have consistently found that our students perform well in 21st Century Competencies relative to their international peers, such as in areas like collaborative problem-solving, global competence and creative thinking. As our students progress to Institutes of Higher Learning, they continue to build upon this foundation and develop skills that will serve them well in work and adulthood.</p><p class=\"ql-align-justify\">We do not have plans to conduct longitudinal studies to track if strong performance in PISA Creative Thinking domain leads specifically to future innovations or creative breakthroughs, as these depend on many other factors beyond one's creative thinking ability at the age of 15.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Update on Inter-agency Efforts to Detect, Track and Neutralise Unauthorised Unmanned Aircraft System Activities Near Aiports","subTitle":null,"sectionType":"WANA","content":"<p>90 <strong>Mr Dennis Tan Lip Fong</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs (a) whether the Ministry can provide an update on the inter-agency efforts to routinely detect, track and neutralise unauthorised unmanned aircraft system (UAS) activities near Changi and Seletar Airports, including those launched from sea waters off Singapore; and (b) whether any steps will be taken to enhance current counter-UAS capabilities and coordination given recent incidents in certain European airports.</p><p><strong>Mr K Shanmugam</strong>:&nbsp;The Ministry of Home Affairs coordinates and advises various agencies on how they should address threats posed by unmanned aircraft systems (UAS) across the island. Responsible agencies are required to detect, identify and neutralise unauthorised UAS activities which pose a threat to aviation or public safety and security, including at Changi and Seletar Airports. The Civil Aviation Authority of Singapore (CAAS) and the Changi Airport Group (CAG) have direct responsibility for the safety and security of Changi and Seletar Airport operations.</p><p class=\"ql-align-justify\">The airports take a multi-layered approach. First, there are upstream measures, such as a 5-kilometre No-Fly Zone around Singapore's aerodromes.&nbsp;Second, in-situ counter-unmanned aircraft systems (C-UAS) have been deployed at Changi and Seletar Airports by CAAS and CAG. These systems are capable of detecting, tracking and neutralising unauthorised UAS.&nbsp; Third, there are established inter-agency protocols for incident response to C-UAS threats near the airports, including those launched from offshore waters, involving CAAS, the Singapore Police Force, the Singapore Armed Forces and the Maritime &amp; Port Authority of Singapore.&nbsp;These protocols are exercised regularly.</p><p class=\"ql-align-justify\">&nbsp;Police frontline officers are trained and equipped with handheld jammers, to neutralise unauthorised UAS. This includes officers who are part of the Strategic Location Response deployment, which was announced earlier in June.&nbsp;They are able to respond more swiftly to public security incidents, including UAS incidents near the airports.</p><p class=\"ql-align-justify\">&nbsp;Members will appreciate that while these measures have been put in place, there are always risks arising from human agency; and technology is constantly evolving. Those with bad intentions also access the latest technology. Thus, it is always a constant effort to maintain security.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Potential Mental Health Impact Associated with Second-hand Smoke Exposure","subTitle":null,"sectionType":"WANA","content":"<p>91 <strong>Ms Lee Hui Ying</strong> asked the Coordinating Minister for Social Policies and Minister for Health (a) whether there are specific studies or evidence that the Government is reviewing to assess the potential mental health impacts associated with exposure to second-hand smoke; and (b) if yes, what are they.</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;There are some studies indicating possible associations between exposure to second-hand smoke and poor mental health. But there is currently insufficient evidence to show that such exposure causes adverse mental health outcomes. The commonly recognised risk factors of mental health issues are lifestyle aspects, such as stress, sleep problems, chronic diseases and excessive screen time.&nbsp;&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reviewing Conduct of Insurers with Unreasonable Behaviour when Assessing Claims by Accident Victims","subTitle":null,"sectionType":"WANA","content":"<p>92 <strong>Mr Low Wu Yang Andre</strong> asked the Prime Minister and Minister for Finance whether the Ministry will take steps to (i) review the conduct of insurers who have demonstrated unreasonable behaviour in assessing claims by victims of accidents and (ii) strengthen its regulatory framework to discourage insurers from engaging in overly litigious behaviour against vulnerable third-party claimants.</p><p><strong>Mr Gan Kim Yong (for the Prime Minister)</strong>:&nbsp;<span style=\"color: black;\">The Member may want to refer to the Monetary Authority of Singapore's response to similar questions filed by Mr Liang Eng Hwa and Mr Ng Shi Xuan for the Sitting on 4 November 2025.&nbsp;</span>[<em>Please refer to </em><a href=\"written-answer-20766#\" target=\"_blank\"><em>​</em></a><em>\"Monitoring of Cases and Actions Taken against Errant Insurance Companies Preventing Legitimate Claims\", Official Report, 4 November 2025, Vol 96, Issue 9, Written Answers to Questions section; and&nbsp;</em><a href=\"written-answer-na-20960#\" target=\"_blank\"><em>​</em></a><em>\"Complaints of Unsatisfactory or Disputed Insurance Claims\", Official Report, 4 November 2025, Vol 96, Issue 9, Written Answers to Questions for Oral Answer not Answered by End of Question Time section.</em>]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Allowing Bus Service 87 to Stop in Front of Hougang Polyclinic","subTitle":null,"sectionType":"WANA","content":"<p>93 <strong>Mr Dennis Tan Lip Fong</strong> asked the Acting Minister for Transport whether the LTA will consider allowing bus number 87 to stop at the bus stops in front of Hougang Polyclinic for the benefit of commuters especially seniors, from Hougang Avenue 5 going to Hougang Polyclinic so that commuters can avoid accessing on foot or transfer via the Hougang Bus Interchange or other nearby bus stops.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;In 2022, the Land Transport Authority made temporary changes to the routes of several bus services, including service 87, due to construction works for the Cross Island mass rapid transit line. These services will revert to the pre-2022 routes after construction works are completed, which is expected to be in 2030.&nbsp;</p><p>&nbsp;While the amended route of service 87 passes in front of Hougang Polyclinic, having more buses call at the bus stop would affect the existing six bus services calling at the bus stop and cause congestion along Hougang Ave 4. This would create safety issues for and inconvenience to pedestrians and other road users.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Enforcing Stricter Border Control Measures to Curb Illegal Creative Freelancing Activities","subTitle":null,"sectionType":"WANA","content":"<p>94 <strong>Mr Edward Chia Bing Hui</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs whether stricter border control measures can be implemented to verify if individuals entering Singapore with large media equipment are doing so for holiday or work purposes, in order to curb illegal creative freelancing activities.</p><p><strong>Mr K Shanmugam</strong>:&nbsp;The Immigration and Checkpoints Authority (ICA) clears about 650,000 travellers daily across all the checkpoints.&nbsp;</p><p>ICA's primary role is to check that visitors have valid travel documents and are not otherwise debarred from entering Singapore.&nbsp;ICA also conducts further checks, based on risk assessments, to identify travellers who may pose risks related to, for example, terrorism, trafficking in contraband, the commission of criminal offences, and so on. If ICA knows or has reason to believe that any travellers intend to work in Singapore illegally, they will be refused entry.&nbsp;&nbsp;</p><p>Actual cases of illegal freelancing work in Singapore are dealt with by the Ministry of Manpower. Persons who engage in such work will be repatriated and debarred from returning to Singapore.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reasons for Non-disclosure of Identities of Five Content Creators Issued Advisory Letters for Providing Non-licensed Financial Advice","subTitle":null,"sectionType":"WANA","content":"<p>95 <strong>Mr Chua Kheng Wee Louis</strong> asked the Prime Minister and Minister for Finance with regard to the five content creators who were issued advisory letters by MAS for providing financial advice without a licence (a) what were the considerations for not disclosing their identities and respective content of the advice; and (b) whether clear examples of such content which may not have complied with MAS guidelines can be published for greater clarity.</p><p><strong>Mr Gan Kim Yong (for the Prime Minister)</strong>:&nbsp;<span style=\"color: black;\">This question has been addressed in a reply at the Parliament Sitting on 4 November 2025.&nbsp;</span>[<em>Please refer to </em><a href=\"written-answer-na-20957#\" target=\"_blank\"><em>​</em></a><em>\"Ensuring Materials from Unlicensed Financial Advisors Still Accessible Online No Longer Carry Risk of Misleading Consumers\", Official Report, 4 November 2025, Vol 96, Issue 9, Written Answers to Questions for Oral Answer not Answered by End of Question Time section.</em>]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Supporting Teachers with Limited Public Transport Options to Reach School on Time","subTitle":null,"sectionType":"WANA","content":"<p>96 <strong>Mr Abdul Muhaimin Abdul Malik</strong> asked the Minister for Education (a) whether the Ministry will consider providing teachers who face persistent delays in reaching school on time due to limited public transport options with some form of support or allowance; and (b) in areas where bus services during morning peak hours are infrequent or unreliable, whether the Ministry will consider providing flexible reporting times or other assistance to affected teachers.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;All schools start no <span style=\"color: black;\">earlier</span> than 7.30 am. <span style=\"color: rgb(51, 51, 51);\">The Ministry of Education (</span>MOE) also generally deploys teachers to schools that are located within one hour of travel by public transport from their homes.</p><p class=\"ql-align-justify\">Teachers can request for a change in posting to schools nearer to their homes. MOE will support a change, where possible.</p><p>All schools have the autonomy to implement flexible work arrangements, where operationally feasible. These include allowing teachers to report for work slightly later, if they have no lesson or duty at the start of the school day. Where teachers face persistent challenges to report to work on time, we will further review how best to support them.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Takedown of Self-harm and Suicidal Content on Social Media Channels","subTitle":null,"sectionType":"WANA","content":"<p>97 <strong>Mr Chua Kheng Wee Louis</strong> asked the Minister for Digital Development and Information whether the Ministry will consider banning access or implementing takedown requests for self-harm and suicidal content on social media channels, online messaging platforms and online game platforms. </p><p><strong>Mrs Josephine Teo</strong>:&nbsp;The Government takes a serious view of harmful online content that may affect Singapore users' physical and mental well-being, including content relating to suicide and self-harm. Hence, we have introduced measures to mitigate Singapore users' exposure to such harmful online content.</p><p class=\"ql-align-justify\">Under the Broadcasting Act, the Infocomm Media Development Authority (IMDA) can direct Social Media Services and App Distribution Services, also known as app stores, to disable access by Singapore users to content advocating or instructing on self-harm or suicide on social media services and apps, including gaming apps. Groups with very large memberships on social media services can also be used to propagate egregious content. Those that are open and enable online interactions for social purposes are no different from non-private communications. IMDA can, therefore, take the same actions against them under the Broadcasting Act.&nbsp;</p><p class=\"ql-align-justify\">For suicide and self-harm content shared via private messages, the IMDA's Code of Practice for designated Social Media Services requires them to provide easily accessible user reporting mechanisms throughout its service. If individuals encounter harmful private messages on these social media services, they could block the sender or report the sender to the service.&nbsp;</p><p class=\"ql-align-justify\">The digital landscape is constantly evolving. The Government will continue to update our regulatory efforts to promote safe and trusted online spaces.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Expected Off-peak Travel Take-up Rate in Light of Free Off-peak Travel Commencing","subTitle":null,"sectionType":"WANA","content":"<p>98 <strong>Ms Poh Li San</strong> asked the Acting Minister for Transport regarding free off-peak travel for North-East Line and Sengkang-Punggol Light Rail Transit commencing 27 December 2025 (a) what is the expected take-up rate of off-peak travel; (b) whether additional resources will be required for SBS Transit to support higher commuter traffic before 7.30 am; and (c) what is the expected revenue leakage annually and whether this is sustainable in the long run.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;I thank the Member for the question. I have addressed this at the 4 November 2025 Parliament Sitting.&nbsp;[<em>Please refer to </em><a href=\"oral-answer-3922#\" target=\"_blank\"><em>​</em></a><em>\"Duration of Free Morning Off-peak Rail Rides Scheme on North East Line\", Official Report, 4 November 2025, Vol 96, Issue 9, Oral Answers to Questions section.</em>]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Ensuring Age-appropriate Public Playgrounds Near Preschools","subTitle":null,"sectionType":"WANA","content":"<p>99 <strong>Mr Ng Shi Xuan</strong> asked the Minister for National Development (a) whether the Ministry ensures that there are age-appropriate public playgrounds near preschools; and (b) if so, how.</p><p><strong>Mr Chee Hong Tat</strong>:&nbsp;The Housing and Development Board plans and designs playgrounds in Build-To-Order projects for two groups of children – those aged two to five years old, and those aged five to 12 years old. Playgrounds for children aged two to five years are typically sited near preschools. In some areas, both types of playgrounds are co-located.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Proportion of Seniors Screened or Flagged for Malnutrition","subTitle":null,"sectionType":"WANA","content":"<p>100 <strong>Dr Charlene Chen</strong> asked the Coordinating Minister for Social Policies and Minister for Health (a) what proportion of seniors in the community have been screened or flagged for malnutrition in the past two years; and (b) what steps are being taken to ensure systematic screening, early intervention and equitable access to nutrition support for vulnerable seniors. </p><p>101 <strong>Mr Yip Hon Weng</strong> asked the Coordinating Minister for Social Policies and Minister for Health in respect of rising malnutrition rates among seniors (a) whether the Ministry will introduce nutritional indicators for protein content at hawker centres and coffeeshops; (b) whether personalised nutrition advice is provided to seniors as part of Healthier SG; and (c) what is the Ministry's strategy to ensure affordable, easy-to-eat protein sources are readily accessible for low-income seniors.\n</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;Questions 100 and 101 have been addressed in the answer to Question No 43 in the Parliament Sitting for 4 November 2025.&nbsp;[<em>Please refer to </em><a href=\"written-answer-na-20886#\" target=\"_blank\"><em>​</em></a><em>\"Contributing Factors to Rise in Malnutrition among Older Singaporeans\", Official Report, 4 November 2025, Vol 96, Issue 9, Written Answers to Questions for Oral Answer not Answered by End of Question Time section.</em>]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Employers Reducing Scope of Work-from-home Policies","subTitle":null,"sectionType":"WANA","content":"<p>102 <strong>Ms Lee Hui Ying</strong> asked the Minister for Manpower (a) how many employers with work-from-home policies during the pandemic have since reduced the scope of these policies; and (b) whether this has been offset by an increase in employers implementing flexible work arrangements or adopting tripartite standards for work-life harmony.</p><p><strong>Dr Tan See Leng</strong>:&nbsp;The proportion of employers offering scheduled tele-working<sup>1</sup>&nbsp;fell from 56.5% in 2021 to 38.4% in 2024, suggesting some scaling back as more employees returned on-site to work post-pandemic, though this remains significantly higher than 6.9% in 2019 before the pandemic.</p><p class=\"ql-align-justify\">Apart from tele-working, employees may require different types of flexible work arrangements (FWAs) based on their needs, such as flexi-hours or flexi-load arrangements. In 2024, 72.7% of employers offered at least one type of FWA<sup>2</sup>,&nbsp;which increased from 52.7% in 2019. More employers are also providing a greater variety of FWAs to their employees, with 54.4% of employers offering at least two FWAs in 2024 compared to 20.2% in 2019.</p><p class=\"ql-align-justify\">In addition, the Tripartite Standard (TS) on Work-Life Harmony was launched in April 2021 and more than 2,100 employers have since adopted TS.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":["1 : Scheduled tele-working refers to an arrangement implemented on a sustained basis where employees perform work in places other than the office and the job is performed using information and communication technologies.","2 : This refers to Scheduled FWAs, which are pre-arranged and consist of part-time work, flexi-hours, staggered hours, teleworking for an extended period of time, homeworking, job sharing and compressed work week."],"footNoteQuestions":["102"],"questionNo":"102"},{"startPgNo":0,"endPgNo":0,"title":"Projected Population Density Targets Incorporating Spatial Comfort Factors","subTitle":null,"sectionType":"WA","content":"<p>1 <strong>Mr Patrick Tay Teck Guan</strong> asked the Prime Minister and Minister for Finance (a) whether the Government has a projected optimum population density for Singapore that takes into consideration spatial comfort and feelings of crowdedness; and (b) if not, why not.</p><p><strong>Ms Indranee Rajah (for the Prime Minister)</strong>:&nbsp;The Government takes a long-term approach towards land use and infrastructure planning, to ensure that we have sufficient land to meet our current and future needs and to provide a high-quality living environment for all Singaporeans. When developing our plans, we consider our changing demographic and socioeconomic trends, as well as the evolving needs and aspirations of Singaporeans, and how we can optimally respond to these with the physical space that we have. We do not plan around a single or optimum population density.</p><p class=\"ql-align-justify\">To ensure that our city remains liveable for all, we also incorporate urban design strategies islandwide, such as varying building heights and creating well-connected and pedestrian-friendly public spaces.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Measures to Ensure Equivalent Corporate Governance Standards Abroad for SGX-listed Entities","subTitle":null,"sectionType":"WA","content":"<p>2 <strong>Mr Abdul Muhaimin Abdul Malik</strong> asked the Prime Minister and Minister for Finance what measures are in place to ensure that SGX-listed entities uphold equivalent standards of governance and integrity overseas as they do in Singapore.</p><p><strong>Mr Gan Kim Yong (for the Prime Minister)</strong>:&nbsp;My response will cover the question raised by Mr Abdul Muhaimin Abdul Malik in today’s Order Paper, as well as a related question filed by him for the Sitting on or after 6 November 2025.</p><p class=\"ql-align-justify\">The boards and senior management of listed entities must put in place effective systems of internal controls and risk management for their operations, whether local or overseas. This includes putting in place a code of conduct and ethics, as well as adequate safeguards to address and mitigate compliance risks. These requirements, as set out in the SGX Listing Rules and Code of Corporate Governance, enable strong corporate governance processes to guide their day-to-day operations and commercial decisions.</p><p>In addition to local requirements, it is incumbent on listed entities to comply with the applicable laws and regulations in the jurisdictions where they operate, and to cooperate with the relevant authorities in their investigations.&nbsp;</p><p class=\"ql-align-justify\">Where a listed entity encounters issues with its foreign operations, the board should assess the adequacy and effectiveness of the systems of internal controls and risk management and take steps to address any significant weaknesses identified. It should also ensure that all material disclosures, including investigations by relevant authorities and the outcomes of these investigations, are made in a timely manner, as required under the Securities and Futures Act (SFA) and the SGX Listing Rules.</p><p class=\"ql-align-justify\">When disclosures are inadequate or unclear, SGX RegCo, as the frontline regulator, will issue public queries or engage directly with entities to seek further information. Under the SFA, intentional or reckless failures to comply with the Listing Rules' disclosure obligations are further subject to a fine of up to $250,000 and/or imprisonment of up to seven years.</p><p class=\"ql-align-justify\">The Monetary Authority of Singapore works closely with SGX RegCo to ensure that listed entities fulfill their governance and disclosure obligations. Where there are infringements, we will not hesitate to take firm action to preserve high standards of governance and transparency in our capital markets.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Applications and Approvals for Tax Incentives under Section 13U of Income Tax Act 1947 for Last 10 Years","subTitle":null,"sectionType":"WA","content":"<p>3 <strong>Ms He Ting Ru</strong> asked the Prime Minister and Minister for Finance for each of the last 10 years (a) how many entities have applied for tax incentives under section 13U of the Income Tax Act 1947, formerly known as section 13X; and (b) how many entities have been granted the incentive.</p><p><strong>Mr Gan Kim Yong (for the Prime Minister)</strong>:&nbsp;My response will also address related questions by Ms Sylvia Lim, Mr Louis Chua and Ms He Ting Ru from yesterday and today, as well as a written question by Mr Abdul Muhaimin Abdul Malik scheduled for tomorrow's Sitting.</p><p>Singapore upholds high regulatory standards in our financial system aligned with international standards. It is one reason why many investors view Singapore as a trusted financial hub. Like other global financial centres, having high standards does not mean there will be zero cases involving entities and individuals who break the rules or who fail to comply with our regulatory requirements. What is key is that where wrongdoing is identified, the authorities will investigate thoroughly and take firm enforcement action in accordance with the law.</p><p class=\"ql-align-justify\">The money laundering investigations by the Police against Chen Zhi and related associates are ongoing. Enforcement operations were conducted on 30 October 2025. Arising from the enforcement operations, the Police have issued prohibition of disposal orders and seized a range of assets, including properties, cars, bank accounts and securities accounts. Prior to the indictment of Chen Zhi by the US, our Police had been conducting probes into Chen Zhi and his associates. Thus far, the&nbsp;<span style=\"color: rgb(51, 51, 51);\">Monetary Authority of Singapore (MAS)&nbsp;</span>has identified two Single Family Offices (SFO) funds granted tax incentives that are linked to the sanctioned individuals. MAS has ceased the tax incentives. As investigations are ongoing, I seek Members' understanding that I am not able to comment further on the details at this stage.</p><p class=\"ql-align-justify\">Based on available data over the past three years, about 3% out of 1,300 applications<sup>1</sup>&nbsp;were rejected. Besides the rejected applications, some potential applicants also withdrew their interest to apply before submitting a formal application when questions were posed and requirements were clarified at the pre-application stage.</p><p>As part of the tax incentive application process, individuals and entities are screened against databases to check that there are no reports on their involvement in illegal activities, such as money laundering and terrorism financing. The SFO fund is also required to open and maintain an account with a MAS-licensed bank and be subject to the bank's customer due diligence and ongoing monitoring checks, including detecting any unusual or suspicious transactions.&nbsp;</p><p class=\"ql-align-justify\">MAS regularly reviews and refines its regulatory regime. It consulted on proposed changes to the SFO regulatory regime in July 2023. In addition to now requiring all SFOs based in Singapore, whether they are receiving tax incentives or not, to maintain bank accounts, SFOs will need to notify MAS upon the commencement of their operations and submit annual returns to MAS. The returns supplement MAS' ongoing surveillance efforts to maintain the integrity of our financial system.</p><p class=\"ql-align-justify\">MAS and the financial industry will continue to review our surveillance and detection capabilities. But we need to adopt a sensible and calibrated approach and should refrain from a knee-jerk overreaction when cases happen from time to time. Similar to all major international financial centres, it is not possible to have zero incidents, given the complex nature of the financial services industry and the high volume of daily transactions. In addition, combatting financial crime requires a global effort, as illicit fund flows are often cross-border in nature. In the Prince Holdings case, the US seized US$15 billion in Bitcoins and the UK froze 19 properties. All major financial centres have to remain vigilant and work together to combat financial crime.&nbsp;</p><p>SFOs linked to individuals convicted of money laundering offences represent a very small proportion of the overall sector, at less than 1%<sup>2</sup>. We have to remain open to bona fide family offices and genuine investors, to continue growing our financial services industry and creating good jobs for our people. As at end 2024, the wealth management and private banking functions in banks employed more than 13,000 locals<sup>3</sup>. High net worth clients also use other service providers, such as legal and tax advisors, fund administrators and accounting firms.</p><p>Compared to other financial centres, many industry stakeholders already consider Singapore to have more stringent due diligence standards for high net worth clients. If we were to tighten further to the point where the processes become overly cumbersome, it will affect our competitiveness, deter legitimate investors and put many local jobs at risk. This is not the outcome we want for Singapore.</p><p>There is a Chinese saying that when we open the windows, some flies may also enter. The solution is not to shut our windows and block out sunlight and fresh air.&nbsp;What matters is that we act swiftly to deal with the flies that enter, while also letting in sunlight and fresh air. This is the approach we take in Singapore – risk-proportionate, not zero-risk.&nbsp;</p><p>MAS will continue to take a risk-proportionate approach to maintain our status as a trusted financial centre. MAS expects our financial institutions to do the same, so that we collectively maintain high standards while keeping our system efficient and competitive. Singapore will also continue to work closely with our international counterparts to deter and enforce against bad actors who operate across different jurisdictions.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":["1 : These are applications for the tax incentive schemes for funds under sections 13O and 13U (formerly the sections 13R and 13X respectively) of the Income Tax Act.","2 : SFOs with tax exemption that have links to individuals convicted of money laundering offences in the last three years.","3 : Estimated from MAS’ Manpower Survey."],"footNoteQuestions":["3"],"questionNo":"3"},{"startPgNo":0,"endPgNo":0,"title":"Complaints on Car Dealership In-house Financing Schemes Lodged in Past Five Years and Expanding Motor Vehicle Financing Regulation to Include In-house Schemes","subTitle":null,"sectionType":"WA","content":"<p>4 <strong>Mr Melvin Yong Yik Chye</strong> asked the Prime Minister and Minister for Finance (a) in the past five years, how many consumers have lodged a complaint with MAS over disputes related to in-house car financing schemes offered by car dealers; and (b) whether MAS plans to expand motor vehicle financing rules to cover these in-house car loans. </p><p><strong>Mr Gan Kim Yong (for the Prime Minister)</strong>:&nbsp;<span style=\"color: black;\">Over the past five years, the Monetary Authority of Singapore (MAS) has received about five complaints a year on average over disputes related to in-house car financing schemes offered by car dealers. </span></p><p class=\"ql-align-justify\"><span style=\"color: black;\">Car dealers are not financial institutions (FIs) and are not regulated by MAS. MAS' motor vehicle financing rules apply to FIs and are overall generally effective because the vast majority of borrowers take out motor vehicle loans from FIs. Other than FIs, entities which are licensed or exempt moneylenders (regulated under the Moneylenders Act 2008) or which offer financing in the form of hire-purchase arrangements (regulated under the Hire-Purchase Act 1969) are also required to comply with the same motor vehicle financing restrictions under the respective legislation or regulations. </span></p><p class=\"ql-align-justify\"><span style=\"color: black;\">Buyers are strongly advised to obtain loans through regulated arrangements, as unregulated schemes can carry higher risks such as hidden charges and greater losses for the borrower if they default.</span></p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Utilisation Rates of SkillsFuture Enterprise Credit (SFEC) and Measures to Encourage SFEC Use before Expiry in 2026","subTitle":null,"sectionType":"WA","content":"<p>5 <strong>Mr Patrick Tay Teck Guan</strong> asked the Deputy Prime Minister and Minister for Trade and Industry (a) what is the number of eligible enterprises that have not utilised the SkillsFuture Enterprise Credit (SFEC); and (b) what further measures does the Ministry have to encourage all eligible enterprises to use the SFEC before unused amounts expire in the second half of 2026.</p><p><strong>Mr Gan Kim Yong</strong>:&nbsp;The SkillsFuture Enterprise Credit (SFEC) was introduced in 2020 to defray out-of-pocket costs for specified enterprise and workforce transformation programmes. To date, close to 40,000 enterprises, or about half of the eligible enterprises, have utilised the SFEC.</p><p class=\"ql-align-justify\">We have enhanced and extended SFEC several times in the last few years to encourage more enterprises to invest in transformation efforts and the capabilities of their employees. For example, we removed the minimum Skills Development Levy contribution in 2022 to avail SFEC to more enterprises.</p><p class=\"ql-align-justify\">As announced at Budget 2025, the current SFEC, originally set to expire in June 2025, has been extended until the redesigned SFEC is ready in the second half of 2026. Under the new redesigned SFEC, employers can look forward to receiving a fresh $10,000 in credits via an online wallet to immediately offset out-of-pocket costs for eligible workforce transformation initiatives, rather than do so on a reimbursement basis. This change will help ease any cash flow concerns for employers.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Providing Requested Hardcopy Utility Bills Free for Next Three Years and Late-payment Fee Waivers for Affected Customers","subTitle":null,"sectionType":"WA","content":"<p>6 <strong>Mr David Hoe</strong> asked the Deputy Prime Minister and Minister for Trade and Industry (a) whether the Energy Market Authority will consider requiring all electricity retailers and SP Group to provide hardcopy utility bills upon request and keep paper bills free of charge for the next three years; and (b) whether late-payment fees incurred during SP Group's recent \"Going Paperless\" transition will be waived for affected customers, especially seniors unaware of the change.</p><p><strong>Mr Gan Kim Yong</strong>:&nbsp;The Energy Market Authority (EMA) currently requires SP Services to provide hardcopy monthly utility bills to consumers who wish to continue receiving them. SP Services does not charge for these hardcopy bills. If there are consumers who missed their recent bill payments due to the transition to electronic billing, SP Services will waive the late payment fees for these consumers.</p><p class=\"ql-align-justify\">EMA does not require all other electricity retailers to provide hardcopy bills. Under the Open Electricity Market, electricity retailers may offer different billing options to consumers. Some retailers only offer electronic billing. Among retailers who offer hardcopy bills, some provide it free of charge while others may charge a fee.</p><p class=\"ql-align-justify\">Consumers have a choice of retailers. Consumers should carefully consider the terms and conditions of the retailers, including their billing arrangements, before signing up with the retailers. EMA requires each electricity retailer to provide consumers with a standardised factsheet to state its billing arrangements, alongside other key terms.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Rationale for Business Adaptation Grant Cap and Duration and Assessment of Scheme's Impact and Success","subTitle":null,"sectionType":"WA","content":"<p>7 <strong>Mr Ng Shi Xuan</strong> asked the Deputy Prime Minister and Minister for Trade and Industry in respect of the Business Adaptation Grant (a) how were the cap of $100,000 per company and the two-year period ending 6 October 2027 respectively derived; and (b) how does Ministry intend to assess the success and impact of the scheme.</p><p><strong>Mr Gan Kim Yong</strong>:&nbsp;<span style=\"color: black;\">The Business Adaptation Grant (BizAdapt) was launched on 7 October 2025 to help businesses adapt to the new tariff environment. The grant cap of $100,000 per company was derived based on internal assessments and industry feedback on the third-party advisory services that businesses would need to reconfigure their supply chains. It was designed as a time-limited grant of two years to give businesses sufficient time to tap on the grant, whilst keeping to the intent of helping businesses address near-term challenges and adapt quickly to the new tariff environment. </span></p><p class=\"ql-align-justify\">We will survey businesses on whether BizAdapt has helped them in evaluating the impact of tariffs and reviewing their supply chains, to assess if the grant has been useful in supporting these business needs, and are prepared to do more if necessary.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Retail Food Establishment Openings and Closures in 2025 and Breakdown of Closures Categorised by Years of Operation","subTitle":null,"sectionType":"WA","content":"<p>8 <strong>Mr Foo Cexiang</strong> asked the Deputy Prime Minister and Minister for Trade and Industry (a) how many retail food establishments have (i) opened and (ii) closed, respectively, in 2025 to date; and (b) of the retail food establishments that closed in 2025 to date, what were their durations of operation broken down by (i) less than three years, (ii) three to five years, (iii) five to 10 years, (iv) 10 to 20 years and (v) more than 20 years, respectively.</p><p><strong>Mr Gan Kim Yong</strong>:&nbsp;From 1 January 2025 to 23 October 2025, there were 3,357 new retail food establishments<sup>1</sup>&nbsp;and 2,431 closures.&nbsp;</p><p>The breakdown of the duration of registration of the closures in 2025 is in Table 1.&nbsp;</p><p class=\"ql-align-center\"><img 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\"></p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":["1 : Retail food establishments refer to the following groups in the Singapore Standard Industrial Classification (SSIC) 2020: 56111 – Restaurants, 56112 – Cafes; 56121 – Fast food outlets; 56122 – Food courts, hawker centres, coffee shops and canteens; 56123 – Food and drinks kiosks mainly for takeaway and delivery; 56130 – Pubs; 56140 – Stalls selling cooked food and prepared drinks; 56200 – Food caterers."],"footNoteQuestions":["8"],"questionNo":"8"},{"startPgNo":0,"endPgNo":0,"title":"Consumer Protection Measures for Seniors against High-value Beauty and Hair Salon Package Deals","subTitle":null,"sectionType":"WA","content":"<p>9 <strong>Mr Alex Yeo</strong> asked the Deputy Prime Minister and Minister for Trade and Industry (a) whether the Ministry has plans to strengthen consumer protection measures for seniors who may be susceptible to being pressured into purchasing high value packages from beauty and hair salons; and (b) whether the Ministry will consider imposing a mandatory cooling off period for such packages exceeding a certain amount being sold to seniors. </p><p><strong>Mr Gan Kim Yong</strong>:&nbsp;The Consumer Protection (Fair Trading) Act prohibits unfair practices, including suppliers exerting undue pressure or influence on consumers to enter into transactions. This applies to all consumers regardless of age. Consumers who encounter such unfair practices may approach the Consumers Association of Singapore (CASE) for advice and assistance on recourse options, including filing a claim with the Small Claims Tribunals.<s> </s></p><p class=\"ql-align-justify\">The Competition and Consumer Commission of Singapore also investigates and takes firm enforcement actions against egregious suppliers. This includes seeking Court orders to stop the unfair practices.</p><p class=\"ql-align-justify\">&nbsp;An independent Consumer Protection Review Panel led by CASE President, Mr Melvin Yong, and former judicial commissioner, Ms Foo Tuat Yien, comprising industry stakeholders, legal representatives and academics, was convened in March 2025 to review key consumer concerns, including pressure sales tactics. The Panel is expected to publish its findings and recommendations in end-2026. The Government will study the Panel's recommendations and determine if additional measures are required.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Measures for Prompt Police Case Resolution and Mandating Assignment of Police Officers with Child Protection Training in Child-related Cases","subTitle":null,"sectionType":"WA","content":"<p>10 <strong>Ms Valerie Lee</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs (a) in each of the past five years, what is the average duration taken by investigation officers to close cases; and (b) what measures or guidelines are in place to ensure that cases are closed promptly.</p><p>11 <strong>Ms Diana Pang Li Yen</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs (a) whether SPF will mandate that all child-related cases such as missing persons, suspected abuse or high-risk family contexts be triaged by specialist investigation officers with child-protection training; and (b) whether the Ministry will embed or consider arranging for child-protection specialists to be embedded into police divisions to co-assess risk and co-lead responses.</p><p><strong>Mr K Shanmugam</strong>:&nbsp;I will&nbsp;<span style=\"color: black;\">answer together, </span>Parliamentary Questions No 26 and 27<span style=\"color: black;\">&nbsp;filed by Mr Jackson Lam and Mr Gabriel Lam on today's Order Paper. My reply will also cover questions for written answer filed by Ms Valerie Lee and Ms Diana Pang for today's Sitting.</span></p><p class=\"ql-align-justify\">Megan Khung's case was a tragedy. Minister Desmond Lee has earlier set out the Government's views on it.</p><p class=\"ql-align-justify\">In 2020, after Megan's death was uncovered, the Police reviewed their handling of the case. </p><p class=\"ql-align-justify\">There were two rounds of Police reports filed. The first report was made in January 2020 by Megan's grandmother. Further Police reports were made in July 2020, by Megan's grandmother and father. The Investigation Officer (IO) who dealt with the first Police report, and her supervisor, failed to follow Police's procedures to escalate the case to the regular case review sessions for monitoring and guidance. The IO had assessed this as a case of child discipline with low safety concerns, based on the information that she was presented with at that time.&nbsp;</p><p class=\"ql-align-justify\">Following the report, the IO attempted to contact Megan's mother over the next two weeks but could not reach her. She did not follow up beyond that because she was then deployed for COVID-19 related duties. Despite this, the case would normally have been followed up if the IO and her supervisor had escalated the case to the regular case review sessions in the first place. The subsequent Police reports concerning Megan were referred to the regular case review sessions. This eventually led to the discovery of Megan's death and arrest of the perpetrators.</p><p class=\"ql-align-justify\">Police commenced internal investigations once the case came to light in 2020 and disciplined both the IO and her supervisor. The IO resigned subsequently.&nbsp;The review panel corroborated these findings.</p><p class=\"ql-align-justify\">For missing person reports, the Police have established procedures to guide the follow-up. Specifically, the Police accord priority to missing vulnerable persons as they may be at higher risk, regardless of the duration they have been missing. This includes young children.&nbsp;Cases of missing vulnerable persons are escalated to the regular case review sessions with supervisors for monitoring and guidance. </p><p class=\"ql-align-justify\">It is standard procedure for the Police to work with other Government agencies to locate missing persons, including sharing the data of the missing persons. Where necessary, the Police may also issue appeals for information to seek the public's assistance.</p><p class=\"ql-align-justify\">The Police do not track the duration taken to close a case. There are many factors that can affect the length of an investigation. This includes the wide range of offences with varying complexities, as well as the need to work with different partners as part of the investigation process. There are internal controls in place to ensure that cases are followed up promptly. These include a daily case review process for supervisors to provide guidance on the cases, and multiple levels of supervision and regular checks throughout the investigation. But the Police continue to strengthen these processes and systems.</p><p class=\"ql-align-justify\">In particular, the Police have made several enhancements.&nbsp;</p><p class=\"ql-align-justify\">In 2022, they introduced the Family Violence Training Package for all frontline and investigation officers to adopt a sensitive approach to family violence cases, including child abuse cases, and to recognise and escalate high-risk cases to the Ministry of Social and Family Development (MSF).</p><p class=\"ql-align-justify\">In 2023, the Police formed Family Violence Teams (FVTs) at all Land Divisions to give focus to family violence cases, including child abuse cases. Specialised training is provided to FVT officers to equip them with the knowledge and skillsets to handle these cases, such as how to engage the victims sensitively, as well as on working with other agencies. In particular, when the Police come across a case of suspected child abuse, or when MSF receives an urgent report on high-risk cases through their National Anti-Violence and Sexual Harassment Hotline, the Police will work with MSF Protective Service for safety planning and social intervention for the family and child. This may include the activation of MSF's Domestic Violence Emergency Response Team (DVERT), a round-the-clock service launched in 2023 to provide immediate help to high-risk domestic violence cases with immediate safety concerns. DVERT officers would respond on-site to conduct a professional assessment and make urgent arrangements for the victims to be relocated or placed in alternative care for their safety, if necessary. DVERT officers are also empowered under the Women's Charter to issue Emergency Orders at the scene, and to provide immediate safety for the victim.&nbsp;</p><p class=\"ql-align-justify\">To strengthen IOs' efficiency and supervisory capabilities, the Police has also harnessed technology for the review of cases. They have implemented technological solutions to trigger automatic notifications to IOs and their supervisors to complete time-sensitive tasks promptly.</p><p class=\"ql-align-justify\">Our frontline Police officers bear a heavy responsibility to protect lives.&nbsp;They take this responsibility seriously and perform their duties with commitment and professionalism.&nbsp;</p><p>The demands on our Police officers continue to increase. They often have to make difficult judgement calls every day in the course of their duties. When under pressure, mistakes can happen. In this case, the lapse arose because two officers, who were under pressure, did not follow the operating procedure.&nbsp;It was a serious breach, and it resulted in a tragic outcome. The Police will learn from this and reinforce procedures and training for its officers.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Expanding Save-A-Live Initiative to Landed Property Estates with Installation of AEDs","subTitle":null,"sectionType":"WA","content":"<p>12 <strong>Mr Yip Hon Weng</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs (a) whether the Ministry will consider expanding the Save-A-Life (SAL) initiative to include landed property estates by installing at least one Automated External Defibrillator (AED) per estate; and (b) if so, how such an initiative can be supported by community partners to strengthen emergency preparedness and response.</p><p><strong>Mr K Shanmugam</strong>:&nbsp;The Singapore Civil Defence Force (SCDF) is working with community partners and residents' networks to install AEDs in landed estates. Today, AEDs have been installed in 13 landed estates, and we intend to extend this to more estates over time.</p><p class=\"ql-align-justify\">Community organisations that wish to install AEDs in their estates can approach SCDF, and SCDF will work with the relevant agencies to facilitate as far as possible.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Differentiating Lorry Speed Limits by Weight Class and Increasing Awareness of Grants to Promote Installation of Speed Limiters","subTitle":null,"sectionType":"WA","content":"<p>13 <strong>Ms Valerie Lee</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs (a) whether the Ministry will consider introducing differentiated calibrations of maximum speeds in speed limiter requirements for lorries based on their weight classes; and (b) whether the Ministry will consider increasing awareness on the availability of the Productivity and Solutions Grant or other forms of financial support to help businesses defray the cost of installing speed limiters.</p><p><strong>Mr K Shanmugam</strong>:&nbsp;There is already a differentiation today.&nbsp;Light goods vehicles with a Maximum Laden Weight (MLW) not exceeding 3,500 kilograms have a vehicular speed limit of 70 kilometres per hour, while heavy goods vehicles with a MLW above 3,500 kilograms have a vehicle speed limit of 60 kilometres per hour.&nbsp;The exception is cement mixers, which have a vehicular speed limit of 40 kilometres per hour. The Traffic Police's (TP)'s assessment is that this approach is practical and sufficient to maintain road safety, and there is no need for further differentiation.</p><p>TP has been engaging the industry intensively on the requirements of the speed limiter regime, including the availability of Productivity Solutions Grant support between 1 October 2025 and 31 March 2027. TP will continue with these engagements.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Suspected Foreign Interference Reports Received by ISD in Past Five Years and Measures to Increase Awareness and Vigilance","subTitle":null,"sectionType":"WA","content":"<p>14 <strong>Mr Foo Cexiang</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs (a) in each of the past five years, how many reports of suspected foreign interference did the Internal Security Department receive; and (b) how can the Ministry further increase Singaporeans' awareness of and vigilance against foreign interference.</p><p><strong>Mr K Shanmugam</strong>:&nbsp;For national security reasons, the Government does not disclose details or statistics of suspected or actual foreign interference and influence campaigns against Singapore.</p><p class=\"ql-align-justify\">To alert Singaporeans to the threat, the Government has been running information literacy and public education campaigns. For example, the Ministry of Home Affairs (MHA) launched a campaign earlier this year on the use of deepfake videos and AI-generated and other inauthentic online posts, in online influence operations targeting overseas jurisdictions. The campaign leveraged our General Election in May 2025 as a salient event to help Singaporeans appreciate what is at stake. Next year, we will put greater focus on foreign interference and influence in an everyday context.</p><p class=\"ql-align-justify\">The Ministry of Defence drives National Education and Total Defence to build a shared understanding of Singapore's foundational values and principles, deepen our public's sense of identity and nationhood, and strengthen awareness of and collective resolve against threats that may undermine societal cohesion and resilience, including foreign interference. The SG101 website is a one-stop Government site which consolidates educational resources on foreign interference, as well as Singapore's positions on sensitive issues, to help the public better understand our national positions and stay resilient against attempts to divide us.</p><p class=\"ql-align-justify\">The Government has also been implementing programmes to equip our citizens to be discerning consumers of information. These include the National Library Board's S.U.R.E. programme, which stands for Source, Understand, Research and Evaluate. The programme imparts critical thinking skills to help Singaporeans discern the reliability of information they come across on the internet.</p><p class=\"ql-align-justify\">We also regularly conduct briefings, dialogues and workshops to raise awareness of foreign interference. Audiences include public servants,<span style=\"color: red;\"> </span>national servicemen and students.</p><p class=\"ql-align-justify\">MHA will continue to work with other agencies to engage the public about the threat posed by foreign interference and influence. A discerning and educated public is, indeed, our best defence.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Mandatory First Aid and AED Training and Certification in Secondary Four School Syllabus","subTitle":null,"sectionType":"WA","content":"<p>15 <strong>Mr Cai Yinzhou</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs whether the Ministry will consider incorporating standard first aid and automated external defibrillator (AED) skills training, leading to certification, into the Secondary Four school syllabus, to equip students with life-saving abilities and promote emergency preparedness among youth.</p><p><strong>Mr K Shanmugam</strong>:&nbsp;Upper primary and lower secondary students in Ministry of Education (MOE) schools are already being taught basic first aid skills, cardiopulmonary resuscitation and the use of automated external defibrillators as part of Physical Education lessons. Several uniformed group Co-Curricular Activities also incorporate such training in their programmes. MOE and the Singapore Civil Defence Force will regularly review the adequacy of these training.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Casino Attendance Changes in 2024 versus 2023 and Reasons for Reduced Casino Visits","subTitle":null,"sectionType":"WA","content":"<p>16 <strong>Mr Melvin Yong Yik Chye</strong> asked the Coordinating Minister for National Security and Minister for Home Affairs (a) whether the overall visitors to casinos in the Integrated Resorts have fallen in 2024 compared with 2023; and (b) whether the Ministry is aware of any underlying reasons that resulted in fewer visits to casinos by Singapore citizens and permanent residents in 2024.</p><p><strong>Mr K Shanmugam</strong>:&nbsp;In 2024, there were about 1.4 million unique visits to the casinos, up by almost 11% from 2023. The number of Singapore Citizens and Permanent Residents visiting the casinos, however, decreased by about 5%, from 99,000 to 94,000. The overall growth in visitorship was largely driven by foreign visitors, who accounted for more than 90% of visitorship. The Ministry of Home Affairs is not aware of the reasons for the decrease in visitorship by Singapore Citizens and Permanent Residents.&nbsp;</p><p><br></p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Security Risks of Using China-made Drones and Procurement Safeguards for National Safety and Cybersecurity","subTitle":null,"sectionType":"WA","content":"<p>17 <strong>Mr Zhulkarnain Abdul Rahim</strong> asked the Coordinating Minister for Public Services and Minister for Defence in view of recent reports of a China-based drone maker being linked to the Chinese military supply chain (a) what steps has the Government taken to verify whether any such drones are being used in our military infrastructure; and (b) what procurement-related measures of such foreign-manufactured drones are being implemented to safeguard our cybersecurity and national safety.</p><p><strong>Mr Chan Chun Sing</strong>:&nbsp;The Ministry of Defence procures both local and overseas defence equipment, based on what best meets the Singapore Armed Forces' (SAF's) operational needs in a cost-effective way. All procured equipment, including drones, are assessed to ensure that they are suitable for deployment in the SAF. The assessment criteria include security and safety requirements. For equipment that are connected to military networks or other equipment, rigorous cybersecurity evaluations are conducted.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Effectiveness of Singapore Red Cross' Home Monitoring and Eldercare System and Outreach Strategies to Encourage Installation","subTitle":null,"sectionType":"WA","content":"<p>18 <strong>Dr Choo Pei Ling</strong> asked the Coordinating Minister for Social Policies and Minister for Health (a) whether the Ministry has assessed the effectiveness of the Singapore Red Cross' Home Monitoring and Eldercare (HoME+) system; (b) whether there are plans to encourage more seniors living alone to install the HoME+ system; and (c) if so, what are these outreach plans.</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;We encourage the use of detection and monitoring technologies to support ageing in place. For example, the Ministry of Health will be introducing a 24/7 fall and movement monitoring and response service under the Enhanced Home Personal Care Service. The Housing and Development Board (HDB) is also extending the wireless Alert Alarm System to seniors staying in about 170 public rental blocks.</p><p>For seniors staying in HDB flats, HDB partners with market-ready commercial vendors to offer optional assistive-living technologies. HDB is open to assessing the feasibility of the HoME+ system for inclusion in this programme.&nbsp;&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Outcomes of EatWise SG Programme and Nutrition Support Access for Vulnerable Seniors","subTitle":null,"sectionType":"WA","content":"<p>19 <strong>Dr Charlene Chen</strong> asked the Coordinating Minister for Social Policies and Minister for Health (a) what outcomes have been observed from the rollout of the EatWise SG programme and how these are measured; and (b) how else does the Ministry ensure that vulnerable seniors, such as those living alone, with mobility challenges or lower incomes, have equitable access to nutrition support and subsidised meal plans.</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;This question for written answer has been addressed in the oral reply to Parliamentary&nbsp;Question No 43 in the Parliament Sitting for 4 November 2025.&nbsp;[<em>Please refer to </em><a href=\"written-answer-20800#\" target=\"_blank\"><em>​</em></a><em>\"Tracking of Annual Malnutrition Rates Among Seniors for Past Five Years\", Official Report, 4 November 2025, Vol 96, Issue 9, Written Answers to Questions section.</em>]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Evaluation of Lung Cancer Screening Pilot Programme Effectiveness","subTitle":null,"sectionType":"WA","content":"<p>20 <strong>Ms Mariam Jaafar</strong> asked the Coordinating Minister for Social Policies and Minister for Health whether the local evidence from the pilots of lung cancer screening supports such efforts. </p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;The Ministry of Health takes reference from the Screening Test Review Committee's (STRC's) recommendations for screening, including for lung cancer. The Committee's recommendations take into account local and international evidence on clinical and cost-effectiveness of various screening tests. Currently, lung cancer screening is recommended by the STRC only for high-risk individuals, that is, those who are heavy smokers or have a history of heavy smoking.</p><p>There are ongoing local studies on lung cancer screening. When the outcomes of these studies are published, any new evidence on lung cancer screening will be taken into account in future reviews of the screening recommendations.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Factors Contributing to Early Seasonal Surge of Influenza Cases and Prevention Strategies","subTitle":null,"sectionType":"WA","content":"<p>21 <strong>Mr Gabriel Lam</strong> asked the Coordinating Minister for Social Policies and Minister for Health (a) what factors contributed to the early seasonal surge in influenza cases since August 2025; (b) how the Communicable Diseases Agency is strengthening surveillance and vaccination outreach ahead of future off-season spikes; and (c) whether climate trends or travel patterns are influencing Singapore's influenza transmission cycles.</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;In Singapore, influenza viruses circulate throughout the year, with two periods of higher activity typically observed between May and August and between December and March. These broadly coincide with the Northern and Southern Hemisphere winter seasons, but their timing may vary from year to year due to factors, such as international travel, weather conditions, immunity levels and population mixing patterns. The increase in influenza activity since August 2025 illustrates this variability. There is no evidence of any significant new trends that are fundamentally changing Singapore's influenza transmission cycles.</p><p>The Communicable Diseases Agency has surveillance programmes that monitor the incidence of influenza and other acute respiratory infections at selected primary care clinics as well as acute hospitals. These are continually enhanced to strengthen surveillance and response capabilities so that we can detect surges and respond to them as necessary.</p><p>Under the National Childhood Immunisation Schedule and National Adult Immunisation Schedule, vulnerable groups are recommended to receive annual or per-season influenza vaccination. Vaccination is available at any time of the year, and medical practitioners receive bi-annual clinical guidance on administering the vaccine for each season. Individuals should receive the vaccine when they are due to do so, as influenza transmits year-round. They may consult their doctors to discuss their need and timing in receiving the vaccine, based on individual circumstances.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Annual Deaths and Chronic Health Problems Resulting from Secondhand Smoking in Past Five Years","subTitle":null,"sectionType":"WA","content":"<p>22 <strong>Ms Lee Hui Ying</strong> asked the Coordinating Minister for Social Policies and Minister for Health for each of the past five years, what are the estimated numbers of annual deaths and chronic health problems that arise as a result of second-hand smoking.</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;From the Global Burden of Disease 2023 study, it is estimated that secondhand smoke contributes to approximately 1% of the total disease burden in Singapore. Disease burden is measured using the number of years of healthy life lost due to premature death and disability.&nbsp;</p><p>From the same study, the annual total number of deaths attributable to second-hand smoke for Singapore was estimated to be 364 in 2019, 355 in 2020, 368 in 2021, 382 in 2022, and 404 in 2023.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Potential Health Risks of Singaporeans Seeking Overseas Postnatal Confinement Care","subTitle":null,"sectionType":"WA","content":"<p>23 <strong>Mr Gabriel Lam</strong> asked the Coordinating Minister for Social Policies and Minister for Health (a) whether the Ministry is monitoring the rising trend of Singaporeans seeking postnatal confinement care overseas; (b) what risks this poses to maternal and newborn health continuity; and (c) whether there are plans to strengthen standards or accreditation for local confinement services to ensure affordability and safety.</p><p><strong>Mr Ong Ye Kung</strong>:&nbsp;Our hospitals' responsibility is to ensure that mothers and their newborns are discharged when they are medically stable. Hospitals will also follow up with the necessary reviews, checkups and vaccinations. After they are discharged, some families may observe confinement, such as staying indoors, following a special diet and avoiding strenuous activities. Some may engage confinement care services which may include postnatal nourishment, massages, general mother and baby care, aimed at providing comfort for mothers and babies during the confinement period. Such services are not healthcare services and hence, not regulated under the Healthcare Services Act. The Ministry of Health also does not track nor have plans to institute standards for confinement care services.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Monitoring Foreign-linked Fundraising Events and Activities to Align with Singapore's Principles of Neutrality","subTitle":null,"sectionType":"WA","content":"<p>24 <strong>Dr Hamid Razak</strong> asked the Minister for Foreign Affairs whether the Ministry monitors or provides guidance on foreign-linked fundraising events held in Singapore that may carry political or humanitarian implications abroad, to ensure that such activities are consistent with Singapore's principles of neutrality and its commitment to a rules-based international order.</p><p><strong>Dr Vivian Balakrishnan</strong>:&nbsp;The Commissioner of Charities considers inputs from relevant Ministries, including the Ministry of Foreign Affairs, when reviewing permit applications for Fund-raising for Foreign Charitable Purposes. In general, the considerations include abiding by Singapore and international law.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Expanding Extended Producer Responsibility to Textiles and Fast Fashion and Reducing Burden on Consumers","subTitle":null,"sectionType":"WA","content":"<p>25 <strong>Mr Dennis Tan Lip Fong</strong> asked the Minister for Sustainability and the Environment (a) whether the extended producer responsibility approach will be expanded beyond e-waste and packaging to include textiles and fast fashion; and (b) how will the Government ensure that producers bear greater responsibility for product end-of-life to reduce the burden on consumers and municipal systems.</p><p><strong>Ms Grace Fu Hai Yien</strong>:&nbsp;My Ministry and the National Environment Agency have been progressively implementing extended producer responsibility (EPR) schemes to strengthen producer responsibility. We also encourage and support<span style=\"color: rgb(78, 167, 46);\"> </span>ground-up efforts from industry to manage waste responsibly, such as the Alliance for Action on Packaging Waste Reduction for the e-Commerce sector.</p><p class=\"ql-align-justify\">&nbsp;Our current areas of focus for EPR are e-waste, which was implemented in 2021, and beverage containers, which will be introduced next year through the Beverage Container Return Scheme.</p><p class=\"ql-align-justify\">&nbsp;Used textiles are not readily recyclable due to the highly varied materials and fibre blends used. Currently, they are collected via a network of channels (e.g. in-store collection points) for resale or reuse. My Ministry will continue to review ways to support proper management of textile waste.</p><p class=\"ql-align-justify\">Proper waste management remains a shared responsibility. All of us play a part to reduce, reuse and recycle.&nbsp;&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Updates on Hawkers Development Programme and Exploration of Potential Partnerships with Food-related Courses at IHLs","subTitle":null,"sectionType":"WA","content":"<p>26 <strong>Mr David Hoe</strong> asked the Minister for Sustainability and the Environment (a) what updates can be provided on the review of the Hawkers' Development Programme (HDP), including when the next intake will commence; and (b) whether the Ministry will consider exploring partnerships with polytechnics and ITEs offering food-related courses as part of the HDP to strengthen the talent pipeline for hawkers.</p><p><strong>Ms Grace Fu Hai Yien</strong>:&nbsp;The National Environment Agency is currently reviewing the Hawkers' Development Programme to ensure it remains relevant in supporting aspiring hawkers and will provide an update on the review when it is complete.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Studies on Effect of Forested Areas towards Water Flows and Rising Water Levels in Areas between Tampines Road and Serangoon East Dam","subTitle":null,"sectionType":"WA","content":"<p>27 <strong>Mr Dennis Tan Lip Fong</strong> asked the Minister for Sustainability and the Environment (a) whether studies are done on how the forested areas between Tampines Road and Serangoon East Dam help to stabilise water flow into the Serangoon Reservoir; and (b) whether canals in Sungei Serangoon can withstand water level rise from increase in storm water runoff caused by any current or future developments in the forested areas.</p><p><strong>Ms Grace Fu Hai Yien</strong>:&nbsp;Based on the Urban Redevelopment Authority's Master Plan for the area, the Public Utilities Board has assessed that the Sungei Serangoon drainage system, including the area between Tampines Road and Serangoon East Dam, is adequate.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Number of Carbon Offset Credits Purchased by Singapore Annually","subTitle":null,"sectionType":"WA","content":"<p>28 <strong>Assoc Prof Jamus Jerome Lim</strong> asked the Minister for Sustainability and the Environment (a) how many carbon offset credits has Singapore purchased annually since 2023; (b) which are the main source countries; and (c) whether any originate from this region.</p><p><strong>Ms Grace Fu Hai Yien</strong>:&nbsp;<span style=\"color: black;\">To date, </span>the Government and carbon tax-liable companies have not purchased any carbon credits under the International Carbon Credits Framework. In September 2025, the Government announced that it will contract high-quality nature-based carbon credits from four projects in Ghana, Paraguay and Peru. These projects are expected to deliver 2.175 million tonnes of carbon credits towards our 2030 Nationally Determined Contribution.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Rental Structure Analysis for Socially-Conscious Enterprise Hawker Centres","subTitle":null,"sectionType":"WA","content":"<p>29 <strong>Mr Chua Kheng Wee Louis</strong> asked the Minister for Sustainability and the Environment (a) what is the number and percentage of stallholders under the Socially-Conscious Enterprise Hawker Centre operators that have rental formulae based on the higher of a fixed rental or a percentage of gross turnover; and (b) what are the (i) range of percentage of gross turnover charged and (ii) share of gross turnover rents as a proportion of overall rents charged.</p><p><strong>Ms Grace Fu Hai Yien</strong>:&nbsp;Stall rentals at Socially-Conscious Enterprise Hawker Centres (SEHCs) are proposed by operators in their tender bids to the National Environment Agency (NEA). Since 2019, NEA has further capped stall rentals to the average of independently valued rents. Currently, only one SEHC operator applies a rental formula where stall rent may be tied to monthly gross turnover, which is subject to a rent cap of $2,550 per month.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Updated Data on Yearly Amount of Plastic Waste Produced by Singapore since 2019","subTitle":null,"sectionType":"WA","content":"<p>30 <strong>Ms Lee Hui Ying</strong> asked the Minister for Sustainability and the Environment what is the change in amount of plastic waste produced islandwide in each year from 2019, after the passing of the Resource Sustainability Act 2019 and the Zero Waste Masterplan.</p><p><strong>Ms Grace Fu Hai Yien</strong>:&nbsp;The amount of plastic waste generated in Singapore between 2019 and 2024 is as follows:</p><p class=\"ql-align-center\"><img 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\"></p><p>As the period from 2020 to 2021 coincided with the COVID-19 pandemic, the amount of plastic waste generated in those years may not be reflective of the norm. With the easing of COVID-19 measures, the amount of plastic waste rose briefly before trending downwards. Under the Resource Sustainability Act and the Zero Waste Masterplan, we have introduced various schemes, such as the Disposable Carrier Bag Charge, and the Beverage Container Return Scheme, which will be implemented next year. Over time, we expect these measures to help reduce the amount of plastic waste disposed of.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Mitigation Actions Taken to Protect At-risk Children from Abusive Situations against Potential System Lapses","subTitle":null,"sectionType":"WA","content":"<p>31 <strong>Ms Hazlina Abdul Halim</strong> asked the Minister for Social and Family Development (a) when will the Domestic Violence Awareness Training be reviewed and refreshed; and (b) whether the Ministry will be expanding or mandating the training to other sectors beyond professionals from childcare centres and schools in order to promote learning amongst practitioners, and increase public awareness of how to spot and report signs of child abuse.</p><p>32 <strong>Ms Hazlina Abdul Halim</strong> asked the Minister for Social and Family Development (a) what is the guideline on the maximum number of cases handled by each social worker annually; (b) what percentage of social workers are handling cases beyond the maximum number; and (c) how will the Ministry enhance the well-being of social workers to prevent burnout and lapses, enabling them to serve their clients to the best of their abilities.</p><p>33 <strong>Ms Mariam Jaafar</strong> asked the Minister for Social and Family Development in light of the report to strengthen the child protection ecosystem, whether the Government will explore data integration or predictive risk tools to identify children at risk of harm based on multi-agency records such as (i) repeated school absenteeism, (ii) prior police reports or (iii) hospital visits and prioritise interventions.</p><p>34 <strong>Ms Diana Pang Li Yen</strong> asked the Minister for Social and Family Development whether the Ministry will consider introducing legislation to (i) impose a duty on relevant persons such as parents, caregivers or teachers to notify the Ministry or SPF of a material breach of a child's care and protection order and (ii) empower the Ministry's officers to issue immediate protective directions or orders to keep the affected child safe.</p><p>35 <strong>Mr Vikram Nair</strong> asked the Minister for Social and Family Development in light of the Report on the Review Panel's Findings and Recommendations to Strengthen the Child Protection Ecosystem published on 23 October 2025 (a) what steps will be taken to educate social service agencies and the public on making police reports for abused children; and (b) what actions the police are expected to take when such a report is made.</p><p><strong>Mr Masagos Zulkifli B M M</strong>:&nbsp;This question has been answered as part of the Minister-in-charge of Social Services Integration's oral reply to Parliamentary Questions at the Sitting on 5 November 2025.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Support Measures for Families with Young Children Spending Extended Hours in Childcare","subTitle":null,"sectionType":"WA","content":"<p>36 <strong>Dr Charlene Chen</strong> asked the Minister for Social and Family Development in light of the research on young children spending extended hours in childcare (a) what steps are being taken to mitigate negative impacts on these young children; (b) whether there are plans to strengthen social-emotional support for children attending long hours; and (c) what additional support is in place for flexible work arrangements to reduce such hours.</p><p><strong>Mr Masagos Zulkifli B M M</strong>:&nbsp;Research has consistently shown that the early years are a crucial period where positive experiences and relationships can shape our children's future learning and development. As the child's first and most influential teacher, parents play an important role in their development. We encourage parents to spend more quality time with their children, such as by bonding with their children through daily routines like dinner and bedtime, as well as activities like play and reading.</p><p class=\"ql-align-justify\">&nbsp;Employers have a part to play, by providing a family-friendly work environment that supports working parents in balancing their caregiving and work commitments. The Tripartite Guidelines on Flexible Work Arrangement Requests, which took effect on 1 December 2024, was introduced to support all workers, including parents, to better manage their work and caregiving responsibilities in a sustainable manner. This sets out the process for employees to request one-off or more sustained arrangements to meet their caregiving needs.</p><p class=\"ql-align-justify\">&nbsp;We have observed that more parents are enrolling their children in full-day childcare over half-day programmes to balance their work and family commitments. To support children in preschools, the Early Childhood Development Agency (ECDA) has prioritised improvements to the quality of preschool care and education and embraced a holistic approach to child development. For example, the national learning and development frameworks were updated in recent years to place greater prominence on developing children's social and emotional competencies. ECDA also curates relevant resources and training related to children's social and emotional development for educators as part of capability-building efforts to support children's holistic development.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Comparison Rate between Non-ComLink+ Families and Returning Families Previously under ComLink+","subTitle":null,"sectionType":"WA","content":"<p>37 <strong>Ms Elysa Chen</strong> asked the Minister for Social and Family Development (a) what is the current return rate to the ComCare programme among families who have exited the programme; and (b) how this differs between ComLink+ and non-ComLink+ families.</p><p><strong>Mr Masagos Zulkifli B M M</strong>:&nbsp;Fifty-four percent of ComCare Short-to-Medium Term Assistance (SMTA) households that exited SMTA in 2020 returned within 36 months.</p><p class=\"ql-align-justify\">This data is available in the Ministry of Social and Family Development's Supporting Lower-Income Households Trends Report 2024 at <a href=\"https://go.gov.sg/msflowerincomereport2024\" target=\"_blank\">https://go.gov.sg/msflowerincomereport2024</a>.</p><p class=\"ql-align-justify\">ComLink+ was only rolled out to eligible families in 2023. The SMTA return rate for ComLink+ families is therefore not available.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Current Escalation Protocol for Breaches in Care and Protection Orders Involving Children","subTitle":null,"sectionType":"WA","content":"<p>38 <strong>Ms Diana Pang Li Yen</strong> asked the Minister for Social and Family Development (a) what is the current escalation protocol in cases where there is a breach of the care and protection order issued to keep children who are in need of care or protection safe; (b) who must be notified and within what timeframe; and (c) what enforcement mechanisms exist in such case to keep the affected child safe.</p><p><strong>Mr Masagos Zulkifli B M M</strong>:&nbsp;The Ministry of Social and Family Development's Protective Service (PSV) applies to the Youth Court for a care and protection order (CPO) when there are immediate safety concerns or risk of serious harm to the child, and the parents are assessed to be unable or unwilling to cooperate in safety plans to prevent harm to the child.</p><p class=\"ql-align-justify\">&nbsp;A breach of the CPO would trigger an immediate reassessment of the risk of harm. If the risk is high, PSV will take steps to ensure the child's safety. This may include exercising statutory powers to remove the child from the home or referring the case to the Police if an offence is suspected or Police involvement is necessary to ensure the child's safety.&nbsp;The case may also be brought to the Youth Court for review, where additional safety conditions may be imposed to address immediate risks. Such conditions may include having all contact between the parents and the child&nbsp;supervised by PSV, particularly where the child has been placed in alternative care. The Court may also direct the parents to undergo counselling, psychotherapy or other intervention programmes as part of the CPO conditions.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Reports of Ransomware Incidents by Singapore-based Companies and Legislation on Ban of Ransom Payments","subTitle":null,"sectionType":"WA","content":"<p>39 <strong>Mr Gerald Giam Yean Song</strong> asked the Minister for Digital Development and Information (a) how many ransomware incidents have been reported by Singapore-based companies in the past three years, with a breakdown by company size; (b) whether the Ministry plans to legislate a ban on ransom payments; and (c) what is the Ministry's assessment of the net benefit of such a ban, balancing reduced criminal funding against business impact.</p><p><strong>Mrs Josephine Teo</strong>:&nbsp;On average, there were 141 ransomware incidents reported to Government agencies annually between 2022 to 2024. Around 60% of these incidents were reported by small and medium enterprises<sup>1</sup>. The rest were reported by larger enterprises as well as non-profit organisations.</p><p>Singapore strongly discourages the payment of ransoms to ransomware actors. These attackers are criminals. Payment does not guarantee restoration of access to affected systems and data or prevent stolen data from being published. Organisations that have paid up may also be viewed as \"soft targets\" and prone to repeat attacks. Instead, we encourage everyone to adopt good cyber hygiene practices to better protect their systems and data against ransomware. We have made resources available at the Ransomware Portal to help them better protect themselves.</p><p>We are aware that some countries, such as the United Kingdom, are considering legislating a ban on ransom payments. The aim is to disincentivise ransom payments and, in so doing, cut off an important source of criminal funding for the ransomware industry. However, there are also concerns ransom payments may simply be pushed underground. We are therefore continuing engagements with our counterparts to better assess the effectiveness of legislating a ban.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":["1 : Enterprises with a group revenue of up to S$100 million or a maximum employment size of 200 employees."],"footNoteQuestions":["39"],"questionNo":"39"},{"startPgNo":0,"endPgNo":0,"title":"Future Plans Towards Education and Training Initiatives Based on SkillsFuture's Success and Effectiveness","subTitle":null,"sectionType":"WA","content":"<p>40 <strong>Mr Shawn Loh</strong> asked the Minister for Education (a) whether there are any plans to top up the SkillsFuture Credits; and (b) if not, whether the Government will pivot to other more targeted forms of support for continuing education and training initiatives in the next phase of the SkillsFuture movement.</p><p>41 <strong>Mr Shawn Loh</strong> asked the Minister for Education whether the Ministry has compared the effectiveness of SkillsFuture programmes that are not directly linked to employment with other forms of support for continuing education and training programmes, such as subsidies for employers to place workers in jobs for on-the-job training. </p><p><strong>Mr Desmond Lee</strong>:&nbsp;My response to these two questions will also address the other oral Parliamentary Question filed by Mr Shawn Loh, which will be taken in a subsequent Sitting.</p><p class=\"ql-align-justify\">SkillsFuture Singapore (SSG) supports a wide range of programmes to meet the diverse needs of Singaporeans in lifelong learning and skills development, across different life stages.&nbsp;</p><p class=\"ql-align-justify\">The broad-based SkillsFuture Credit of $500, given to Singaporeans at age 25, is intended to foster a lifelong learning culture and encourage individuals to take ownership of their own learning and skills development. It can be used to offset the out-of-pocket fees for a wide variety of courses ranging from placement-related programmes and shorter skills-based courses that can enhance one's employability to those that cater to individuals' personal learning interests. Even though the programmes might not be directly related to their current areas of employment or lead directly to employment outcomes, they can help individuals to cultivate an interest and take the first step towards lifelong learning.</p><p class=\"ql-align-justify\">Beyond the broad-based SkillsFuture Credit, SSG also provides more targeted SkillsFuture Credit top-ups, such as the recent $4,000 SkillsFuture Credit (Mid-Career) top-up under the SkillsFuture Level Up Programme. This targets mid-careerists aged 40 and above and can only be used for curated courses with stronger employment objectives. In addition, SSG offers other targeted training support, including course fee subsidies of up to 90% for industry-relevant programmes with good manpower outcomes, as well as incentives for place-and-train Work Study Programmes co-delivered by the Institutes of Higher Learning and employers.</p><p class=\"ql-align-justify\">Where appropriate, we look at employment and wage outcomes to evaluate training impact. For example, econometric studies have shown that Institute of Technical Education and polytechnic graduates who upgraded via Work-Study Programmes enjoyed wage premiums of around 6% to 11%, compared to those who transited straight into employment. To complement these indicators, SSG also requires all learners taking SSG-funded programmes to rate the course quality and perceived outcomes, for example, whether the course has helped them improve their work performance or take on enhanced responsibilities at work. These ratings are published on the MySkillsFuture portal to help individuals to make informed training decisions.</p><p class=\"ql-align-justify\">We have no immediate plans to top up the SkillsFuture Credit, having just provided a significant top-up of $4,000 to mid-career Singaporeans last year. We will continue to monitor the training needs and calibrate our training support between broad-based and targeted measures, and between supporting individual-led versus employer-led training, to meet the diverse needs of individuals and employers.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Considerations and Efforts Taken to Increase Usage of $500 SkillsFuture Credits before its Expiry End-2025","subTitle":null,"sectionType":"WA","content":"<p>42 <strong>Dr Choo Pei Ling</strong> asked the Minister for Education in view that the $500 SkillsFuture credits are due to expire at end 2025, whether the Ministry will consider a grace period of a few more months to allow Singaporeans to utilise these credits.</p><p>43 <strong>Mr Gerald Giam Yean Song</strong> asked the Minister for Education (a) how many Singaporeans have used their SkillsFuture Credits for the Udemy Business-Republic Polytechnic Annual Subscription Plan since its launch; and (b) whether more can be done to encourage Singaporeans to use their one-off SkillsFuture Credit top-up before it expires in 2025 for this online option, such as lowering the annual subscription price and more publicity.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;I will take oral Parliamentary Question No 78 and written Parliamentary Question No 42 to 43 on today's Order Paper.&nbsp;My response will also cover the matters raised in the written Parliamentary Question scheduled for the earlier sitting on 4 November 2025 from Dr Charlene Chen.&nbsp;[<em>Please refer to \"</em><a href=\"https://sprs.parl.gov.sg/search/#/sprs3topic?reportid=written-answer-20826#written-answer-21041\" target=\"_blank\" id=\"written-answer-20826\"><em>Extending Expiry Date of Unused $500 SkillsFuture Credits</em></a><em>\", Official Report, 4 November 2025, Vol 96, Issue 9, Written Answers to Questions section.</em>]</p><p>I invite Members to seek clarifications as needed.</p><p>The Government provided a one-off SkillsFuture Credit top-up of $500 to all eligible Singaporeans aged 25 and above in 2020. Unlike the Opening Credit of $500 given at age 25 and the Mid-Career Credit of $4,000 given at age 40 that do not expire, this top-up will expire by the end of 2025 after about five years of validity, as it was intended to nudge individuals to take timely upskilling action.</p><p>As at end-September 2025, close to 800,000 Singaporeans, or about three in 10 eligible Singaporeans, have used their SkillsFuture Credit top-up. Mid-career workers aged 40 to 60 made up close to half of this group. Top areas of training include information and communications, food services, advertising and sales and marketing. About 10,000 individuals have used their SkillsFuture Credit for online training subscriptions by Udemy, EdX and Coursera that are offered through local training providers.</p><p>There are various reasons why individuals choose not to use their SkillsFuture Credit top-up. Many could have attended training with employer sponsorship and did not have to tap on their SkillsFuture Credit to offset the out-of-pocket training fees. In 2024, about 241,000 individuals were sponsored by their employers to attend training supported by SkillsFuture Singapore (SSG).</p><p>We also recognise that there is opportunity cost for working adults to pursue training, requiring them to set aside time from work, family or personal commitments. To support these individuals, we have lowered the barriers to learning by leveraging e-learning and introducing flexible training modalities, such as bite-sized modules and part-time programmes that are work-compatible.</p><p>SSG has also stepped up efforts to enhance the MySkillsFuture portal to make it easier for users to navigate the course catalogue and search for courses based on their career goals, skills needs or interests. SSG will continue to enhance the MySkillsFuture user interface based on user feedback, including plans to better integrate the course search and course sign up with training providers. More details will be released later.</p><p class=\"ql-align-justify\">We do not intend to extend the expiry of this one-off SkillsFuture Credit top-up. SSG will continue to guide learners to access training programmes that meet their needs, including those that target in-demand and emerging skills, such as in AI upskilling. Individuals with expiring credits can consider whether there are suitable courses or online training subscriptions that meet their learning and career needs.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Weekly Average Number of Classroom Hours Spent by Teachers from 2021 to 2025","subTitle":null,"sectionType":"WA","content":"<p>44 <strong>Dr Wan Rizal</strong> asked the Minister for Education (a) what is the average number of classroom instructional hours teachers spend weekly; and (b) whether this has changed over the past five years.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;This question has been addressed by written answer to Parliamentary Question No 40 taken on 14 October 2025.&nbsp;[<em>Please refer to </em><a href=\"written-answer-20388#\" target=\"_blank\"><em>​</em></a><em>\"Average Classroom Instruction Hours versus Total Working Hours for Teachers and Initiatives to Reduce Administrative Workload in Past Five Years\", Official Report, 14 October 2025, Vol 96, Issue 7, Written Answers to Questions section.</em>]</p><p class=\"ql-align-justify\"><br></p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Common Reasons Given by Teachers for Leaving from 2021 to 2025","subTitle":null,"sectionType":"WA","content":"<p>45 <strong>Dr Wan Rizal</strong> asked the Minister for Education over the past five years, what are the most commonly cited reasons by teachers for leaving the profession.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;Over the past five years, the most commonly cited reasons by teachers for resignation were family needs, such as caregiving and childcare, and to pursue other career interests.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Evaluation for Professional Development Progammes for Novice Teachers","subTitle":null,"sectionType":"WA","content":"<p>46 <strong>Dr Wan Rizal</strong> asked the Minister for Education how the Ministry evaluates the effectiveness of professional development programmes for novice teachers, including mentorship programmes.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;Beginning Teachers (BTs) rate each professional development programme on content relevance, delivery quality and effectiveness in meeting learning needs. They also share direct feedback with the Ministry of Education (MOE) twice in their first three years of teaching&nbsp;– in their first year, through a survey on school support for BTs, and in their third year, through engagements where they share about their teaching experience, professional development and other needs. The data informs the review and refinement of professional development programmes for BTs.</p><p class=\"ql-align-justify\">Schools review the effectiveness of mentoring through feedback gathered from mentors and mentees via focussed group discussions, surveys and mentoring logs. MOE supports each school with resources and guidance on data collation and analysis for the review, and refinement of school-based mentoring programmes.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Actions Taken to Assist Full-time Teachers' Workload based on OECD TALIS 2024 Report Results","subTitle":null,"sectionType":"WA","content":"<p>47 <strong>Mr Patrick Tay Teck Guan</strong> asked the Minister for Education whether the Ministry will consider hiring more administrative staff or piloting contingent teaching assistants similar to those of international schools and universities to help secondary school teachers focus on their core teaching duties, following the recently released OECD TALIS 2024 report, which found that full-time secondary school teachers worked more hours than the OECD average but fewer hours on teaching.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;This question has been addressed as part of the oral reply to Parliamentary Question Nos 2 to 5 on 4 November 2025.&nbsp;[<em>Please refer to </em><a href=\"oral-answer-3923#\" target=\"_blank\"><em>​</em></a><em>\"Addressing Teachers' Stress Levels and Supporting Their Mental Well-being\", Official Report, 4 November 2025, Vol 96, Issue 9, Oral Answers to Questions section.</em>]</p><p class=\"ql-align-justify\"><br></p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Tracking of Degree and Diploma Courses with Consistent Poor Wage Outcomes","subTitle":null,"sectionType":"WA","content":"<p>48 <strong>Mr Patrick Tay Teck Guan</strong> asked the Minister for Education (a) whether the Ministry tracks all degree and diploma courses that consistently have the poorest outcomes in terms of (i) wages and (ii) securing full-time permanent employment within six months; and (b) if so, what are these courses.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;The Ministry of Education monitors the employment outcomes of courses offered by the Institutes of Higher Learning (IHLs) through the annual Graduate Employment Survey, conducted by the IHLs six months after graduation. Fluctuations in the employment rates for courses across years are to be expected, and can be due to various factors, including labour market conditions, economic cycles and sector-specific trends. There is no degree or diploma course that consistently ranks among the lowest, in terms of full-time permanent employment rates and median salaries, six months post-graduation.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Average PSLE Aggregate Scores for Lowest Performing National Primary Schools and Madrasahs","subTitle":null,"sectionType":"WA","content":"<p>49 <strong>Assoc Prof Jamus Jerome Lim</strong> asked the Minister for Education what has been the annual average PSLE aggregate scores for (i) the six lowest-performing national primary schools and (ii) the four madrasahs, since 2021.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;From 2021 to 2024, the average PSLE Score for the six lowest-performing national primary schools has been stable at 22.</p><p class=\"ql-align-justify\">The four madrasahs, which are designated schools under the Compulsory Education Act, are required to meet the PSLE benchmark, which is pegged at the average PSLE score of Malay pupils taking four Standard-level subjects in the six lowest-performing national primary schools.&nbsp;Since 2021, the four madrasahs have met the PSLE benchmark.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Involving Students in Food Preparation to Promote Independence and Sense of Community in View of Central Kitchen Model in 2026","subTitle":null,"sectionType":"WA","content":"<p>50 <strong>Ms Hazlina Abdul Halim</strong> asked the Minister for Education in view of the central kitchen model coming up in 2026, how can the Ministry consider involving students in simple stages of food procurement, preparation or distrubution so as to promote independence and a sense of community, which have been integral to the canteen culture in Singapore's schools.</p><p><strong>Mr Desmond Lee</strong>:&nbsp;Our schools promote independence and a sense of community in students through a range of existing school programmes, such as Outdoor Adventure Learning camps and Co-Curricular Activities.&nbsp;We do not intend to involve students in food procurement, preparation or distribution in order to achieve these objectives.</p><p><br></p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Proposal for Dog Run Area on State Land near Serangoon North View","subTitle":null,"sectionType":"WA","content":"<p>51 <strong>Mr Kenneth Tiong Boon Kiat</strong> asked the Minister for Law whether the Government will designate a dog run on the state land parcel adjacent to Serangoon North View. </p><p><strong>Mr Edwin Tong Chun Fai</strong>:&nbsp;The Government currently has no plans for a dog run park on the State land parcel in question.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Review Limit of Non-training Days for Trainee Lawyers and Enforcement Measures against Non-compliant Law Firms","subTitle":null,"sectionType":"WA","content":"<p>52 <strong>Ms Valerie Lee</strong> asked the Minister for Law (a) whether the current limit of 18 non-training days during the Practice Training Period for trainee lawyers remains appropriate; (b) what measures the Ministry intends to take against law firms that impose stricter limits; and (c) whether the Ministry will consider reviewing or increasing the permissible absence limit to better align with practices in other Commonwealth jurisdictions.</p><p><strong>Mr Edwin Tong Chun Fai</strong>:&nbsp;The Practice Training Framework was introduced in 2024, following deliberations by the Working Group for the Implementation of the Committee for the Professional Training of Lawyers' Recommendations (CPTL WG). The CPTL WG had decided based on industry norms and considering exigencies, such as illness or family commitments, that it would be reasonable to allow for 18 non-training days as the benchmark for trainees undergoing the 12-month practice training period (PTP).&nbsp;</p><p>The practice training framework and its requirements are administered by the Singapore Institute of Legal Education (SILE), in consultation with the Ministry of Law (MinLaw).&nbsp;SILE's Practice Training Period Guidelines 2024, which are published on their website, permit a maximum of 18 non-training days. Trainees who require more than 18 non-training days can take additional time off, provided they make up the shortfall within 16 months from the start of their PTP. Prior to 2024, trainees had to make up any non-training days during the PTP itself.</p><p>It is nonetheless open for the number of leave days in a training contract to be agreed between a trainee and the supervising law practice. Further, trainees intending to take more non-training days than the allowance provided in their training contracts can discuss alternative arrangements with the supervising law practice, which has incentive to be reasonable in competing for trainees. This is generally aligned with the approach adopted in other jurisdictions.</p><p>As the framework was implemented only in 2024, MinLaw will continue to monitor its efficacy. The first batch of Lawyers (Non-Practitioner) were admitted to the Singapore Bar in April 2025 and will complete their PTP in 2026. We will take into account industry feedback to decide if further reviews are needed.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Outcomes of Work Injury Claims Made by Platform Workers under Work Injury Compensation Act 2019 since January 2025","subTitle":null,"sectionType":"WA","content":"<p>53 <strong>Mr Patrick Tay Teck Guan</strong> asked the Minister for Manpower (a) how many work injury claims have been made by platform workers under the Work Injury Compensation Act 2019 since coverage was extended to them on 1 January 2025; and (b) how many of these claims (i) have received compensation, (ii) have been rejected and (iii) are being processed.</p><p><strong>Dr Tan See Leng</strong>:&nbsp;From January to September 2025, platform workers made 1,029 work injury claims under the Work Injury Compensation Act. Of these claims, 752 received compensation, 19 were rejected and 173 are being processed. The remaining 85 claims were withdrawn by the claimants.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Prohibiting Employer Requests for Last-drawn Salary Information during Recruitment to Promote Fair Wage Practices","subTitle":null,"sectionType":"WA","content":"<p>54 <strong>Mr Kenneth Tiong Boon Kiat</strong> asked the Minister for Manpower whether the Ministry will consider prohibiting employers from requesting last-drawn salary information during recruitment to promote wage determination based on skills and role requirements, prevent anchoring and indexing of offers to prior pay, and mitigate disadvantages from unfavourable starting salaries.</p><p><strong>Dr Tan See Leng</strong>:&nbsp;The Ministry of Manpower does not plan to prohibit employers from requesting last-drawn salary information during recruitment. Such information may be relevant for employers to gauge a candidate's seniority or to make an appropriate offer. However, employers who rely heavily on prior pay may risk overlooking strong candidates by anchoring offers to pay levels that do not reflect current skills. Jobseekers are not obliged to disclose their past salaries and may negotiate compensation based on their skills, experience and the demands of the role.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Formal Accreditation or Integration of GRaduate Industry Traineeship Programme with Existing Academic Programmes at IHLs","subTitle":null,"sectionType":"WA","content":"<p>55 <strong>Ms Elysa Chen</strong> asked the Minister for Manpower whether the Ministry is collaborating with Institutes of Higher Learning (IHLs) to formally accredit or integrate the learning outcomes and structured curriculum of the GRaduate Industry Traineeships (GRIT) Programme with existing academic training to ensure that the short three to six months placements maximise skill transfer by incorporating best practices from the internship programmes at IHLs.</p><p><strong>Dr Tan See Leng</strong>:&nbsp;&nbsp;GRaduate Industry Traineeships (GRIT) is a temporary programme to support fresh graduates' entry into the workforce. Hence, there are currently no plans to explore formal accreditation or integration with academic training for GRIT.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Mid-careerists Transitioning to Care Economy and Job Retention Rates and Challenges","subTitle":null,"sectionType":"WA","content":"<p>56 <strong>Ms Mariam Jaafar</strong> asked the Minister for Manpower (a) how many mid-career Singaporeans have transitioned into the care economy under existing re-skilling initiatives run by Workforce Singapore and SkillsFuture Singapore; (b) what is the median retention period after placement; and (c) what are the main challenges in sustaining such career transitions. \n</p><p><strong>Dr Tan See Leng</strong>:&nbsp;The Government supports career transitions into the care economy through Workforce Singapore's Career Conversion Programmes (CCPs) and SkillsFuture Singapore's <span style=\"color: rgb(57, 65, 70);\">SkillsFuture Career Transition Programmes (SCTPs). </span></p><p class=\"ql-align-justify\"><span style=\"color: rgb(57, 65, 70);\">&nbsp;</span>From 2022 to 2024, around 1,600 individuals have transitioned into the care economy through CCPs in roles such as preschool educators, infant and early years educators, social workers, allied health professionals, speech therapist and nurses. Of the CCP participants who completed training, over 80% have remained employed within the same sector 24 months after being hired.</p><p class=\"ql-align-justify\"><span style=\"color: rgb(57, 65, 70);\">From 2022 to 2024, there were close to 40 SCTPs offered to support transitions into the care economy, including SCTPs for early childhood teachers and healthcare assistants. More than 1,700 individuals have completed these SCTPs, with over three in four trainees placed into the sectors that they have been trained for.</span></p><p class=\"ql-align-justify\">There remain challenges in making such careers attractive to mid-careerists and helping them adapt to their new role. To raise the attractiveness of such careers, sector agencies have established clear and structured career development pathways, as set out in the Skills Frameworks for Social Service, Healthcare and Early Childhood sectors. Sector agencies regularly review salary structures, enhance staff welfare and work on initiatives to improve productivity.&nbsp;To support the transition into the care economy, there are opportunities for exposure to the care sector through outreach and mentorship programmes. Workforce Singapore also works closely with sector agencies through initiatives, such as course previews and facilitating learning visits, to provide first-hand insights into these job roles, and engaging Volunteer Career Advisors to guide applicants in navigating their career transitions.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Making Criteria of Silver Support Scheme More Flexible for Initially Ineligible Seniors","subTitle":null,"sectionType":"WA","content":"<p>57 <strong>Mr Zhulkarnain Abdul Rahim</strong> asked the Minister for Manpower whether the Ministry will consider greater flexibility in the criteria for the Silver Support Scheme, for seniors who exceeded the CPF savings threshold at age 55 but have since depleted much of their savings for housing and medical expenses, so that their current financial, health or employability conditions at age 65 can be more accurately reflected in the assessment.</p><p><strong>Dr Tan See Leng</strong>:&nbsp;The Silver Support Scheme is targeted at seniors who had lower incomes during their working years and now have little or no family support and resources in their retirement.</p><p class=\"ql-align-justify\">The total CPF contributions (TCC) criterion refers to the total sum in the Ordinary and Special Accounts at age 55, including amounts withdrawn for housing, education and investment, and is indicative of the incomes that seniors earned during their working years.</p><p class=\"ql-align-justify\">We periodically review the Silver Support Scheme. The TCC threshold was doubled from $70,000 to $140,000 in 2021. We also raised the qualifying monthly per capita household income threshold from $1,800 to $2,300 in 2025, enabling more seniors to qualify. At the same time, quarterly payments were raised by 20% to keep pace with inflation.</p><p class=\"ql-align-justify\">Seniors facing unique situations can write in to the CPF Board to review their eligibility for Silver Support. We will review their circumstances holistically on a case-by-case basis. Seniors in need can also consider seeking financial assistance from their nearest Social Service Office.</p><p class=\"ql-align-justify\">&nbsp;</p><p><br></p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Monitoring Compliance to Workplace Fairness Act Requirements and Educating Companies on Statutory Tort of Discrimination","subTitle":null,"sectionType":"WA","content":"<p>58 <strong>Ms Hazlina Abdul Halim</strong> asked the Minister for Manpower (a) what are the Ministry's plans to monitor the effectiveness of companies in ensuring the requirements of the Workplace Fairness Act are met; and (b) how will the Ministry ensure that companies are familiar with the procedural aspects of the statutory tort of discrimination in order to prevent non-compliance.</p><p><strong>Dr Tan See Leng</strong>:&nbsp;Today, the Ministry of Manpower (MOM) conducts regular surveys on fair employment practices to monitor the prevalence of workplace discrimination. MOM's annual Employment Standards Report (ESR) also publishes the incidence of wrongful dismissal claims which includes discrimination-based dismissals, and how they have been resolved. We intend to continue with such monitoring of workplace discrimination and are studying ways to augment the efforts, such as by additionally tracking pre- and in-employment discrimination claims in the ESR when the Workplace Fairness Act (WFA) is in effect.&nbsp;</p><p>&nbsp;The Ministry recognises that raising awareness and educating employers on their responsibilities under the WFA is essential for compliance. To achieve this, we are stepping up our employer education efforts. The Tripartite Alliance for Fair and Progressive Employment Practices (TAFEP) has started monthly WFA briefings for employers since September 2025. TAFEP is also partnering with the Singapore National Employers Federation, the Institute for Human Resource Professionals, the Singapore Human Resources Institute and Trade Associations and Chambers to conduct outreach and educate employers on the new legislation.&nbsp;&nbsp;</p><p class=\"ql-align-justify\">&nbsp;TAFEP is also developing comprehensive materials including step-by-step guides, templates and HR e-learning modules that companies can integrate into their corporate training programmes. This would include resources that would support small- and medium-sized enterprises and companies without dedicated HR personnel.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"NRF to Conduct National Research Challenge towards Cost-Effective Elderly Access Solutions for Older HDB Estates with Shortage of Direct Lift Access","subTitle":null,"sectionType":"WA","content":"<p>59 <strong>Mr Yip Hon Weng</strong> asked the Minister for National Development with accessibility challenges faced by senior residents in older HDB blocks which lack direct lift access, and the cost of currently available solutions, whether the Ministry will seek the assistance from the National Research Foundation (NRF) to conduct a national research challenge dedicated to developing innovative and cost-effective solutions to address this infrastructure gap.</p><p><strong>Mr Chee Hong Tat</strong>:&nbsp;Since the introduction of the Lift Upgrading Programme (LUP) in 2001, the Housing and Development Board (HDB) has implemented LUP at over 5,000 HDB blocks that were built without direct lift access to every floor. Today, around 99% of all blocks have direct lift access on every floor.</p><p>Over the years, HDB has piloted and adopted different design approaches and innovative solutions to bring direct lift access to more blocks through LUP. Some examples that have been successfully implemented include machine room-less lifts and bubble lifts.</p><p>HDB continues to explore new ways to bring direct lift access to the remaining blocks, such as working with research institutes to test out new lift technologies. HDB will also be calling for proposals under the upcoming HDB Cool Ideas Enterprise in the first half of 2026. This is a platform that provides enterprises with funding support, mentorship and access to testbed facilities to co-develop solutions that improve the HDB living environment and residents' quality of life.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Duration of Vacancy of Flats under Lease Buyback Scheme and under Relaunch of SBF Exercise in Past 10 Years","subTitle":null,"sectionType":"WA","content":"<p>60 <strong>Mr Chua Kheng Wee Louis</strong> asked the Minister for National Development (a) what is the median, average, and longest duration between HDB's repossession of a flat under the Lease Buyback Scheme and the relaunch of the same unit in a Sale of Balance Flats exercise in the past 10 years; and (b) whether HDB has internal KPIs relating to the vacancy period of repossessed flats under the scheme.</p><p><strong>Mr Chee Hong Tat</strong>:&nbsp;After flats are returned under the Lease Buyback Scheme, the Housing and Development Board conducts sprucing works, which typically take up to six months depending on factors, such as the condition of the returned flat and extent of works required. These flats are then offered for sale as soon as possible under the next Sale of Balance Flats exercise.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Ensuring Adequate CRU Resources, Training and Capacity for Egregious Case Prosecution After Tampines Pilot Programme","subTitle":null,"sectionType":"WA","content":"<p>61 <strong>Mr Zhulkarnain Abdul Rahim</strong> asked the Minister for National Development in light of the Community Relations Unit (CRU) pilot in Tampines, how will the Ministry ensure that the CRU has adequate resources, training, and capacity for investigating and prosecuting egregious cases.</p><p><strong>Mr Chee Hong Tat</strong>:&nbsp;This question was addressed in the Ministry of National Development's reply to the questions asked by Mr Kenneth Tiong and Mr Abdul Muhaimin Abdul Malik on 14 October 2025.&nbsp;[<em>Please refer to </em><a href=\"oral-answer-3906#\" target=\"_blank\"><em>​</em></a><em>\"Criteria that Qualify for Intervention by Community Relations Unit and Unit's Effectiveness in Addressing Neighbourly Disputes\", Official Report, 14 October 2025, Vol 96, Issue 7, Oral Answers to Questions section.</em>]</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Stakeholder Engagement Plan for VERS and Measures to Prevent Speculative Flat Purchases","subTitle":null,"sectionType":"WA","content":"<p>62 <strong>Mr Cai Yinzhou</strong> asked the Minister for National Development (a) what are the specific groups and organisations that the Ministry will engage in the consultation process to determine the final Voluntary Early Redevelopment Scheme (VERS) framework; and (b) what specific and unambiguous communication strategy will the Ministry adopt to actively discourage the promotion to prospective buyers on speculatively acquiring older flats for the purpose of future VERS profiteering.</p><p><strong>Mr Chee Hong Tat</strong>:&nbsp;The Ministry of National Development and the Housing and Development Board will engage Singaporeans on the Voluntary Early Redevelopment Scheme framework and policy parameters, to take in further views and feedback. We will share more details when ready.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Criteria for Heritage Tree Conservation and Infrastructure Development and Increasing Frequency of Heritage Trees Inspection","subTitle":null,"sectionType":"WA","content":"<p>63 <strong>Mr Alex Yeo</strong> asked the Minister for National Development (a) what criteria does NParks use to balance between heritage tree conservation and infrastructure development needs when deciding whether to preserve or remove heritage trees; and (b) whether NParks will consider increasing the inspection frequency of heritage trees in light of the recent removal of a heritage Angsana tree in Potong Pasir, near Woodleigh due to trunk decay.</p><p><strong>Mr Chee Hong Tat</strong>:&nbsp;The National Parks Board (NParks) takes a holistic approach to managing Heritage Trees, assessing them holistically based on factors such as public safety, health condition, girth size as well as cultural, historical and social value.&nbsp;</p><p>NParks inspects Heritage Trees on a half-yearly basis. Where necessary, NParks also carries out detailed inspections using diagnostic equipment and adopts technology for continuous monitoring.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Faraid Inheritance Rights for Muslim Children Born out of Wedlock under Administration of Muslim Law Act","subTitle":null,"sectionType":"WA","content":"<p>64 <strong>Mr Fadli Fawzi</strong> asked the Acting Minister-in-charge of Muslim Affairs for the list of circumstances in which a Muslim child who was born out of wedlock (i) can and (ii) cannot be recognised as a faraid beneficiary under the Administration of Muslim Law Act.</p><p><strong>Assoc Prof Dr Muhammad Faishal Ibrahim</strong>:&nbsp;According to the ruling of the Legal (Fatwa) Committee, which is chaired by the Mufti, a Muslim child born out of wedlock is eligible to be a beneficiary under Muslim inheritance law (Faraid)&nbsp;if the deceased is the child's biological mother or a maternal relative, but not if the deceased is the child's biological father or a paternal relative.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Breakdown of New COE Registrations Awarded to Existing Holders versus Recent and First-time Owners in 2025","subTitle":null,"sectionType":"WA","content":"<p>65 <strong>Ms He Ting Ru</strong> asked the Acting Minister for Transport for each COE bidding exercise in 2025 and excluding COEs registered to companies, what is the breakdown in absolute numbers and percentages of new COE registrations that were awarded to (i) existing COE holders, (ii) recent holders who had a COE within the last 60 days and (iii) those without a COE within the last 60 days respectively.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;On average across Categories A and B in the first three quarters in 2025, around four in five or about 24,000 Certificates of Entitlement (COEs) were awarded to existing COE holders, around 2% or about 500 COEs were awarded to those who held a COE within the last 60 days, and around one in five or about 6,000 COEs were awarded to those who had not held a COE in the last 60 days.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Individual COE Ownership and Breakdown of Ownership Distribution by Individual and Household Size in Last 10 Years","subTitle":null,"sectionType":"WA","content":"<p>66 <strong>Ms He Ting Ru</strong> asked the Acting Minister for Transport over the last 10 years and excluding Certificate of Entitlement (COEs) registered to companies (a) how many individuals have held a COE; (b) what is the distribution of total COEs held per individual including both sequential and concurrent ownership; and (c) how does this distribution further break down when adjusted for household size on a per capita basis. </p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;Over the last 10 years, around 800,000 unique individuals owned a car. An average of about 5% of car-owning individuals owned multiple cars. An average of about 15% of car-owning households owned multiple cars. Adjusting the number of cars owned by households on a per capita basis is not meaningful, as households have different needs and cars may also be used by individuals beyond the immediate household.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Justification for Higher Fare Increase for Express Buses and Potential Impacts of Pricing Strategy on Ridership","subTitle":null,"sectionType":"WA","content":"<p>67 <strong>Mr David Hoe</strong> asked the Acting Minister for Transport for the latest Public Transport Council (PTC) Fare Review Exercise (a) why were express bus fares increased by up to $0.50 versus up to $0.10 for basic services; (b) what cost and ridership parameters and formula were used to derive this increase; and (c) whether this fare increase resulting in express bus commuters potentially switching to other commuting options was considered.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;The Public Transport Council (PTC) adjusts the fares for express buses based on their differential from that of basic services. Express bus services are typically operated on a unidirectional basis, which results in unit costs that are about 1.5 times that of basic bus services. As the express bus fare differential had not been adjusted since the introduction of distance-based fares in 2010, PTC assessed that it was timely to close the cost gap by raising the differential this year.&nbsp;</p><p>PTC noted that the increase may have an impact on commuters who make express bus journeys. In cases where express bus services help to manage crowding on busier rail lines, such as the City Direct Services from the North-East during the morning peak, the Land Transport Authority will continue to provide fare rebates through the Travel Smart Journeys programme to encourage take up by commuters.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Application Rates for Operation of Private Heavy Vehicle Parks and Reasons for Rejection","subTitle":null,"sectionType":"WA","content":"<p>68 <strong>Mr Ng Shi Xuan</strong> asked the Acting Minister for Transport in respect of the average of 700 new applications annually to operate private Heavy Vehicle Parks over 2022 to 2024 (a) what is the average number of applications for each year that were unsuccessful; (b) what are the reasons for the unsuccessful applications; and (c) what are the criteria that the Ministry will consider when evaluating such applications.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;From 2022 to 2024, an average of 414, or 59%, of the Heavy Vehicle Park (HVP) licence applications were unsuccessful each year.</p><p>When assessing HVP licence applications, the Land Transport Authority ensures that the proposed sites are not located within residential areas, the proposed park layouts and parking lots are in adherence to the Vehicle Parking Provision Code of Practice, and the applicant is authorised to operate a Heavy Vehicle Park on the premise.&nbsp;</p><p>Licence applications sometimes fail when the applicant is neither the premise owner nor a tenant of the space or provide incomplete supporting documentation.&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Low Ridership of City Direct Services 675, 676 and 677 and Strategies for Traffic Optimisation","subTitle":null,"sectionType":"WA","content":"<p>69 <strong>Mr Abdul Muhaimin Abdul Malik</strong> asked the Acting Minister for Transport (a) whether the Ministry has studied the reasons for the low evening peak ridership of City Direct Services 675, 676 and 677; (b) what are the Ministry's plans to improve ridership, if any; and (c) whether the Ministry will consider traffic measures or reducing bus stops to improve travel speeds and journey times.</p><p><strong>Mr Jeffrey Siow</strong>:&nbsp;Ridership during the evening peak is generally lower compared to the morning peak. We are monitoring the ridership on services 675, 676 and 677, but we have no immediate plans to adjust these services at this time.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Transparency Requirements and Compliance Reviews for Foreign-Linked Charitable Organisations Operating in Singapore","subTitle":null,"sectionType":"WA","content":"<p>70 <strong>Dr Hamid Razak</strong> asked the Acting Minister for Culture, Community and Youth (a) how the Commissioner of Charities reviews foreign-linked charitable organisations that raise funds in Singapore to ensure that the purposes and use of such funds comply with Singapore's laws and align with its stated foreign policy positions; and (b) what additional transparency or reporting requirements apply to cross-border fundraising activities.</p><p><strong>Mr David Neo</strong>:&nbsp;Anyone or any entity raising funds in Singapore for foreign charitable causes must apply for a Fund-raising for Foreign Charitable Purposes permit from the Commissioner of Charities (COC) prior to the start of the appeal. The permit system serves to ensure that fundraising appeals carried out in support of foreign causes are legitimate and do not support unlawful activities. Details of fundraising appeals granted a permit are published on the Charity Portal.&nbsp;The COC's Office works with relevant agencies, such as the Ministry of Foreign Affairs and the Ministry of Home Affairs, when reviewing permit applications which may have foreign policy and security considerations.&nbsp;Permit holders are responsible for conducting the fundraising appeal in accordance with the details submitted in the application, and for complying with any additional conditions which may be specified in the permit. In addition, permit holders must comply with other relevant requirements, such as ensuring that information provided to donors is accurate and not misleading. A Statement of Accounts relating to the appeal must be submitted to the COC after the appeal has ended.&nbsp;&nbsp;</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null},{"startPgNo":0,"endPgNo":0,"title":"Data on Muslim and Muslim Convert Marriages by Gender from January 2000 to October 2025","subTitle":null,"sectionType":"WA","content":"<p>71 <strong>Mr Fadli Fawzi</strong> asked the Acting Minister for Culture, Community and Youth from 1 January 2000 to 23 October 2025 (a) what is the annual number of marriages registered with the Registry of Marriages involving a Muslim person broken down by gender; and (b) what is the annual number of marriages registered with the Registry of Muslim Marriages involving a recent Muslim convert broken down by gender.</p><p><strong>Mr David Neo</strong>:&nbsp;From 2000 to 2024, there was an average of about 20,700 civil marriages and 4,900 Muslim marriages a year. The Ministry of Culture, Community and Youth does not track the further breakdown requested.</p>","clarificationText":null,"clarificationTitle":null,"clarificationSubTitle":null,"reportType":null,"questionCount":null,"footNotes":null,"footNoteQuestions":null,"questionNo":null}],"writtenAnswersVOList":[],"writtenAnsNAVOList":[],"annexureList":[{"annexureID":2852,"sittingDate":null,"annexureTitle":"Annex 1","filePath":"d:/apps/reports/solr_files/20251105/annex-Annex 1.pdf","fileName":"Annex 1.pdf","sectionType":"BP","file":null},{"annexureID":2853,"sittingDate":null,"annexureTitle":"Annex 2","filePath":"d:/apps/reports/solr_files/20251105/annex-Annex 2.pdf","fileName":"Annex 2.pdf","sectionType":"BP","file":null},{"annexureID":2854,"sittingDate":null,"annexureTitle":"Annex 3","filePath":"d:/apps/reports/solr_files/20251105/annex-Annex 3.pdf","fileName":"Annex 3.pdf","sectionType":"BP","file":null}],"vernacularList":[{"vernacularID":6803,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Mr Lee Hong Chuang","filePath":"d:/apps/reports/solr_files/20251105/vernacular-Lee Hong Chuan ACRA 5Nov2025-Chinese.pdf","fileName":"Lee Hong Chuan ACRA 5Nov2025-Chinese.pdf"},{"vernacularID":6810,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Mrs Josephine Teo","filePath":"d:/apps/reports/solr_files/20251105/vernacular-Josephine Teo Online Safety 5Nov2025 - Chinese .pdf","fileName":"Josephine Teo Online Safety 5Nov2025 - Chinese .pdf"},{"vernacularID":6811,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Ms Rahayu Mahzam","filePath":"d:/apps/reports/solr_files/20251105/vernacular-5 Nov 2025 - MOS Rahayu - Online Safety (R and A) Bill.pdf","fileName":"5 Nov 2025 - MOS Rahayu - Online Safety (R and A) Bill.pdf"},{"vernacularID":6812,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Mr Sharael Taha","filePath":"d:/apps/reports/solr_files/20251105/vernacular-5 Nov 2025 - Mr Sharael Taha - Online Safety (R and A) Bill.pdf","fileName":"5 Nov 2025 - Mr Sharael Taha - Online Safety (R and A) Bill.pdf"},{"vernacularID":6813,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Ms Yeo Wan Ling","filePath":"d:/apps/reports/solr_files/20251105/vernacular-Yeo Wan Ling Online Safety 5Nov2025 -Chinese.pdf","fileName":"Yeo Wan Ling Online Safety 5Nov2025 -Chinese.pdf"},{"vernacularID":6814,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Ms Eileen Chong Pei Shan","filePath":"d:/apps/reports/solr_files/20251105/vernacular-Eileen Chong OSRA 5Nov2025 -Chinese.pdf","fileName":"Eileen Chong OSRA 5Nov2025 -Chinese.pdf"},{"vernacularID":6815,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Mr Zhulkarnain Abdul Rahim","filePath":"d:/apps/reports/solr_files/20251105/vernacular-5 Nov 2025 - Mr Zhul Rahim - Online Safety (R and A) Bill.pdf","fileName":"5 Nov 2025 - Mr Zhul Rahim - Online Safety (R and A) Bill.pdf"},{"vernacularID":6816,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Ms Tin Pei Ling","filePath":"d:/apps/reports/solr_files/20251105/vernacular-Tin Peiling OSRA 5Nov2025-Chinese.pdf","fileName":"Tin Peiling OSRA 5Nov2025-Chinese.pdf"},{"vernacularID":6817,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Dr Wan Rizal","filePath":"d:/apps/reports/solr_files/20251105/vernacular-5 Nov 2025 - Dr Wan Rizal - Online Safety (R and A) Bill.pdf","fileName":"5 Nov 2025 - Dr Wan Rizal - Online Safety (R and A) Bill.pdf"},{"vernacularID":6818,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Mr Ng Shi Xuan","filePath":"d:/apps/reports/solr_files/20251105/vernacular-Ng Shi Xuan OSRA 5Nov2025-Chinese.pdf","fileName":"Ng Shi Xuan OSRA 5Nov2025-Chinese.pdf"},{"vernacularID":6819,"sittingDate":null,"vernacularTitle":"Vernacular Speech by Dr Choo Pei Ling","filePath":"d:/apps/reports/solr_files/20251105/vernacular-Choo Pei Ling OSRA 5Nov2025 -Chinese.pdf","fileName":"Choo Pei Ling OSRA 5Nov2025 -Chinese.pdf"}],"onlinePDFFileName":""}